Wednesday, November 10, 2010

Dental insurance - if I find some to purchase, does it cover pre-existing conditions?

I have a broken crown, heard it'd be about $1000 to repair. Any kind of dental insurance would probably help with the cost, but not if it doesn't cover pre-existing. Yet if it covers pre-existing, seems like they'd lose money. Any feedback on this?
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Be sure to read all the fine print before you sign up. They are required to present all the terms. Sometimes they have a shiny brochure, but ask for the complete policy.
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What is the best dental insurance?

I have crowding with my teeth and need to get braces and periodontal care asap. What is the best dental insurance that will cover orthodontics and periodontics?
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YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here    www.HealthInsuranceFree.info/dental.html    to solve the problem.
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How do I get dental insurance?

I need dental insurance with a policy because Im young and need my wisdom teeth to be extracted. I'm thinking about United Concordia because. When buying a policy, if I mention I need it to extract my teeth, would that have an impact on anything at all? any recommendations? I'm 21
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I feel your pain. I had my wisdom teeth pulled out when I was 14 under my parents policy. Fast forward 17 years later. I am now self employed and I have my own plan. It costs about $10 and they will save you a ton of money. Definitely worth it. Your only other option is to pay out of pocket wit no sort of plan and that will add up way to fast. i just went to the dentist the other day for my annual 6 month cleaning and it was free. Another benefit of this plan is that you can choose which dentist you would like to have. I have been around the block with dentists. I can tell you for a fact that if you show up at a dental office with no sort of plan they will gouge you.
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anyone know of a good dental insurance that is affordable and wont make you pay upfront for services? help?

my family needs to finsd a dental plan where we can all be seen whenever we need and then are billed by the dentist after the dentist has billed the insurance. this day in age who can really afford to pay all upfont for dental care, esspecially when your broke and all the sudden you need a root canal and are in pain any suggestions?
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health-quotes.isgreat.org - my family have this health insurance. It is affordable and has good coverage for dental issues.
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What dental insurance should I choose?

Need to fix my mouth, I got two teeth pulled (will need bridges or whatever the term is), some whitening, maybe couple cavities and thinking about braces later on. I am self employed and trying to pick dental insurance.. up to couple hundred a month (should be sufficient right?). which one should I pick?
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I would encourage you to visit this great website: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago when I was in college and they have saved me thousands of dollars on all of my dental services since. From exams, extractions, xrays, fillings, Cleanings, and even my braces had great coverage. They even had my very affordable benefits active in 2 hours and was able to use them the very same day. Good luck and Hope this helps
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What is the best dental insurance?

Which is the better dental insurance ,Bluecross/bluesheild or Delta Dental?Have you used these dental insurances before?
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We use Delta; however, we were told by our state provider of our pension benefit that both offered identical coverage here. From what I was able to research, and from conversation with my dentist's billing/collections clerk who does all the filing, she says that the only difference she can see is that Delta pays a few days sooner than BC/BS.
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I am trying to find dental insurance that will pay for braces, Does anyone know of an insurance that will cove

I am trying to find dental insurance that will pay for braces, Does anyone know of any insurance companies that pay for insurance and dont have a waiting period? If theres a waiting period then how long? I have delta dental and they only cover up to 1000.00
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I am looking up to find dental coverage for myself and came across this. I never used it so I don't know how well it is. BUT I hope that it is of some use for you. You don't know unless you apply for it and see what they end up telling you about this. Finally . . . An affordable Dental Benefits Plan* that allows you to receive DISCOUNTED Individual DENTAL Insurance! The MEGA Life and Health Insurance Company dental plans offer: NO DEDUCTIBLE and NO WAITING PERIOD for preventive services ORTHODONTIA coverage - optional coverage under age 19 The ability to choose ANY DENTIST you want A LOW $50 DEDUCTIBLE for all other services (Restorative, Oral Surgery, Periodontics, etc.) Then the plan pays on a scheduled basis.1 These insurance plans and benefits may vary by state, click here* for more information. 1All plans are underwritten by The MEGA Life and Health Insurance Company. Administrative Office: North Richland Hills, TX. This is a summary of benefits for informational purposes only. Contact the company for complete description of benefits and any restrictions, exclusions and limitations that apply. Association Group plans require Association membership. MEGA is licensed in all states except NY. The company's market and plan availability varies by state. Edit: I just saw the other part of your inquiry and you list that you have delta and they cover it some. That is more than others do in general. I have had braces and my daughter needed them as well, I had to make a payment plan and pay 1/2 upfront for her's before they would do any work then. If you started the work with an orthodontist already and need to switch to another one due to insurance reasons there aren't any I found or ran across that would do work in this that another orthodontist started on already. Be sure you like the work of the one that you choose or chose to have do this.
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