Sunday, November 21, 2010

Which dental insurance plan is better for me? PPO OR HMO?

I am planning on taking my wisdom teeth out. However, I don't know if the insurance will cover that. Other than that, everything is fine with my teeth.
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There are hundreds of PPOs and HMOs out there so it is impossible to say. Make sure that your medical insurance will cover "surgical removal of impacted wisdom teeth" as part of their oral surgery benefits. Good luck
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Why are there all these question from ppl in the US about not having health insurance or dental insurance?

I live in Europe and if you have something wrong with you, you just go to the doctor or the dentist. The state pays for it. Easy peasy. No hassle. Live is too short to worry about money as well as being sick at the same time.
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You may feel that life is too short to worry about money and being sick at the same time, but there are plenty of people in the US who lay awake at night thinking that somewhere there may be even one single person getting health care he or she does not deserve. ?°)
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I have no dental insurance and my teeth are literally falling out! What can I do?

Is there such a thing as a pro-bono dentist in Michigan that would take what teeth I have left out -and help me get dentures?
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Most cities have free dentisty. Check your city or a larger city near you. Also if you do still have some teeth left maybe go to walmart and get those little brushes and clean inbetween them. Also floss and brush if you can and use warm water if you are having pain. Maybe go to the emergency room at the hospital or call nurse direct there and that will help you. I hope you are okay. Don't worry it will be alright and you will get dentures soon dear.
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I have no dental insurance and horrible credit, any ideas were to go to see a denist that wont charge me a ton?

I live in the portland/ beaverton area. Please help, right now i have a retainer with my tooth on it kinda looking fot the same retainer but with another tooth on it;
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mexico...seriously
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Where can I get full coverage dental insurance?

I am looking for a company that is accepted at most dentists and I would like full coverage.
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when you type full coverage if you mean that your insurance will pay for 100% of your treatment costs then you are out of luck. no dental insurance company will pay 100% of all treatment. or if you mean that your insurance company will pay a portion of all the different types of treatment you may need then you again are out of luck. insurance companies as you know are not there to help you but are ther to make money period. most insurances will pay for a portion of your treatment while you pay the remaining copay. if you are lucky and brave you may be able to find a "dentist" who will waive the patient copay. good luck! there are many individual dentla insurance palns available from ameriplan usa, dorsey, qcd, cigna, delta dental, aetna etc.........
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would it be smart to buy dental insurance and wait for the 12 months grace period?

I need my wisdom teeth pulled out and some root canals. I'm not in pain or anything. so would it be smarter to wait or just come up with the money for these procedures? what is a smarter move?
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You should weigh the cost of premiums for one year, adding your share of cost for these procedures, 50% or whatever it is, and compare that to your cost out of pocket with no insurance and getting the work done now which you may need right away. The root canals may have to get done now. You should get this information from your endodontist or dentist, whoever you saw that diagnosed your root canals. If you wait you might have abscesses in your canals and need extractions. You have to know what the cost will be going for each choice and compare them. You cannot make a decision without the financial information.
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can i get dental insurance with prexisting problems?

i had l00% coverage until I retired about 5 years ago. I had a tooth pulled and he wants to put a mini implant or bridge. I don't even know the difference between a mini and regular implant. I also have two small cavities under corwn on the side. Dan I get Insurance and how much.
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