Monday, December 13, 2010

Will my dental insurance(Industrial alliance) pay for my upcoming dental fees(partial,I know) at the time of?

my appointment? or, will they reimburse me later? The dental receptionist told me that the normal fee for the first appointment(since this is my first in 6 years!) is usually around 224 Cad. Can someone help me?
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Call the dental office and they can provide this information to you. They will also let you know what their financial policy is for the first appointment. Nobody on this site can provide you with the proper answers. Good luck
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Is pulling of wisdom teeth medical or dental insurance?

My sister's wisdom teeth, eight years ago, were covered under medical. Today, my dentist is telling me it's covered under dental. There's a BIG difference in the copay!!!
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If it is done by a general dentist then it's paid for by dental insurance. If it is done by an oral surgeon then depending on your policy it can be covered by either medical or dental insurance.... call your insurance company for details.
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Where can i find low cost health insurance that can include dental? I am in GA.?

I havebeen looking everywhere for health insurance that includes dental(because I want braces)but they are so much (like 290 for a adult and 2 children) I am 16 years old looking for health insurance for my dad,me,and my sister.
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Most health insurance plans do not include dental. Some will have dental as a rider for an extra premium but the plans are generally not very good because of the waiting period and the maximum per year benefits. Some option dental plans won't cover braces at all so you need to check the benefits closely. You have four options with dental. 1. Visit a local dental school. You can get many procedures done for a reduced price if you're willing to let them practice on you. Here is one in Georgia: http://www.mcg.edu/SOD/ 2. Insurance - Depending upon the policy: cost $30-$60 per month. You pay a $50 deductible first, they have an annual maximum that they'll pay per year of $750 - $1500, they have a waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a root canal in my area is $919. With insurance you pay $460 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans. 3. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $919. With discount plans you pay around $827. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health & dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes… concerning these plans. 4. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $919. With fee for service plans you pay as little as $404. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
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how can i get a new crown with no dental insurance?

are there any clinics?
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I had a root canal & crown without dental many years ago. I actually got a discount for paying in full up front (I put it on my credit card). But, the dentist may also be willing to set up a payment plan for you. Talk to him or her before you set up the appointment to have it done. Also, I would go to a dentist that has a good reputation for good dental work. Ask around to friends, relatives & co-workers. I had a bad dentist when I was little & he left part of a cavity in a tooth he put a crown on & the tooth rotted on the inside without me even knowing. He also put in a type of a filing that deadened the nerve so I couldn't feel it. By the time it was discovered, the tooth was a mess. My dentist at the time was able to save it but I have probably spent $5,000 on that tooth alone, myself, I don't know what the dental insurance has paid for it over the years.
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parent's name on my dental insurance card?

I'm planning on going to the dentist soon and my dad mailed me an insurance card. Im under the insurance policy but my name is not on the card...its my dads name. I was wondering if the dental office will accept this when I present it to them or do I need to have it changed to my name?
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He is the policy holder, so it is in his name. They will call to verify the insurance and that you are listed on the policy. It's normal.
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how much does a crown cost with average dental insurance? i got a price i just want to make sure its a good..?

i will select best answer with 7 hrs
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I can help you with this one. I recently had to get two root canals and with that came two crowns. The root canal was not that bad on the wallet, but when I learned how much the two crowns cost I was displeased. After insurance, each crown came to be around $450. costing me almost a $1000 dollars on the dentist. I guess it would have been a lot worse if I didn't have insurance.
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the octuplet mom was offered 1 million to do porn they would give her family full medical and dental insurance?

ya porns degrading but it wouldnt be your money paying for her anymore and her babies would be taken care of, think about it
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You make a good point! You couldn't pay me to watch it though. She already said she would not be doing it.
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