i am 20yr old and i have no insurance and my wisdom teeth is growing out and there is no room for it. so i must pull it out ASAP, but cost me like $1500, any one KNow dental insurance that COVer pulling out wisdom TEETh please help with detail and inforamtion
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Delta Dental is supposed to be good from what I hear but you need to do some research online and make some calls to find the best deal. My personal experience is limited cause I am in the military, my stuff is paid for already. But Delta is what they recommend for when we separate from the military.
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Sunday, December 26, 2010
What options do I have If my insurance doesn't cover my dental crown?
Last year I went to the dentist and got a root canal, then after my dentist told me that my insurance only covered the root canal but not the crown. It costs $1,200 for the crown, is there any other options? I have medicaid.
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I would encourage you to visit this great website: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago use these great benefits when I max out my insurance or when my insurance will not cover a certain procedure. They have saved me thousands of dollars on all dental services. From xrays, fillings, Cleanings, root canals, Crowns and even my braces. They even had my affordable benefits active in 2 hours and was able to use them the very same day. hope this helps and good luck
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I would encourage you to visit this great website: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago use these great benefits when I max out my insurance or when my insurance will not cover a certain procedure. They have saved me thousands of dollars on all dental services. From xrays, fillings, Cleanings, root canals, Crowns and even my braces. They even had my affordable benefits active in 2 hours and was able to use them the very same day. hope this helps and good luck
Source
Good dental insurance?
Dental insurance isn't provided through our jobs, so we are looking for some coverage on our own. Does anyone have personal dental insurance? If so, which companies do you suggest?
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Dental coverage purchased as an individual almost never makes sense. Insurance companies could not stay in business if they paid out more in benefits than they take in in premiums. Most dental plans out there are not insurance at all but "discount plans" with unsustainably low fees which dentists often accept to get you in the door. There is then a strong incentive to steer patients to services with uncontrolled fees. Your best bet if you can't get your employers to set up a group is to try to see if medical savings accounts are available. Failing that, if you expect high dental bills see if you can find a dentist who offers financing. Most dentists should be able to prioritize treatment and perform it in stages to make the financial pain more manageable. Good luck, Steve Bornfeld, DDS
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Dental coverage purchased as an individual almost never makes sense. Insurance companies could not stay in business if they paid out more in benefits than they take in in premiums. Most dental plans out there are not insurance at all but "discount plans" with unsustainably low fees which dentists often accept to get you in the door. There is then a strong incentive to steer patients to services with uncontrolled fees. Your best bet if you can't get your employers to set up a group is to try to see if medical savings accounts are available. Failing that, if you expect high dental bills see if you can find a dentist who offers financing. Most dentists should be able to prioritize treatment and perform it in stages to make the financial pain more manageable. Good luck, Steve Bornfeld, DDS
Source
Good Dental Insurance?
I want to buy good dental insurance that I can use anywhere in the US pretty much right away. I have allot of stuff that needs to be fixed.
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I would strongly encourage you to visit this great site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago now and they have saved me thousands since. From root canals, xrays, cleanings, exams...etc. All services are included in this very affordable plan. Even cosmetic surgery and orthodontic treatment. They even had my benefits active in 2 hours and was able to use it the very same day. And can be used all over the country. hope this helps.
Source
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I would strongly encourage you to visit this great site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago now and they have saved me thousands since. From root canals, xrays, cleanings, exams...etc. All services are included in this very affordable plan. Even cosmetic surgery and orthodontic treatment. They even had my benefits active in 2 hours and was able to use it the very same day. And can be used all over the country. hope this helps.
Source
Saturday, December 25, 2010
19 yr old. Health and dental insurance?
I'm a 19 yr old, white female living in Indiana. I got cut off from insurance when I turned 18. I need affordable health and dental insurance with little or no copay. I currently work part time with no benefits making under 500 a month.
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YOu are not the only one who met this problem,I have met this type of problem before.I have good experience here www.HealthInsuranceIdeas.info to solve my similiar problem.
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YOu are not the only one who met this problem,I have met this type of problem before.I have good experience here www.HealthInsuranceIdeas.info to solve my similiar problem.
Source
Best health and dental insurance for students in California?
I've never purchased insurance before. I'm a 20 year old female. Currently my wisdom teeth are impacted and that has caused a few other dental issues. The wisdom teeth extraction procedure costs much more than I can afford and other dental work on top of that needs to be done. My school offers an insurance plan only for the international students. I would like to find the best dental and health insurance plan for the most reasonable price. If anyone has any suggestions. Other than the problems with my teeth I'm a healthy, non-smoking, active young woman with no pre-existing medical conditions. Thanks!
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These are few insurance in CA Anthem Blue Cross of California Blue Shield of California Aetna PacifiCare Kaiser Permanente HealthNet
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These are few insurance in CA Anthem Blue Cross of California Blue Shield of California Aetna PacifiCare Kaiser Permanente HealthNet
Source
Independent Contractor Dental Insurance?
I need a lot of dental work done but I don't have insurance. I plan on getting 6 Month Braces that I'm going to save up money to just pay cash for if I have to (had braces in the past but wisdom teeth caused crowding)... However, I need other stuff done first... Possibly a deep cleaning, wisdom teeth extraction (above gums), whitening, maybe a filling or two. I have no dental insurance since I'm an Independent Contractor. Saving to pay full price is doable but would take a long time, and to be honest the longer I wait the worse it will get. - Saving for the braces is ok since I'll need to go through everything else first (I'll have enough time to save atleast make 1/2 down payment - if not all of it). So what are my options? I've never had insurance before.. If they know I need work done with they refuse me? Do you make monthly payments or just pay the difference? Either way is fine, but I would want to know ahead of time.
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You need to look at the coverages. I've never seen any private dental insurance that pays out (covers) more than it costs, for an individual. Between deductibles, copays, coverage limits, it's probably not worth it. Look, on a FANTASTIC plan, you might have a one year wait for wisdom teeth, and 50% coverage, UP TO $1000. You could easily be left paying $3,000 out of pocket, for all four, if they are impacted and in sideways. MOST people only want to buy dental insurance, when they need work done. That's why private plans don't cover orthodontics, have long waits, and extreme coverage limitations. Your best bet, is to find a local dental school. You'll get the work done for cash, at a fraction of the cost, under strict supervision, by a dental student, with six others crowding around to watch.
Source
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You need to look at the coverages. I've never seen any private dental insurance that pays out (covers) more than it costs, for an individual. Between deductibles, copays, coverage limits, it's probably not worth it. Look, on a FANTASTIC plan, you might have a one year wait for wisdom teeth, and 50% coverage, UP TO $1000. You could easily be left paying $3,000 out of pocket, for all four, if they are impacted and in sideways. MOST people only want to buy dental insurance, when they need work done. That's why private plans don't cover orthodontics, have long waits, and extreme coverage limitations. Your best bet, is to find a local dental school. You'll get the work done for cash, at a fraction of the cost, under strict supervision, by a dental student, with six others crowding around to watch.
Source
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