Okay, so my boyfriend (20 yrs old) does not have dental insurance, but chipped one of his back teeth about a year ago. Since, a lot more has chipped off of his tooth, causing him extreme discomfort when eating or drinking anything. I'm worried that it will absess, or some sort of infection could occur if he leaves this untreated for much longer. He also has some sensitivity in his other teeth, despite being very hygienic. Is there any way he can go to the dentist, without having to pay such an extreme fee to fix his tooth/teeth? If not, how much might it cost to fix his main issue: the chipped and decaying tooth?
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If the tooth hurts when he eats or drinks, he may have nerve exposure. To treat this he needs a root canal or extraction. Root canals can cost 500-1000 to do. If he has it pulled it will be 80-300 depending on where he goes. Community Health Centers are now starting dental centers where you can get a great discount on treatment. Most offices do give discounts if paying cash and some take payments.
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Tuesday, December 28, 2010
No dental insurance for my 18 month old? Emergency!?
My 18 month old needs to see a dentist right away, but we literally JUST took him off our dental insurance. (He's my first, I never foresaw something like this or we wouldve never been so stupid!) We were in the ER last night after he fell off a toy and busted his right front tooth. I need to make an appointment for him today, are there any places that are low cost or do I need to just make him an appointment at a regular pediatric dentist? Please help! Thanks. Sincerely, Worried Mommy
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Take him to a pediatric dentist. They will likely give you a price quote for the initial visit on the phone, because the initial visit is typically just an exam and maybe x-rays. After the exam the dentist will give you an estimate based on what needs to be done. Most dentists today have some type of financing program available if you have decent credit, so you can ask them about that - it's not through the dentist directly, but with a finance company that has special programs set up for dental work.
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Take him to a pediatric dentist. They will likely give you a price quote for the initial visit on the phone, because the initial visit is typically just an exam and maybe x-rays. After the exam the dentist will give you an estimate based on what needs to be done. Most dentists today have some type of financing program available if you have decent credit, so you can ask them about that - it's not through the dentist directly, but with a finance company that has special programs set up for dental work.
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Question about dental insurance and preexisting conditions?
I have a tooth that is hurting badly and needs a root canal or an extraction. I went to a dental center for a free consultation and got x-rays and a prescription. A few days later I talked to my dad and he told me he could provide me with dental and health insurance. So my question is, once he adds me to his preexisting plan, will they cover my root canal, or will they know about me going to this free consultation and deem it a preexisting condition?
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Report thjis condition before you get your policy if you don't then it will be fraud which means alot of trouble. Many times if you have a preexisitng they will not cover your for a certain time period then coverage will begin.
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Report thjis condition before you get your policy if you don't then it will be fraud which means alot of trouble. Many times if you have a preexisitng they will not cover your for a certain time period then coverage will begin.
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Chicago~~No dental Insurance, No money, Needs several teeth pulled now...HELP!?
My boyfriend who is laid off and on unemployment has no dental insurance, no money, and needs several teeth pulled. He has at least one abscess going on in there... and he has been up for 36hrs now because he is in pain. He has been to the urgent care, they referred him to the hospital, and the hospital set him up an appointment at UIC. From what I understand UIC used to have a first come first serve basis of care set up, where i think they would take care of you for free, but now apparently they charge $150 per tooth. Does anyone know where he could go in the chicago area to get completley FREE dental care. He needs several teeth pulled very soon! He does have an anti biotic and pain killers and thats not helping with the swelling or the pain yet... :( Any suggestions would be great...thank you!
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Try this: http://www.communityhealth.org/becoming_… Are you still gonna love your boyfriend with missing teeth?
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Try this: http://www.communityhealth.org/becoming_… Are you still gonna love your boyfriend with missing teeth?
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How does my Canadian health insurance and dental cards work?
I live in Ontario and I got the first permanent job in my life, so I finally have benefits for once, but I don't know how to use my health insurance and dental insurance. Do I have to pay up front then get compensated later, or will the insurance be able to immediately take care of the cost of trips to the dentist or doctor? I'm hoping the cost can be taken care of right away because I can't afford to pay for expensive visits to the dentis up front, even if I will get the money back later. How much does the average dental check up cost in Canada because I haven't been to one since I was a teenager? I need new glasses, so would this be covered under my insurance too? Thanks for any info, preferably from fellow Canadians.
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Its going to depend. My employer and my wife's employer both use the same company. However the policies both companies have are different with regards to payouts. Trips to the doctor should be covered by OHIP. Most plans will not cover optometrist visits. For the dentist give your card to their admin, they can figure it out. My policy pays for their portiion of the coverage right away and I only have to pay for the remainder on the spot. My wife's plan she has to pay 100% at the dentist, but the covered amount is direct deposited to her bank in 1-2 business days. Most dentists take credit cards now. Check your plan formulary for eyeglass coverage. My plan has $0 coverage and my wife's is $200 every two years. (You'd think a tech company would have eyeglass coverage since 80% of the staffing complement is nerds) The dentist is going to try and get you to do a full set of xrays and possibly two cleanings if you don't regularly floss (there might be a lot of build up). You might be looking at $300 in the Toronto area.
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Its going to depend. My employer and my wife's employer both use the same company. However the policies both companies have are different with regards to payouts. Trips to the doctor should be covered by OHIP. Most plans will not cover optometrist visits. For the dentist give your card to their admin, they can figure it out. My policy pays for their portiion of the coverage right away and I only have to pay for the remainder on the spot. My wife's plan she has to pay 100% at the dentist, but the covered amount is direct deposited to her bank in 1-2 business days. Most dentists take credit cards now. Check your plan formulary for eyeglass coverage. My plan has $0 coverage and my wife's is $200 every two years. (You'd think a tech company would have eyeglass coverage since 80% of the staffing complement is nerds) The dentist is going to try and get you to do a full set of xrays and possibly two cleanings if you don't regularly floss (there might be a lot of build up). You might be looking at $300 in the Toronto area.
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is dental insurance worth the money?
I need to have a 2 teeth bridge put in and some other work done. I went to Queen Elisabeth Hospital today because my surgeon reffered me ( have got facial paralysis on left side) . I went to the dentistry dept and was told every thing I need doing, and then the dentist told me that they can't do it and my NHS dentist has to do it. Problem being is that my NHS dentist won't do the work on the NHS!! I want to know if dental insurance is a good idea or whether because it is a pre existing condition it wont be covered. Please help, beside myself as my smile is shocking anyway, just want to make it as good as it can be. I have had this problem for 12 years and am 'only' 35!
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I would encourage you to visit this great site healthsavings.ourperfectcard.com I signed up online over 6 years ago and they have saved me thousands of dollars over the years on all procedures. From root canals, xrays, exams, extractions...even my braces were covered. They even had my very affordable benefits active in 2 hours and was able to use them the very same day. Good luck and hope this helps.
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I would encourage you to visit this great site healthsavings.ourperfectcard.com I signed up online over 6 years ago and they have saved me thousands of dollars over the years on all procedures. From root canals, xrays, exams, extractions...even my braces were covered. They even had my very affordable benefits active in 2 hours and was able to use them the very same day. Good luck and hope this helps.
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Help with dental insurance?
My wisdom teeth are starting to come through, and i will need them removed. My job does offer dental, but from what I hear it's crap, and aflac is way too expensive. I'm not too great at choosing insurance, I don't know a thing about it; So looking for some help here. What would be my options as far as dental, something not too expensive, but also something that will cover a good portion of any oral exams or operations. I know I have to keep a plan for a while before I can receive benefits towards operations, and that's fine, my teeth aren't going anywhere and growing in painstakingly slow.
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I have a terrific dental plan that I found after months of searching and comparison shopping. Try to avoid dental discount plans or indemnity plans, they cannot guarantee what kind of discount you will get and they are usually a sham. Mine is a comprehensive plan that offers the same coverage for groups as well as individuals. It has no network, so you can see any dentist you want, and it has NO WAITING PERIODS for services, diagnostic, preventative, basic, major, etc. You can get it for under 30 bucks a month, and you can apply online at www.BestForLessDental.com~ another cool thing about the plan is it has a 100$ deductible that you only have to meet once, not every year, and it has an annual benefit of $1,250 bucks. much higher than anything else I found.
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I have a terrific dental plan that I found after months of searching and comparison shopping. Try to avoid dental discount plans or indemnity plans, they cannot guarantee what kind of discount you will get and they are usually a sham. Mine is a comprehensive plan that offers the same coverage for groups as well as individuals. It has no network, so you can see any dentist you want, and it has NO WAITING PERIODS for services, diagnostic, preventative, basic, major, etc. You can get it for under 30 bucks a month, and you can apply online at www.BestForLessDental.com~ another cool thing about the plan is it has a 100$ deductible that you only have to meet once, not every year, and it has an annual benefit of $1,250 bucks. much higher than anything else I found.
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