I'm in dire need of some dental work. I have no insurance and only a thousand saved up for dental work. I have a broken molar that requires a bridge and a front tooth that has a hole in the back that probably needs an implant. Anyone know how I can find a cheap dentist or anywhere that offers financial assistance?
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If you can come to India, can provide you good dental care. We are specialized in dental implant. For info visit : http://www.drkadamsdental.com/
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Sunday, February 6, 2011
Why are dental and medical problems not insured together?
I have a medical condition that requires I take prescribed drugs everyday. My prescriptions cause me to grind my teeth at night while sleeping. The drug warning says that is a side effect. This has resulted in broken teeth and other problems. I paid $500 for a night guard but that made my gums infected and even loosened some of my teeth. Meanwhile, I've spent roughly $5,000 on dental work while my health insurance continues to pay for the prescriptions the doctor prescribes that causes it. Shouldn't an effect of a prescribed drug given by a medical doctor also insure related problems from that treatment? Any doctors, RN's, insurance co people out there to answer this? Thank you.
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A night guard should not loosen your teeth. I'd have your dentist re-make it.... at no charge. (It costs them about $20 to make it, so he can cut his losses.) Anyway, medical and dental don't work together because they make too much money being seperate. You can try and get your medical to pay for dental.. but it's like pulling teeth, and mostly a waste of time. They won't budge.
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A night guard should not loosen your teeth. I'd have your dentist re-make it.... at no charge. (It costs them about $20 to make it, so he can cut his losses.) Anyway, medical and dental don't work together because they make too much money being seperate. You can try and get your medical to pay for dental.. but it's like pulling teeth, and mostly a waste of time. They won't budge.
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does insurance cover dental surgery ? ?
i need surgery because my top teeth are inside not outside my bottom teeth . I need surgery but i dont know if i will be covered . Has anybody ever had to get surgery then wear braces ?
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it should cover! good luck
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it should cover! good luck
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What do you do without Dental or Health insurance?
Hi guys, I've been living in the US for 2,5 years now, lucky to have great dental and medical. But I'm changing jobs so won't have medical/ dental for a while. What do I do in case of an emergency - break a bone, tooth ache?? (serious question) I'm from Europe, so it seems so foreign to me that one would not be able to have access to a doctor in those cases.....
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I know of 2 options that you have. Option 1: You could look into a short term major medical policy through an independent insurance agent. They are cheap, but have high deductible amounts. If you don't think that you will have to go to the doctor, etc, then the high deductible wouldn't be so bad. Option 2: You could check into a discount health plan. I have located a website that compares discount health plans, as I only have personal experience with Ameriplan. I have listed both sites below as sources. I would compare monthly premiums, number of local providers, and savings you would receive on general visits. I hope that one of these might work for you.
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I know of 2 options that you have. Option 1: You could look into a short term major medical policy through an independent insurance agent. They are cheap, but have high deductible amounts. If you don't think that you will have to go to the doctor, etc, then the high deductible wouldn't be so bad. Option 2: You could check into a discount health plan. I have located a website that compares discount health plans, as I only have personal experience with Ameriplan. I have listed both sites below as sources. I would compare monthly premiums, number of local providers, and savings you would receive on general visits. I hope that one of these might work for you.
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Health insurance? How can I apply for my own Health/Medical insurance?
So from what I hear, once you're 22 years of age, you're dropped from your parents Health insurance. What i would like to know is how i can apply for my own before then, I am 18 years old and right now i just want to be safe rather than sorry. I know full time jobs have medical insurance, vision, and dental as benefits. But please, someone get this off my shoulders and explain to me how i can apply for my own medical/health insurance before the years fly by and something ends up going wrong. Thank you!
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First off, the age which you could be dropped will vary by situation and company, and state. Some companies will drop you at 18 if you're not in school while others will let you go until 30 whether you are in school or not. Not all full time jobs have insurance benefits. Some part time jobs do have insurance benefits. Part of the healthcare bill stipulates that all insurance companies in all states must allow adult children to stay on their parent's policy until age 26. This will go into effect when your policy renews after 9/23/10 although some insurance companies have already started as of June 1. How you go about getting your own policy - Visit a local agent that works with all of the major companies in your area. The agent can find the best policy for your situation and budget. They can explain what you get and, more importantly, what you don't get with each policy. There is no extra charge using an agent. You should do this anyway because in most cases an 18 year old can get their own policy much cheaper than being on their parents.
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First off, the age which you could be dropped will vary by situation and company, and state. Some companies will drop you at 18 if you're not in school while others will let you go until 30 whether you are in school or not. Not all full time jobs have insurance benefits. Some part time jobs do have insurance benefits. Part of the healthcare bill stipulates that all insurance companies in all states must allow adult children to stay on their parent's policy until age 26. This will go into effect when your policy renews after 9/23/10 although some insurance companies have already started as of June 1. How you go about getting your own policy - Visit a local agent that works with all of the major companies in your area. The agent can find the best policy for your situation and budget. They can explain what you get and, more importantly, what you don't get with each policy. There is no extra charge using an agent. You should do this anyway because in most cases an 18 year old can get their own policy much cheaper than being on their parents.
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I need dental work BAD...no insurance! Anyone know of a dental college in Las Vegas, that does work for free?
Any info is highly appreciated
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There are no dental colleges in Vegas that I know of. You can find the nearest one here: http://www.yourhealthplanadvisor.com/Den… Other than a dental school you have three other options with dental. 1. Insurance - Depending upon the policy: cost $30-$60 per month. You pay a $50 deductible first, they have an annual maximum that they'll pay per year of $750 - $1500, they have a waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a root canal in my area is $919. With insurance you pay $460 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans. 2. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $919. With discount plans you pay around $827. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health & dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes… concerning these plans. 3. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $919. With fee for service plans you pay as little as $404. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
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There are no dental colleges in Vegas that I know of. You can find the nearest one here: http://www.yourhealthplanadvisor.com/Den… Other than a dental school you have three other options with dental. 1. Insurance - Depending upon the policy: cost $30-$60 per month. You pay a $50 deductible first, they have an annual maximum that they'll pay per year of $750 - $1500, they have a waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a root canal in my area is $919. With insurance you pay $460 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans. 2. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $919. With discount plans you pay around $827. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health & dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes… concerning these plans. 3. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $919. With fee for service plans you pay as little as $404. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
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Cheap Health, Dental and vision Insurance?
Some One told me to join www.healthsavings.ourperfectcard.com But I don't know if it is a good insurance company? It says its only $19 a month but I don't know if thats is to good to be true? And It says it covers ome of the cost of Braces wich i need and no other benifits will cover braces if you are over 18. Has any one had this Isurence? Thanks!
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Yeah, I have had them for 5 years now, since I was in college. They have saved me a lot money since. The company has been great to me and the rep is very knowledgeable of the services and product which makes life so much easier. They have saved me over $2000 in my braces alone. There is no contract, so if its not for you, you can always get out. Good luck
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Yeah, I have had them for 5 years now, since I was in college. They have saved me a lot money since. The company has been great to me and the rep is very knowledgeable of the services and product which makes life so much easier. They have saved me over $2000 in my braces alone. There is no contract, so if its not for you, you can always get out. Good luck
Source
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