I work at a Dr's office and we have Unitedhealthcare ins. they pay for the medical and we are responsible for dental/vision, which is supposed to get taken out of our checks every pay period. The problem is since the beginning of this year we changed over to another ins. company and payroll, and the lady that is handling the ins. hasn't sent over the paperwork about our ins. (dental/vision) to the lady that does our pay roll. The manager said that when the money starts getting taken out of our check they will take out from the previous months all at once, so this will be quite a bit of money at one time out of our check. I just want to know if anyone knows if they are allowed to do this it does not seem right to me for us to be punished for someone else's mistake.
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Yes that's allowed. You had the coverage for those previous months and they are entitled to get paid for that. Since you know it's coming - start setting aside a little money from each pay check. That way, when the deduction happens - it does not hurt you so bad. It also sounds like its a one time thing. Then it goes back to being a monthly deduction.
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Wednesday, February 9, 2011
i live in crystal lake illinois and i need a recommendation from anyone out there on affordable dental insur?
can anyone help us get a reputable yet cost effective dental insurance,
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I live in the same region, and I recommend Camp Crystal Lake Insurance. They helped me when my teeth got punched out by a Palestinian commando.
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I live in the same region, and I recommend Camp Crystal Lake Insurance. They helped me when my teeth got punched out by a Palestinian commando.
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Where can I get dental work with no insurance?
Hi does anyone know where to go to get dental work done at a low cost with no insurance....I have called parkland and they are not taking appointments until March 2009 and I have been told to call Baylor but it is busy and says they only take appointments on Wednesday....it is busy all the time..not sure if you can just go up there and wait? I need a root canal on my lower bottom tooth but I am at the point where they can pull this thing out!!! Any suggestions or help would be greatly appreciated.
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Maybe a visit to this site will help: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago now and they have saved me thousands of dollars. From extractions, xrays, cleanings..etc. All services are included in this very affordable plan. They even had my very affordable benefits active in 2 hours and was able to use it the very same day. hope this helps.
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Maybe a visit to this site will help: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago now and they have saved me thousands of dollars. From extractions, xrays, cleanings..etc. All services are included in this very affordable plan. They even had my very affordable benefits active in 2 hours and was able to use it the very same day. hope this helps.
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I want to have dental cosmetic work done but can't afford it. What should I do?
My insurance does not cover cosmetic dental work, most do not. And, unfortunately I do not earn enough money to pay out of pocket and my credit will not allow me to finance this procedure. Any suggestions? ~Want a killer smile!!
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hey if you would have posted a picture of your teeth i could have estimated how much it would have cost. What you can do is go to Mexico to get your stuff done, its alot cheaper and some people prefer their work better than U.S. dental work, thats one possibility, another way if that you can apply for care credit, as long as you own a car(or something) your eligible, its a credit card(90 days of interest free and you can go with 5,6,7 month payment plan with interest levels really low) only for dental and medical uses, nothing else(no clothes,shoes,food,etc) and every dental and medical office accepts it(they pay what you owe and you pay them), your third possibility if to wait until i get out of dental school and i wont charge you much for "a killer smile"lol
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hey if you would have posted a picture of your teeth i could have estimated how much it would have cost. What you can do is go to Mexico to get your stuff done, its alot cheaper and some people prefer their work better than U.S. dental work, thats one possibility, another way if that you can apply for care credit, as long as you own a car(or something) your eligible, its a credit card(90 days of interest free and you can go with 5,6,7 month payment plan with interest levels really low) only for dental and medical uses, nothing else(no clothes,shoes,food,etc) and every dental and medical office accepts it(they pay what you owe and you pay them), your third possibility if to wait until i get out of dental school and i wont charge you much for "a killer smile"lol
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What is the best dental plan for getting implants?
I need to get some dental implants, and I do not have insurance. Can anyone point me in the right Direction on what would be the best dental plan to cover as much as possible
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Most of the people answering this question don't know what they're talking about. I've had two employer sponsored dental plans and they both covered implants. Aetna and Metlife. They usually cover about 50% of the implant cost. They also cover the restorative part. Unfortunately they cap yearly coverage at around $1200.00 so if you want to use the insurance to it's fullest advantage you have the implant done in the latter part of the year and have the crown done the following year. If you're purchasing insurance on your own it would probably be too expensive to take out a policy that covers implants. If you're employed and your employer offers a medical spending account you may want to put money away for next year and plan the implant for after the first of the year. It's before tax money so no taxes are paid on it and you can access the full amount after Jan 1st of next year.
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Most of the people answering this question don't know what they're talking about. I've had two employer sponsored dental plans and they both covered implants. Aetna and Metlife. They usually cover about 50% of the implant cost. They also cover the restorative part. Unfortunately they cap yearly coverage at around $1200.00 so if you want to use the insurance to it's fullest advantage you have the implant done in the latter part of the year and have the crown done the following year. If you're purchasing insurance on your own it would probably be too expensive to take out a policy that covers implants. If you're employed and your employer offers a medical spending account you may want to put money away for next year and plan the implant for after the first of the year. It's before tax money so no taxes are paid on it and you can access the full amount after Jan 1st of next year.
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How does someone get insurance to go overseas for medical care?
Many people go out of the UK for dental treatment or other surgery. But all travel insurance won't cover the trip if this is the reason
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Whatever your reasons for going abroad, you may be entitled to medical care at reduced cost or sometimes free. Your entitlement will vary based on whether you're going to an European Economic Area country (EEA) or elsewhere in the world
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Whatever your reasons for going abroad, you may be entitled to medical care at reduced cost or sometimes free. Your entitlement will vary based on whether you're going to an European Economic Area country (EEA) or elsewhere in the world
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Is it legal to use two types of insurance?
I'm an 18yr old college student and i'm being offered insurance at my new job, and i have insurance from my dad. Both of the dental plans pay 50% of the total cost. If i get the insurance at my job, could I use both and get 100% of the costs paid?
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Coordination of benefits between 2 policies don't work that way. Usually, if there are two, if one pays 50% and the other pays 50%, you would only get a total benefit of 50%. They will only pick up a balance up to the maximum benefit that one would have paid. If one had an 80% benefit, then one would pay 50% and the other would pay an additional 30% to make up what they normally would have paid if there were only one policy.
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Coordination of benefits between 2 policies don't work that way. Usually, if there are two, if one pays 50% and the other pays 50%, you would only get a total benefit of 50%. They will only pick up a balance up to the maximum benefit that one would have paid. If one had an 80% benefit, then one would pay 50% and the other would pay an additional 30% to make up what they normally would have paid if there were only one policy.
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