Sunday, February 13, 2011

Are health insurance premiums deductible in year paid?

For the first time, I have to pay my retiree health insurance premiums in advance instead of in the month of coverage. I paid for Jan 09 and Feb 09 in Dec 08. I know that medical and dental expenses are deductible in the year paid, but what about insurance premiums. Is that Dec 08 payment deductible in my 08 taxes or my 09 taxes? I can't find a clear answer in Schedule A instructions of Pub 502.
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healthplans.my-age.net - here is my health insurance plan. As I remember they can provide such a service.
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How can I save on health care when I can't afford health insurance?

I need medical, dental, vision, and prescription benefits for cheap! Help! Health insurance costs so much and no pre-existing conditions are accepted!
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Your best bet to save on health care costs, is to take preventative measures. Excercise regularly, maintain your weight in a healthy limit (not too thin, or too fat), don't smoke, drive defensively, and be selective in your physical activities (horseback riding DOES have accidents, and some sports like hockey & rugby have a LOT of injuries).
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I think I have an abscessed tooth. How can I get an antibiotic perscription without insurance?

The whole left side of my face hurts and I can't sleep the pain in my teeth is so bad. I can feel a large hole in my top molar too. Right now I have no insurance and the pain is just killing me to the point where I can't even eat or sleep. What's the best way for me to get a perscription for antibiotics? Would I be able to just walk into a community clinic (or at least with an emergency appointment) and get a perscription or do I have to see a professional dentist to diagnose the infection before I can get it? I know the cavity needs to be taken care of, but right now I just need to relieve the pain until I can obtain dental coverage.
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There are a few things you might want to try. One thing I have used in the past are Dental Schools. They have dentists attending the students and the cost is usually 40% less than an actual office. They will also work out payment plans with you even if you don't have insurance. There are also fully free dental clinics in major cities but the wait can be long. Any dentist will treat you no questions asked if you have an abscess though, it's very serious and since it can lead to blood clots or bursts that may kill you. So I say get the tooth done first then get a scrip for painkillers and anti-biotics. You don't need insurance to get it treated and I really would not wait another day for such an emergency.
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I was recently layed off from my job, but need dental work?

I don't have insurance anymore and would like any good advice on how i can get the dental work i need?
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get a job
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Why is dental which is a major part of one's health so difficult to insure adequately?

If you work for a small biz, you either pay cash for your dental or you pay $40.00-$50.00/mth for insurance that will pay out only $1200.00 per year. That sucks if you need $10,000 in dental work like i need. In Sweden, the government has your back in regard to dental.
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It's terrible isn't it. At some point business big-wigs decided that the mouth wasn't a part of the human body. Oral health has been connected to conditions such as heart disease, low birth weight babies, diabetes, etc. The insurance companies love this.
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How can I find a Dental School to get a Procedure done?

Im looking how to get a procedure done at a Dental School in PA. How do I go about this? This is because my finance was in a car accident and lost some teeth she wants something permenant but her insurance wont cover it. Can any one help?
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There are 3 dental schools in Pennsylvania: two are in Philadelphia (UPenn & Temple) and one is in Pittsburgh (UPittsburgh) -- see links below. The type of bridge she needs is determined by how many teeth need to be replaced, and the condition of the teeth on either side of the empty spaces. Implants are also a really good option for missing teeth, particularly in the front, as they keep the jaw from losing bone as you age, and don't require any work on the surrounding teeth to support them as a bridge does. Typically, you can expect to pay about 1/2 the going price for dental procedures done at a school. Another great option is to check out the research studies and clinical trials conducted at the schools. Patients can get cutting-edge procedures done by post-graduate students in specialty programs like oral surgery or periodontics, often at very little or no cost, in return for agreeing to return for observation over a period of months or years. You and your fiancee might investigate whether there are any implant studies being done at one of the dental schools, or bridge studies where they are trying out a new adhesive or ceramic material. The dental schools will do a good job, although it will probably take longer than if she had the work done in a private practice. Good luck!
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How can i get free dental work?

My husband teeth are falling apart. I'm currently unemployed and have NO insurance. I'm desperate. We need help! Today he swallowed part of his tooth and got scared. Can we get free dental for him here in Seattle WA? Please help and thanks for your answer.
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You live near one of the premier dental schools in the world. Call there to see if they offer "sliding scale" fees based on income. Here's the link to their page about comprehensive care performed by dental students: http://www.dental.washington.edu/patient… Here's the link to the Seattle King County Dental Society's page re: "Clinics and Programs Providing Reduced Cost Dental Care". They have a down-loadable list in PDF: http://skcds.org/for-the-community/gener… Best wishes,
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