Sunday, February 27, 2011

I have a denplan extensive cover, can I go abroad for treatment?

I could receive the same treatment in Germany for one third of the UK price...would I need to pay it myself or would I be able to recover it from my dental insurance co thanks.
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It should tell you on your policy terms and conditions. If it doesn't then contact them, if the answer is 'yes' then get them to confirm it in writing. If the answer is 'no' then ring again and make sure you get the same answer before giving up! Even if you think you are covered on reading your policy I would contact them before embarking on any treatment overseas.
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should i quit my job to be a restaurant server?

Im making 12.98 per hour and im starting to hate it. Should i quit my current job to be a server in an upscale restaurant? The thing kinda stop me is the benifits from my current job, like medical and dental insurance but other than that i dont like it. where would i make more money?
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depends on how good your current benefits are and how much/often you need them ... good medical coverage can be pricey ... you should get some quotes for independent coverage to compare the cost savings. It will also depend on the kind of restaurant you work at ... some nicer ones will have better tips ...
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What is the lowest price ever paid for braces?

My teeth are not that bad; I doubt that I need them for more than 6 months; I live in Virginia; I have Aetna Dental Insurance....Can anyone give me an estimate based on all that info...Please be specific to my scenario....I'm not interested in a general estimate..Thank You
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0,01 dollarcent at ebay
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My work takes my benefits out after tax, is that legal?

I recently signed up for medical/dental insurance through work. My benefits are taken out AFTER taxes. I contacted the benefits department and they say its because the IRS doesn't recognize domestic partners as dependents. My parnter had me on his benefits at American Airlines and he had the benefits taken out pre tax, so is FedEx breaking the law or are am I looking at Sexual Discrimination?
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Regardless of your domestic situation, companies have the option of taking benefits out either pre-tax or after tax. In order to withhold benefits pre-tax, the company has to set up a Section 125 plan.
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question about dental cover....?

I live in the uk and I'd like to go to a private dentist so I'm looking into dental insurance. The problem is I'm absolutely terrified of dentists and I would like to be put to sleep if I have any work done (fillings, tooth extraction, etc). Is it possible to get this covered?
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Anesthesia is rarely covered under most insurance plans. Try hypnosis
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What is Patient's Financial Responsibility When Insurance Company Adjusts Claims?

My dental insurance company processed a claim by my dentist and denied it because of their contractual agreement with the provider that any fillings re-worked within 2 years are not the patient's responsibility. The provider's benefit statement regarding this service states, "The amounts shown as payable by you and by Delta Dental are in accordance with the terms of your dental plan and the terms of our agreement with your dental provider." The benefits statement shows my 80% benefit level for this service. The insurance company is not saying that I am ineligible for the benefit. Rather, they are saying that the dentist is not eligible to be paid for this service (by either the insurance company or me) based on his contract with Delta Dental and the benefits to be provided by Delta Dental and paid by the customer. The benefits statements includes notes explaining why the claim was denied. The underlying question is: "What is the patient's responsibility when the insurance provider says it is zero in accordance with the insurance agreements that all parties are abiding by?" Said differently, "Is the insurance company the final arbiter of amounts owed by the patient?" Does the insurance agreement prevail? Or does the doctor truly have the right to demand payment for amounts that the insurance company says the patient does not owe? I realize the patient is responsible for co-pays and deductibles. But I am pretty convinced that if the insurance company is denying the claim and also stating the patient has no responsibility, then the patient truly has no responsibility until and unless the provider gets the claim processed differently. The provider agreed to be bound by insurance processing when he agreed to accept this provider and its terms and benefits. Insurance companies routinely adjust the "submitted fee" downward to the "accepted/contractual" fee and providers routinely accept those adjustments (and that is one of the reasons we have this complex insurance system: to adjust charges to reasonable levels and protect patients. We pay tons of premiums for this benefit). It makes no sense to then claim the patient owes other amounts that the insurance company says the patient does not owe.
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the insurance company is NOT saying you dont owe. they are just saying they won't pay.
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what are good at home remedies for gingivitis?

i went from having an electric toothbrush to a manual one for a month or so and i guess i kept missing a few spots, anywayy its just a little tender under one tooth and i need an at home remedy. please dont tell me to see a dentist as i have no money to spare right now and i don't have dental insurance. so far i've gone back to an electric toothbrush, and rinse with hydrogen peroxide and listerine twice a day. thanks(:
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You're really irritating your gums by rinsing with these things. Try warm salt water its the best thing for your mouth, speeds up healing. make sure you keep the teeth very clean, brush 2x/day at least two minutes, floss 1x/day. It should clear up in about one week.
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