well, i have open enrollment for health insurance at my work right now and my husband also just joined the marines and will be shipped off on Nov. 5th. i was wondering how good military insurance is for dependents. dont they pay less for dependents then they do for inlisties? i just wanted to know which insurance i should go with, and if i will be covered under military insurance as soon as he leaves for boot camp? and also if anyone knows the percentage they cover for depents on certain things such as dental, etc? thanks in advance.
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First, you won't be covered by military insurance until such time as he has graduated boot (because they can terminate his enlistment at any time prior to that). So until then you're not going to be covered by his insurance benefits. Secondly, if you have a military treatment facility nearby, then it is FAR better to go with military insurance, as you will be covered 100% for all treatment at no cost (providing the MTF treats civilians -- which most do). If you don't have an MTF, then you'll have to pay co-pays, and those can be comparable to public health policies, so you'd have to do your homework and find out which is the better bargain. Dental is a pain (and again, you'll have to wait till he graduates to get coverage). While I can't speak for the Marines, the Navy coverage through Concordia is dismal. You get $1200 a year, and heaven help you if you've got SEVERE dental issues...that $1200 goes fast, after that, it's all out of pocket, not to mention that most major procedures are only covered 50%. As an example, a root canal & crown will cost about $1000....but Concordia only covers 50% of that, so $500 is out of YOUR pocket. So be prepared for that.
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Sunday, April 10, 2011
My bottom tooth is hurting. What should I do?
One of my bottom front teeth is hurting. Its sensitive to pressure (touching it, or chewing and biting). I dont have dental insurance and work for minimum wage. Does anyone know how to get lower costs dental treatment? Or what to do?
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I don't know where there are low cost clinics in your area, but I can tell you what is going on with your tooth. The nerve is starting to die. It will continue to become more painful and infection will build up and swelling will start. Your whole lower jaw may be involved. The only way the tooth can be saved is to do a root canal on it. But you will need to get help asap. Sorry for the bad news and I wish I could help you more.
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I don't know where there are low cost clinics in your area, but I can tell you what is going on with your tooth. The nerve is starting to die. It will continue to become more painful and infection will build up and swelling will start. Your whole lower jaw may be involved. The only way the tooth can be saved is to do a root canal on it. But you will need to get help asap. Sorry for the bad news and I wish I could help you more.
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free dental clinic in round rock/austin area?
My husband needs to go to the dentist because of some really excruciating pain he has. Our insurance does not kick in until the end of this month and cant afford much right now. Does anyone know of a free dental/medical clinic that he can go to in the Round Rock/Austin, TX area?
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There are several options you have. I know for sure aspen dental will give a free exam and x-ray. I have posted the link to the coupon in the sources below. Other than that i am not aware of any free clinics. Since you are near austin though check with dental schools in your area and see if they can do anything free. If that doesnt work, you can buy something called a dental discount plan (you can have those in addition to insurance and they start immediately. The plan i personally recomend is the Careington 500 series plan. I have them as well as insurance and i have been pleased with them so far. But see if you can at least get the xray and exam free, and then check with a local university to see if they would do the work free. If not check out a dental discount plan like the Careington 500 series. and again the coupon for the free exam is attached in the sources section below. Hope that helps.
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There are several options you have. I know for sure aspen dental will give a free exam and x-ray. I have posted the link to the coupon in the sources below. Other than that i am not aware of any free clinics. Since you are near austin though check with dental schools in your area and see if they can do anything free. If that doesnt work, you can buy something called a dental discount plan (you can have those in addition to insurance and they start immediately. The plan i personally recomend is the Careington 500 series plan. I have them as well as insurance and i have been pleased with them so far. But see if you can at least get the xray and exam free, and then check with a local university to see if they would do the work free. If not check out a dental discount plan like the Careington 500 series. and again the coupon for the free exam is attached in the sources section below. Hope that helps.
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What is the most affordable HMO Insurance I can buy in California under $200/mo. I am self employed.?
I have recently begun contracting. Previously I was on a PPO healthplan with BLue SHield from my employer. I am 26. Healthy. Have almost never had to go to the hospital, but for regular check ups. It would be great to have a basic Dental & Prescription coverage included too.
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I would highly recommend you look at the Blue Cross of Ca. Select HMO plan, one of the best and least expensive plans sold in California. Learn more at www.HealthCareman.com
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I would highly recommend you look at the Blue Cross of Ca. Select HMO plan, one of the best and least expensive plans sold in California. Learn more at www.HealthCareman.com
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Anyone get dentures that has Tri-care dental?
My husband is in the military we have tri-care prime insurance and tri-care dental coverage. My teeth are bad, I am certain that when I finally stop being a chicken and make an appointment that dentures will be the fix. I am wondering what to expect for my out of pocket expenses? thank you!
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Why don't you call the insurance carrier and ask them directly. They can probably tell by your policy number what you can expect. I would also think it might have something to do with the practitioner that you select unless they offer a list of participating dental practices. I have dentures, if you want some insight into them, please feel free to contact me. Sandy
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Why don't you call the insurance carrier and ask them directly. They can probably tell by your policy number what you can expect. I would also think it might have something to do with the practitioner that you select unless they offer a list of participating dental practices. I have dentures, if you want some insight into them, please feel free to contact me. Sandy
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Best way to whiten your teeth (without the help of a dentist)?
I used to smoke & love my coffee ~ and my teeth show it :( I would love to whiten them for my wedding, but don't have dental insurance. What is the best product I can use at home? I'm not getting married until April, so I've got some time. If you *do* or *do not* like a particular product, can you please say why? Thanks :)
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Strawberries are one of the best/cheapest products to buy. There are celebrities that only use strawberries to whiten their teeth. All you need is one strawberry a night or morning. Brush your teeth, and then rub the strawberry on your teeth like you would your toothbrush. Trust me it works. Crest Whitening stripes work just as well as the treatments at the dentist for only $30.00 and you can usually get a coupon online for them. Here's one I found online for you - $5.00 off. https://crestwhitestripspremium.offerpro…
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Strawberries are one of the best/cheapest products to buy. There are celebrities that only use strawberries to whiten their teeth. All you need is one strawberry a night or morning. Brush your teeth, and then rub the strawberry on your teeth like you would your toothbrush. Trust me it works. Crest Whitening stripes work just as well as the treatments at the dentist for only $30.00 and you can usually get a coupon online for them. Here's one I found online for you - $5.00 off. https://crestwhitestripspremium.offerpro…
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Why are my teeth breaking? and why are they black inside?
This afternoon I was eating a lifesaver and & I bit it and my tooth broke in half. It's on the right side behind my eye tooth. I mean like a huge chunk (like most of the tooth)just broke off and the piece that's left is black. Why's this happening? My 2 front teeth did the same thing in November. I haven't been to a dentist in a long time but I thought I was doin ok takin care of my teeth. Maybe not? So what now? I'm 14 and we don't have dental insurance.
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Wander, wonder is right. Go to the public health clinic, they have programs that help children. Toothaches are not normal!!! It means there is something wrong. I am assuming it was your parents that told you toothaches are normal. They are ignorant. The fact that your mouth is a mess indicates that you are abused. Yes, NEGLECTING your child's needs is a form of child abuse!!! It is a situation that DISGUSTS all oral health professionals and there is no excuse for it. It doesn't necessarily happen to just poor families, wealthy parents can be guilty of neglecting their child's oral needs too. In my area, you can get free dental work funded by the public health unit if you are a child. Here is a link... http://www.health.gov.on.ca/english/publ…
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Wander, wonder is right. Go to the public health clinic, they have programs that help children. Toothaches are not normal!!! It means there is something wrong. I am assuming it was your parents that told you toothaches are normal. They are ignorant. The fact that your mouth is a mess indicates that you are abused. Yes, NEGLECTING your child's needs is a form of child abuse!!! It is a situation that DISGUSTS all oral health professionals and there is no excuse for it. It doesn't necessarily happen to just poor families, wealthy parents can be guilty of neglecting their child's oral needs too. In my area, you can get free dental work funded by the public health unit if you are a child. Here is a link... http://www.health.gov.on.ca/english/publ…
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