Sunday, January 30, 2011

Are 100% of Americans insured with medical/dental insurance?

Bet not and do they pay their medical bills? NOOOOOOOOO!!!
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45 million people are without access to affordable health care in this country and that is the shame of the greedy capitalist. So afraid that they might have to pay taxes that they cannot look far enough ahead to see that they are just losing their job away from raising that number. I am one of those 45 million, and it sucks.
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Health Insurance covering the cost of braces?

I'm just wondering if there is anyone out there that has had health insurance cover their braces. My husband is major need of teeth repair, and he has broken through the upper lip on both side from different things. - - - he's dental insurance will cover 1/2 of it, i was just wondering in health insurance ever considered covering braces. He has two different dental plans, if health insurance doesn't cover it, could the other plan (through military) cover the other 1/2? thanks for any answers~
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See if the health insurance will pay for it, IF IT IS medically required (dr authorizes it, as for his physical well being/necessary)
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Does Anyone Know If The AllKids Health Insurance Pays For Dental Braces???

It Says On There WebSite, That It Covers All The Health That A Kid Could Have Includeing Dental And Eye Exams. But It Doesnt Say If It Covers Braces Or Not. So If Anyone Who Has Allkids Health Insurance Knows Please Let Me Know. - Thanks
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Per their website http://www.allkids.com/customers/find_de… Orthodontic Services: Orthodontia (Coverage limited to children meeting or exceeding a score of 42 from the Modified Salzmann Index)
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Question about which insurance should be billed?

My husband had a surgical procedure to remove a malignant tumor on the floor of his mouth. During this procedure his oral surgeon worked with the ENT surgeon and removed all his teeth as a precaution and part of his medical treatment. We learned that his dental insurance, rather than major medical, was billed for this service, maxing out the dental benefits for that year, and leaving us with a rather large bill from the oral surgeon. My question is should the oral surgeon have submitted this to the major medical insurance, as it was a medically necessary procedure that occurred during a surgery? The oral surgeon actually billed for each tooth removed as if it were a separate office call for each extraction, close to $150 per tooth. Another question, it has been over a year since this operation and billing, can I still ask the oral surgeon to request payment from the major medical insurance? Or am I stuck since I waited so long to take action on it? Any help or advice is greatly appreciated.
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Most services that are considered 'medical' should go to the medical insurance first and dental would apply as secondary (if at all). Sometimes they will cover all but the tooth removal. It depends on the exclusions of the plan. Has it been too long? Depends again on the exclusions of your insurance plan. You should contact your customer service and see what their timely filing guidelines are. Some have 1 year, 2 years or even specific months. Also, you can ask that because it was was sent into the Dental, if that could be considered timely filing (some plans may allow a filing with another insurance company proof of timely filing).
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Will My Medical Insurance Cover Tooth Extraction?

I am having to have several teeth pulled, including my four wisdom teeth. Several of the teeth have become impacted. Will my medical insurance (Blue Cross/Blue Shield of Minnesota) cover any of this or is this something that only dental insurance covers?
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There should be a phone number on your card. Call it and get the information from the right source.
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Does anyone know how I can get private health insurance?

I can purchase it through work but I was told to shop around a bit. I need medical insurance and dental would be nice. Anyone know of any websites?
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Contact a local independent agent. If you want maternity, chances are the group plan will be better. However, depending on the average age and medical conditions of the group, you may be able to cut the cost in half by going out on your own. That will vary from state to state and group to group also. A local agent can help you. Get the info on the group plan (outline of coverage) and the cost so they can see what they can do for you on an individual plan that is comparable to the group plan. You are making a wise choice by checking out your options. Keep in mind that the group plan is most likely paid in part by your employer. Compare what your actual costs will be.
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Free Dental/ no insurance ?

I am no longer on my parents insurance and I need to go the the dentist. What can I do? I know my one tooth needs to be taken care of.
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A visit to great site may help: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago now and they have saved me thousands on all dental services. Root canals, cleanings, exams..etc. They even had my very affordable benefits active in 2 hours and was able to use it the very same day. hope this helps.
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