Friday, February 4, 2011

What are some low-income health insurance companies?

I am a 21 year old female residing in Ohio, and am looking for some health insurance, including dental if possible. What are some options that won't cost a whole lot for my minimum wage budget?
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Health insurance is different from dental. The premiums aren't based on your income - except welfare insurance - Medicaid and Medicare. You would do a search for "ohio medicaid" to get the website, and see if your income is low enough to qualify. A regular health policy for you, with a low deductible, is GOING to cost $200 a month. If you want to take a high deductible, like $4,000, you can probably cut that in half - but YOU pay the first $4,000 of any medical bills. Dental, well, I haven't seen a private dental policy that pays out more than it costs. So run the numbers befor you buy one.
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What is the purpose of dental x-rays?

I have no dental insurance and unless the x-rays serve a very important purpose, I'd rather not pay for them.
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We look for lots of stuff on x-rays. First, cavities between teeth and sometimes in the chewing surfaces of teeth. We also check the bone level for signs of gum disease. Position of impacted wisdom teeth. Also more obscure things like internal/external resorption even cancer. Sometimes we can pick up systemic diseases like diabetes, histiocytosis X and scleraderma. They are important, but I still feel like many dentists take them way too much. The need for xrays should be individual. Someone with no fillings or gum disease, I take them every 2-3 yrs (sometimes more). someone with a history of a lot of cavities, I take them every year and a half to 2 yrs. Someone with uncontrolled cavity problem, every year. Hope this helps.
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is paying for dental and medical insurance enough child support?

im trying to set myself up for what i believe MIGHT soon be a court battle with baby momma....i just got married and now im starting to go through that baby momma drama BS...through my daughters years of life i have always been there for whatever she needs...anything she wants or needs i have always gotten her....i was paying private school for 3 years...but dont really have any proof of it...every now and then i would make those payments myself bu basically i was giving the money so that the mom would go and make the payments...same goes for whatever else my daughter needed....i would give her the money to go get it or every once in a while ill have my mother get it...but no proof....i pay for the childs dental and medical insurance, which i believe is more than enough...or am i wrong? how can i show proof that i have always been supportive of my daughter? are family and mutual friends testimony enough proof? thanks
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That is all fine, kids still eat, grow and need new clothes. All of these things are very hard for one person to provide.
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Where should I go in a dental emergency?

I went to a dental clinic last week but they said my insurance do not cover dental treatment. So now what should I do? should I go to hospital or..can you give me some advice, please. thank you so much.
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Alot of dentists will do payment plans. Also alot of dentists are not too expensive. I would say there are a ton of people without dental insurance out there and the dental industry recognizes that and tries to accomodate. My daughter had to have an exam and a tooth pulled before she had insurance and it was only 160 in CA. oh yeah if you look up dental schools such as Western they will do alot of dental procedures for free under the guidance of a professional dentist.
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dental emergency, and no insurance?

I am 23 and I don't have health insurance. I been having an unbearable tooth pain and I don't know what to do. I am also unemployed. is there anything I could do
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FORGET "PEANUT BUTTER"= BAD ADVISE 3-4 ADVIL EVERY 4-6 HRS AND A VISIT TO E.R. FOR AN ANTIBIOTIC PRESCRIPTION IS WISE PS, ORAJEL=BAD ADVISE AND A WASTE OF $ AND TIME LOOK FOR HELP FROM FAMILY/FRIENDS TO HELP W/DENTAL COSTS.
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dental work with no insurance?

i NEED like 4fillings and one pulled. but i have no insurance..what will this cost me out of pocket??
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That depends on the Dr and the area you live in. See if there is a dental school near by you can usually save over 1/2 by having a student do the work and they usually take payments as well as most credit cards. Good Luck!
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Are there any dentists with reasonable dental rates in the Colorado Springs area?

Does anyone know of dentists that don't over charge for dental work for someone without dental insurance in southern Colorado?
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I would suggest looking near where you live. Also, I used to do medical billing and coding and if you contact a dental office and explain that you would be a cash patient, they may discount your rates. They will most likely do this because 1) they don't need to verify benefits which takes a TON of time, 2) they won't need to be held to the contract they would ahve with an insurance provider to charge and write-off a certain amount (medical offices that are in-network with a certain provider are required to charge the amounts by the insurance company) and 3) they don't have to file a claim which saves them a ton of time! I loved Dr. Hickenlooper and he used to be on Briargate and Rangewood in the American National Bank building. He was always reasonable and willing to work with you.
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