Would I still be covered under my parents Insurance?

I know I need to be a full time student to be covered under my parents insurance (medical and dental). This semester I was a full time student, but I had to drop a class because it was too hard. So now I only have 9 hours instead of 12. Will I still be covered? Or will the Insurace drop me.
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If your college considers 9 hours to be full-time, then you're fine. If not, they may drop you, but they probably won't find out about it until next fall when they certify whether you are still a student. I'm not 100% sure about that though, so be careful.
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How much does health insurance cost?

I have no clue about health insurance from employers. I've never had to deal with it and now I do. My husbands job said they have a national PPO. I have no idea what that means. My husband will be grossing around 2800 a month, if that helps. Can someone tell me how much to expect will be taken out each pay check for insurance on 2? (dental, vision and medical coverage)
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How much is taken out of each paycheck depends on the employer, the insurance provider, and the deals they've worked out. Sometimes the coverage doesn't cost anything for the employed person, sometimes it does. It just depends. Your husband can find out through his work, usually through HR or the benefits administrator. Read this for general information on PPOs: http://en.wikipedia.org/wiki/Preferred_p…
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Currently paying for braces no insurance?

If I get dental insurance could I use it to pay the remaining amount of money I have toward the bill? Or is it to late? Also if it is possible what dental insurance should I go with or orphadontist insurance if it makes a difference
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I'm guessing your braces won't be covered...pre-existing thing. As for insurance, I would just make a few calls to agencies that carry it, they could best advise you on that.
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can one person have two dental insurances both being united concordia and use both of them?

My daughter has united concordia insurance with her step father and real father. Can they both be used twords her braces?
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The above answers are good and I would only add this: Since the relationship is father and step-father, you will need to know which plan is primary and which is secondary. If it were a simple "mom & dad" arrangement, the person with the earlier birthday in the year would be primary. But in this non-traditional family other factors come into consideration, such as family court orders. Once you find out who is primary, ask about the secondary's "coordination of benefits". They should be either "standard/full" or "non-duplicaton". Since both plans are with the same company, they shold be able to explain everything to you completely. It's a tricky situation, so make sure you know everything before you start. The very best way would be to ask your dentist or orthodontist to pre-authorize the treatment. It takes about 30 to 45 days, but at least you would know what the braces will end up costing YOU.
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how does a deductible on an insurance policy work? is the deductible paid by the patient to the provider?

example: $1500 worth of dental services are rendered to the patient. The patient's insurance policy pays at 80%, leaving the patient a co-pay of 20%, meaning the patient pays $300 to the dental provider. If there is a $200 deductible, is that paid to the dental provider or to the insurance company? If the deductible is to be paid to the provider, does the patient then pay a total of $500 to the provider?
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In this instance, you would pay ths first $200.00 to the dentist and then the insurance company would pay 80% of the remaining $1200.00. That would be $960.00. That leaves another $240.00 for you to pay. The billing clerk or insurance specialist in the dentist's office handles this for you. Every office has one and they are very adept at working with insurance offices.
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What's the best health insurance, blue cross?

I'm 23 yrs old and I'm just seaching for a good health insurance plan for dental and medical, specifically for dental though and please don't give me united health insurance, I rather have something else.
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Here's a few thoughts on finding what you're looking for: 1. Go to www.nahu.org and find a local agent. NAHU is the professional association for agents (like me) who "specialize" in health insurance coverage. 2. Go to www.genesis-grp.com (my site) and get your own "set" of health insurance quotes from a wide variety of companies and plans. Or, do an online search for "health insurance quotes AND ," then get some quotes to review. 3. Stick with "name brand" companies like Blue Cross, Aetna, Humana, etc. There are a lot of other plans out there that look good & have good prices, but "you don't get something for nothing." Stick with the big companies. As far as which insurance company is the best, that depends, of course, on who you ask, what experience they have, what features & benefits are important to you, and so forth. The point, of course, is that the answer is very subjective: some folks hate Blue Cross, some folks love United Healthcare, and vice-versa. Check with your friends & find out who they have & like (or don't like); check with your doctor (if you have one) and see what companies they have, like/prefer, and recommend. Find an agent/broker you like & trust, then ask your questions & pick the one YOU like. Hope this helps a bit... have a swell evening!
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Australia- private health insurance for FAMILY, average cost? hospital cover & some extras like dental, optica?

i just called 2 places mbhba and hba,, its roughly $200 a month,, way over $$$$ what i was hoping for its for a family of 6,, we want hospital cover, optical, dental mainly,, any idea what insurance company is best? thanks or is that pretty much what they all charge? you reckon its worth getting?
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Calling over places mbhba and hba is a A1 idea
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