Tuesday, March 1, 2011

Insurance with fiance?

My fiance and I both work at the same employer, so we both have the same insurance. When we get married will we both have still have separate coverage if I don't put him on mine? Or since it's obviously with the same company it will just naturally put me on his? * This is concerning dental insurance
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Do whatever costs less. At many companies the employees insurance is less than half of the cost of a married couple so it will probably be cheaper to each have your own coverage. As far as having your own and still being on his the usual procedure is your policy would be primary and his policy would be secondary and only pays whats left after the primary pays. That's the usual procedure but you need to speak to your human resources department or insurance representative to get the specifics of how much it would cost for joint or separate policies and how your policies would pay and if you can even get the overlapping coverage.
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Where in or near San Francisco can I go to the dentist for free?

I really want to get my teeth professionally cleaned but without dental insurance I just can't afford it.
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Your teeth look pretty good in your avater pic
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How much would this insurance cost?

I am working on a Economic Budget Project and i need estimates on the following types of Insurances: Commercial Life, Homeowner, and Health/Dental. I am on a very tight budget so please put that into consideration
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Not enough information for ANY agent to quote on YA! Call or go see a LOCAL agent and he/she can help you.
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How much does a simple invasalign cost?

I just want my two front teeth straightened. Isn't it unfair to pay 3000-4000 dollars as much as people with worse teeth? I really want my teeth straighter. but no way my parents will pay for that, even though we have work dental insurance, this is way to much money.
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Its Usually Around $5000 Regular Braces Arent That Bad To Be Honest
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abcess and no insurance?

I woke up this morning with my jaw the size of a baseball. I seem to have an abcessed tooth. I dont have dental insurance. What can I do? The only thing I can think of is to go to the ER cause they will just bill me later but will they be able to help me?
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Yes, the ER will be able to at least put you on an antibiotic for now, but you'll still need to see a dentist... don't wait, even though the swelling will decrease once the antibiotics take effect... the abscess can and will return. Also, keep in mind that just because you're getting billed by the ER, the fee will be considerably higher than if you went to see a dentist for an emergency visit......... just something to consider. Good luck to you~
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What treatment options are available for a periapical abscess on a tooth that has been root canaled 10 years?

I have already been on Clindamycin for 2 weeks with no improvement. The boil appeared shortly after I had an old crown replaced that was on a tooth that had a root canal 10 years ago. I do not have dental insurance and so I am trying to prepare myself for an appointment with a specialist.
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Your options are an apicoectomy, where they go in and amputate the end of the root tip, or extraction. They cant usually just redo the root canal, especially after so long. The roots calcify and they cant just go in there. Dont get it pulled!!! That is just opening a can of worms. You then need a bridge or an implant. A bridge is the price of 3 crowns if not more. But if you dont get something in its place, the teeth around will shift, the tooth opposite (above or below) will come out of the gums more to fill the gap, exposing the root and causing pain. I know paying for the stuff is the most painful, but in the long run its the best option.
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Is medical Insurance Worth it? (See Below)?

I am a recent grad and on my first professional job. I'm 23 years old. I took out medical and dental insurance. I don't have any health problems. Neither does my wife. We took a physical and was told to be OK. I did some dental work but my teeth are overall OK. I pay 162 a month for dental and medical when i can possibly put that money to other uses. I was thinking you know those clinics or if we must visit the emergency room it probabaly would come out cheaper.
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Basically you're saying you want to forgo medical insurance and use so-called "free" care. That's bad - bad for you, and bad for everyone else. It's bad for you because you will not get preventive care or any kind of care that is not emergency or minimal triage. Sure, the free clinic will treat your pneumonia, but it won't help you with high blood pressure, for example. There's a difference between "treatment" and "health care." It's bad for everyone else because you are a professional who CAN afford to pay his own way, but chooses instead to freeload on the backs of others. Not cool at all.
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