Thursday, March 24, 2011

How long is it reasonable to expect to have to wait for an insurance company to authorize a procedure?

Liberty Dental Plan is the company in question.
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Each insurance company has different guidelines. It would be great if they were all the same, but that will never happen. You could try calling them after a week and find out yourself or have your doctor's office call for you.
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Do ERs treat dental issues????

I've been having SEVERE pain in my mouth since Friday. I know it's my wisdom teeth b/c that's where the pain originates and my gums are very swollen in that area. With no dental insurance, it's virtually impossible to get to a dentist. I'm worried that they are impacted/infected. Will an ER be able to help? At least I could be billed for that service!
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Call your dentist or a nearby dentist. They do take emergency calls and many leave a number where they can be reached for a dental emergency. In the meantime, take Tylenol. That's what my dentist always prescribes for pain.
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Is my extreme embarassment and fear of the dentist rational?

I am 23 years old and have never been to the dentist bc of the low income of my parents. Recently, I recieved a good job, with dental insurance. I also noticed discoloration of my molars and one tooth in general is putting me in a lot of pain. My problem comes from the fear and embarassment I feel about going for the first time. Insurance only pays 50% for things such as filling, root canals, also. I am making myself sick over going. I feel like a total loser. Any advice that could make it seem better would be appreciated.
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Everyone has been in your position at some time or another. I didn't go for 5 years and was terrified. Now I go every 6 months and I still get nervous. Call them and book the earliest appt they have available. It'll give you less time to worry or dread. Tell yourself to,"Get it over with!" Esp when you feel scared. Make plans for after the dentist. I planned a movie fest w/friends. That way, I looked forward to the plans and the dentist was something I had to do before then. Once I got there, I told everyone that I was really scared. My dentist was super gentle and nice. Once in the chair, close your eyes. Play with your ring or your bracelet or bring a mp3 player to listen to. Take a look at a calendar. Two months from now, so much stuff will have happened or will happen that the dental appt was just something you had to do. No, you're not a loser. Everyone's scared. Tell yourself,"what's the worse that can happen?" I would think of the most absurd thing. I thought I was going to be wheeled out and can't be worked on. Then I would laugh at how that would never happen. And if it did and they were mean, I could just walk out. Remind yourself that they've studied teeth for over a decade. So they really want to help ppl. And trust me, waiting and wondering was much worse for me. I start to think too much. Once you're done, you'll feel so proud that you overcame your fear. Good luck! =)
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Is there any place that gives financial aid for dental?

I am trying to get into Alabama Rehabilitation Center to get job training, but its not come through yet. I don't have a job nor insurance. Please help,thank you.
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schools.medianewsonline.com - it has detailed info how to apply for financial aid and scholarships to get more cash.
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wisdom teeth and no insurance!?

I have had a wisdom tooth for a while. About three days ago it started to hurt. The gum around it hurts, it is difficult to open my mouth the entire way because my jaw hurts and my neck/throat on this side it is on hurts/feels tender. I don't know if the tooth is just coming in more and it will stop hurting soon or if this is something else. Does any of this sound "normal" to you? Is there a chance that this will go away? I don't know how you tell if it is impacted or whatever. I don't have dental insurance and don't know what to do. I live in NJ, am 24 year old student.
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I would encourage you to visit this website: www.healthsavings.ourperfectcard.com I signed up online about 3 years ago now for all my dental work. They have saved me thousands throughout the years from Root Canals, extractions, exams, x-rays, cleanings…etc. All services are included in this very affordable plan. They even had my benefits active in 2 hours and able to use them the same day. No contracts or limits. Good Luck and Hope the Helps.
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I need to get my wisdom teeth removed and have insurance. Will insurance cover the removal? Im from Canada.?

Hi, im an 18 year old from Canada and just got back from the dentist. I have dental insurance, and the dentist said i will need to get my wisdom teeth removed ASAP because 2 are impacted but the other 2 are not, my question is... Will the removal of my wisdom teeth be covered by the insurance? or is it considered cosmetic surgury? Cosmetic surgury isnt covered under our plan. (i have a chipped tooth from hockey, it is not covered by the plan.) thanks for your time.
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It depends on the type of insurance you have. Most insurances will cover all of the expenses. Might want to get that checked out before-hand. Good luck
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TMJ - not covered under insurance, now what?

I have been going through hell for the last couple months, pain in my neck and shoulder muscles, my ears have felt like they are plugged along with pain in my ears. My jaw has always popped and clicked, now thanks to unwelcome stress I have noticed that I really clench my jaw! I went to my primary and had my ears checked, went to an ENT and had them checked again and he said it all comes down to TMJ most likely! So now after several calls, neither my medical nor dental insurance will cover TMJ treatments, they will cover everything up until the doctor/dentist diagnoses me with TMJ. Now what?
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oh,,, so sorry there is nothing you can do...no coverage. It happened to me too. However it went away .thankfully. you can relieve the pain. no chewing gum no excessive talking...LOL. no eating steak. or things that are very chewy.. eventually it will dissipate
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