If we go to a socialized system we will end up like Canada with 50% tax rates and insufficient practitioners (that's why they come here), or like Britain where you have to wait up to 6 months for operations, and people are so desperate to see dentists they have to pull their own teeth, and a company called DIY Dental that sells over-the-counter filling material and temporary caps does booming business? To FIX the US healthcare--you have to understand the problem. Imagine first having "grocery insurance"---you'd buy prime rib and caviar and champagne with abandon! Or "gas insurance" you'd always buy supreme! Without an incentive of checks and balances, there's no way to reduce costs. In West Virginia, they found that by rebating 10% of the nearly 100% error rate on hospital bills back to clients, that they immediately saved nearly one half on Medicaid costs.
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Make people get a job and buy insurance, It works for me. My wife and I both work and pay 466 a month for insurance. It is very good insurance and i work hard to afford it. Why should I pay for someone who is too lazy to work and get their own insurance. If you can't afford health insurance then the govenment should set something up. It would be crappy but better than nothing. I see no reason someone should get the same insurance I get when I work damn hard for it.
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Monday, May 16, 2011
I have to get a crown on upper molar.?
I had a large filling done yesterday and was told I need a crown put on it as soon as possible to prevent the tooth from cracking. My question is, she told me the price for the crown would cost $500-650. Do you think that is just for the crown or for everything? I don't have dental insurance so this is all going to be out of pocket. What should I expect once I get the crown put on? Will I notice its there?
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I would encourage you to visit this great site www.healthsavings.ourperfectcard.com I signed up online over 6 years ago and they have saved me thousands of dollars on all dental procedures. From Root canals, xrays, exams, cleanings, crowns....etc. Even my braces had fantastic coverage. They even had my affordable benefits active in 2 hours and was able to use them the very same day. Good luck and hope this helps you out.
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I would encourage you to visit this great site www.healthsavings.ourperfectcard.com I signed up online over 6 years ago and they have saved me thousands of dollars on all dental procedures. From Root canals, xrays, exams, cleanings, crowns....etc. Even my braces had fantastic coverage. They even had my affordable benefits active in 2 hours and was able to use them the very same day. Good luck and hope this helps you out.
Source
I live in the Dallas Ft Worth area and I am in need of some dental and orthodontal work.?
I cant find a good insurance or an office that work with me (i dont qualify for care credit or anyother credit cards) Any advice?
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You have four options with dental. 1. Visit a local dental school. You can get most procedures done for a reduced price if you're willing to let them practice on you and actually they are very good. 2. Insurance - Depending upon the policy: cost $30-$60 per month. You pay a $50 deductible first, they have an annual maximum that they'll pay per year of $750 - $1500, they have a waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a root canal in my area is $829. With insurance you pay $414 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans. 3. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $829. With discount plans you pay around $746. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health & dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes… concerning these plans. 4. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $829. With fee for service plans you pay as little as $404. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
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You have four options with dental. 1. Visit a local dental school. You can get most procedures done for a reduced price if you're willing to let them practice on you and actually they are very good. 2. Insurance - Depending upon the policy: cost $30-$60 per month. You pay a $50 deductible first, they have an annual maximum that they'll pay per year of $750 - $1500, they have a waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a root canal in my area is $829. With insurance you pay $414 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans. 3. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $829. With discount plans you pay around $746. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health & dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes… concerning these plans. 4. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $829. With fee for service plans you pay as little as $404. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
Source
Question regarding dental plans?
I just signed up for Avai dental plan and on the member card it says This is not insurance. It is a reduced fee plan. That scared the heck out of me. Does that mean I need to PURCHASE insurance first in order to use this reduced fee plan?? PLEASE HELP!!
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No, you do not have to purchase dental insurance in order to use the reduced fee plan. Although dental insurance is a better option, it can be very expensive. Most employers no longer offer dental insurance to their employees, but will offer the reduced fee plan instead. Most dentists that participate in these plans offer significant reductions in fees for their services. Reduced fee dental plans are also good for people (like me) that are self employed.
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No, you do not have to purchase dental insurance in order to use the reduced fee plan. Although dental insurance is a better option, it can be very expensive. Most employers no longer offer dental insurance to their employees, but will offer the reduced fee plan instead. Most dentists that participate in these plans offer significant reductions in fees for their services. Reduced fee dental plans are also good for people (like me) that are self employed.
Source
how do i get my teeth white again?
Okay, so its the beginning of the summer and i wanna start working on getting my teeth whiter for next school year. i drink ALOT of tea to. i dont like the white strips. they dont work for me. and i dont have dental insurance. please help me out:)?
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my suggesting would be getting as much information as you can before taking any action,here www.HealthInsuranceFree.info/dental.html is a good place for that purpose.
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my suggesting would be getting as much information as you can before taking any action,here www.HealthInsuranceFree.info/dental.html is a good place for that purpose.
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Teeth Problem, What should I do?
I've had a lot problems with teet lately. I recently went to dentist nd was told I have to get 3 Route Canals, each one costing over $1300. I am a sudent and dont have any real money to pay these now but need them fixed because I already have an infection in my jawbone from one of these teeth and will lose them sooner or later if I dont get them fixed, I dont have dental insurance either! What should I do?
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borrow money from your parents or relatives, im sure they will understand, and pay them back whenever you can
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borrow money from your parents or relatives, im sure they will understand, and pay them back whenever you can
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what is a gooo insurance company for a single male who is 25 years of age?
he needs Medical, dental, and Optical
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Life, depends if you're a smoker or not, but rates should be good for you age. Medical, your employer. Or I'd look for a group, like most chamber of commerces will let you in if you're a small biz.
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Life, depends if you're a smoker or not, but rates should be good for you age. Medical, your employer. Or I'd look for a group, like most chamber of commerces will let you in if you're a small biz.
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