We recently moved to Az my husbands job does not have very good dental before we moved we discovered that I am going to need overbite surgery-its causing alot of problems - headaches,earpain,swore jaw, but to make a long story short , I am having trouble finding a individual dental insurance here that doesn't have an annual maxium of more than a $1000 and that covers overbite correction.
--------------------
If the overbite is causing you medical problems it might be covered by your health insurance. Dental insurance usually won't cover you because it is considered either cosmetic or medical. No dental insurance plan is very good; they'll all have a maximum and a waiting period for major work. The best policy that I have in AZ has a maximum of $1500 and a waiting period of 24 months. You could try a dental school; AZ has one in the Phoenix area: http://www.yourhealthplanadvisor.com/Den… Here are a couple of links for dental insurance: https://www.hpainsurance.com/qt/SecureDe… https://www.hpainsurance.com/qt/SmileDen… You can also try a fee for service discount plan. I'm an insurance agent and my personal plan is the fee for service plan, specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered. You can check them out here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access
Source
No comments:
Post a Comment