Thursday, December 30, 2010

Why did I get a Dental Bill when I have insurance?

I have dental insurance from United Health Care, that pays 70% of everything- but since when does CLEANING and checkup cost? My bill is $146.00!!! That's ridiculous. I shouldn't be paying anything. Unless you have cavities or are getting surgery, Dental Insurance covers cleaning, right? On top of this, I work at a famous museum- and gave my dentist & hygienist each 6 vouchers to go to the place- a $350 value! They both showed up with their friends and of course, I escorted them around and made it great for them. Now I'm getting billed! If anything, the dentist should have said "You know, he did get us those vouchers. Let me cut the bill down." Thoughts?
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The insurance is a contract between you and the company. The dentist has nothing to say about what they pay. He just submits his charges and whatever they do not pay or cover, you are responsible for. If they pay 70% of everything, that includes exams, x-rays, and cleanings. They do not state that they pay 100% of those. And the dentist doesn't do them for free. So if you have a complaint call the insurance company and complain.
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