Monday, January 3, 2011

how can a person get extensive dental work done if they are on medicaid, medicare and limited income?

Can they get private dental insurance and not lose those benefits?
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Married lady I would have loved to answer your question, but I do not have enough information, therefore I will speak in general terms. I need to know what state you live in, and what treatment you will require, and your age. over or under 21? I will speak generally. Medicare part-B has a blanket exclusion for dental services, unless they are being done as a result of an existing condition, or accident. i.e., if you needed jaw reconstruction after an accident, or reconstruction after cancer in the mouth. Most states offer dental coverage for all medicaid recipients. You would have to find a dentist who accepts Medicaid, and get an estimate for the services. Another option you may consider is the local county hospital often they have indigent healthcare programs which will pay the residual costs after Medicare and Medicaid. Another source is a dental school most dental schools have clinic days where they offer assistance to the public. You also have to option of purchasing private dental insurance or buying a Medicare Supplemental policy that offers dental care. If you buy a Dental policy, it will not affect your medicare benefits. However, it will affect your medicaid dental benefits, as both companies would work together and coordinate care and payment for your services. Good luck.
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