It's an alternative to dental insurance. For an annual fee, you get discounted dental services.
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I at one time had Aetna, but then changed when I found a better discounted coverage. I would encourage you to visit this website. www.healthsavings.ourperfectcard.com I signed up with them online over 3 years ago. They have helped me save thousands of dollars from extractions, root canals, cleanings. I know for a fact that all services are included especially orthodontics, cosmetic surgery and dentures in the benefits. They had my membership active in 2 hours and was able to use the same day. I am very thankful that I found them. Check to see if they are in your area. Good Luck. Hope this helps
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