Hi, I have dental insurance through work and they cover most proceedures. However, they don't cover anything that could have been prevented. Is there a plan that will help to reduce the costs of extra proceedures such as root canal, fillings, crowns, etc? It doesn't have to be free, just something that saves when getting an extra proceedure. Thanks.
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The problem with dental insurance is that they usually have a maximum allowance of about $1500 a year. And even if they do cover crowns or root canals it is only at a certain percentage. Try going on-line with Blue Cross Blue Shield or Met life to see if they offer individual coverage that may pay more then what you have now. The best thing to do is have your dentist give you a treatment plan that tells you what you need and how much it will cost. Then evaluate your insurance plan to see how much you pay a month for the coverage and how much you will have to pay out of pocket.
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