He just lost his job, and I am self-employed. We are looking for something with a high deductible, maybe dental coverage as well. Any thoughts on a good policy that isn't really expensive?
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I think that the best insur would be the one that is most popular in your area as there will be more participating dr/hospitals. Try calling your local Blue Cross/Blue Shield. They offer individual accts. If your husband had coverage with his prior employer he may qualify for COBRA although quite expensive. Going with an individ. acct would be cheaper but you wouldn't get dental or vision. Also keep in mind that most of the individ. plans out there have a pre-existing clause and/or underwriting requirements. Again I would call the major health insurance companies in your area and see what individ. products they have to offer. Also look to see what your state offers. Most states realize that adults need coverage and they have a basic plan for low income families that make too much for welfare but too little to pay for full coverage elsewhere. Good Luck!!
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