Best kind of Private insurance for self employed...?

My husband and I are self employed in Colorado, and we need good health insurance with dental and vision, and lots of good coverage... what is the best insurance company for this?
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You will need to contact an independent agent in CO. That agent can shop the market for you to find the best plan. Some states have a guaranteed issue policy for the self employed if you have health issues. The independent agent will know if CO has such a plan. Be careful when looking at "affordable group plans" for the self-employed. Many of those plans have daily limits. For example, they'll only pay $400 or so per day if you go into the hospital. Also the deductible is per occurrence, not per year. So if you have 3 accidents or illnesses in a year you pay the deductible each time. They also have very restrictive limits on how much they pay for many other procedures. On a regular "traditional" health plan you have just one deductible and fewer restrictions. Also stay away from Medical Discount Scams (oops, I meant to say "Medical Discount Plans"). If you can find a doctor that actually accepts the plan you're paying about the same as if you'd paid cash. If you are tempted to get one of these plans make sure to call some of the doctors on the provider list to see if they actually do take the plan. Also, if you're lucky enough to save the 60% or so on hospital bills that they say, if you get hit with a $200,000 hospital bill that leaves you paying $80,000.
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