She bent over to pick something up, he was facing the other way, she came up quickly while his arm was coming down. POW! Right in the kisser. Cracked tooth = damages at $5000 (she wants an implant). They are lovers out of convenience, with no plans for a future together, in fact, relationship was about to end. She wants him to look into having his homeowner's insurance cover it. What is the right thing to do?
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Well, it would be a nice gesture on his part considering their financial situations. On the other hand, his rates will go up and it seems like a dental insurance situation - at least that's what his home owner's agency will argue. If she has medical/dental, why isn't she using it? Isn't that what its for? If not, well, I don't see why he should be required or compelled shoulder the entire thing if anything - it was an accident that she was just as much a part of. $5000.00? No way is an insurance company - home, dental, medical or any other going to accept that payout. They will maybe cover the minimum to fix the problem - and in this case they would be right to fight it. That's like - hey, you put a minor dig in my car door in the parking lot - I want a new car. WTF?
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