wondering if there's anyway he can add me to his health & dental insurance without being married yet? The insurance I have through my job really SUCKS!
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There are a very FEW employers across the US, who will allow you to add a "domestic partner" to the policy - but they'd have to be DECLARED OFFICIALLY a domestic partner. It's MOST likely that you can't be added without being married. But he'd have to check with his employer to be sure.
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Monday, June 6, 2011
where is there a dentist who bases fees on income? (texas answers only please)?
My husband is in need of major dental surgery and we have no dental insurance. He is in pain all the time but honestly, who can afford a regular dentist, especially with all the work he has to have.
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Check you might have a dental school in your area they do dental work for a fraction of a cost They are students but the do all work with some one who is board certified . Hope this helps
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Check you might have a dental school in your area they do dental work for a fraction of a cost They are students but the do all work with some one who is board certified . Hope this helps
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2 health insurance plans?
Currently I am using my wife's health insurance plan (which is very great) and not using anything from my company which states "We currently offer medical (including prescriptions) and dental coverage. The Company will contribute up to $300 per month to the cost of such coverage." What would you guys recommend in this situation? My wife's insurance plan is worth a lot more than $300 a month and it makes no sense that I leave it. What should I do in this situation? For instance, my current insurance deductible is $500. Could I add some kind of secondary insurance thru my company which would take that deductible down to $0? Thanks
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If you are happy with your wife's plan and assuming her company does not pay any of the premium for you and you don't have a problem with that then stay with your current option. If you sign up for your group plan your group plan will be primary. However the cost burden of using your wife's plan as secondary typically isn't cost justified. The cost of using your wife's plan as secondary is probably higher than the out of pocket expenses associated with your own group plan. Depending on your state and carrier in the event of your wife loses her job you may be able to sign up for your group plan without having to wait for the open enrollment period. You need to check with your hr people to on this issue.
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If you are happy with your wife's plan and assuming her company does not pay any of the premium for you and you don't have a problem with that then stay with your current option. If you sign up for your group plan your group plan will be primary. However the cost burden of using your wife's plan as secondary typically isn't cost justified. The cost of using your wife's plan as secondary is probably higher than the out of pocket expenses associated with your own group plan. Depending on your state and carrier in the event of your wife loses her job you may be able to sign up for your group plan without having to wait for the open enrollment period. You need to check with your hr people to on this issue.
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Supplemental health insurance?
Trying to find information about Beech Street (A Viant Network ) and BeyoundRx generic Plus providers. Is this a legitiment Network for Insurance. Can anyone shed some light on this. Have been given a quote and really cheep (medical, Rx, Vision, and Dental in one package. Need advise
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healthquotes.awardspace.info - here is my health insurance plan. As I remember they can provide such a service.
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healthquotes.awardspace.info - here is my health insurance plan. As I remember they can provide such a service.
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cheap dental insurance?
i kow this was maybe dumb nut o bought cheap dental insurance online$9 a month i saved the link but i dont have it anymore and the email i got from them is no loger there what do i do
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A FAMOUS SAYING THAT HOLDS TRUE TO THIS DAY IS: YOU GET ONLY WHAT YOU PAY FOR. I PREVIOUSLY CHECKED OUT THE LINK YOU'RE REFERRING TO, AND THIS PERSON WAS REPORTED FOR FALSE COMMERCIAL ADVERTISING.
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A FAMOUS SAYING THAT HOLDS TRUE TO THIS DAY IS: YOU GET ONLY WHAT YOU PAY FOR. I PREVIOUSLY CHECKED OUT THE LINK YOU'RE REFERRING TO, AND THIS PERSON WAS REPORTED FOR FALSE COMMERCIAL ADVERTISING.
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cheap and good DENTAL INSURANCE!?
my wisdom teeth have been GROWING OUT, and need to take it out, so need some good and cheap dental insurance will cover it can anyone help im located at san francisco HELP, it HURTS
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I would strongly encourage you to visit this great website: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and they have saved me thousands of dollars on all of my dental services since. From exams, extractions, xrays, fillings, Cleanings..etc They even had my very affordable benefits active in 2 hours and was able to use them the very same day. Good luck and Hope this helps
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I would strongly encourage you to visit this great website: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and they have saved me thousands of dollars on all of my dental services since. From exams, extractions, xrays, fillings, Cleanings..etc They even had my very affordable benefits active in 2 hours and was able to use them the very same day. Good luck and Hope this helps
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anyone use liberty dental insurance?
im looking for good and inexpensive dental insurance. has anyone used them before? i dont have a current dentist so i dont mind picking a name from the list but am looking for a little more info on customer service etc.
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YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here http://www.HealthInsuranceFree.info to solve the problem.
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YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here http://www.HealthInsuranceFree.info to solve the problem.
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Any dental insurance plans that cover Invisalign?
I know that most insurance plans that cover braces will usually cover part of invisalign .. but im having a hard time finding a good plan. Any suggestions??
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DONT GET INVISLAGIN. I got invislagin about a year ago, and it straightened my teeth quite a bit, but they are still crocked the dentist said it is because invislagin straightens from the top of your teeth instead the front like normal braces. As far as insurances goes...I dont think insurance covers them, but I could br wrong, I just know my insurance didnt cover them. Just DONT get invislagin get regular braces.
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DONT GET INVISLAGIN. I got invislagin about a year ago, and it straightened my teeth quite a bit, but they are still crocked the dentist said it is because invislagin straightens from the top of your teeth instead the front like normal braces. As far as insurances goes...I dont think insurance covers them, but I could br wrong, I just know my insurance didnt cover them. Just DONT get invislagin get regular braces.
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For those people who think Health Care is a Right. What about Dental Care? Home and Life Insurance?
and then Auto Insurance? I certainly can not live without my teeth. My family will be on the street if I die so I need life insurance too! I can not go to work without my car so what about auto insurance??? Gee, I can not live without my toilet paper, toothbrush so I demand Obama to supply for me too!
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It's all a slippery slope. When we begin to see ourselves as having a 'right' to force others to provide us with things, we have lost our way.
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It's all a slippery slope. When we begin to see ourselves as having a 'right' to force others to provide us with things, we have lost our way.
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Can you ever tax write off Medical or dental bills, or even medical insurance?
Doesn't hurt to ask =)
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Yes, to the extent that they exceed 7.5% of your AGI and you itemize deductions. However, if any were paid with pre-tax dollars via a Section 125 plan at work then they're already tax-preferenced and cannot be deducted again.
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Yes, to the extent that they exceed 7.5% of your AGI and you itemize deductions. However, if any were paid with pre-tax dollars via a Section 125 plan at work then they're already tax-preferenced and cannot be deducted again.
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Cavities w/ no dental insurance?
Unfortunately, I have a cavity (despite brushing 2x per day + rinsing with fluoride mouth wash). I do not have dental insurance either. What's my best option?
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I would encourage you visit this site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago now and they have saved me thousands since. From root canals, cleanings, xrays...etc. All services are included in this very affordable plan. They even had my benefits active in 2 hours and was able to use it the very same day. Or, maybe try a dental school to see if you qualify for their treatment.
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I would encourage you visit this site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago now and they have saved me thousands since. From root canals, cleanings, xrays...etc. All services are included in this very affordable plan. They even had my benefits active in 2 hours and was able to use it the very same day. Or, maybe try a dental school to see if you qualify for their treatment.
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Delta Dental insurance? Does it cover........?
Im going to get braces, does Delta Dental Insurance cover Orthadontic work?
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basic delta does not. you can however purchse this through them to help cover it. i believe there is a waiting period on it. you can contact them and they will go over any and all coverages you have questions on.
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basic delta does not. you can however purchse this through them to help cover it. i believe there is a waiting period on it. you can contact them and they will go over any and all coverages you have questions on.
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I need dental work but have no insurance?
im a college student and i need some dental work what options do i have besides letting them rot?
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First have you been to dentist recently? Did they give you a total estimate of the cost of your treatment? Most offices carry financing options for your dental work. An other option you might consider is going to the University School of Dentistry or Community College school of dentistry in your area they usually are on a sliding scale, this means they charge you according to your gross income per year. I work in a dentist office, if you need any advice just ask....hope this helps
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First have you been to dentist recently? Did they give you a total estimate of the cost of your treatment? Most offices carry financing options for your dental work. An other option you might consider is going to the University School of Dentistry or Community College school of dentistry in your area they usually are on a sliding scale, this means they charge you according to your gross income per year. I work in a dentist office, if you need any advice just ask....hope this helps
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Can you claim medical expenses and school expenses on your taxes?
I had a wisdom tooth pulled last your that I did pay out of pocket no insurance cost about $1200, Also paid to take a dental assistant program which cost $1200. Would I be able to claim these expenses when i file? I already claim my son and last year I got back about 4k. So would it help me get back a little more if I added on the 1200 medical expense and 1200 school expense?
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You don't state your income, but if it's less than $15,000 these won't make a difference. You already get $8000 as head of household, so $1200 of itemized deductions won't do better than that. If you don't owe income tax, an education credit can't do better than zero....
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You don't state your income, but if it's less than $15,000 these won't make a difference. You already get $8000 as head of household, so $1200 of itemized deductions won't do better than that. If you don't owe income tax, an education credit can't do better than zero....
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Can the court make me disenroll my children from my insurance benefits?
I've had my children enrolled under my insurance plans under my employer (Dental, medical, vision,etc). My soon-to-be ex has also enrolled them under her employer. In previous conversations, she has admitted to me that the judge will order me to terminate my benefits for them under my employer, since she has physical custody and I will have to pay her more than what I've been paying for child-care. There is no order for this money I send her. I send it because it's my obligation.
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Get a lawyer so you can get the support on paper and she can not say you are not paying. The court will not make you take them off.
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Get a lawyer so you can get the support on paper and she can not say you are not paying. The court will not make you take them off.
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Looking for health Insurance?
I'm looking for affordable health insurance with good coverage and options for doctors. A PPO is okay but I'm looking for quality AND affordability. Dental and vision would be a great plus. Can anybody out there help me!?!
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Ultimately, you are the one who determines the affordability of your health insurance plan by deciding how much you will participate in sharing the cost of your health care with your insurance company. You decide what the right balance is between affordability and policy benefits. If you choose a plan that covers everything i.e. doctors office visits, prescription drugs, preventative health benefits, maternity coverage as well as low deductibles, low co-pays and optional vision and dental benefits your monthly premiums will be significant. On the other hand if you are young, presumably healthy and probably use the health care system sparingly you could consider a plan that covers only the major health catastrophe. If that is too scary consider a plan with a higher in hospital deductible, higher co-pays for doctor's office visits and perhaps not cover prescription drugs.. Either of these approaches will result in a lower monthly premium. You then can use the monthly premium savings to pay for the occasional doctor visit or prescription and still come out ahead. You need a trusted adviser to help you through the process of purchasing health insurance so that you understand what you are purchasing. That adviser can answer questions as to what is and is not covered by the policy, explain deductibles and co-pays and show you the hospitals and doctors that participate in the network. Check with the agent that writes your home or auto insurance he/she can provide you a health insurance proposal that takes into account your budget and health situation. Some are going to suggest you go to their web site so that they can earn a few pennies on a "click through". Some may suggest going on line to get a quote but you probably already know that there is much more to a good health insurance policy than price. Use the Internet to educate yourself but use an agent to purchase the coverage.
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Ultimately, you are the one who determines the affordability of your health insurance plan by deciding how much you will participate in sharing the cost of your health care with your insurance company. You decide what the right balance is between affordability and policy benefits. If you choose a plan that covers everything i.e. doctors office visits, prescription drugs, preventative health benefits, maternity coverage as well as low deductibles, low co-pays and optional vision and dental benefits your monthly premiums will be significant. On the other hand if you are young, presumably healthy and probably use the health care system sparingly you could consider a plan that covers only the major health catastrophe. If that is too scary consider a plan with a higher in hospital deductible, higher co-pays for doctor's office visits and perhaps not cover prescription drugs.. Either of these approaches will result in a lower monthly premium. You then can use the monthly premium savings to pay for the occasional doctor visit or prescription and still come out ahead. You need a trusted adviser to help you through the process of purchasing health insurance so that you understand what you are purchasing. That adviser can answer questions as to what is and is not covered by the policy, explain deductibles and co-pays and show you the hospitals and doctors that participate in the network. Check with the agent that writes your home or auto insurance he/she can provide you a health insurance proposal that takes into account your budget and health situation. Some are going to suggest you go to their web site so that they can earn a few pennies on a "click through". Some may suggest going on line to get a quote but you probably already know that there is much more to a good health insurance policy than price. Use the Internet to educate yourself but use an agent to purchase the coverage.
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Do I have a cavity and what to do about insurance?
When food gets between 2 particular molars, it hurts. It's kind of like a dull pain. Sometimes, my gums between those two teeth also swell. But the swelling on happens occasionally, and goes away. The pain also stops when the food comes out, but this doesn't happen when food gets between any other teeth. Do you think I have a cavity on one of these two teeth? I can't just go get it checked out unless I am almost certain it is something wrong because I have NO insurance. Are there any good dental plans that take effect immediately when it comes to fillings? I know the discount plans do, but I don't even know if I need a filling yet.
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health-quotes.talk4fun.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
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health-quotes.talk4fun.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
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Free Health Care/Dental Guaranteed?
Did you know in the USA we have free Health Care and Dental guaranteed for all with NO insurance plans nor deductibles? In fact we will provide free housing, clothing, recreation, church services and three meals a day! Apply now at your local prisons, all you have to do is break the law and we will be glad to provide you with all the things you need to survive. Crazy isn't it?
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Funny isn't it, even the criminals get it for free and yet every one else gets ****ed over.
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Funny isn't it, even the criminals get it for free and yet every one else gets ****ed over.
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How do you handle ppl who call the office and start yelling about a bill?
We never refuse to explain a bill, but a few patients have called and screamed bloody murder about some amount not paid by the insurance company and marked on the insurance statement (EOB-explanation of benefits) "Patient Responsibility" or "Insurance deductible." The amount owed could be as little as $20 and over $100 (depends on the ins. co). This office is a dental office and I mean ppl shouting and not letting staff get one word in.
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If people start shouting at you, simply say that if they continue to shout, you will end the call. If they continue, state that this call is over, and hang up.
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If people start shouting at you, simply say that if they continue to shout, you will end the call. If they continue, state that this call is over, and hang up.
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Dental Help?
i am getting ready to go in for surgery to have a few teeth removed and the only insurance company they accept is Delta dental, i live in ohio and i cant figure out how to contact them or sign up with them is there a website that plp go on to sign up or is there a number to call if so could you please let me know how to get a hold of delta dental please thanks for the replys ahead of time
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The administering Delta Dental Member Company for the state of OH is: Delta Dental of Ohio Customer Service Phone Number: 800-524-0149 FAX: 614-890-1274 E-mail: csmail@ddpoh.com Mailing Address: 550 Polaris Parkway, Suite 550 Westerville, OH 43082 http://www.deltadental.com/Public/Inquir… __________________ i know from personal experience that delta dental is a good insurance compay for dental as far as paying for treatment. the place you are going to probably only takes them for that reason.
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The administering Delta Dental Member Company for the state of OH is: Delta Dental of Ohio Customer Service Phone Number: 800-524-0149 FAX: 614-890-1274 E-mail: csmail@ddpoh.com Mailing Address: 550 Polaris Parkway, Suite 550 Westerville, OH 43082 http://www.deltadental.com/Public/Inquir… __________________ i know from personal experience that delta dental is a good insurance compay for dental as far as paying for treatment. the place you are going to probably only takes them for that reason.
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What is the best course to take, the one that is in demand?
I'm presently working as Dental assistant front and back..I would like to change my job preferrebly I want to be hired by big companies that can give me good benefits. I'm about to enroll but are still confuse on what to take I'm choosing between Medical asst., pharma tech and Medical insurance biller. I have gained a lot of experience in dental billing and are quite interested in doing medical billing as well. So pls. advise me on this need help!
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It is advisable to take, CPA law. If you have a high intellect you will surely ace it. If you take this course you could be a CEO of a company, which by the way includes a lot of perks. You also need to have a Masters and a PH. D to qualify.
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It is advisable to take, CPA law. If you have a high intellect you will surely ace it. If you take this course you could be a CEO of a company, which by the way includes a lot of perks. You also need to have a Masters and a PH. D to qualify.
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My front tooth broke, can I get a dental implant today?!?
Even if I dont have insurance, money? I go back to work tomorrow and I don't want to go without a tooth.
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The only thing you could get done quickly is a make shift temporary depending on how much of the broken tooth is left. And yes you need money to purchase services.
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The only thing you could get done quickly is a make shift temporary depending on how much of the broken tooth is left. And yes you need money to purchase services.
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how much will it cost me to go to the dentist and get my teeth whitened?
without dental insurance??
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You can easily check your minimal health care rates in internet, for example here - health-quotes.isgreat.org
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You can easily check your minimal health care rates in internet, for example here - health-quotes.isgreat.org
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how much will it cost me to go to the dentist and get my teeth whitened?
without dental insurance??
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You can easily check your minimal health care rates in internet, for example here - health-quotes.isgreat.org
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You can easily check your minimal health care rates in internet, for example here - health-quotes.isgreat.org
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