I am presently on a COBRA plan with my health insurance, which is still ongoing, but my COBRA dental insurance runs out at the end of this month. The company (Blue Cross Blue Shiled) told me that they don't offer dental in itself. I'm presently a student and don't have options through a company. Is it possible to get dental insurance on its own from a provider? I imagine that this is the case, but I was hoping that people could lead me in the right direction!
--------------------
if you are going to get insurance for yourself (only) you could put the money you would spend on premiums in a savings account and call it dental insurance about 80.00 a month (40.00 on the 1st and 40.00 on the 15th) that is about what you pay to have insurance (unless your job pays for some ) do this for one year ( usually waiting period anyway) then go to the dentist next year and you will have your own insurance and spend it how you want to in the dentist office. and if you don't need work done you can keep building it up for the next year!
Source
Thursday, November 4, 2010
Can I get dental insurance without going through my job?
I am looking for dental insurance which will pay 90% of dental work done.
--------------------
You could research a discount dental plan. The discount amount varies by location, procedure and the plan that you go with. I have located a website that you could use to compare discount dental plans, as I only have personal experience with Ameriplan. I will list both below as sources for you. I would definitely compare their monthly premiums, number of local providers and the savings on whatever procedures that you need.
Source
--------------------
You could research a discount dental plan. The discount amount varies by location, procedure and the plan that you go with. I have located a website that you could use to compare discount dental plans, as I only have personal experience with Ameriplan. I will list both below as sources for you. I would definitely compare their monthly premiums, number of local providers and the savings on whatever procedures that you need.
Source
Any recommendations for affordable individual/family dental insurance?
I already looked on google and found a few affordable dental plans for myself...Is there anyone who is currently enrolled? How are the prices? Any recommendations on where i should enroll, or insurance plans i should stay away from? I was interested in Aetna dental plan. Is there anyone whose enrolled with them?
--------------------
Aetna is pretty good - I used the link below to compare plans in order to find the best deal - and now I am enrolled with them. good luck...
Source
--------------------
Aetna is pretty good - I used the link below to compare plans in order to find the best deal - and now I am enrolled with them. good luck...
Source
can i get dental insurance with this new healthcare?
I am a single dad,raising 2 girls,5 and 7 in nj!Im disabled and we are all on medicaid!I collect SS,but my medicare only covers hospitalization for me..So i have both medicaid and medicare,but for me,neither covers dental,which i need for myself.With this government insurance,will i be able to purchase dental just for me?My kids have it!
--------------------
health-quotes.talk4fun.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
Source
--------------------
health-quotes.talk4fun.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
Source
How can I get dental insurance?
I dont have a job..and seriously very broker to even get outside nsurance..is there any way I can get some sort of insurance that will cover my dental costs? I broke a tooth and cannot afford to pay $2k to get it fixed..please help thanks!
--------------------
I would encourage you to visit this great website: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and they have saved me thousands of dollars on all of my dental services since. From exams, extractions, xrays, fillings, Cleanings..etc Even my extractions of my wisdom teeth. They even had my very affordable benefits active in 2 hours and was able to use them the very same day. Good luck and Hope this help
Source
--------------------
I would encourage you to visit this great website: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and they have saved me thousands of dollars on all of my dental services since. From exams, extractions, xrays, fillings, Cleanings..etc Even my extractions of my wisdom teeth. They even had my very affordable benefits active in 2 hours and was able to use them the very same day. Good luck and Hope this help
Source
Does your dental insurance help cover orthodontic treatments?
If your dental insurance helps cover orthodontic treatments, whether it's only a little bit or in full, please tell me what insurance you have. I CANNOT find anywhere dental insurance that covers orthodontic, or any orthodontic insurance. Its driving me nuts. Only relevant answers please. And i'm not talking about dental discounts for it, i'm talking about actual insurance. Thank you
--------------------
Only 50%. I'm with Aetna. They cover 100% preventative (cleanings, etc), 80% of minor dental work (fillings, extractions), and 50% of orthodontics. It blows but its better than nothing. The only time I had insurance that covered everything was in the military.
Source
--------------------
Only 50%. I'm with Aetna. They cover 100% preventative (cleanings, etc), 80% of minor dental work (fillings, extractions), and 50% of orthodontics. It blows but its better than nothing. The only time I had insurance that covered everything was in the military.
Source
I have no insurance, about how much will these dental procedures cost me?
I have no dental insurance, but I can't wait any longer, I need to get many cavities fixed, and I need help with my gum disease. I was managing it from home pretty well for a while but I still need help. Since I have no insurance, how much will it cost me to get my many cavities fixed and get help with my gum disease?
--------------------
Many cavities, $500 - $600, and the gum disease prevention and advice are included; but you can not reverse or fix the damage done to the gums, and there may be some root damage as well. Certainly there will be plaque or a coating below the gumline associated with gingevitis.
Source
--------------------
Many cavities, $500 - $600, and the gum disease prevention and advice are included; but you can not reverse or fix the damage done to the gums, and there may be some root damage as well. Certainly there will be plaque or a coating below the gumline associated with gingevitis.
Source
Can my boyfriend put me on his dental insurance?
I need dental insurance. Is there a way I could be put on my boyfriend's dental insurance?
--------------------
Only if your boyfriend's insurance has an option for 'significant other' coverage. Assuming he has employer provided insurance, he can ask his HR department about that possibility.
Source
--------------------
Only if your boyfriend's insurance has an option for 'significant other' coverage. Assuming he has employer provided insurance, he can ask his HR department about that possibility.
Source
What can be done if you can't afford $14,000 of dental work after insurance?
My husband just went to the dentist this morning and was told he needed so much work done that he would have to pay $14,000 after the $1,000 our dental insurance covers. They offer a credit card option, but he was denied. I do not believe we are eligible for Medicaid, but there is no way we are able to afford $14,000. He is in pain everyday, we cannot just let this go. Please help!! Thank you.
--------------------
You can easily check your minimal health care rates in internet, for example here - health-quotes.isgreat.org
Source
--------------------
You can easily check your minimal health care rates in internet, for example here - health-quotes.isgreat.org
Source
Can anyone suggest a good dental insurance for me?
I recently switched jobs and my new employer does not offer dental insurance. I do have a couple fillings that I need to get taken care of soon and I need dental coverage but can't afford a lot. I am a single guy. Anyone have any recommendations?
--------------------
Delta Dental
Source
--------------------
Delta Dental
Source
which one is the best one for dental coverage, buying a dental plan or dental insurance? Thanx for the input?
I'm a 58 year old single man needing some work done on my teeth, and I was wondering, which would deliver more bang (drilling) for my buck, a dental plan or dental insurance? Thanks a head of time for your responses!
--------------------
Let's compare dental insurance vs discount dental plan. With dental insurance you pay a monthly premium for which you receive dental work. The plan provider reimburses your dentist for part of the work, usually 50% to 80%, then you're responsible for paying the rest. Insurance plans usually have a set deductible and limits on the amount of services you can receive within a given year. There are also waiting periods of 3 to 12 months before you can receive dental treatment, and preexisting conditions are not covered. Premiums for one person average out to $200 to $500 per year, and you can choose your own dentist. With discount dental plans you have the option of paying monthly, quarterly, or annualyl for premiums. You can receive 10% to 80% discounts on all your dental work. There are no waiting periods before you can see a dentist or dental specialist, and preexisting conditions are covered. You can see a dentist within one to three days after joining a plan and get all the dental work you need. You can also change dentists if you prefer at any time. Discount dental plans have no limits on the amount of work you can have done, and there are no deductibles. There are no form-filling and paperwork hassles like there are with dental insurance, and discount dental plans cover cosmetic dentistry which dental insurance doesn't. With these plans you can choose from over thirty nationwide networks, and more than 100,000 dentists and dental specialists. Premiums for one person are less a year than dental insurance. Last year I needed two fillings, two root canals, and a number of crowns replaced. When I checked out dental insurance plans I found that none of the work I needed was covered. In addition, I would have to wait for six months before I could get any other work done, and the yearly premium was $420. I then took a look a discount dental plans. What a difference! All of the work I needed was covered, I was able to see a dentist the same week I signed up for the plan, and my initial exam was free. Not only did I save more than $2,500, but I found a dentist who was virtually painless, and who took the time to explain every procedure. If you need work now or in the future and want to save a lot of money on your dental work, discount dental plans are the way to go. Click on the source below to get an idea of the discount plan that I use. You can keep it as long as you want without committing to any contract.
Source
--------------------
Let's compare dental insurance vs discount dental plan. With dental insurance you pay a monthly premium for which you receive dental work. The plan provider reimburses your dentist for part of the work, usually 50% to 80%, then you're responsible for paying the rest. Insurance plans usually have a set deductible and limits on the amount of services you can receive within a given year. There are also waiting periods of 3 to 12 months before you can receive dental treatment, and preexisting conditions are not covered. Premiums for one person average out to $200 to $500 per year, and you can choose your own dentist. With discount dental plans you have the option of paying monthly, quarterly, or annualyl for premiums. You can receive 10% to 80% discounts on all your dental work. There are no waiting periods before you can see a dentist or dental specialist, and preexisting conditions are covered. You can see a dentist within one to three days after joining a plan and get all the dental work you need. You can also change dentists if you prefer at any time. Discount dental plans have no limits on the amount of work you can have done, and there are no deductibles. There are no form-filling and paperwork hassles like there are with dental insurance, and discount dental plans cover cosmetic dentistry which dental insurance doesn't. With these plans you can choose from over thirty nationwide networks, and more than 100,000 dentists and dental specialists. Premiums for one person are less a year than dental insurance. Last year I needed two fillings, two root canals, and a number of crowns replaced. When I checked out dental insurance plans I found that none of the work I needed was covered. In addition, I would have to wait for six months before I could get any other work done, and the yearly premium was $420. I then took a look a discount dental plans. What a difference! All of the work I needed was covered, I was able to see a dentist the same week I signed up for the plan, and my initial exam was free. Not only did I save more than $2,500, but I found a dentist who was virtually painless, and who took the time to explain every procedure. If you need work now or in the future and want to save a lot of money on your dental work, discount dental plans are the way to go. Click on the source below to get an idea of the discount plan that I use. You can keep it as long as you want without committing to any contract.
Source
At what age should you get dental insurance on children?
What is the recommended age in which I should get dental insurance on a child?
--------------------
I'm a dental hygienist. I very rarely see anyone ages 2 and under. I have, however, seen several 3 year olds and older. I'd say 3 is a good age to start. Most dental insurance plans will cover 2 exams and 2 cleanings per year. They will also cover 2 fluoride treatments a year, which will help prevent cavities from forming. Many insurance programs also cover sealants (to protect the teeth from forming cavities). I hope that helps!
Source
--------------------
I'm a dental hygienist. I very rarely see anyone ages 2 and under. I have, however, seen several 3 year olds and older. I'd say 3 is a good age to start. Most dental insurance plans will cover 2 exams and 2 cleanings per year. They will also cover 2 fluoride treatments a year, which will help prevent cavities from forming. Many insurance programs also cover sealants (to protect the teeth from forming cavities). I hope that helps!
Source
What does the word Indemnity meen when talking about dental insurance?
i just signed up with dental insurance and they use the word indemnity when talking about which dentists i can see, but it says i can see whoever i want, but im still confused, does this meen the dentist has to except it no matter who i go to?, can someone please clear this up for me? thankyou:)
--------------------
GO TO WWW.DENTALWORDS.COM
Source
--------------------
GO TO WWW.DENTALWORDS.COM
Source
My girlfriend needs her wisdom teeth out and doesn't have dental insurance. Whats the best option?
My girlfriend needs her wisdom teeth out. The thing is, she only has health insurance and her employer doesn't offer dental. How much would removing 4 wisdom teeth normally cost? (local anesthesia) Also are there any dental plans that would help her with this and give her basic coverage without gobbling her paycheck? She lives in MD so it would have to be available there.
--------------------
I had mine taken out on Wednesday. (It hurts like hell btw) For removing all 4 of my wisdom teeth it was around $900 (I think), don't have insurance, plus whatever the Vicadin costs. That is w/o insurance.
Source
--------------------
I had mine taken out on Wednesday. (It hurts like hell btw) For removing all 4 of my wisdom teeth it was around $900 (I think), don't have insurance, plus whatever the Vicadin costs. That is w/o insurance.
Source
When to add baby to dental insurance?
I just gave birth to my first little one on April 4 and I have to notify my insurance company to add her to my health insurance. My question is, should I worry about adding her to dental insurance right now?? I can change my benefits again in late December (she'll be about 8 or 9 months)-can I just wait to add her until then you think? Thanks!
--------------------
Wait. Most dental offices won't even see a baby until they're at least 12 months old. Since you have open enrollment long before your baby will be 12 months, so point in spending money on the premiums now!
Source
--------------------
Wait. Most dental offices won't even see a baby until they're at least 12 months old. Since you have open enrollment long before your baby will be 12 months, so point in spending money on the premiums now!
Source
Should I get a second dental insurance plan?
I am a college student, and currently covered under my parents' dental plan. I need to get all of my wisdom teeth extracted, and I found out that I possibly also need 3 root canals. My insurance only covers $1500 per year. I don't want to put off this work, but I don't think I can afford this. Would getting my own individual dental insurance plan help? What plans are good, and what is a decent price/yr for an individual plan?
--------------------
You said you don't want to put off the dental work. Most individual plans will either have a waiting period of 12 months before you can get full benefits and then only pay at 50%, or will cover a smaller percentage until you've had the plan for 24 months (for example 10% the first year, 20% the second, and 40% the third). Premiums will run $30 - $50 depending upon your location. You may want to check out dental schools where you can get good service at a reasonable cost. You can find the nearest school here: http://www.yourhealthplanadvisor.com/Den… You can also try Care Credit. You'll borrow the money but can pay it back interest free if you pay within the timeframe.
Source
--------------------
You said you don't want to put off the dental work. Most individual plans will either have a waiting period of 12 months before you can get full benefits and then only pay at 50%, or will cover a smaller percentage until you've had the plan for 24 months (for example 10% the first year, 20% the second, and 40% the third). Premiums will run $30 - $50 depending upon your location. You may want to check out dental schools where you can get good service at a reasonable cost. You can find the nearest school here: http://www.yourhealthplanadvisor.com/Den… You can also try Care Credit. You'll borrow the money but can pay it back interest free if you pay within the timeframe.
Source
How can I get free dental insurance?
I live in the state of Texas im 23 and my wisdom teeth needed to pulled 6 years ago and could never afford it. Now I am in major pain and I work at subway(they dont offer anything insurance wise) I live on my own and just cant afford insurance. Does medicaid cover dental? Or is there is another route I can take such as going to dental school and having classmates work on me? Please help. Please
--------------------
YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here www.HealthInsuranceFree.info/dental.html to solve the problem.
Source
--------------------
YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here www.HealthInsuranceFree.info/dental.html to solve the problem.
Source
I don't have dental insurance and I will have to go for a root canal. Can somebody suggest options?
I am in Pasadena, California. Are there any doctors who give discounts? Unfortunately, due to company policies, I can enroll myself in the company provided dental insurance policy only next year .
--------------------
Healthsavings.ourperfectcard.com I signed up online this year and the savings are substantial. With no deductibles and no limits.
Source
--------------------
Healthsavings.ourperfectcard.com I signed up online this year and the savings are substantial. With no deductibles and no limits.
Source
Is there a government program that helps college students with health/dental insurance?
I'm a college student in a Cal State University. I receive financial aid (grants) and I would like to know if there are government programs that will help me or give discount for health/dental insurance? Thanks
--------------------
The only program at the state level is Medi-cal and unless you have children under the age of 18 and have a 30 day disability, you will not qualify. Check at the student health center for options on getting low cost insurance that will at least cover the big stuff. They should also offer care there or can refer you to low cost clinics. County clinics and hospitals also offer care at a reduced sliding fee scale based on your ability to pay.
Source
--------------------
The only program at the state level is Medi-cal and unless you have children under the age of 18 and have a 30 day disability, you will not qualify. Check at the student health center for options on getting low cost insurance that will at least cover the big stuff. They should also offer care there or can refer you to low cost clinics. County clinics and hospitals also offer care at a reduced sliding fee scale based on your ability to pay.
Source
What is a good dental insurance that covers oral surgery and most dental office's take?
We are looking for a dental insurance plan that covers oral surgery and most dental offices like
--------------------
Medical Discount Plan ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a quite low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services. Individual & Family Health Plans This is a major health insurance plan for individuals and families. If you are looking for comprehensive long term health insurance coverage for yourself and/or your family members who are 62 years old or younger - this is the plan to choose. Short Term Medical Plans This plan is ideal for individuals in transition. Maybe you have just graduated from college and are no longer covered under your student health insurance or you moved out on your own, and you're no longer covered under your parents' medical insurance plan. Or perhaps you're employed part-time, going to school, leaving home for the first time, or even retiring early. Maybe you've found a new job, but your new employer's group health insurance plan won't kick in until you've been with months. YOu are not the only one who met this problem,I have met this type of problem before.I have good experience here www.HealthInsuranceIdeas.info to solve my similiar problem.
Source
--------------------
Medical Discount Plan ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a quite low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services. Individual & Family Health Plans This is a major health insurance plan for individuals and families. If you are looking for comprehensive long term health insurance coverage for yourself and/or your family members who are 62 years old or younger - this is the plan to choose. Short Term Medical Plans This plan is ideal for individuals in transition. Maybe you have just graduated from college and are no longer covered under your student health insurance or you moved out on your own, and you're no longer covered under your parents' medical insurance plan. Or perhaps you're employed part-time, going to school, leaving home for the first time, or even retiring early. Maybe you've found a new job, but your new employer's group health insurance plan won't kick in until you've been with months. YOu are not the only one who met this problem,I have met this type of problem before.I have good experience here www.HealthInsuranceIdeas.info to solve my similiar problem.
Source
Are There Any Affordable Dental Insurance Policys on the Market?
I am wanting some work done on my teeth but do not have dental insurance, where can I find affordable dental insurance?
--------------------
Well, "affordable" dental coverage, isn't going to save you money. Private dental coverage is extremely limited in what it covers, and if you add up all your premiums, and calculate what you're having done and how much is covered, you usually end up paying slightly more than if you paid everything out of pocket.
Source
--------------------
Well, "affordable" dental coverage, isn't going to save you money. Private dental coverage is extremely limited in what it covers, and if you add up all your premiums, and calculate what you're having done and how much is covered, you usually end up paying slightly more than if you paid everything out of pocket.
Source
what is the best dental insurance out there?
I'm looking for the best insurance for dental out there. I have a two teeth that need to be fix and my son needs work as well. I want to get the best for what i'm paying. Can anyone help?
--------------------
YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here www.HealthInsuranceFree.info/dental.html to solve the problem.
Source
--------------------
YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here www.HealthInsuranceFree.info/dental.html to solve the problem.
Source
Does anyone know of a company that sells dental insurance to individuals?
I have health insurance but dental is not included. I am looking for a dental policy only. Thanks
--------------------
this is what i have (delta dental): http://www.deltadentalins.com/plans/indi… - they have ins. for individuals but it is only avail. in certain states here is another: http://www.aflac.com/us/en/individuals/D… and here is one where you put in ur zip code and i guess it gives you dental ins. plans for individuals: http://www.dentalplans.com/ hope this helps! =)
Source
--------------------
this is what i have (delta dental): http://www.deltadentalins.com/plans/indi… - they have ins. for individuals but it is only avail. in certain states here is another: http://www.aflac.com/us/en/individuals/D… and here is one where you put in ur zip code and i guess it gives you dental ins. plans for individuals: http://www.dentalplans.com/ hope this helps! =)
Source
Anyone from Washington State know of any good dental insurance plans?
Im a college student that needs dental work done. I work part time, so its hard to pay out of pocket and the place i work doesn't offer health/dental insurance at all. What should I do?
--------------------
Here is a website that gives you options for individual insurance. http://www.ehealthlink.com/Washington/De…
Source
--------------------
Here is a website that gives you options for individual insurance. http://www.ehealthlink.com/Washington/De…
Source
Self employed - What is the best dental insurance and health insurance in Ontario, Canada?
I am self employed and i need to find good health insurance and dental insurance. Can someone recommend any? In Ontario Canada. Please let me know. Thank you
--------------------
medved16, I am a insurance broker in Ontario. I could search few insurance companies and give a quote. I need some information about your age and do you want your family included or not. If you are including your family I need their age as well. If you have employees, than group insurance would be at better rate. you could email me surekha_global@yahoo.com I can guide you further.
Source
--------------------
medved16, I am a insurance broker in Ontario. I could search few insurance companies and give a quote. I need some information about your age and do you want your family included or not. If you are including your family I need their age as well. If you have employees, than group insurance would be at better rate. you could email me surekha_global@yahoo.com I can guide you further.
Source
Subscribe to:
Posts (Atom)