I'm single and I don't have any kids, so I just need something to cover the basics like medical and dental and at a somewhat decent price. What do you suggest? Which health insurance provider do you use? What do you like or not like about them?
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The basics, with a low deductible, no dental and no vision, are going to run you around $250 a month. I haven't seen a private dental or vision policy that pays out more than it costs. I'd suggest you get quotes from a local, independent agent who can help you weigh coverages, deductibles, and cost. Buying off the internet is a great way to get scammed.
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Thursday, April 21, 2011
Do army wives get FULL insurance coverage?
like dental, medical, and vision? I am getting married, and i need to know if i can cancel my regular insurance.
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no dental for the family it's 40 a month and I am not sure about vision as long as you live on post and get tricare prime you get full med
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no dental for the family it's 40 a month and I am not sure about vision as long as you live on post and get tricare prime you get full med
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does target offer health insurance to employees?
i am thinking about applying at target's pharmacy and would like to know if anyone has worked full time there or been offered a job there full time, and knows if they have health insurance and knows if it's any good. i have 2 kids and myself and i need the whole deal- medical, vision, and dental, and not at the price of half my paycheck. i need to get off medicaid and foodstamps, but not at the cost of my children and my grades at school.
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Yes, they have health insurance. However, it isn't free. My wife worked for Target at one time, but we didn't buy the health insurance, so I'm not big into the details.
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Yes, they have health insurance. However, it isn't free. My wife worked for Target at one time, but we didn't buy the health insurance, so I'm not big into the details.
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how to tell how much a dental procedure will cost with 2 insurances?
Last year I got a root canal at a dentist and they were able to tell me how much it would approximately cost after running it through both of my insurances. Now I moved to a different city and went to the dentist and was told I need a root canal and some other dental work. I asked if they could run it through my insurances to find out the estimation and the secretary seemed really busy and told me to call myself because insurances sometimes do not share that information with providers. I am stressed because I don't know how to talk to my insurance about dental procedures. Is there a way for dentist offices to find out an estimated price using two insurances? Also I have noticed prices for root canals range from $612 to $780 and was wondering if they are all about the same price after running it through the insurance? The "before" insurance price on this dental work is $2,500 and I would love to know the "after" using two insurances price before going in. Is it normal for dental offices to tell patients themselves to call to get an estimate? or are they suppose to find out for the patient?
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The dental office should either have all the information on their computer, especially if they deal often with the insurance company. Other wise they should have the contact phone numbers to call and get the information. And lastly if the insurance company has questions and needs to see any x-rays or have the paper work for a pre authorization, the dental office can provide them with it. It is a responsibility for the dental office and not for the patient to have to assume. If they refuse to provide this service for you, I would switch to another office. Good luck.
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The dental office should either have all the information on their computer, especially if they deal often with the insurance company. Other wise they should have the contact phone numbers to call and get the information. And lastly if the insurance company has questions and needs to see any x-rays or have the paper work for a pre authorization, the dental office can provide them with it. It is a responsibility for the dental office and not for the patient to have to assume. If they refuse to provide this service for you, I would switch to another office. Good luck.
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I need to find dental care in portland oregon?
Hi, i'm an unemployed student in portland and i want to get a few cavities filled. I don't have any insurance. Does anyone know the best way to go about getting financial assistance for this?
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The level of assistance you can get may depend on the provider, so you may want to call a few places to see if they have a payment plan or a way to help you afford it more easily. Here is a list of them in the area.
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The level of assistance you can get may depend on the provider, so you may want to call a few places to see if they have a payment plan or a way to help you afford it more easily. Here is a list of them in the area.
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Is there any free dental care for low income?
I need parcel dentures, however my cost after insurance is 1400.00. I dont have the money and I dont have a credit card. I need this soon I have a few tooth that will come out on there own
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No there isnt, you will need to go to a dental school for treatment, remeber you do pay but less and there are long waiting lists
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No there isnt, you will need to go to a dental school for treatment, remeber you do pay but less and there are long waiting lists
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I have braces and when i get them off my dentist wants to bleach my teeth..?
I have Delta Dental insurance and i have white spots that my dentist wants to bleach my teeth for. So my question is, will my insurance cover it, and what is it?
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If your insurance covers your braces, then it should covers the bleaching. Either way, everyone who gets their braces off are going to get bleaching no matter what.
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If your insurance covers your braces, then it should covers the bleaching. Either way, everyone who gets their braces off are going to get bleaching no matter what.
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where can i find cheap medical insurance?
I live in Washington and I am 18 years old. I Live on my own. i need dental, medical, and vision. not so much vision as i do dental and medical. ps my wisdom teeth are coming in...and i need dental BAD.
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Visit a local agent that works with all the major companies in your area. The agent can help you find a plan that fits your situation and budget. There is no extra charge using an agent. Don't expect a "cheap" policy to cover much. Do not try to do this over the internet. It'll take you several days to intelligently compare all the plans available. Also, if you have any pre-existing conditions that might add a rider to the policy, cause you to be declined, or if you are out of the height and weight guidelines you won't know until you've applied and gone through the underwriting process. Dental doesn't come with health insurance. Some companies will have a dental option or you can get a stand-alone plan through a different company. Be aware that dental plans will have a waiting period.
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Visit a local agent that works with all the major companies in your area. The agent can help you find a plan that fits your situation and budget. There is no extra charge using an agent. Don't expect a "cheap" policy to cover much. Do not try to do this over the internet. It'll take you several days to intelligently compare all the plans available. Also, if you have any pre-existing conditions that might add a rider to the policy, cause you to be declined, or if you are out of the height and weight guidelines you won't know until you've applied and gone through the underwriting process. Dental doesn't come with health insurance. Some companies will have a dental option or you can get a stand-alone plan through a different company. Be aware that dental plans will have a waiting period.
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Can you claim a medical Insurance claim on yout income tax?
These claims will be prescription, dental and eye glasses.
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Hello, If I'm understanding you correctly, you've submitted prescription, dental and eye glasses charges to a benefit plan and presumably been reimbursed for some or all of the costs. As such, the only amount that you can claim on your tax return is any amount that was not reimbursed by the insurance. For exxample, if your plan covers 80% of prescriptions and you paid the other 20%, then you can claim the 20%. Also, if you pay any of the medical insurance premiums those can be claimed as a medical expense. Cheers!
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Hello, If I'm understanding you correctly, you've submitted prescription, dental and eye glasses charges to a benefit plan and presumably been reimbursed for some or all of the costs. As such, the only amount that you can claim on your tax return is any amount that was not reimbursed by the insurance. For exxample, if your plan covers 80% of prescriptions and you paid the other 20%, then you can claim the 20%. Also, if you pay any of the medical insurance premiums those can be claimed as a medical expense. Cheers!
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Suggest some inexpensive dentist in Downtown Chicago ?
Can you all please suggest some inexpensive dentist in Downtown Chicago? I don't have dental insurance & therefore can't afford to pay a lot. I need to get some fillings done. Please give some idea how much would it cost?
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I would doubt you will find a cheap dentist in downtown Chicago. That is the high rent district. Can you get your work down at a dental school? Good luck.
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I would doubt you will find a cheap dentist in downtown Chicago. That is the high rent district. Can you get your work down at a dental school? Good luck.
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I'm 20 yrs old and without health insurance...?
Hey everyone! Well, I'm 20 yrs old and I dont have any kind of health insurance. The company I work with offers a very expensive insurance plan and I can't afford it. Are there any good health insurance companies that provide good insurance(including dental) at a moderate price out there? Thank you
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Blue Cross/Blue Shield offers a LARGE variety of individual plans, that are fairly reasonable. I'm not sure what your definition of "expensive" is, either.
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Blue Cross/Blue Shield offers a LARGE variety of individual plans, that are fairly reasonable. I'm not sure what your definition of "expensive" is, either.
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Looking for good health insurance...help!?
I live in Bend, Oregon just moved here a month ago, Looking for a job. I am looking for good insurance where dental and vision are included. I am 21. I already went to a dentist office to get my teeth checked out. I owe them money now..and they suggested I get insurance first since I do need a root canal done I have looked so many places. I am thinking either going with OHP or blue cross blue shield
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healthplans.my-age.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
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healthplans.my-age.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
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does anyone know of any discount dental clinics in the nw georgia area?
i don't have any insurance and am unemployed at the time. i am in dire need of dental work but dont have any insurance and cant afford to pay out large chunks of cash at once. i dont have it to pay out. however, i am on the verge of several abcesses and am aware of the further complications they can cause. i am willing to pay over time if necessary but would rather find a dental school or discount lab or even an indigent dental clinic if that's what it takes. please help.
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Try this discount dental plan. http://mybenefitsplus.com/40436527 it's very affordable. Only 11.95 per month and you save up to 80%. I save a lot using it. There is no waiting period when you enroll.
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Try this discount dental plan. http://mybenefitsplus.com/40436527 it's very affordable. Only 11.95 per month and you save up to 80%. I save a lot using it. There is no waiting period when you enroll.
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Is my broken tooth going to decay?
Last night I got hit in the jaw, and the back part of my lower right cuspid broke off. It's broke from about probably half way down, to the top of the tooth. It kind of stings when I drink something cold, or when I bite into something. Is this tooth bound to decay? Or if I just keep up with brushing my teeth, will I be okay for a while? I don't have dental insurance, so I don't think I will be able to get a crown, or have the tooth repaired. What should I do?
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The outer protective layer of enamel is gone and the sensitive underlying dentin layer is exposed. This makes it more likely that acids and bacteria can penetrate and irreversibly damage the living (pulp) tissue inside the tooth, even if the tooth never becomes 'decayed.' The closer the fracture is to the nerve, the higher the risk. It may be possible to restore the tooth with a less expensive bonded restoration rather than a $1,000-ish crown, but this is not a situation to take risks with. Go see your dentist and make payment arrangements if necessary.
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The outer protective layer of enamel is gone and the sensitive underlying dentin layer is exposed. This makes it more likely that acids and bacteria can penetrate and irreversibly damage the living (pulp) tissue inside the tooth, even if the tooth never becomes 'decayed.' The closer the fracture is to the nerve, the higher the risk. It may be possible to restore the tooth with a less expensive bonded restoration rather than a $1,000-ish crown, but this is not a situation to take risks with. Go see your dentist and make payment arrangements if necessary.
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Where do I get on medicaid at?
I am married and I am 19 year old. My husband is 22. We have no health or dental insurance and we really need our teeth done badly. I heard medicaid is an option. I am unemployed and my husband makes about 350 a week and I think thats too much for us? its about 17-20,000 a year, which hoenstly is hard to live on even with us in an apartment
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Try going to your county Heath Department. They can help you with Medical and Dental care within your budget.
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Try going to your county Heath Department. They can help you with Medical and Dental care within your budget.
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How do I make a dentist appointment?
I know this might sound like a silly question but I am young and have never done this before on my own. I have dental insurance through my work and I need to go real soon b/c I have developed a cavity. Seeing as how I have not been in a long time I really need a cleaning too. Would it be better to schedule these things together or at seperate appointments? Also what do I say when I call?
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Just call and say that you're interested in your bi-annual teeth cleaning and that you also may need to have a cavity filled. Give them your availability and ask if both procedures can take place together. The dentist is there to provide a service (and be reimbursed)-- he or she is the BEST person to ask if you have any questions (or the receptionist's desk). No worries! :D
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Just call and say that you're interested in your bi-annual teeth cleaning and that you also may need to have a cavity filled. Give them your availability and ask if both procedures can take place together. The dentist is there to provide a service (and be reimbursed)-- he or she is the BEST person to ask if you have any questions (or the receptionist's desk). No worries! :D
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I found a lump in the roof of my mouth the size of an almond. I just noticed it about 5 days ago.?
I don't have health or dental insurance. What should I do?
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It might be an almond........
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It might be an almond........
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How much SHOULD gum recontouring cost? I need it over 6 teeth.?
I know my dental insurance will not cover this procedure, but I have no point of reference for finance. I want to have a basic heads up before I attend my consultation. I am located in Las Vegas NV, so I'm sure it will be slightly higher than many more rural locations.
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I would guess about $300. But it kind of depends on exactly what is involved. You should be able to get consultation ahead of time from the dentist or periodontist so that you know exactly what it will cost.
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I would guess about $300. But it kind of depends on exactly what is involved. You should be able to get consultation ahead of time from the dentist or periodontist so that you know exactly what it will cost.
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Accidentally paid for something my insurance covered!?
I, so far, spent about 600 dollars on dental restoration procedures...I found out today that my insurance (Aetna DMO plan in NJ) covered for all of that. Is there a way I can somehow get that 600 dollars back? Please help!
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Of course you can get it back. If Aetna already paid the dentist, then ask the dentist for a refund. If Aetna hasn't paid anything, then file a claim with Aetna and instruct Aetna to pay you directly.
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Of course you can get it back. If Aetna already paid the dentist, then ask the dentist for a refund. If Aetna hasn't paid anything, then file a claim with Aetna and instruct Aetna to pay you directly.
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IS there a dentist that can do dental work and let me pay every2weeks.?
I make 52,000.dollars a year.Credit not good.But can pay e/2weeks.Live in Illinois.Have some insurance.Please Help.ANYBODY.
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Come to NY, we'll do that for you. :)
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Come to NY, we'll do that for you. :)
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where can i find assistance for several dental care.?
I have had a sever toothache for several months and have been maintaining with oraljel and over the counter pain killers. My Wisdom Teeth are growing in sideways and causing a lot of pain. I have no job, income or insurance for this problem. Where can I find help.
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Medical Discount Plan ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a quite low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services. Individual & Family Health Plans This is a major health insurance plan for individuals and families. If you are looking for comprehensive long term health insurance coverage for yourself and/or your family members who are 62 years old or younger - this is the plan to choose. Short Term Medical Plans This plan is ideal for individuals in transition. Maybe you have just graduated from college and are no longer covered under your student health insurance or you moved out on your own, and you're no longer covered under your parents' medical insurance plan. Or perhaps you're employed part-time, going to school, leaving home for the first time, or even retiring early. Maybe you've found a new job, but your new employer's group health insurance plan won't kick in until you've been with months. YOu are not the only one who met this problem,I have met this type of problem before.I have good experience here www.HealthInsuranceIdeas.info to solve my similiar problem.
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Medical Discount Plan ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a quite low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services. Individual & Family Health Plans This is a major health insurance plan for individuals and families. If you are looking for comprehensive long term health insurance coverage for yourself and/or your family members who are 62 years old or younger - this is the plan to choose. Short Term Medical Plans This plan is ideal for individuals in transition. Maybe you have just graduated from college and are no longer covered under your student health insurance or you moved out on your own, and you're no longer covered under your parents' medical insurance plan. Or perhaps you're employed part-time, going to school, leaving home for the first time, or even retiring early. Maybe you've found a new job, but your new employer's group health insurance plan won't kick in until you've been with months. YOu are not the only one who met this problem,I have met this type of problem before.I have good experience here www.HealthInsuranceIdeas.info to solve my similiar problem.
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Who is responsible for this dental bill?
The patient was 22 y.o. at the time, a student and a dependent of her dad (his insurance). She asked our office to bill her mom. The insurance paid ZERO-- all to deductible. Who is responsible for the bill?
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Whoever signed the consent for treatment/promise to pay part of the new patient information form. If the patient came to your office for the first time as an adult, and signed the form herself, then she is responsible. If you spoke to the mother and she agreed to pay before treatment was rendered, then the mother is. If the father is the one who signed or agreed to pay, then he is. But, it sounds like the patient came to you on her own as an adult; therefore she is the one who is responsible. If she is a full time student and is being fully supported by her parents, then it is up to her to ask them to pay the bill, not you. Good luck with this. These types of cases are difficult to collect sometimes.
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Whoever signed the consent for treatment/promise to pay part of the new patient information form. If the patient came to your office for the first time as an adult, and signed the form herself, then she is responsible. If you spoke to the mother and she agreed to pay before treatment was rendered, then the mother is. If the father is the one who signed or agreed to pay, then he is. But, it sounds like the patient came to you on her own as an adult; therefore she is the one who is responsible. If she is a full time student and is being fully supported by her parents, then it is up to her to ask them to pay the bill, not you. Good luck with this. These types of cases are difficult to collect sometimes.
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Waiting period for dental services?
I have a PPO dental plan and there are waiting periods for certain procedures. Is this waiting period from the time the insurance starts or from the time the proposed procedure is recommended? For example my son needs braces and there is a 12 month waiting period, is that 12 months from the time the insuance started or 12 months from the time the ortho says he needs braces? Do I have to notify the insurance company prior or just wait the 12 months?
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You should call the insurance company to make sure. Always take down the date and who you talked to just to cover all your bases. Different companies have different plans, so your best just giving them a call.
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You should call the insurance company to make sure. Always take down the date and who you talked to just to cover all your bases. Different companies have different plans, so your best just giving them a call.
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