Thursday, March 10, 2011

How much do 360 degree panoramic dental x-rays cost in Alberta ?

I will be returning to Alberta soon and am curious. I just got some work done here(Japan) without insurance and the x-rays cost $40 while the cleaning was also $40. Extremely cheap compared to Canada or the US, I think.
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Sorry, I have no idea...$75-$100 in US. Good Luck
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Dental Indemnity Plans?

Does anyone have experience dealing with this type of dental insurance (Dental Indemnity Plans)? How does it differ from regular dental insurance? My health insurance offers it as an option, and it looks attractive to me because it allows me to go to any dentist, not just ones in their "network". However, the annual cap is $1000. The premiums end up being about $500 anyway, and I am wondering about how much of a hassle they give to people when claims are submitted. Is it even worth it?
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You are better off just self insuring unless you know you need a lot of work or you are meticulaous about oral hygiene and go in for cleanings every six months. Dental indemnity usually means you pay and the insurer pays you back (net of allowables). You can run up a huge bill and they only pay $1000. Remeber dentists can change anything they want. You will pay the difference.
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Which gang has the best dental plan?

. I been thinking of joining a gang and I was just trying to figure out which one has the best health and dental insurance, or the best 401K plan.....do you know? just curious .
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My gang. Email me for details.
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Looking for a dental plan?

I live in Alabama and I'm looking for a cheap dental plan, its been a while since I've gone to the dentist. I'm 24 also. The main reason now I want dental insurance is because my right side wisdom tooth is basically rotting off. Its virtually not there anymore and its just black on the inside pretty much only half the front and right side of the tooth is there, pretty much it is decaying slowly off. It doesn't hurt at all but I want to get to it before it does. Whats the cheapest and best dental insurance for me to get so I can get this taking care of ASAP. I've looked at Humana One Dental but I have no clue on insurance or reading about insurance.
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YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here www.HealthInsuranceFree.info to solve the problem.
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Dental billing question - Dentist did not bill correctly and now we are being sued!?

I may need a attorney to answer this question, but any input would be appreciated... We are being sued by the dentist for an unpaid balance..My husband had insurance, everytime he went to the dentist, he was told to pay his portion.. Well the dentist did not bill the insurance company correctly, meaning their codes were not correct and the insurance company kicked out the claims or the insurance company needed more information, like xrays, etc. Well 3 years later, the dentist is suing us for the unpaid balance..I have copies of the dentist claim forms, and the insurance claim forms, that proves the dentist did not bill correctly and did not resubmit. My husband no longer works at that company so we do not have dental insurance. The dentist rebills the insurance company again 3 years later! So my question is can I be held responsible for the dentist not getting his act together, and can I countersue somehow because this is on our credit history,???
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First of all, it was the dentist's STAFF that incorrectly filed your husband's claims, not the dentist himself. Did you receive monthly statements concerning your outstanding balance owed to the dentist? Did you call when you received the statements, or just filed them away? Just because your husband does not work for the same company, he was still covered during that time period. My only worry is that since it's been 3 years, the claims may not be honored. You are responsible for the amount due...you signed a statement saying so when you first filled out the paperwork at your first visit there... Ideally you'll need copies of the treatment record, with the dates of service and what was done, and copies of the claims allegedly submitted by the dental office. Compare them to see if the right treatment was sent in for payment.. if not, it's a case of insurance fraud and the office is liable. The office should have kept track of the insurance claims when they were submitted.. if, after a 45 day period, the claim had not been settled, they should have called the insurance company to see what the hold-up was... and if the insurance company requested xrays, they should have been duplicated and sent out immediately, so as not to hold up payment.. You may need a lawyer, or at least someone knowledgable enough to look over your paperwork and see what you have/what you need...too bad you didn't live closer, I'd be happy to help you out of this mess! You can countersue, but it would be in your best interest to seek legal council on this one... and good for you that you kept copies of everything! I wish you the best of luck! ...and I apologize for such a long-winded response!
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Dental work?

Currently my family has United Concordia dental insurance. My wife was diagnosed with a gum disease this morning. We found out she needs 3 root canals, and 5 cavity fillings. My current dental plan will cover about $600 of the bill. The dentist is estimating about $7000 bill. 1 - Does $7,000 sound right for this amount of work? (5 fillings, 3 root canals, 3 crowns) 2 - Could I get another dental insurance like delta (while keeping my united concordia as well)? Could I use both? 3 - What would happen if we decided we could only afford 1 or 2 root canals now? Would it be stupid to wait until Feb for the new year to kick in on my dental insurance? 4 - How should I go about paying for this? I have only about 1500 or 2,000 of spare money to put to this? Should I dump it on a credit card, take out a loan from wells fargo, take out a student loan..? She is getting the 5 cavities May 8th, and the first root canal May 12th, so I need a sound plan before then.
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Im sorry to hear that. Im glad you are looking to take care of the problem ASAP. I would encourage you to visit this website: www.healthsavings.ourperfectcard.com I signed up online about 3 years ago now for all my dental work. They have saved me thousands throughout the years as a supplemental from Root Canals, extractions, exams, x-rays, cleanings…etc. All services are included (cosmetics surgery) in this very affordable plan. There are no contracts, no limits and no deductibles. I use this plan as a secondary, to cover what ever it can when the insurace is maxed or met it limits. They even had my benefits active in 2 hours and able to use them the same day. Good Luck and Hope the Helps.
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Cavity/No Health Insurance?

So my tooth is freaking killing me, ouch pain....but my problem is i currently don't have dental insurance. Does anyone know on average how much it would cost to go to the dentist to have a cavity fixed with out insurance? HELP!
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I would encourage you to visit this site: www.healthsavings.ourperfectcard.com I signed up over 5 years ago now and they have saved me thousands since. From deep cleanings, xrays, fillings..etc. all services are included in this very affordable plan. Orthodontist and cosmetic surgery are also included. They even had my benefits active in 2 hours and was able to use them the very same day. hope this helps...
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DENTAL CROWN FELL OUT.. help!?

How long can i go before I need to replace my dental crown because my crown fell out last night....its goes back in the tooth but its loose and will probably fall out...BTW i dont have dental insurance.thanks.
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you need to take the crown & go to your dentist. If you wait too long the tooth will shift and it will be harder to put it back on the tooth. If it's a root canal it won't hurt because the tooth is dead but food can get in the gums and tooth area and cause an infection. It only take the dentist a moment to put the crown back on the tooth.
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What is the total cost of Invisalign?

I've been looking into getting Invisalign however Im not sure how all the payments work. I have my health insurance structured so that I pay for the full doctors visit until I reach my deductible minimum. However my dental insurance covers half of all orthodontics. I have read that Invisalign costs around $5k for most cases. Is that the total cost you have to pay, or do you have to pay additional costs each time you go to the orthodontist on top of the $5k?
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I just got fitted for Invisalign for both my top and bottom teeth. It is costing me $5,000 total. I paid $2,200 up front and will be paying $200 a month for 14 months once the treatment begins (200 x 14 = 2800). The payments will be autodrafted from my credit card. So, it is $5000 total before insurance is applied. So, the $5000 was a total price for me but if you lose a retainer at any point in the process you would have to pay for a replacement (and they're not cheap!) My insurance was supposed to cover $1,500 of the 5k but I found out that my insurance (MetLife) only covers dependents under age 19 or students under age 23 so make sure you read the fine print (or call them directly)! I started a blog of my Invisalign experience so if you're interested in reading about my experience so far go to http://my-invisalign.blogspot.com/
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Dental Help!!!?

Hi I don't have dental insurance but i need work on my teeth ASAP. I also want invisalign but i wanted to know if there were any dental plans that will help me pay for this. I live in New York and i appreciate the help.
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NYU has a dental clinic. You can also go onto your local dental society's website and get the names of dental clinics that provide free, sliding scale or low cost services.
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how much would it cost to get a dead tooth fixed?

Just noticed last year one of my 2 front teeth is yellow and a dentist mentioned it needed a roota canal. plus whitening or some other crap. I got insurance bu we all know dental insurance isnt worth ****.
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you need a root canal treatment & a ceramic crown. Its going to expensive & the ceramic crown is not covered by your insurance.
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Cracked Molar, no insurance. Any advice would be appreciated.?

Molar cracked, no insurance. Any advice please? I went to a dentist and she said I needed to have root planing/scaling, a root canal and a crown put in on my bottom left molar which is cracked off. Total cost would be around $4,000. I just got a new job so my dental wont kick it for another 3 months or so but the pain is starting to be unbearable I think it is infected as the tooth is very sensitive to the touch and it has a pulsing pain that is keeping me from sleeping. Has any use the stuff on dentalplans.com? Like the GE Wellness or Aetna Dental Access? Will the dentist jack up the prices or treat me differently if i ask about them? Will most dental insurance even cover this kind of stuff on a newly started policy? Any advice would be greatly appreciated.
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$4000 is too much. Find another dentist. Expect to pay around $1000 for a root canal and $800 for the crown (whole procedure and crown)
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Is there anywhere where I can find inexpensive low cost dental providers / dentists in the DC area?

I am looking for inexpensive dentists in the Washington DC area. I do not have insurance, so I really can not afford the expense. As of now, I just need a cleaning, but potential more work may need to be done. If you have any advice on who I should see or where I should go, please let me know!
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I would encourage you to visit this great site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago now and they have saved me thousands on all services. From root canals, cleanings, xrays, exams...etc. All services are included in this very affordable plan. They even had my benefits active in 2 hours and was able to use it the very same day. hope this helps and good luck.
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I need to find an oral surgeon in Michigan that is not so expensive?

I have $1000 of dental insurance and need an oral surgeon to extract most of my teeth. I cannot afford to pay a lot more than my insurance covers. The last estimate I got was $3,500, please help, I have frequent toothaches and infections, I need my teeth out ASAP.
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You need a supplemental plan that can help you right away (no waiting periods) and that has no annual limits. Couple of possibilities below.
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Is it safe to use fluoride rinses more than once a day? Three times a day?

Just wondering, cuz I heard a someone once say that fluoride rinses can actually reverse cavities, if they are small enough. I don't have any dental insurance, so I have been using fluoride rinses 2 sometimes 3 times a day. I have always had perfect teeth, but I am just being cautious, since it might be a long time before I see a dentist again. Just want to know that it's safe, because the bottle only says "once a day for 1 min...no food or drink for 1/2hr"....but then a person I once talked to said that the flouride in those rinses are nothing more than what your toothpaste can do for you. I don't know what to believe. But I can't imagine that this will hurt me since I spit it out anyway....however, is it of any benefit? I was also under the impression that you didn't need flouride after the age of 18, but my dentist said that they only do that because most insurance only covers flouride for 18 and under.
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Using the fluoride that often wont hurt you because the amount of fluoride in the mouthwash is low. It is a little easier to get between your teeth than toothpaste, so you will still get some benefit, but you only need to do it once a day. As for the whole only once every 6 months, the fluoride you get at the dentist is WAY WAY stronger. It is something you can only get there, not even a perscription for what you would get at the dentist can be given. There are perscription fluorides available for about 20 a bottle, but if you do not have cavity prone teeth, you will be ok.
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Dental Insurence for poor people?

I have a friend who works full time, but his employer does not offer dental insurance. He has serious dental issues and needs work done ASAP. right now he is suffering a severely painful absence. He has bad credit so he can't finance the work he needs done, he tried and has been turned down. I was looking up cheap dental insurance but haven't really had much luck with anything that will kick in soon. The ER will only give him antibiotics but he needs a root canal, and even if he can get the ER to pull this tooth, he still has much more work that needs to be done. I came across something called "True Care Dental Plans". It's not Insurance though, it's a plan for $13.95/month that will give you a discount on certain dentist who participate in the plan, but you have to pay the rest of the fee in full up front. Does anyone have any ideas of how i can get his teeth taken care of? Im afraid he'll end up with dentures by the Time he's 30! Also here's the link for the True Care site maybe someone can understand it more then me. http://truedentaldiscounts.com/pickaplan.asp?OVKEY=dental%20plans%20g&gclid=CLj_uezlyZwCFeFM5QodLD57JQ
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From my experience it's really hard to find an actual dental insurance plan unless its offered through a group such as your job. However you should look in to dental discount plans. Although they are not actual insurance plans they can still help you save a significant amount of money. i recently joined this plan : http://www.healthplansplus.net/dentalplus.html It has actually saved me a lot of money. Dental insurance is not offered through my job and I feel like this is the next best thing. I initially joined the plan because I wanted to get braces, but the Orthodontist quoted me over $5,000. I started looking into these plans and Ameriplan saved me over $2500.00. My braces only ended up being $2400.00. These planes cover a pretty wide range of services, but you have to go to a dentists that is contracted with the plan. The plan that I purchased through Ameriplan is only about $8.00 per month. It's proven itself worth up until now. You can also ask your dentist office if they know of any insurance plans or discount plans that they participate in that would be beneficial to you. You can also visit this website and it can provide you with a list of dental plans in your area that you can enroll in: http://www.dentalplans.com/ Most dental office will also work out a in-house payment arrangement with you in conjuction with any dental plan. Hope this helps : -) Source(s): http://www.dentalplans.com/ http://www.healthplansplus.net/dentalplus.html
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what type of dental work is recommended for a chipped tooth and what is the cost for it?

i chipped my tooth on a piece of bacon at applebees the other day. I need to get it fixed. i don't know what something like this would cost. also does anyone know, if the companys insurance would cover this, since i filed a claim?
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Well ashley in my opinon, I dont think this is applebees fault. Unless it was a real supper hard peice of bacon. I of course am no expert on there insurance though.. If they pay for it great. small chips, and big breaks happen all the time with teeth. Some people come in and the whole side of their tooth is missing, and they said it broke off while they ate cake. Teeth will break no matter what your eating, if the tooth is bad. A simple chip is easy to fix. All you need is a composite filling. Composite is tooth colored. They will patch it up and you'll be good to go. These will usully run you about $ 60 - $80 depending on how many surfaces they have to fix.
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I have Delta Dental. How Much will it cost to do a deep cleaning and take out my 2 top wisdom teeth?

It is a good insurance plan. I have a $3000 max per year plan, and I usually pay 20% of most procedures. Deep cleaning isn't covered 100%, is it?
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I always get my teeth descaled and polished when I go for a check up and the charge is £16. If you opt for a general anaesthetic when you get your wisdom teeth extracted, they will do it at the hospital and there is no charge for that. 00
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Is $195.00 too much for a tooth extraction w/o insurance?

Per my first question about my front tooth being knocked loose had basically the same answer from others to "go to the dentist - now", I went and it has to be extracted - it cracked across the crown. But since I do not have dental insurance, they are charging me $195.00 for this tooth extraction. Sounds kinda pricey. Just wanted to know what others thought. Thanks!
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If you already have a dentist that you are comfortable with then go ahead and let him/her do the work. 195.00 is about right. If all you want is the extraction and you are looking to save a few more dollars, you may want to go to a dental school program and let one of the graduating students do it. From what you described, it is a simple extraction and can be done for about half of that at a dental school. This is a great option for teeth cleaning as well w/o insurance. Yes, they can and will administer pain meds for you. Good Luck!
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What is the best health insurance to buy?

Of coarse it needs to be reasonably priced and must cover vision and dental.
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In order to get health, vision and dental you need to be on a group plan. If you are looking into individual insurance then you will need to pay for each thing separately. If you don't know what you are looking for or how insurance really works then contact a licensed agent in your area (you can find one by doing a search for health insurance agents). If you understand the basics of how insurance works then go to ehealthinsurance.com and that will break down several plans with what you're looking for by price.
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How much does you medical insurance cost through your employer?

I am just curious. I am paying about 200 per month for medical and dental through my employer (coca cola). This is for the family plan which cover my wife and 2 kids with a 600 dollar deductible on medical. It has went up every year for the last 5 yrs.
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My husband works for Chase and we are expecting pretty soon and he only pays $90 every check! We only pay the copay (which is about 10-20 a visit) and once a 30 copay for my obgyn and we have not paid a dime since ( I have at least had 10 appointments in the last 4 months)! When the baby is born we don't have to pay for anything either!!! We have Aetna and it covers: Health, Vision, Dental, and any Prescriptions!!!!!
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What is the best health insurance to buy?

Of coarse it needs to be reasonably priced and must cover vision and dental.
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Try this site bestinsurance.notlong.com Here you can compare quotes from different companies
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What if you dont have insurance to see a dentist and your teeth are loose?

I was diagnosed with perio when I was 19. I was told that it is hereditary. I had the surgery then and I will admit...I didnt floss much. I am now 27 and my teeth are loose. I am scared to lose them. What can I do..I dont have dental isurance and dont know what else to do. Is it really hereditary? I have two children and dont want them to get it
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Care Credit can finance your procedures at 0% interest for 12 to 18 months. I'd go see a periodontist right away! United health insurance has a dental insurance plan the covers dental but im not sure how much dental is covers, so you may want to call and check on it. (no waiting period either). Yes, in some rare cases, periodontal disease is hereditary, and if you were diagnosed at the early age of 19, then you more than likely got it from your genes. Be sure to take your children to the dentist regularly and be on top of them when it comes to brushing and flossing daily to help prevent them from getting it or if they end up getting it, with good oral hygiene habits they can prevent bone loss and tooth loss by keeping things as clean as possible. (Plaque is what causes perio disease so keeping your mouth as clean as possible helps prevent permanent destruction). There is no cure for perio disease. Good luck!
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I am a student (20 years old) and I need health insurance.I did have medicare from my mother but she?

no longer has health insurance so I need to find my own.My job has insurance but I can only get it through open enrollmen tin january.I need it now because I haven't had a checkup or dental work done in 2 years.I don't even know where to start so can someone suggest any ideas?IT will be greatly appreciated.THANKS!
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If you are 20 and in college, you should be able to get medical coverage through your school
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