rent/mortgage, utilities(Electricity,oil.gas,water), food and household supplies, student loan, credit card, car payments, parking/gas/tolls, health/dental insurance, savings, retirement plan, cellphone, internet, cable Tv, gym membership, ???? average, or what u pay, so i can get an idea of how much is for each thing. thanks
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Every student is different. When I was in school I had all the expense I had before I was a student like mortgage, utilities, food, clothing, supplies, gas, car insurance, gym membership and tuition and books. I maxed out my IRA as usual. I didn't use student loans and paid off my credit card every month only using it for tuition and books. I didn't have cable tv, cell phone, internet or car payments.
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Wednesday, June 22, 2011
Is the following paragraph seem to be Insurance Fraud?
A lady that works for me brought in a Drs. excuess that had a different last name than the one I have on file for her. When I asked her why her name was different, she said. Well, I go by my current husbands name for stuff like my Drivers lic, home loan , etc. but I use my X-husbands name for Medical Insurance, cause I need to have hospitalazation and dental. As far as I know she has been divorced from the X for at least five years. Is there any reason the X would have to or could still have her on his policy?Also, when I asked her if that was legal, she said yes, we looked into it...................WEIRD!!!!!!!!!!!!!!…
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Nope. Once you're divorced, you're not eligible to be covered as a spouse on your ex's insurance. It's clearly fraud, because she's lying about being married, to the insurance company.
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Nope. Once you're divorced, you're not eligible to be covered as a spouse on your ex's insurance. It's clearly fraud, because she's lying about being married, to the insurance company.
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Need Dental Info?
I need dental care very badly, we make really good money but not enough to pay for the work I need, not all at once anyways. Does anyone know of any good plans or financing places? I am 21 so I don't qualify for insurance through DHS. Please Help
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You have four options with dental. 1. Visit a local dental school. You can get many procedures done for a reduced price if you're willing to let them practice on you. 2. Insurance - Depending upon the policy: cost $30-$60 per month. You pay a $50 deductible first, they have an annual maximum that they'll pay per year of $750 - $1500, they have a waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a root canal in my area is $829. With insurance you pay $414 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans. 3. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $829. With discount plans you pay around $746. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health & dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes… concerning these plans. 4. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $829. With fee for service plans you pay as little as $404. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
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You have four options with dental. 1. Visit a local dental school. You can get many procedures done for a reduced price if you're willing to let them practice on you. 2. Insurance - Depending upon the policy: cost $30-$60 per month. You pay a $50 deductible first, they have an annual maximum that they'll pay per year of $750 - $1500, they have a waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a root canal in my area is $829. With insurance you pay $414 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans. 3. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $829. With discount plans you pay around $746. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health & dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes… concerning these plans. 4. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $829. With fee for service plans you pay as little as $404. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
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Free Dental Work?
how do i go about finding a plce to get free dental work done? my bro and uncle need to see a dentist very bad cuz they dont have any insurance..? thanx
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While it is unlikely that you will find absolutely free dental work, there are some places you can go to get low cost dental work. If you qualify for medicaid or medicare, they tend to pay for fillings, extractions, and dentures (for when you lost some or all of your teeth). If you don't qualify for these programs, or similar ones sponsored by your city or state, there are still some options. most larger cities have municipal dental clinics which offer low cost dental care. You'll pay for these services out of pocket, and you'll probably get amalgam fillings, instead of the more expensive, and prettier tooth colored composites, but at least it will keep your teeth in good health and out of pain. Another untapped resource is dental school. All dental schools have clinics that see patients. You'll be seen by dental students under the supervision of licensed dentists/professors. Don't worry, they've usually had a lot of practice on fake teeth, and they're usually so scared about making you mad that if they have a question, they ask the instructor before they make a mistake and get a grade deduction. Dental schools typically charge about 50-60% of what other dentists in the community will charge. Also, every dental school has an emergency clinic- if you are in pain and have no regular dentist for this emergency, they will extract the tooth or start a root canal. They will charge a fee for their services, but again, it's usually very cheap compared to getting your teeth pulled at Sears dental or a private dentist. For more information, start at your city's department of health, and they should have referral services for you to go to.
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While it is unlikely that you will find absolutely free dental work, there are some places you can go to get low cost dental work. If you qualify for medicaid or medicare, they tend to pay for fillings, extractions, and dentures (for when you lost some or all of your teeth). If you don't qualify for these programs, or similar ones sponsored by your city or state, there are still some options. most larger cities have municipal dental clinics which offer low cost dental care. You'll pay for these services out of pocket, and you'll probably get amalgam fillings, instead of the more expensive, and prettier tooth colored composites, but at least it will keep your teeth in good health and out of pain. Another untapped resource is dental school. All dental schools have clinics that see patients. You'll be seen by dental students under the supervision of licensed dentists/professors. Don't worry, they've usually had a lot of practice on fake teeth, and they're usually so scared about making you mad that if they have a question, they ask the instructor before they make a mistake and get a grade deduction. Dental schools typically charge about 50-60% of what other dentists in the community will charge. Also, every dental school has an emergency clinic- if you are in pain and have no regular dentist for this emergency, they will extract the tooth or start a root canal. They will charge a fee for their services, but again, it's usually very cheap compared to getting your teeth pulled at Sears dental or a private dentist. For more information, start at your city's department of health, and they should have referral services for you to go to.
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pet insurance questions!?
We are looking into pet insurance for my 10 month old chihuahua. I have been looking at embrance, tru panion and gopetplan. Would an overbite be considered a pre existing condition? Would residual baby teeth also be preexisting? Would it be covered as a dental illness? Any recommendations to companies you use would also be very helpful! Thanks in advance!
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Sorry but Wise1 has no idea what he's talking about. I work at a vet and we ALL brush our dog's teeth. And accidents do happen even with pets. They get into the garbage and get sick, they dart outside one day and get hit by a car, someone decides they don't like your dog and tries to poison her. My clinic actually treated a chihuahua that was attacked by a hawk (yes, a hawk). Her owner was walking her and the hawk tried to snatch the poor little thing. The only thing that saved her life was the harness and leash to owner used to walk her. My clinic recommends VPI pet insurance. They're a good company and will cover lots of things. But most companies will only cover so much for dental cleanings. Also, most companies will not cover conditions that are considered a breed predisposition (like back problems in dachshunds, heart problems in cavaliers, etc..) They should cover annual care though. Things like vaccinations, heartworm preventatives, etc...
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Sorry but Wise1 has no idea what he's talking about. I work at a vet and we ALL brush our dog's teeth. And accidents do happen even with pets. They get into the garbage and get sick, they dart outside one day and get hit by a car, someone decides they don't like your dog and tries to poison her. My clinic actually treated a chihuahua that was attacked by a hawk (yes, a hawk). Her owner was walking her and the hawk tried to snatch the poor little thing. The only thing that saved her life was the harness and leash to owner used to walk her. My clinic recommends VPI pet insurance. They're a good company and will cover lots of things. But most companies will only cover so much for dental cleanings. Also, most companies will not cover conditions that are considered a breed predisposition (like back problems in dachshunds, heart problems in cavaliers, etc..) They should cover annual care though. Things like vaccinations, heartworm preventatives, etc...
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Desperatly need dental care!!?
I live in St.Louis Missouri and do not have insurance( have state Medicaid but they don't cover dental)...have a vit. def. so teeth are HORRIBLE...swelling and pain at least 2 times a week. If anyone knows of somewhere I can go that is low cost or will do a payment program for someone without credit, please let me know...hard to be happy when you cant even smile.
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Try and google dental offices who run on a sliding payment scale. Many doctors/therapists/dentists/clinics have a sliding payment scale where you pay only what you can afford based on income and stuff like that.
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Try and google dental offices who run on a sliding payment scale. Many doctors/therapists/dentists/clinics have a sliding payment scale where you pay only what you can afford based on income and stuff like that.
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Question about British dental system...?
I'm a Dental History student and I'm writing a paper on why the British have such pig-disgusting jacked up rotten teeth. Is there a consensus that the public health care system just hasn't understood McCain's proposal to free up private insurance in the UK?
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Are you always this rude? There's absolutely nothing wrong with my teeth. At least our teeth look natural instead of those weird blindingly white oh-so-perfect teeth Americans seem to show off at every oportunity. THOSE are not natural!
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Are you always this rude? There's absolutely nothing wrong with my teeth. At least our teeth look natural instead of those weird blindingly white oh-so-perfect teeth Americans seem to show off at every oportunity. THOSE are not natural!
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Ohip health insurance during waiting period?
Hi, I am a Canadian citizen, however I have been living in the United States for the last 12 years. I am planning on moving back to Ontario, but I understand there is a 3 month waiting period before you are able to obtain your ohip card. Where can I buy health insurance to cover me during the three month waiting period? Please don't tell me "buy private insurance" I already know that. But none of the insurance companies seem to have anything I need. They offer life insruance, dental, supplemental, Travel but I don't see any regular old health insurance. I am sure I am not looking in the correct places or for the correct thing, but I don't know what else to look for! If you could give me specific websites selling the insurance I need PLEASE that would be just splendid!! :-) Thank you very much for your help!
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During the waiting period, you can purchase private health insurance through a private insurance company if you meet the company's eligibility requirements. Contact a private insurance company or call the Canadian Life and Health Insurance Association Inc. at 1-800-268-8099. In Toronto, call 777-2344. (or outside Toronto but in an area where the toll free number doesn't work, put 416 in front)
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During the waiting period, you can purchase private health insurance through a private insurance company if you meet the company's eligibility requirements. Contact a private insurance company or call the Canadian Life and Health Insurance Association Inc. at 1-800-268-8099. In Toronto, call 777-2344. (or outside Toronto but in an area where the toll free number doesn't work, put 416 in front)
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Confused about medical insurance for son?
My young son lives in Indiana with his mother, my ex girlfriend. I live in Michigan. I am court-ordered to have medical insurance on him - which I did until my wife was transferred to another location and I moved with her. My wife has added my son to her medical, dental and vision benefits because my new job doesn't offer insurance for 120 days after start. We didn't want there to be a lapse in my son's coverage. My wife's insurance is also better than mine (it covers 100 percent, $10 copay). The problem is the ex doesn't like that my wife's name is on the insurance card and Blue Cross Blue Shield will only put the policy holders name on the card. So my ex is taking out a private insurance plan on my son and she is paying for it. So my son will be double covered. I think that is OK, but... The ex has told me if I ever wanted to increase visitation or if we had to go back to court, I would have to reimburse her for the additional insurance ($250 month is what she/ her parents are paying for the plan - she doesn't work) since I am not fulfilling the court order to medically insure him; my wife is doing it instead. And the ex says it isn't my wife's responsibility. He is insured and you'd think that is all that matters... Is my ex right? Will I have to pay her back if I want to have more parenting time? Please help.
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I'm not a lawyer but I think your ex is full of it. Your wife is fulfilling the medical insurance obligation, yes.. but therefore so are you. You and your wife are considered one identity. Your obligation is being fulfilled, it was your ex's choice to get insurance on him. I don't believe you would have to pay her back however you may want to speak to a lawyer about to be sure.
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I'm not a lawyer but I think your ex is full of it. Your wife is fulfilling the medical insurance obligation, yes.. but therefore so are you. You and your wife are considered one identity. Your obligation is being fulfilled, it was your ex's choice to get insurance on him. I don't believe you would have to pay her back however you may want to speak to a lawyer about to be sure.
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Besides dental schools, what are other other low cost dental options?
I'm in the DFW area of TX. The nearest dental school does not have weekend appointments. I don't have insurance, I work full-time, and am a full-time student (so I don't make that good of $$). My credit is shot, so I can't get financing, and I'm not a senior citizen or handicap, and I'm 27. Any suggestions DFW residents? I'm at my wits end. I know about Mission Arlington, but I can't afford to take off work to go sit in front of Mission Arl. and most likely get turned away. Thanks!
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Does your college's health center have some type of referral service?
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Does your college's health center have some type of referral service?
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Should i go to a dental school to get my teeth done? Anyone have any personal experiences with that?
I lost my insurance last year that i had under my parents because well... i turned 21 (rolls eyes) Anyway for a year now i just have not been able to get a freaking job and even if i did it would be some small time retail job that wouldn't even offer me insurance. I do want to go back to school but under certain circumstances i have to work first then go to school. Or else i would have went last year and been extended on the insurance until i was 24. I been looking online hearing about going to dental schools to get work done? Which idk how bad my situation is if i should wait till i come across some money or not. Before my insurance ran out (literally right before) I had one root canal done and several fillings. I was okay for awhile... until now. Whenever i eat all of sudden my back teeth are now hurting. Anything cold is PAINFUL and if i suck in air it hurts as well. I had such a PAINFUL time at the dentist with all that work but at the end of the day through all of that apparently a problem can still arise. Has anyone had any personal experience going to the dental students? Or heard anything about that? I'm a little nervous about it and i CAN NOT afford if something goes wrong. I can't even afford to go! But if i muster up the money to do it i wanna know about it first. I think it is the bottom back teeth more then the top. My right top tooth in the back has a crown on it
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OUCH!!! Sounds like you are miserable. If you do not have dental insurance, there is anything wrong with going to a dental school to have treatment done. Another thing you might consider is going to a small dental practice....maybe an "older, small-town" kind of dentist that would take an initial down payment and let you make payments for the remainder (yes, these do exist, my MIL sees one and she has no dental insurance). I would suggest you call around and also ask friends/extended family who their dentist is and if they don't have dental coverage, inquire if their dentist works out arrangements. Sorry you're having teeth issues, best wishes in getting it resolved. Sounds like some trolls or a jackazz or two got to your question before someone with a decent answer did....there is nothing remotely "spoiled" or "uneducated" about your question!
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OUCH!!! Sounds like you are miserable. If you do not have dental insurance, there is anything wrong with going to a dental school to have treatment done. Another thing you might consider is going to a small dental practice....maybe an "older, small-town" kind of dentist that would take an initial down payment and let you make payments for the remainder (yes, these do exist, my MIL sees one and she has no dental insurance). I would suggest you call around and also ask friends/extended family who their dentist is and if they don't have dental coverage, inquire if their dentist works out arrangements. Sorry you're having teeth issues, best wishes in getting it resolved. Sounds like some trolls or a jackazz or two got to your question before someone with a decent answer did....there is nothing remotely "spoiled" or "uneducated" about your question!
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prison vs. insurance?
can anyone please reply with a logical answer as to why hard working persons ,or even disabled persons , such as I , cannot get proper dental care , yet ,on a t.v. program I was watching about those in prison are given dentures at the taxpayers expense as it was clearly expressed that these poor , incarcerated , crack freaks teeth had rotted away ? (mush mouth ? ) I believe it is called .The serious medical disease I have , due to numerous prescribed medications have in essence destroyed what fragments of teeth I still have , yet , in the great state of wisconsin , those disabled or unfortunate ones who either cannot afford or don't have insurance offered to them are the ones suffering often very severely in pain , unable to eat much but bananas and jello , as prison inmates get new dentures and can enjoy probably one of the most satisfying things (barring sex ) in our lives ,as our health continues to deteriorate due to the lack of proper nutrition ,leading to more health problems ?
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Altatraz had the following saying: "You are entitled to food, shelter and medical attention. Everything else is a priviledge." It hasn't changed. -MM
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Altatraz had the following saying: "You are entitled to food, shelter and medical attention. Everything else is a priviledge." It hasn't changed. -MM
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Dental mishap... please give advice?
So my husband has seen this dentist a few times and we immediately did not really like them but they were the only people that took his insurance in our city. So, he has a broken tooth in his mouth and he paid $900 for a crown, his left front tooth. The dentist sized it up and it looked fine but when the dental assistant set it it was set crooked and he is not happy. The dentist told him he would replace it for $300 lab fees for new tooth or if he "broke it" he could get the tooth for free. Well, this made him mad all together that he suggested breaking the tooth. He got a 2nd opinion and the dentist told him that it was illegal for a denal asst to set a crown and they should pay for it bc he wouldnt need a new tooth if it wasnt set crooked. I feel like we should go somewhere else and still send them the bill. I dont trust them in his mouth. What should we do?
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Yes, it is illegal for a dental assistant to cement a crown permanently. This guy needs to be reported to your state dental board. They will investigate, fine and possibly suspend his license. Dont' change the crown until you hear from the board.
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Yes, it is illegal for a dental assistant to cement a crown permanently. This guy needs to be reported to your state dental board. They will investigate, fine and possibly suspend his license. Dont' change the crown until you hear from the board.
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orthodontic services insurance.?
my dad's company that he works at provides insurance for like medical care and stuff my sis is thinking of getting bracesfor misplaced teeth and we're not sure if its covered or not so we checked the package they gave us about what's covered and whats not and it says orthodontic services: - all necessary dental treatement which as its objective the correction of maloccusion of the teeth so i was wondering what that means cus i have no clue. any help?
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What the insurance plan says is that the procedure is covered if your orthodontist states your sister has misalignment(s). If she wants to get it done for purely cosmetic purposes and she really doesn't need them to "fix" anything for medical purposes, the insurance would likely not cover it. Also, the orthodontic treatment may only be partially covered. You'd have to check with the ortho office after an initial consultation. They're likely to call up your dad's insurance company and check how much they can get from there. Best of luck to ya!
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What the insurance plan says is that the procedure is covered if your orthodontist states your sister has misalignment(s). If she wants to get it done for purely cosmetic purposes and she really doesn't need them to "fix" anything for medical purposes, the insurance would likely not cover it. Also, the orthodontic treatment may only be partially covered. You'd have to check with the ortho office after an initial consultation. They're likely to call up your dad's insurance company and check how much they can get from there. Best of luck to ya!
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question about insurance?
Hi I just was hired and will be doing landscaping, so I will only be working about 6/7 months or so and needed some dental work done and my employer doesnt have any benefits.. What is the best way to go with insurance for this? (I am 24)
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You will have to purchase private dental insurance. Contact a local agent for assistance. However, be aware that you'll have a waiting period before you can get many procedures covered. Also, dental insurance has limits which, along with the waiting period, means that in most cases you'll be paying out as much or more in premium than you receive in benefits. You may want to try a dental school, where you can get good service for a reasonable cost. You can find the nearest dental school here: http://www.yourhealthplanadvisor.com/Den…
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You will have to purchase private dental insurance. Contact a local agent for assistance. However, be aware that you'll have a waiting period before you can get many procedures covered. Also, dental insurance has limits which, along with the waiting period, means that in most cases you'll be paying out as much or more in premium than you receive in benefits. You may want to try a dental school, where you can get good service for a reasonable cost. You can find the nearest dental school here: http://www.yourhealthplanadvisor.com/Den…
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orthodontics insurance?
does anyone know a good insurance policy that covers some orthodontics cost? i need a website or a phone number b/b i haven't been able to find any dental plans that cover it.
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I would encourage you to visit this site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and the rep is extremely knowledgeable. They have saved me thousands since. From my braces, to xrays, exams, cleanings..etc. All services are included in this very affordable plan. My benefits were active in 2 hours and was able to use it the very same day. Hope this helps.
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I would encourage you to visit this site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and the rep is extremely knowledgeable. They have saved me thousands since. From my braces, to xrays, exams, cleanings..etc. All services are included in this very affordable plan. My benefits were active in 2 hours and was able to use it the very same day. Hope this helps.
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Pressure in back of jaw when bending over... wisdom teeth?
I just started noticing pressure in my upper jaw on both sides when I bend over. I am getting over a cold/allergies but I was wondering if this has to do with my wisdom teeth? (I'm 26) The pressure kind of builds slowly as I'm bent down. I have two small children so I am bending all the time. I need to make an appointment with a dentist but I was wondering if anyone else had this problem with their wisdom teeth. (I dread going because next to no dentists in my area take dental insurance)
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The pressure can be because of your cold and allergies also as sinus is very near to upper teeth and during cold you feel pressure or pain sometimes in the upper teeth. You should visit your dentist to get the checkup done for wisdom teeth. For your information you can visit the following website for more information on wisdom teeth http://www.identalhub.com/Article_UNDERS… They also have the facility of free dental consultation
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The pressure can be because of your cold and allergies also as sinus is very near to upper teeth and during cold you feel pressure or pain sometimes in the upper teeth. You should visit your dentist to get the checkup done for wisdom teeth. For your information you can visit the following website for more information on wisdom teeth http://www.identalhub.com/Article_UNDERS… They also have the facility of free dental consultation
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Starting over..any advice on career choices? Educated as Dental assistant..please read Thanks!?
Hi I live in Ontario CAN..2 yrs ago i went to CDI college and obtained my diploma in Dental Assisting. I did my co-op and graduated with honours. Then I got pregnant with my second child and my then husband didnt want me working . We are now seperated and I have the girls on my own. Since I havent really worked in the field, havent written the certification test and my ex will not return my texts so that I can write the exam I am trying to figure out what to do. I have considered volunteering but have no daycare even if I could find a place to do that. I didnt really like the dental assisting anyhow and I need a career that I can potentially make good money in and have medical benefits. Any suggestions about what i can do with my education? I have considered the insurance industry cause we learned how to fill out the dental claim forms but have no idea what is required to do that education wise. So Im kind of all over the place but bottom line I need to make a decent living ..HELP?
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Hi I hope you keep your head above the clouds! Any kind of sales position would be good, Make sure they have benefits. but you can make very good money. get a job at a local Cell phone place. you can make 50,000 on up! If your hustling and getting people to sign up.
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Hi I hope you keep your head above the clouds! Any kind of sales position would be good, Make sure they have benefits. but you can make very good money. get a job at a local Cell phone place. you can make 50,000 on up! If your hustling and getting people to sign up.
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this may sound strange but it is true and I could use some advice?
I live on a very tight budget with no medical or dental insurance. My teeth arent the greatest. I know I need a dentist but I cant afford it right now. Anyway, One of my back teeth flairs up occassionally causing some discomfort. I take asparin for it and it goes away in a few days. the asparin helps alot to dull the pain. It seems to flair up the most when I am sick or am cold. does anyone else have a similar problem and what do you do about it
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It could be an infection. Try to get to a dentist or a dental clinic as soon as you can. Some dentists offer free evaluations and the dental clinics at Dental Universities are cheap if not free.
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It could be an infection. Try to get to a dentist or a dental clinic as soon as you can. Some dentists offer free evaluations and the dental clinics at Dental Universities are cheap if not free.
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what do dental office front desk ppl do?
im finna start a new job && i kinda know softdent, all else i really know is like making appointments, perio charting, putting up op schedules, filing, answering phones, i dnt yet fully understand the insurance claims but what other things do they do??
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Appointments, billing, filing, schedules, insurance, phones, charts, etc. They usually want you to have school as a dental secretary or assistant. A lot of times the secretary is the fill in assistant if one is busy.
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Appointments, billing, filing, schedules, insurance, phones, charts, etc. They usually want you to have school as a dental secretary or assistant. A lot of times the secretary is the fill in assistant if one is busy.
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Dental billing question about root canal?
I do medical billing for a living so I'm familiar with the process of filing claims and how we are allowed to bill patients. However, with dental it seems much different and I am curious if my dentist's office is being shady or not. I have insurance and they paid my dentist for the following: 1.) 50% of my crown ---$356.00 2.) 50% of crown build-up---$73.00 3.)80% of root canal---$499.00 total of $ 928.00 My dentist charge me $350.00 for "canal preparation" and $210.00 for "post fibercore", but never filed either of these with my insurance. I called my insurance today and they said these are typically not covered because they are included in the price they pay the dentist for root canal procedure. They also told me to have my dentist file these claims with them because they shouldn't be billing me for something that my insurance company hasn't been made aware of. I called my dentist's office and they got very angry and defensive about not filing the claim and said they would do it, but that my insurance wouldn't cover the procedures. In the medical world, you cannot charge patients for something the insurance says is not covered or medically necessary. What are these two procedures for and are they really necessary outside of what my insurance has already paid? I have paid $1100.00 to the dentist, so overall he's made $2000.00 + for my root canal.
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First of all his fees are very reasonable. A post fibercore is a state of the art build up to strengthen the tooth and make a better base for the crown to fit on. My only question is what is meant by canal preparation. Insurance is a contract made between the patient and the insurance company. If they do not pay for a procedure that needs to be done, it becomes the patients responsibility to pay what the insurance does not. It is different than medical insurance when often the treatment is determined by the insurance company and not the doctor. $2000 for a root canal, post build up, and a crown. Good questions Clargy7
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First of all his fees are very reasonable. A post fibercore is a state of the art build up to strengthen the tooth and make a better base for the crown to fit on. My only question is what is meant by canal preparation. Insurance is a contract made between the patient and the insurance company. If they do not pay for a procedure that needs to be done, it becomes the patients responsibility to pay what the insurance does not. It is different than medical insurance when often the treatment is determined by the insurance company and not the doctor. $2000 for a root canal, post build up, and a crown. Good questions Clargy7
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Dental system in US - is this how it works?
My wife had a bit of bad gum in her mouth and she got some deep cleaning stuff done. Since then when she goes to get her regular cleaning done, the dentist office categorizes her cleaning as Periodontal Maintenance which my insurance doesn't cover unless some sort of Periodontal surgery was performed before while she was covered by this insurance company. Like I said, she got some sort of deep cleaning done last year but we had different insurance company, so I am guessing my current insurance company won't be covering this Periodontal Maintenance. This much I can accept... However, when I called my dentist office and ask them to perform just a regular cleaning instead of this Periodontal Maintenance because my wife tells me she doesn't see them doing anything different from regular cleaning and since insurance doesn't cover the periodontal maintenance, but then the dentist office tells me that just because the dentist labeled her as someone needing Periodontal maintenence, they cannot just do a regular cleaning even if the regular cleaning is what we want! Is this how the US dental system works? Or are we getting ripped off? We are the one that's paying the money, so why can't we get the service that we want? I don't get that??? So I am thinking about switching to a new dentist and not transferring any of her record and start fresh, and if she gets identified as someone needing Periodontal Maintenance, I am hoping they will be doing something first so that the Periodontal Maintenance will get covered.. Does this sound like a good idea? So.. 2 questions here.. 1. Is his how US dental system works? 2. Does switching to a new dentist sound like a good idea?
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If you tell them that your insurance will not pay with that designation, they will generally change it to meet your needs. If the receptionist is stubborn, talk to the Dentist.
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If you tell them that your insurance will not pay with that designation, they will generally change it to meet your needs. If the receptionist is stubborn, talk to the Dentist.
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Dental trade for massage?
I am a massage therapist in Dallas TX and I am in desperate need of dental work. Like most others in my profession I do not have insurance and I never know what my income will be. Are there any dentist in the area that would not mind getting massage therapy in trade for dental work? I have 7 or so years of experience as a registered massage therapist on top of a lifetime of study (my Dad was a therapist as well). I am experienced in swedish, deep tissue, myo-fascial release, soft tissue techniques and reflexology (for feet and hands). I do have clients that would be happy to give their opinion and a reference as well. If you are a dentist or know a destist that would work with me please let me know, I will be eternally greatful!
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I wish you lived in San Francisco!
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I wish you lived in San Francisco!
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