Sunday, June 5, 2011

I need dental work (extraction?) done very soon. Im in alot of pain and have no money Who can help?

I live in Las Vegas, Nv. and Im in between jobs which means I have NO insurance. Due to unforseen circumstances, I have NO money at this time! I have a back molar that has put me down for 2-days now, the pain is horrible...I cant find anybody to help me out by letting me make payments or working with me in any way. My job search is put on hold, PLEASE HELP!!
--------------------
try the low income clinics. Around here, there are church orginazations who point you in the right direction. These doctors only charge a fraction of the price. (like$25-40 dollars) Call up your Dept. of Human Services for more info.
Source

My husband's work dropped me off his insurance, can i get insured?

So here is the story, I was on my husbands insurance through his job. I went to the doctor to schedule a surgery for my tonsils. When i get to the doctors office I find out that my husband's insurance dropped me off his policy because he didn't get "the right paperwork" such as marriage certificate in at a timely manner. Even though my husband DID give them my information when they needed it, he has no way to prove it because his old HR manager is no longer with the company. Long story Short... I am now without insurance until April of 2011 and there are no prospective jobs in my town that have benefits I qualify for. I go to school full time in college I am 28 years old, and desperately need to get this surgery done for my tonsils and get the rest of my dental work fixed. Are there any Insurance companies that offer insurance for unemployed workers who do not qualify for Unemployment, and or any companies that give insurance for full time college students? If anyone can help give me and idea for my situation I'd greatly appreciate it thank you in advance. PS I only need the insurance for a couple months until i can either get back on my husband's insurance, or apply for a job at his work when the company opens back up.
--------------------
There aren't any insurance companies that are going to give you insurance that covers this preexisting condition - the need for the tonsilectomy. See, that's how it works - people without insurance want to pay a couple hundred bucks for a month or two, file $20,000 or more of claims, and then cancel the policy. That's exactly WHY you can't buy insurance to cover preexisting conditions (at this time). Insurance companies would go bankrupt selling that kind of coverage. I think hubby really DOES need to talk to the new HR manager, and get them to get you re-added to the policy. Your only OTHER alternative, is to negotiate a cash price for the surgery.
Source

What cities /States have the most or best Human Resources Representative jobs?

This section is intended for the reader to understand my skill/ experiece level for the kind of jobs I am asking about: Fifteen years experience as HR Benefits Representative for large Midwest bank with international locations. Five years as Inbound Call Center Case Manager serving customer base of 73,000 people. I specialize in the areas of enrollment/eligibility and claims customer service for Medical (HMO, PPO, POS, Indemnity) Dental (DMO and Comprehensive), Vision and Life insurance.
--------------------
try Texas
Source

Low income dental/eyeglass question?

Are there any ways a low income Wisconsin resident can get free eyeglasses/dental services? I have no income or insurance
--------------------
Check with your local welfare office. They should be able to help you get something lined up.
Source

Dental Assistance Oklahoma?

My mother has serious dental problems. She really needs to go to the dentist for a deep cleaning and she needs other work done, possibly having some teeth pulled and getting dentures or something. However my parents are really struggling right now and they dont have insurance. Is there like a program or something for dental assistance for like low income families? Or what are her options? Thanks for the help guys!
--------------------
Check and see if there is a Dental school around your house, usually they have cheaper rates because you are basically practice for the students. I'm not sure if Dental schools do this but I have heard of other professions offering something of that nature.
Source

How much does it cost to get 2 impacted wisdom teeth removed?

without insurance but i do have a dental discount card
--------------------
Did you get a description of benefits with your card? Let us know?
Source

How do I care for a tooth/gum infection?

My wisdom teeth have been gone for 6 years now. The tooth on the bottom left side in the far back was getting crowned 2 years ago- the dentist royally screwed up, so I never went back to him & now I no longer have insurance & my medicaid doesn't cover dental. Is there anyway I can get the little remaining part of this tooth removed? I know I'll need antibiotics first to get rid of the infection in my gums. Can anyone help or give me some helpful advice? Thank you
--------------------
You really need a dentist for this... My fiance had a similar situation, complete with no insurance. Try looking for a docter that takes Care Credit. It's a credit card for this kind of situation. http://www.carecredit.com/ If you can't qualify due to bad/no credit... I suggest either getting a loan or having a family member apply & then get permission to use it (that's what we did) Infection is a big deal in that area. It's dangerous & you do need antibiotics. However, I know a trick that MIGHT be able to help a little. Get some sea salt (not table salt) & mix about 1 teaspoon into 6-8 oz of really warm water. Let is soak into the infected area. Swish it around in your mouth. Sea salt is a natural antiseptic & can help bring the infection out. It tastes horrible...but it helps. Do this several times a day & each time after you eat. If you have a heat pack, hold it to your face for about 10 minutes or so when every you can throughout the day. Also, for the pain (it has to hurt)...invest in some clove oil. It is far superior to anything else on the market for tooth aches. Take an anti-inflammatory (like ibuprofen) for the swelling. I hope that helps. Edit: P.S. Try looking for an Urgent Care clinic. They typically run about $40.00 for a visit & can prescribe you antibiotics for this kind of situation. If you're luckier than me & can take penicillin; you should be able to get that from the Walmart pharmacy for about $4.00
Source

dental work?

how does anyone out there afford dental work?i have no ins, and can not afford insurance
--------------------
I have AmeriPlan and it's a good program. You can save up to 80 per cent on any kind of dental work. It's a discount program, so it's better than insurance in a sense that you can use it as soon as you receive it. I wish I would have waited and joined this month, because they are doing a special where you can get it for like $3 a month for 3 months.
Source

Impacted Wisdom teeth - No insurance?

I went to the local hospital because of pains in my mouth. I'm 21 and have impacted wisdom teeth. I was given an antibiotic and lortab for pain. I was then told to find a dentist and have the teeth removed. On my search for a dentist I have found nothing. I have no insurance and a lot of dental offices wont accept me. Some have told me to apply for something called Care Credit but when I applied for that I was denied. I honestly need these removed. I've missed two days of work because my mouth was so swollen I couldn't speak. What can I do?
--------------------
Yes... isn't it just GREAT that the repuiblicans have been able to screw the American people out of National Health Insurance for 60 Years??? They all have insurance - but you can sing for your supper.
Source

who has a discount dental plan? is it worth it?

do u also have insurance? where do u have it? ty for your answers
--------------------
i have looked at these plans. for the amount they cover they dont seem to save you much especially if you take into account the months you pay for and have nothing done. also in my area few dentists accept these programs. the only ones i have found are huge multi dentist practices (like aspen) that employ many new dentists or foreigners. most dentists will make a reasonable payment plans or have plans available from credit companies. even people who have dental coverage from their jobs find they are covered less every year, i wonder if the people who post the links to the insurance/discount card sites get a kick back of some sort. if you check their posts they consist of the same link given over and over and almost nothing else.
Source

Which organzation can offer immediate asistance with diabetic (type 1) insulin pump supplies and insulins?

After 28 years of employment with one company I am unemployed with no medical or dental insurance for me and my daughter whose a type 1 diabetic. In the next couple of weeks I will need to provide additional supplies of insulin and materials for her meditronic insulin pump. These supplies are very costly without health insurance. Paying out of pocket will drastically impact our living capability at this time. I'd like to take advantage of an organization program(s) within the Houston TX area that could lead to temporary assistance while I seek another job. I appreciate your time and consideration. Thank you.
--------------------
I don't know if this will help or not, as I am not on an insulin pump. I take insulin injections. But, check with the drug company that makes her insulin and supplies. Most drug companies offer free supplies to those who cannot afford it. I get my insulin from Lily and they supply it for free. I also get my glimiperide for free. You can find out by going to www.pparx.org If your medication doesn't come up on this site then go directly to the manufacturer's website. Good Luck!
Source

how come no one is talking about dental in this health care bill?

I ask this because last year (july) Obama stop covering dental in the health care coverage for a friend of mind and my grandmother with no explanation and doctors say dental treatment is just as important for ones health, but i saw only ONCE last year on CNN (Dr.Sanjay Gupta's show) that this health-care bill will not cover dental as most insurances used to, so does anyone know why and how to find out more about this cause know one (politicians) seems concerned thanks.By the way i live in Northern California.
--------------------
Because Obama is an idiot.
Source

Plz help..Dental issues!?

I have number of cavities,recently I have started to have pain in them. Its very likely, that i would need to get most of refilled with RCT, possible 2 extractions and crowns and all those dental things. I have no idea where to go for dental treatment as I dont have insurance. Any how, I have heard that I go to UTMB dental branch. They would be able to fix pretty much every molar and refill caviities for a reasonable price. As I wnt to a private practice,they told me its gonna cost me 10000 US dollars, but if I dont want IV sedation that could substantially reduce my cost, Any idea, on how much UTMB gonna charge? AM I correct, right suggestions would higly be appreciated as lately I m having alot of pain in them. Regards
--------------------
Texas has a number of resources available. In fact, it is one of the best states to live in if you have dental issues and the inability to pay. Please go to www.ncmpact.com and use the Links page to find Texas' dental society. There is a lot of information to help you including information on dental schools. You may use the contact page for more questions and to let me know how your situation turns out. In answer to your question, the dental school generally charges from 30-60% of regular fees. Cassie, dental hygienist NC
Source

Dental billing HELP! I was prepared for bridges in April and left in temp bridges until August?

due to having to send the perm. bridges back to the lab 7 times because they kept messing them up, doing things that wasn't asked for. My question is, my dental office tried to bill my insurance for the perm bridges in April. Shouldn't they bill my insurance in August when my perm bridges was actually received? Which I'd like to say they still weren't good, but my dentist perm cemented them anyways and wants to redo them, which means he will have to break the perm bridges to get them off and request the lab to redo them.
--------------------
THIS DENTIST REALLY MESSED UP. These beidges NEVER should have been permanently cemented. This caused grief to all, YOU, THIS DENTIST, AND LAB. An insurance company only pays for a bridge to the same teeth every 5 years.
Source

How is Child Support determined in California?

My wife and I are separated and were married for about seven years. She makes $52,000 / year while I make $56,000. Since our separation seven months ago, I have had my boys (ages 6 and 5) about 65% of the time. She also has two other sons living with her (ages 12 and 14), but is receiving child support for them. Currently, I pay all of the child care expenses, totalling $1,225 per month, as well as all the medical and dental insurance expenses, totalling $400 per month. My question is this: how does a judge in California determine child support payments? Is it a method that is subjective or objective? I have a consultation with an attorney in about a week, but I thought I'd try here first. Thanks!
--------------------
every state is differently (slightly) in the amounts, but it goes by BOTH parents incomes, number of children in the case, and time spent with the child(ren). here is a child support calculator; just click on your state and fill it in. its to give a general idea as to what will be ordered, so its not exact.... it doesnt include other things that may be factored in. CHILD SUPPORT CALCULATOR http://www.alllaw.com/calculators/childs… YOUR STATES CS POLICY http://childsupportcenter.org/stateprofi… FREE LEGAL HELP IN YOUR STATE (just click on your state to find contact info) http://www.lawhelp.org/ LAWS http://www.divorcehq.com/spprtgroups.htm… http://www.divorceinfo.com/statebystate.… http://www.divorcenet.com/states http://www.divorcesource.com/ http://www.divorcesource.com/info/deadbe… http://www.divorcecentral.com/ http://family.findlaw.com/ http://family.findlaw.com/child-support/… http://www.divorcehq.com/deadbeat.html
Source

A question for people with braces?

1. How much was the down payment? 2. How much is it monthly? 3. What's the total amount for your braces? 4. Did you dental insurance (if you have any) help that much?
--------------------
I am taking my daughter to UNC dental school, so it's about $1400 cheaper- but here is the figures for her: 1. $600.00 2. $120.00/month for 25 months 3. $3600.00 4. Yes, it will pay $1,000.00 Hope this helps!
Source

what should i do if i think i got mouth cancer but i cant go to the dentist?

what should i do if i think i got mouth cancer but i cant go to the dentist. i dont have dental insurance
--------------------
You can start honey business it needs no investment
Source

A question for people with braces?

1. How much was the down payment? 2. How much is it monthly? 3. What's the total amount for your braces? 4. Did you dental insurance (if you have any) help that much?
--------------------
my braces cost between 3,000 to 8,000..and my insurance helped pay for most of it...as a family we just paid for the braces all at once..sooo i don't now how much it cost monthly...but good luck with braces
Source

How can I get "pro bono" dental work or denturesI am single woman unemployed very low income & state won'thelp

About 4 years ago I was in an abusive relationship that at the end I was in the hospital in intensive care, beaten with a crowbar,most of my back teeth I had swallowed during the attack the rest had been broken off,cracked or chipped. I have since then been to the dentist one time when I had insurance, a job,and a family member that would help me out during the recovery. Right now I am unemployed,in a town that I truely don't have anyone that I can rely on to truely help if needed,my living situation is I now rent a room in a home that has no real privacy,and my transportation is currently bus,bike,or walk and I can't do that after oral surgery.Medical coverage in this state that I live does not cover "cosmetic" procedures and dentures,or bridges,caps,etc. are considered cosmetic.They will pay to pull all your teeth but they will not help get you new ones!! I like to eat.So..What can I do to get my teeth fixed and looking decent so that I can someday again smile.
--------------------
Go to your local state teaching hospital ask for the dental school and you can have better teeth than the rich and famous!
Source

How2 negotiate lower Dentist fee?

Hubby wants me to ask Dentist for a discount on routine dental care for 2 children. We have no dental insurance & have to pay cash. How does one go about asking for a dentist to lower fees or charge less for routine dental exam? I hate haggling & don't do so. When purchasing car I decide how much I can pay, tell dealer so, & don't go over my alloted amount.
--------------------
I know that where i work the dentists will give discounts but im not sure how they figure it out. You should probably call and ask to talk to someone in Financial and ask if there are any discounts you could get.
Source

Health Insurance-Fairmont Premier Ins. Co.?

Does anyone have a policy with this company? I'm trying to find new family health insurance because the premiums through work are very high. This health insurance through Premiere quoted me $459.85 per month (me, husband and son). They give you a drug card for Rx's through BCBS of Oregon and its a $15 copay (which is excellent). They also cover a portion of dental through Aetna Dental. She said something about we would be billed a portion of the pre-negotiated bill for a doctor visit after Fairmont pays. Anyway, does anyone have coverage through Fairmont? Are you satisfied with it? Do you end up paying more than you thought?
--------------------
The company may be OK, although the A.M. Best rating is only B+. The plans are hospital certificates, not major medical. This means they are very limited as to what they pay. For example, if you need an ambulance ride they only pay $50. The average ride in my state is $1000 so you pay $950. They only pay $50 for ONE emergency room visit per year. The average in my state is $1500 so you pay $1450. The average hospital stay in my state is 5 days and cost $15,000. They will pay up to $1000 per day which leaves you paying $10,000. The doctor network is very limited. If you sign up with this plan make sure to search a doctor first to verify that they're still on the plan and that they're accepting new patients. My advice would be to visit a local independent agent. This person can compare the plans available in your area to find out the best plan for your situation and budget. They don't charge any extra for the service.
Source

Dental Work?

Is there a way to get dental work done for free or very low cost for someone with limit cash flow and no insurance in NY?
--------------------
You might want to check with a college of medicine that has dentistry section. Your worked on by interns who are tops in their class and are supervised. Normally the students are in the top 1 - 3% and are using this experience to get just a better grip on the real world of dentistry. Check your yellow pages for the name and number under colleges, medical schools etc. I know that in Houston it is UTMB I do not however know what the schools name would be for your area. Good luck.
Source

Aspen Dental- Scam?

I am 29 and I had to get a full upper denture, it has been nothing less than a painful experience. To start, they were all nice when I went in and came up with a treatment plan, went over the insurance coverage and even gave me a 5% discount for paying my portion ($1,680.00) in advance. It seemed great, until the day of the extractions. I got a lady who did not speak english to well, spend 4 hours in the chair getting teeth pulled. She numbed me only to walk away for about 20 mins and then started working, even after I told her I wasnt numb anymore. After 4 hours of gripping the chair and the assistant urging her to give me more numbing shots, I looked like I went 25 rounds with a boxer. Now I get a bill stating I owe another 1,200.00 that no one can explain. My EOB from the INS says they owe me 1,000, however in the true "Aspen Shuffle" as I now dub it, I get a new answer and new person each time I call, just like their dentists. They run more of a dental farm than dental office.
--------------------
I would call the office and get a ledger from them which would show all the services (charges) and all your payments and the insurance payments. Then I would compare the EOBs you have received from your insurance company to their bill. The easiest way to do this is by date of service. So total the charge for each date of service, then subtract out your payment, your insurance payment, and any contract adjustments. (If your dentist is contracted with your insurance company they can only charge the allowable,PDP,Contract allowance,or UCR fee- the difference between their fee and the contracted fee is a write off and you are not responsible to pay it.) After you do your calculations if all the services have been paid for and there is a credit the office owes you, then I would contact them with that information. Due to the "Aspen Shuffle" you may not get very far, this is when I would contact your insurance company, they can then do a 3-way call with you and their billing department to get your bill all worked out. If your insurance denied something or did not pay as estimated then you could still have a balance, but after doing the math you will know for sure. It sounds very frustrating, I hope that helps and good luck!
Source

Ways to pay for expensive dental procedures?

I'm a college student with very little money and no way of getting financial help from my family. I have school insurance, which would only cover wisdom tooth extraction; all other dental procedures would have to be managed out of pocket. I'm long overdue for a cleaning, and i need two broken teeth pulled...but the scariest thing is that I have an untreated abscess on one of the broken teeth. It's been left untreated for a while since I cant afford to have it treated...and now on top of a very painful tooth and swollen gum I have a chronically sore, hard lymph node on the same side of my neck. I'm terrified of the complications that I'm facing from this abscess, but there really is no way I can pay for these procedures out of pocket. Can I find a way to get this treatment at a manageable cost? I've looked into dental discount cards, but even with those I'd have to pay upfront. I'm in boston, but will be visiting family on long island for another week or so. Any suggestions will be greatly appreciated, as well as any ideas as to how much i might end up spending on this.
--------------------
you can get carecredit if the dental provider accepts it or you can ask to make a payment plan.
Source