I'm a 19 yr old, white female living in Indiana. I got cut off from insurance when I turned 18. I need affordable health and dental insurance with little or no copay. I currently work part time with no benefits making under 500 a month.
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YOu are not the only one who met this problem,I have met this type of problem before.I have good experience here www.HealthInsuranceIdeas.info to solve my similiar problem.
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Saturday, December 25, 2010
Best health and dental insurance for students in California?
I've never purchased insurance before. I'm a 20 year old female. Currently my wisdom teeth are impacted and that has caused a few other dental issues. The wisdom teeth extraction procedure costs much more than I can afford and other dental work on top of that needs to be done. My school offers an insurance plan only for the international students. I would like to find the best dental and health insurance plan for the most reasonable price. If anyone has any suggestions. Other than the problems with my teeth I'm a healthy, non-smoking, active young woman with no pre-existing medical conditions. Thanks!
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These are few insurance in CA Anthem Blue Cross of California Blue Shield of California Aetna PacifiCare Kaiser Permanente HealthNet
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These are few insurance in CA Anthem Blue Cross of California Blue Shield of California Aetna PacifiCare Kaiser Permanente HealthNet
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Independent Contractor Dental Insurance?
I need a lot of dental work done but I don't have insurance. I plan on getting 6 Month Braces that I'm going to save up money to just pay cash for if I have to (had braces in the past but wisdom teeth caused crowding)... However, I need other stuff done first... Possibly a deep cleaning, wisdom teeth extraction (above gums), whitening, maybe a filling or two. I have no dental insurance since I'm an Independent Contractor. Saving to pay full price is doable but would take a long time, and to be honest the longer I wait the worse it will get. - Saving for the braces is ok since I'll need to go through everything else first (I'll have enough time to save atleast make 1/2 down payment - if not all of it). So what are my options? I've never had insurance before.. If they know I need work done with they refuse me? Do you make monthly payments or just pay the difference? Either way is fine, but I would want to know ahead of time.
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You need to look at the coverages. I've never seen any private dental insurance that pays out (covers) more than it costs, for an individual. Between deductibles, copays, coverage limits, it's probably not worth it. Look, on a FANTASTIC plan, you might have a one year wait for wisdom teeth, and 50% coverage, UP TO $1000. You could easily be left paying $3,000 out of pocket, for all four, if they are impacted and in sideways. MOST people only want to buy dental insurance, when they need work done. That's why private plans don't cover orthodontics, have long waits, and extreme coverage limitations. Your best bet, is to find a local dental school. You'll get the work done for cash, at a fraction of the cost, under strict supervision, by a dental student, with six others crowding around to watch.
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You need to look at the coverages. I've never seen any private dental insurance that pays out (covers) more than it costs, for an individual. Between deductibles, copays, coverage limits, it's probably not worth it. Look, on a FANTASTIC plan, you might have a one year wait for wisdom teeth, and 50% coverage, UP TO $1000. You could easily be left paying $3,000 out of pocket, for all four, if they are impacted and in sideways. MOST people only want to buy dental insurance, when they need work done. That's why private plans don't cover orthodontics, have long waits, and extreme coverage limitations. Your best bet, is to find a local dental school. You'll get the work done for cash, at a fraction of the cost, under strict supervision, by a dental student, with six others crowding around to watch.
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Help! I dont have dental insurance and I need dental work....?
I really dont want to pay an arm and a leg for the work, it costs so much, and I dont quatilfy for medical. What can I do?
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Look up a dental college and give them a call or walk in. We use to sit there all day if they said there was no space. Sometimes someone cancels. I've had several things done at very low cost. Another option is to get a dental credit card. It's long term at low interest. Or ask if you dentist offers payment plans. If you are a student, ask if they offer any discounts. My sister asked and they offered 10% off the bill, she just had to provide proof. Glad she asked. =) Also look to see if they offer plans. Places like western dental. Or ask about dental plans from medical insurance companies (kaiser, blue cross, delta dental, etc.) I have Blue Cross and it costs $18 a month but some are cheaper. Good luck!
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Look up a dental college and give them a call or walk in. We use to sit there all day if they said there was no space. Sometimes someone cancels. I've had several things done at very low cost. Another option is to get a dental credit card. It's long term at low interest. Or ask if you dentist offers payment plans. If you are a student, ask if they offer any discounts. My sister asked and they offered 10% off the bill, she just had to provide proof. Glad she asked. =) Also look to see if they offer plans. Places like western dental. Or ask about dental plans from medical insurance companies (kaiser, blue cross, delta dental, etc.) I have Blue Cross and it costs $18 a month but some are cheaper. Good luck!
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How can you get dental insurance when you can't afford dental insurance?
My husband and I have health coverage, but it doesn't include dental insurance. So we have to pay our dental bills out of pocket. That was okay until I started needed expensive procedures, like root canals and crowns. Last year we paid for a root canal ($1000) and this year we paid for a root canal ($1100) and both of those teeth still need crowns (which will cost $1000 apiece). Since we were still paying the bills on my root canals I put off having the crowns done until those bills were clear. Now today my tooth broke so I'm going to have to have that crown done. Is there ANY way to escape this? I feel like I'll lose my teeth just because I'm not lucky enough to be rich. Do you know of any kind of affordable dental insurance that will take care of procedures like root canals or crowns or oral surgery? (My dentist wants me to have THAT done too for an impacted wisdom tooth.) I want a healthy mouth. But I can't afford it. Is there anyone that helps people like me? Thank you. Nita
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I work for Ameriplan, a health benefits company. We offer dental care for the price of just $14.95 per month for individual or $19.95 per month for your entire household. You may choose the dentist of your choice in the AmeriPlan network and save 25% to 80% savings on dental procedures performed by a Program dentist. You can read more about it here: www.mybenefitsplus.com/areed If you are intrested call me at: 903-692-9854 or send me an email at: AReed@ameriplan.net
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I work for Ameriplan, a health benefits company. We offer dental care for the price of just $14.95 per month for individual or $19.95 per month for your entire household. You may choose the dentist of your choice in the AmeriPlan network and save 25% to 80% savings on dental procedures performed by a Program dentist. You can read more about it here: www.mybenefitsplus.com/areed If you are intrested call me at: 903-692-9854 or send me an email at: AReed@ameriplan.net
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Tricare Dental Insurance---need wisdom teeth out asap!?
First of all, I am not a service member, I am a dependent, so please don't tell me to go to Dentac.I know this is all my fault for waiting until something was wrong to start doing something to fix the problem, but oh well. Ok, so my two wisdom teeth NEED to come out asap. They are hurting my jaw, pushing into my back molars and one of them is grey(I suppose it is dead/decaying). Problem is, I did not enroll in the tricare dental program until two days ago. Their information packet said that if I applied after the 20th of the month, that my coverage wouldn't be effective until the first of the SECOND month. So since I applied on the 24th of July, I apparently won't be covered until September 1st.... well that's a BIG problem. I need them out NOW. I tried calling the ER to ask if they would do it under my medical insurance and they said they absolutely do not pull teeth like that. Ugh. Also, the family dentist here on post does not pull teeth period. Now how the hell a I supposed to get them taken out? I called Military One Source, and they seem to think my coverage is immediate... but I doubt that. At this point I don't even care if I have to pay out of pocket and set up a payment plan,,, I just want the gone. How do I do this? Do I still have to go through the dentist here on post and have them refer me? Or can I just call up a civilian dentist and just tell them I don't have dental insurance yet and would like to have it done with a payment plan?
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Http://www.tricaredentalprogram.com to find a dentist near you that accepts United Concordia. You will still have to pay out of pocket the only thing free with it is 2 cleanings a year. Depending on your area it could be up to $700 that you need to pay or more if your coverage hasn't started. They can make a claim to them but no guarantees. You do not need a referral
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Http://www.tricaredentalprogram.com to find a dentist near you that accepts United Concordia. You will still have to pay out of pocket the only thing free with it is 2 cleanings a year. Depending on your area it could be up to $700 that you need to pay or more if your coverage hasn't started. They can make a claim to them but no guarantees. You do not need a referral
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Dental insurance? is it worth it..I dont really understand how it works?
I know you pay a monthly fee..so if i got insured could i then straight away go to a private dentist and have work done and the cost be covered (with me paying monthly?)
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If you need ANY dental work done then yes dental insurance is absolutely worth it. Anything a dentist does is gonna cost quit a bit and your insurance will cover a percentage of that cost, usually 50-80%, depending what it is and how good your insurance is. It should also cover two cleanings a year at no cost to you.
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If you need ANY dental work done then yes dental insurance is absolutely worth it. Anything a dentist does is gonna cost quit a bit and your insurance will cover a percentage of that cost, usually 50-80%, depending what it is and how good your insurance is. It should also cover two cleanings a year at no cost to you.
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Need dental work done, no insurance or plan.?
Dental Plan or Insurance out of pocket? Hi, I don't receive dental insurance or a plan from my work. I need dental work done. I've not been to a dentist in 7 years. I've got tooth decay on one of my two front teeth, at only 21 years old. It's killer with my social skills, and I'm always conscious of the decay, and try to not smile. I know, embarrassing right. Anyways. How should someone that doesn't have insurance go about getting dental work done? I need to see a dentist, and have my front tooth repaired before it continues to eat, and I've no longer a front tooth. Possible veneer or two. I'm in Oregon btw. I know I'll be billed, and I'm cool with making payments, as long as my teeth are fixed, and I no longer have this decay. Thanks for your time.
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I would strongly encourage you to visit this great site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and they have saved me thousands since on all dental services. Xrays, exams, cleanings, fillings...etc. They even had my very affordable plan active in 2 hours and was able to use it the very same day. There are no limitation on the times you need to use it. Then try to work out a payment plan with the dentist. Good luck and hope this helps.
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I would strongly encourage you to visit this great site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and they have saved me thousands since on all dental services. Xrays, exams, cleanings, fillings...etc. They even had my very affordable plan active in 2 hours and was able to use it the very same day. There are no limitation on the times you need to use it. Then try to work out a payment plan with the dentist. Good luck and hope this helps.
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Need help to choose dental insurance.....please read ?
I am working as contractor and don't have insurance. I just purchase insurance through Mega Insurance http://www.megainsurance.com/ They have the dental plan that cost about $40/mt for family, but look like i have to pay out arm/leg at the time of service. My kids (11 and 6) need to have some work done (cavities and crown). What Health and Dental insurance is best for private contractor like me? Any dental insurance that is good so that I can sign up to have my kids dental work done? thanks so much.
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Your first mistake was the Mega policy. Mega is a hospital certificate, not a comprehensive major medical. Here is a comparison of Mega to the other plans available. After reading this you should visit a local agent that works with all the major companies in your area. Mega deductible is per confinement, which means if you go into the hospital 3 times in one year you have 3 deductibles to meet. Most plans' deductible is per year. Lifetime maximum for Mega is $1 Million. Major medical plans are $2 to $8 Million. Mega has an annual maximum per illness of $500,000. Most Major medical have NO annual maximums. Depending upon the policy, Mega will only pay UP to $500 per day if you are admitted to the hospital. Average daily hospital cost - $3000, Average stay – Three days. For the average hospital stay MEGA will pay up to $1500, you will pay $7500. Depending upon the policy, Mega will only pay UP to $1500 per day if you are in ICU. Average cost - $8000, Average stay – Two days. For the average ICU stay MEGA will pay up to $3000, you will pay $13,000. Since most people (unless they're dead) have a hospital stay after the ICU stay you can add in the figures from the previous paragraph. Doctor visits while you are in the hospital is limited to $50 per visit and limited to ONE visit per day. Average cost - $120, Average number of daily visits – TWO. For the average 3 day hospital stay MEGA will pay $150, you will pay $570. Ambulance transport is limited to $250 per trip and payable only if you are admitted to the hospital for over 24 hours. If you are transported to the ER and not admitted - no benefits. The average cost for ambulance - $1000. For the ambulance (if you are admitted to the hospital) MEGA will pay $250, you will pay $750. For the ambulance (if you are NOT admitted to the hospital) MEGA will pay $0, you will pay $1000. Air ambulance is not covered unless additional rider purchased. Maximum benefits with Mega are $3500. Average cost - $12,000. Your bill - $8500. Many other limitations for: miscellaneous hospital inpatient charges, inpatient and outpatient surgery, routine physicals, anesthesiologist and more. Plus you have to pay the expensive yearly dues. Here is some information about Mega: http://law.freeadvice.com/insurance_law/… For dental insurance you can check this link. I'm an insurance agent and my personal plan is the fee for service plan http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
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Your first mistake was the Mega policy. Mega is a hospital certificate, not a comprehensive major medical. Here is a comparison of Mega to the other plans available. After reading this you should visit a local agent that works with all the major companies in your area. Mega deductible is per confinement, which means if you go into the hospital 3 times in one year you have 3 deductibles to meet. Most plans' deductible is per year. Lifetime maximum for Mega is $1 Million. Major medical plans are $2 to $8 Million. Mega has an annual maximum per illness of $500,000. Most Major medical have NO annual maximums. Depending upon the policy, Mega will only pay UP to $500 per day if you are admitted to the hospital. Average daily hospital cost - $3000, Average stay – Three days. For the average hospital stay MEGA will pay up to $1500, you will pay $7500. Depending upon the policy, Mega will only pay UP to $1500 per day if you are in ICU. Average cost - $8000, Average stay – Two days. For the average ICU stay MEGA will pay up to $3000, you will pay $13,000. Since most people (unless they're dead) have a hospital stay after the ICU stay you can add in the figures from the previous paragraph. Doctor visits while you are in the hospital is limited to $50 per visit and limited to ONE visit per day. Average cost - $120, Average number of daily visits – TWO. For the average 3 day hospital stay MEGA will pay $150, you will pay $570. Ambulance transport is limited to $250 per trip and payable only if you are admitted to the hospital for over 24 hours. If you are transported to the ER and not admitted - no benefits. The average cost for ambulance - $1000. For the ambulance (if you are admitted to the hospital) MEGA will pay $250, you will pay $750. For the ambulance (if you are NOT admitted to the hospital) MEGA will pay $0, you will pay $1000. Air ambulance is not covered unless additional rider purchased. Maximum benefits with Mega are $3500. Average cost - $12,000. Your bill - $8500. Many other limitations for: miscellaneous hospital inpatient charges, inpatient and outpatient surgery, routine physicals, anesthesiologist and more. Plus you have to pay the expensive yearly dues. Here is some information about Mega: http://law.freeadvice.com/insurance_law/… For dental insurance you can check this link. I'm an insurance agent and my personal plan is the fee for service plan http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
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Are there any good dental plans out there for people without insurance?
My job unfortunately doesn't offer any and my live in bf just got a new job which offers benefits for their employees domestic partner. But we're not sure if that includes me. What exactly is a domestic partner?
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Call your county health department. They should have a list of dentists who work with low income people. Some dental schools have students who do the work while in training.
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Call your county health department. They should have a list of dentists who work with low income people. Some dental schools have students who do the work while in training.
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Help with dental insurance?
I had dental insurance and a few weeks before my wedding last year i went to the dentist and was diganosed with begginging signs of paradontal disease, and that was a year ago, also i had like 4-5 cavaties and needed a deep cleaning thing, however by thte time the insurance took care of it, i was married and lost my insruance, and no idk what to do. I have no dental insurance and my teeth hurt, and i can't afford to go to the dental schools, i know about the dental discount plans but those really arn't that cheap. Are there any places i could apply for something like carecredit, they wont approve me and my husband on 22,000 a year, i really need help =(
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I know of a great dental plan that is cheap and has no waiting periods. Most insurance companies make you wait 6 months before they cover major stuff, but this one does not. Plus you can see any dentist. It is a comprehensive dental plan, not a discount plan. We had applied for care credit in the past and were only approved for 500 bucks, but you could see about getting a co-signer on the app that might up your credit limit. If you wanna check out the dental plan, its www.BestForLessDental.com and you can apply right on line. Good luck to you. I know the agony of sore teeth!
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I know of a great dental plan that is cheap and has no waiting periods. Most insurance companies make you wait 6 months before they cover major stuff, but this one does not. Plus you can see any dentist. It is a comprehensive dental plan, not a discount plan. We had applied for care credit in the past and were only approved for 500 bucks, but you could see about getting a co-signer on the app that might up your credit limit. If you wanna check out the dental plan, its www.BestForLessDental.com and you can apply right on line. Good luck to you. I know the agony of sore teeth!
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I have two dental insurance plans. Why do I still have to pay a lot for the procedures that I did?
I have dual dental insurance. One is under myself and the other one is through my spouse. I just did some fillings and deep cleaning with my dentist. Both insurance companies covers 80% for those procedures. The dentist is in the network of my primary insurance which is under myself, but not in the network of my secondary insurance. For example, my dentist charges me 200 for a filling. Since it is in the network of my primary insurance, they only allow him to charge 100 for the filling, and the insurance company paid 80 for it, leaving 20 to my responsibility. Then the dentist charge the secondary insurance 200 again. The secondary insurance covers 80%, with the coordination from the primary insurance, they paid (200 * 0.8 - 80) = 80. Now my dentist says that I still own them (200 - 80 - 80) = 40. Is this right? It sounds like if I end up paying more with dual insurance than with single insurance.
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health-quotes.isgreat.org - my family have this health insurance. It is affordable and has good coverage for dental issues.
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health-quotes.isgreat.org - my family have this health insurance. It is affordable and has good coverage for dental issues.
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dental insurance vs dental plans?
I have to go to the dentist and possibly have some work done on my teeth. I want to get some sort of insurance or a dental plan to help me pay because i know its going to cost a arm and a leg. So does anyone know anything about dental plans? from what i read they are a lot better than insurance? and they seem cheaper too? but this seems too good to be true! so does anyone have one or know anything about them? i was told to go here.. http://www.dpbrokers.com/default.aspx?locationid=20349 i dont get what the difference is between discount plans and fee for service discount plans? how will i know which one im getting? and making sure im not being ripped off??
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You need to be cautious about any dental plan. You will want to contact some of the dentist on the list to make sure they are taking the plan. If no list is provided consider it a scam. Discount plans just give you a discount on the normal fee that a dentist will charge. There is no control over what the discount is. Very few dentist will actually accept a discount plan. A fee-for-service discount plan has a schedule of fees that a participating dentist can charge, so you know before going in how much the charge will be, similar to the co-pay on your health insurance. These plans also publish this schedule so you will know what to expect before purchasing the plan. With both plans no waiting period applies. Not so with regular dental insurance. With insurance there will be a waiting period before some procedures are covered. A typical plan will have a 6 month waiting period for basic services such as a filling to 18 months for major services such as a root canal. They also have a deductible and co-insurance that you will need to pay.
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You need to be cautious about any dental plan. You will want to contact some of the dentist on the list to make sure they are taking the plan. If no list is provided consider it a scam. Discount plans just give you a discount on the normal fee that a dentist will charge. There is no control over what the discount is. Very few dentist will actually accept a discount plan. A fee-for-service discount plan has a schedule of fees that a participating dentist can charge, so you know before going in how much the charge will be, similar to the co-pay on your health insurance. These plans also publish this schedule so you will know what to expect before purchasing the plan. With both plans no waiting period applies. Not so with regular dental insurance. With insurance there will be a waiting period before some procedures are covered. A typical plan will have a 6 month waiting period for basic services such as a filling to 18 months for major services such as a root canal. They also have a deductible and co-insurance that you will need to pay.
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Veneers covered by dental insurance?
I would like to know if veneers could be covered fully under dental insurance. I know veneers are usually not covered as they are primarily cosmetic, but because I am young and do not want to lose the tooth structure by getting porcelain crowns [root canals are done on teeth before getting crowns] I would really like to get veneers instead. I would have to have them maintained every decade or so, and because I'm only 18, I'm afraid to get crowns as they are MUCH harder to replace. I have a genetic condition called Amelogenesis Imperfecta. I have had composite veneer on my teeth to give them enough surface area for orthodontic brackets, and I have had braces for a year and a half. My ortho brought up two teeth that never came in and has moved my teeth in proper placement for the veneers to now be done. I always assumed, even though it's genetic and is not my fault, that my dental reconstruction would be at my expense. I don't have dental insurance right now, so I'm also curious if I could even get it now, being in the middle of my treatment of a genetic condition. Wouldn't that be like a cancer patient applying for health insurance after they are diagnosed with cancer? Or is dental insurance different?
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possess as much information as you could maybe is one of the options,however it is quite time consuming,here www.HealthInsuranceIdeas.info is the resource i have ever had good experience.
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possess as much information as you could maybe is one of the options,however it is quite time consuming,here www.HealthInsuranceIdeas.info is the resource i have ever had good experience.
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Dental insurance - what does it mean if they don't work with yours but will "file it" for you?
My daughter needs to have 4 baby teeth extracted asap so she can get braces. The dental office says they don't "work with" our insurance but will file it for us. What exactly does that mean? Does it just mean that they don't already have an arrangement with our company to set prices for certain services, so for example, if they charge $300 for the work, but our insurance company only approves $250 then we'd just pay the additional $50? What is the best way to find out upfront how much it will cost us out of pocket and would it be better just to go to a dentist that accepts the insurance directly? This isn't our normal dentist, but it is a pediatric dentist right next door to the orthodontist, so we thought it would be easier to go here for this one procedure.
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It means one of two things. Either they are not a network provider for your dental insurance, meaning you will have higher out of pocket expenses, or their computer system isn't set up for direct billing, but they will manually file it for you. You should have asked for clarification. You can probably access a list of approved providers for your dental plan on your plan's website. Another hint..if your insurance is like ours, you might get a better reimbursement to have the teeth extracted by an oral surgeon and claim it on medical rather than dental. That's an option you may wish to discuss with your medical insurance provider.
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It means one of two things. Either they are not a network provider for your dental insurance, meaning you will have higher out of pocket expenses, or their computer system isn't set up for direct billing, but they will manually file it for you. You should have asked for clarification. You can probably access a list of approved providers for your dental plan on your plan's website. Another hint..if your insurance is like ours, you might get a better reimbursement to have the teeth extracted by an oral surgeon and claim it on medical rather than dental. That's an option you may wish to discuss with your medical insurance provider.
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Individual PPO Dental Insurance with No Waiting Period?
Does anyone know any individual dental insurance with a PPO plan and has NO waiting period? I live in the state of California. I've already tried Blue Shield and they have a 6-12 month waiting period for the PPO plan. And I've already try tons of other dental insurance (Metlife, Safeguard, etc) and they all have HMO plans or doesn't provide individual dental insurnace.
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Nobody has an individual PPO Dental Insurance plan without a waiting period. It would be impossible for a company to have -- otherwise you could buy it, have a root canal done, and then cancel it. If any company did that then they wouldn't be in business very long at all...either that or the premiums would run $500/month. Just buy an insurance plan and in time it won't have waiting periods (they'll be satisfied). Claims made during the waiting period would at least give you the network discounts for the procedures much like the discount plans do. Eventually you'll have full coverage. Ameritas dental insurance is the biggest seller on my site. Hopefully that'll at least save you some time looking for that which does not exist.
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Nobody has an individual PPO Dental Insurance plan without a waiting period. It would be impossible for a company to have -- otherwise you could buy it, have a root canal done, and then cancel it. If any company did that then they wouldn't be in business very long at all...either that or the premiums would run $500/month. Just buy an insurance plan and in time it won't have waiting periods (they'll be satisfied). Claims made during the waiting period would at least give you the network discounts for the procedures much like the discount plans do. Eventually you'll have full coverage. Ameritas dental insurance is the biggest seller on my site. Hopefully that'll at least save you some time looking for that which does not exist.
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dental insurance claim?
I dont have dental insurance, but i recently got some work done that costs 1500 because I didnt have the money right away, they set up a payment plan through wellsfargo/CARE. its for a cleaning and my wisdom teeth being taken out and cavities. So if i apply to an insurance company like blue cross, would they cover the 1500? I only want to get insurance to pay for the work that was done 3 weeks ago, then cancel it because my dentist only charges 40 bucks for xray and cleaning so I really have no use for it except for the 1500.
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Sorry, it looks as though the $1500 is going to be coming out of YOUR pocket since you weren't actually covered by the insurance company at the time. Bear in mind, too, that many insurance companies require you to pay into them for at least a few months before they will pay out.
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Sorry, it looks as though the $1500 is going to be coming out of YOUR pocket since you weren't actually covered by the insurance company at the time. Bear in mind, too, that many insurance companies require you to pay into them for at least a few months before they will pay out.
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Dental insurance for me and my son?
I am looking for dental insurance for me and my son. My work doesnt offer dental insurance and I have talked to healthy families about getting my son on a plan and they wont do it cause I have just medical through my work already. I have looked into medical but I beleive I make just a little above their guideline. So im kind of stuck, I make to much to qualify for the programs but not enough to just out right afford it. Can someone point me in a direction of give me some advice to where to look. Thanks.
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health-quotes.isgreat.org - my family have this health insurance. It is affordable and has good coverage for dental issues.
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health-quotes.isgreat.org - my family have this health insurance. It is affordable and has good coverage for dental issues.
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Dental Insurance covering Vaneers?
I currently have dental insurance but it will not cover vaneers. I had my teeth bonded about 14 years ago and am in need of replacements. Is it possible to obtain an insurance policy on my own (in addition to the one I carry through my work) that will cover vaneers? Even a dental discount program would help out. I am aware of the care credit program but the thought of opening a new credit card doesn't sound appealing. Plus, I am in the process of buying a house and the last thing I need at this point is another line of credit. Any advise is helpful.
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check out this website. www.healthsavings.ourperfectcard.com I have had them for over 5 years now, they have helped me save thousands of dollars on my dentistry work. I have insurance also, and some procedures and services are not covered...(i do not why) but when they are not i use my plan as a supplemental. I signed up online and have nothing but good this to say about them.
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check out this website. www.healthsavings.ourperfectcard.com I have had them for over 5 years now, they have helped me save thousands of dollars on my dentistry work. I have insurance also, and some procedures and services are not covered...(i do not why) but when they are not i use my plan as a supplemental. I signed up online and have nothing but good this to say about them.
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dental insurance with small copay?
i do not have much money and i cant apply for medicaid because they turn me down. i need dental insurance and fast. BUT i can afford a high priced insurance. I also would like MY copay to be sort of low as i will need extractions, fillings, cleanings, caps, and crowns...I went to the dentist and they said for just my one tooth it will cost $4000 to fix. I obviously can not afford that... I need to know an affordable dental plan for Pennsylvania that has a low copay for myself....thank u in advance
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To get a low co-pay, it will cost you quite a bit every month. Thats a tough situation to be in. Try a dental school or even this website www.healthsavings.ourperfectcard.com I signed up online over 5 years ago now for all my dental needs and they have saved me thousands with this very affordable plan. From root canals, braces, extractions, fillings..etc. All services are included in this very affordable plan. They even had it active in 2 hours and was able to use it the very same day.
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To get a low co-pay, it will cost you quite a bit every month. Thats a tough situation to be in. Try a dental school or even this website www.healthsavings.ourperfectcard.com I signed up online over 5 years ago now for all my dental needs and they have saved me thousands with this very affordable plan. From root canals, braces, extractions, fillings..etc. All services are included in this very affordable plan. They even had it active in 2 hours and was able to use it the very same day.
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How much would dental insurance cost for a 26-year old single male?
I have never had any kind of insurance before, except car insurance. My parents always paid for doctor visits/etc. out of pocket because we were fairly well off, and they didn't think it was worth it, or something, I dunno. Anyway, I know nothing about insurance. I very rarely get sick, so I don't see any reason to get full health insurance, but I do want to get dental because they need cleaning and also the two wisdom teeth on top of my mouth have gotten bad because I can't reach them w/ a brush - they're almost completely pushed to the sides of my mouth out of alignment with the rest. I didn't realize they were that bad until I got a dental scaler/pick/mirror combo to try to clean a little myself and saw them. They probably just should be removed, which is why I'm looking at plans. Anyway, how does it work - I pay a price per month and they pay for the dental work, or what? Where is best place to go online for price? Thanks for constructive help.
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This really depends on what insurance company and through what plan, such as going through your work to get the coverage. On your own, it might be expensive, not even worth it. If you go through a work plan where the coverage gives you a discount, that might be better. Some health plans already cover dental. Try the links for quotes and comparisons. http://search.yahoo.com/search?p=health%… http://search.yahoo.com/search?p=dental%…
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This really depends on what insurance company and through what plan, such as going through your work to get the coverage. On your own, it might be expensive, not even worth it. If you go through a work plan where the coverage gives you a discount, that might be better. Some health plans already cover dental. Try the links for quotes and comparisons. http://search.yahoo.com/search?p=health%… http://search.yahoo.com/search?p=dental%…
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Question about Dental Insurance?
I am thinking of signing up with AmeriPlan tp help me save on my dental work. Does anyone know how this plan works? Do I have to pay for everything out of pocket first and then later get reimbursed or does it really give you a good discount?
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AmeriPlan is not an insurance plan, it's a discount plan. You have to go to a participating provider and pay a discounted fee instead of the full fee... make sure there are dentists in your area who participate with AmeriPlan before you sign up. I'd hate to see you have to travel an hour or so to save some money... especially with gas prices so high. :)
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AmeriPlan is not an insurance plan, it's a discount plan. You have to go to a participating provider and pay a discounted fee instead of the full fee... make sure there are dentists in your area who participate with AmeriPlan before you sign up. I'd hate to see you have to travel an hour or so to save some money... especially with gas prices so high. :)
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Med/Dental Insurance?
I am a full time student, and need med/dental insurance with a very low deductible. I can no longer be on my parent's insurance because the deductible hasn't been paid off, leaving me to very basic dental and medical check ups. If I'm sick, I'm screwed, no coverage. Does anyone know of insurances that are particularly for full time students? This would be a great help. Thanks
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healthquotes.awardspace.info - my family have this health insurance. It is affordable and has good coverage for dental issues.
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healthquotes.awardspace.info - my family have this health insurance. It is affordable and has good coverage for dental issues.
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Should I get dental insurance or not?
Ok, I am a full time college student with a part-time job. I've needed to have my wisdom teeth taken out for a couple years now, but I don't have dental insurance and I haven't been able to afford it. Well anyway, I called about a year or so ago to different places around where I live to get prices for the procedure without insurance. A few places did it for people without insurance and the cheapest one I remember was 900 dollars, plus 75 dollars for the x-rays. So I have a little bit of money right now, but I don't want to just drop 975 dollars all at once. So what I was thinking is asking if they have a monthly plan I could get on. Like pay a deposit amount and then pay however much each month until it's paid for. Is it likely that they would offer a plan like that?(I know I should call them and I will). Also, someone mentioned to me that I should look into buying dental insurance. Could I find it cheaper if I am a student? And would this even be a good idea just for one procedure? The person that told me about getting insurance said it would make the procedure cheaper. I appreciate any and all help, thank you.
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YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here http://www.HealthInsuranceFree.info to solve the problem.
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YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here http://www.HealthInsuranceFree.info to solve the problem.
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