Thursday, June 30, 2011

Looking for dental help?

I'm looking for some dental help. I have a few teeth that need some work done. Nothing major. There are a few places here that will help but they offer minor procedures like tooth extraction or filling a cavity. I want to keep my teeth. I've been eating on one side of my mouth for 5 years now and have a toothache presently on the other side. It seems every time I got pregnant my teeth got worse. So no more children for me but now my teeth need serious condition. I had health insurance but it wasnt covering and I dont make much money with crunchy credit. Are there grant programs out there that help with that? Im to the point where Im at my wits end. Any information would be helpful. Not really into a loan (crunchy credit & just too many bills as a single parent.). thanks
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Check into any dental schools in your area they provide inexpensive high quality dental work - however, it does take quite a lot of time as every step of the work has to be checked by instructors.
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Forgot to waive health insurance... help?

I am a college student in my first year. I get about 100 spam emails a day, so I don't read my student emails unless they are from a professor. Anyways I got a health insurance card today from Aetna (along with a bill for $473) because I did not waive my health insurance by the "deadline" Even though I am fully covered medical and dental under my parents. I called Aetna on the phone and told them I am covered and they basically said to bad. I went to the school and they said the same thing. Is there anyway they can make me pay the bill?
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Hi, I have found this site to be use full. Check it out……..
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No Health Insurance But Might Have Strep?

Any idea on how to cure a sore, swollen throat with more than just warm tea? Basically about 45 minutes ago, my throat started feeling scratchy, and now it hurts to breath. Having had strep before many times with health insurance, I know that it hurts bad and costs a bunch to cure. Now that I have no health insurance, and have $0.00 in my bank account thanks to a $500.00 Car Repair, and a $1000.00 Dental Surgery in 3 weeks, I need some way to get my throat better and my immune system up. Should I take a vitamin D with 1000 IU? If I do have strep, than I'm basically screwed because I cannot afford any kind of health insurance or doctor visit. Any help will be greatly appreciated.
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No suggestions on how you can obtain money for treatment but strep needs to be treated. Treating Strep Throat In most cases, doctors prescribe about 10 days of antibiotic medication to treat strep throat. Within about 24 hours after taking the antibiotics, temperature will probably be back to normal, and you will no longer be contagious. By the second or third day after taking antibiotics, the other symptoms should start to go away, too. Even though you may not feel sick at that point, it's very important that you finish the antibiotic prescription. If you stop taking antibiotics too soon, bacteria can remain in the throat and the symptoms can return. If you are not treated for strep throat, you are most infectious when the symptoms are the most severe but could remain contagious for up to 21 days. Lack of treatment - or not finishing the prescribed course of antibiotics - also could put you at risk for other health problems, such as rheumatic fever (which can cause permanent damage to the heart), scarlet fever, blood infections, or kidney disease.
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Forgot to waive health insurance... help!?

I am a college student in my first year. I get about 100 spam emails a day, so I don't read my student emails unless they are from a professor. Anyways I got a health insurance card today from Aetna (along with a bill for $473) because I did not waive my health insurance by the "deadline" Even though I am fully covered medical and dental under my parents. I called Aetna on the phone and told them I am covered and they basically said to bad. I went to the school and they said the same thing. Is there anyway they can make me pay the bill?
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That's not done via email. That's one of the little "gotchas" that the schools charge you for. It would have been in your registration paperwork.
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Are people going to have teeth anymore?

The poorest people are more likely to obtain health insurance than some other individuals in the USA. Dental is where it gets expensive. Most people I knew don't have dental, if health insurance. Another reason to become successful...
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I don't remember toothpaste and a brush being all that expensive? Take care of your teeth and you will be better off. If you let them rot of course it is better to have dental coverage.
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Dentist or Dental Experts?

I finally got dental coverage for my son. He is 6 yrs old. I took him to the dentist, x-rays where done, doc told me there needs to be 11 teeth extracted due to severe cavities. Now there is an issue, according to Doc, insurance will cover procedure but not the general Anestassia. Claiming due to the amount of teeth being remove this is a must! Making me super stressed b/c I don't know where to get this money. As it is my wages have been cut!! General Anesthesia is about 425.00 (x2; two sittings) a total of 850.00! Money I don't have. So, I'm wondering if this is a must (general anesthesia) or can local sedation is enough to go trough the procedure..... PLEASE HELPPP!!!!
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Based strictly on your description and the age of the child, I would follow the recommendations. He already has major problems and they need not be compounded by a very traumatic dental experience without proper anesthesia. I would want the best possible care and would not try to cut corners with sedation, which is very dangerous on a young child. Though it may hurt financially, do the right thing....it is your child! Good Luck
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Why do people think the insurance companies are lying when they say the Baucus health care bill will raise?

the cost of health insurance for Americans? The Baucus bill requires all future health insurance policies to include: Cover all preexisting conditions. No life time cap on claims. All doctors office visits. Dental coverage on all policies. All prescriptions included. All mental health issues. How can Liberals gloss over the fact that that's going to make health insurance more expensive? Just saying the insurance companies make too much money already is not going to change reality.
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The insurance companies are running scared and are seeing their choke hold on people loosing.*
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should i buy disability insurance if hard to afford? short or long term?

I am about to sign up for my work benefits and my pay is not good enough. I have to buy health insurance for me and my spouse as well and this eats lots of my income. also chose dental and vision. I am asked to choose or waive DIABILITY BENEFITS. there are two, long and short term. if i take both . it is about $14 every 2 weeks. It looks like good idea to purchase it but after buying health, dental for me and my spouse, I feel like i should no longer buy more stuffs cos we need income. if we should buy it, which one is better for us? short or long term? we are both in early 30. no major bills except for car payment for one year and healthy currently with no kids but don't have good savings. if u think we don't need disability insurances. please tell us reasons why we should just save the money?
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My suggestion is trying to absorb as much information as you can before making up your mind,here www.HealthInsuranceIdeas.info is a good one.
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Single dental implant vs. implanted bridge...?

I've had a lot of work on my mouth, and to fully set up the scenario I need to describe two work areas in my mouth. Area 1: An upper incisor. Has had surgery to remove gum overgrowth twice, has been chipped and patched (patched twice), has had a root canal, two temporary crowns, and one permanent crown. One root canal was post-crown. In a car accident it was mildly chipped, but this is not an issue as it is barely noticeable and the chip does not extend to what's left of the tooth. I've been told it may, MAY possibly eventually need a third and final root canal. Area 2: Lower teeth directly under the incisor in question. The aforementioned car accident knocked out the tooth directly under the crown. At the time, I was not informed that a dental implant was a possibility and was given a bridge. I do not like the feeling of the bridge and have been told it may eventually need fillings where the root is slightly exposed at the front. The tooth that has had the crown I want to eventually pull and have an implant put in because it's had such extensive work that I really am frustrated with it and would like to get it over with. The bridged teeth I would like to pull as well; I don't want to go through the hassle of having two crowns, so I would like the entire device pulled and have a bridge implanted. I know that, as far as restorative procedures go, implants are the best option, and I know what the procedure, costs, and fail / success rates are. Knowing that insurance will likely cover very little or no cost of the procedure, I can afford to do one at a time (and, cosmetically, I would only want to do one at a time). I will be able to afford to get the second procedure, but in perhaps two or three years. My question is this: which do you recommend I replace first: the tooth that has had exhaustive work done but is more or less stable, or the teeth that have not had very much work done, but that my dentist called attention to in order to "watch and observe the progress of?"
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Ooh, that totally sucks for you and actually makes me kinda mad that they'd cut down two (presumably) healthy teeth to do a bridge like that! grr. I just re-did a case on a guy who, 15 years ago, lost upper central incisors playing footbal; was told if he did implants he couldn't play anymore which is B.S., but whatever. So they cut down the other two incisors AND both upper canines (eye teeth) to hold this bridge on. SOME margin of the four abutments is bound to fail and he had two leaking, so i have to replace the whole thing. $6000. I mean, the money is nice, i'm not gonna lie, but in principle it psses me off.... ok, on to your case. first of all, if you haven't already, get away from the guy/gal who did the bridge w/o discussing the implant. now you want to make really sure that you hate this bridge because you can do three thigns to replace it: 1 - cut the middle ("bridged") tooth out (this is called the "pontic" which you cna search for if you need a picture...). leave the abutments (the crowned teeth on either side of the missing tooth) alone and place a single implant w/a single crown in the space. you'd still have to worry a bit about decay/recession on the natural teeth and my impression is you're not inclined this way, but you WOULD be able to floss normally (ie, no threaders w/ fishline etc!) 2 - remove the bridge w/ both supporting teeth. place two implants and bridge them together w/ another bridge. this is the same as what you have now, but with implants instead of teeth holding it in. advantage - no root fillings to worry about; disadvantage - will still FEEL like a bridge, in the sense that you can maybe detect air (or catch food) under the pontic tooth. 3 - remove the bridge, both supporting teeth, place THREE implants and each one gets a crown. This treatment will look and feel MOST like your natural teeth. you can floss normally, you won't have a pontic, etc. disadvantage....one more implant probably tacks $2000 or so onto the total of your dental fee. My suggestion, to be honest, is to not worry about either procedure until you're done w/ medical school and you have some kind of stable income! I mean, you're saying, "I can't afford both at once..." I have fairly well-off patients who would have a tough time affording one at a time over five years! But maybe you have other income, financial resources etc. if you want to send me another email w/ your email, feel free and we can exchange info "normally."..... hope I'm helping!
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what is the average distance a bill is mailed?

bills = phone bills, mortgage bills, auto bills, dental bills, insurance, etc
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mine are transmitted on-line I pay all my bills online - most do nowadays that distance is pretty meaningless - no stamps - no paper - - great way to get things done.
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My dental implants-help!?

I got my two front teeth replaced with porcelain dental implants unfortunatly my idiot of a dentist put them in the same colour of my own teeth-yellow!! And since my insurance had run out he can't do anything as I'm moving away...what I need to know is can I get them taken out and replaced with whiter ones?as u know they are screwed in and the bone moulds around them.any information would be brillant!please help its depressing!! Also would it be expensive?would they have to start all over again or is it fairly simple?
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I'm a dentist. You call your dentist an "idiot" because he matched the prosthetic teeth to the color of the surrounding teeth? You should be thanking him for it, not criticizing him for it. First off, it is not a difficult process to replace the teeth. Just to educate you a bit, here's how a dental implant works: The titanium implant itself functions as the root. It is encased in bone, and is not easily replaced. There is a metal piece called an abutment that is fastened to the top of the implant using a tiny screw. This abutment sits above the gumline and will support what we call the "prosthesis", which is basically a dental crown (or cap, whichever you prefer). The abutment is a replaceable item. The crown is placed ontop of the abutment, and it can be attached to the abutment in one of two ways: It is cemented onto the abutment, or it is fastened to the abutment with a screw. The crown, like the abutment, is a replaceable item. Whichever way the crown is attached to the abutment, it can be removed and replaced. The abutment most likely won't have to be replaced. Now, there are other things for you to keep in mind--things that your doctor may very well have considered that you were unaware of: 1. Your two front (implant/prosthetic) teeth are supposed to match the color of the teeth around them. At least, that is the final result we seek. Either the implant teeth are made to match the surrounding teeth, or the implant teeth are made whiter than the surrounding teeth and the surrounding teeth are modified to match the color of the implant teeth. Sometimes it's simply not feasible, economically or medically, to modify the surrounding teeth to make them match whiter implant teeth. Perhaps you have thousands of dollars worth of dental work (none of which can be bleached whiter) on the surrounding teeth that would have to be replaced. Or perhaps you're a multi-millionaire and can afford to have the necessary replacement of dental work, but your teeth are not healthy enough for the procedure(s). Or, perhaps you don't have any dental work, but your natural teeth are not healthy enough for bleaching. If any of these were the case, then your "idiot of a dentist" did exactly what I and any other dentist would have done--make the implants to match the surrounding teeth. The ONLY place where the doctor might have been at fault is if he did not discuss the situation with you first. Generally, before I treat patients--especially where cosmetics is involved--I always give them all of the treatment options, and explain why some are good and others aren't, and discuss with them the costs. It sounds like, perhaps, you weren't informed of the situation. Or, quite possibly, you were informed, and you didn't understand. Either way, your best bet is to discuss the situation with the doctor. I will tell you this: while I take thorough measures to make sure my patients are making informed choices, and know exactly what they're getting in their mouths, once every blue moon I'll have a patient who is still unhappy with the result. As a doctor (and yes, as a businessman), I want my patient to be happy and I will gladly take any steps beyond my medical and legal obligations to make them happy. I will do that, as long as the patient does not mistreat me. Talk to your doctor, and you'll probably find that he has the same attitude. This situation of yours may have a good outcome yet.
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Can this company discriminate against smokers?

St. Luke's Cataract & Laser Institute, Tarpon Springs Prior medical office experience preferred but will train. We hire non-smokers only and we are an Equal Opportunity Employer and a Drug Free Workplace. Available benefits include: Medical/Dental/Life Insurance, Paid Holidays, Paid Time Off, 401(k) Plan To learn more about our practice please visit our website at: www.stlukeseye.com
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Unless state law says otherwise (and most don't), any US company can discriminate against smokers.
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Is there a good supplemental dental care that works well with United Concordia?

As always, thanks in advance. While going to the dentist for a checkup, I discovered that United Concordia doesn't cover very much in terms of dental care. I'm looking for a supplemental policy to go with it. Unfortunately, we apparently have to keep United Concordia's insurance and continue to pay way too much for their lousy coverage. I'd drop it like a hot potato if I wasn't required to keep it. Is there anyone out there who bought supplemental insurance? Is it working well for you? My son is soon going to be in braces, and I'll need some work done for my TMD. I'm sure this would just cost a fortune. Thanks Again Everyone! You're the Greatest!
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None will supplement that as that plan is a waste of money
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Jaw Surgery at a Dental school ( San Diego area) ?

Ok so I had braces for 2 years and was told that I'd need jaw surgery to FIX my overbite. Well... I have no insurance anymore so, I was thinking of taking out a loan BUT i have no credit history or no one to co sign. I heard about dental schools. Anyone in San Diego know of any dental schools that will do jaw surgery for FREE or low cost. I know this a long shot. Serious replies only please. Thanks.
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two things you could look at - one homoeopathic treatment - even try some of the homoeopathic online sites or maybe some kind of physio or exercise to look at working the jaw. It is possible there's non surgical methods out there and they might be incredibly cheap by comparison. Go to libraries and read and google and see what you can \find out. After all, the braces may have even contributed to the way you hold your jaw. Good luck.
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what insurance plan should i get?

i am looking to get health insurance. i was offered plan A which is $5000 deductible with 30% out of pocket or plan B $2500 deductible with 40% out of pocket. i am 20yrs old, in sacramento california. i am health don't smoke or drugs, but do ride a motorcycle. plan A payment a month is 90$ with dental and vision, and Plan B is $110 a month with vision and dental. in the past i have only been to Dr's for broken bones, but things pop up and want to be covered if something were to arise. thank you
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the answer is: choose the plan you can best afford. If you don't have $5000 saved up for a rainy day, take the one with the smaller deductible and higher premium. After all, the difference of $20 a month is a pizza dinner. You are better off with Plan B. Good luck!
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Does Indiana Medicaid cover dental for children?

My daughter has Medicaid insurance and we live in Indiana. I have heard of a few child dentisry's that accept Medicaid and interested in taking her for her first exam. I am assuming if the dentists promote that they accept Medicaid then her plan (which is just the ordinary plan they give kids?) would be part of this. Unless there is a special dental plan I need to get her on or something. I of course cannot get a hold of anyone at the Medicaid office, and have been unsucessful in finding anything online about this. If anyone knows if her dental exam would be covered or any other info you can give me, that would help a lot! Thanks
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You could also start by giving the dentist of your choice that accepts Medicaid a call. Have your children's Medicaid numbers and cards available. The dentist office will be able to verify benefits and let you know faster than dealing with the Medicaid office. Good luck
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Is there an Emercency Health Care Insurance Plan?

I am 25 and do not have health insurance, nor can I afford it. I would however, like to get a insurance for just emergency care. Recently I found a company that offered a $700 deductible for $60 a month for emergency health and dental care but the site was down for repair at the time and I have since lost it. I remember searching under "emergency health insurance" and "major medical insurance". Is there a proper name for what I am looking for and does it exist? I could care less about doctor visits right now, I am healthy and if need be can pay out of pocket for a doctors visit. I am just worried about the big stuff that could sink me in debt for a long time. It appears that the temporary insurance seems to be one solution, but I would have to keep getting temporary insurance from different providers. I have shopped around and all the sites seem like scams, all they want is your e-mail address so they can send you spam, and I am the only person among family and friends that does not have a job that provides health care so I cannot ask them. Thank you
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What you are looking for is insurance that has a high deductible but if you were to have an accident, have a heart attack, be diagnosed with a chronic disease such as diabetes, RA, Lupus, etc. Believe me, it can happen. My son woke one morning at the age of 14 yrs old with type 1 diabetes and I woke one morning 5 years ago with RA, both expensive, incurable and chronic diseases. It would have been very difficult to get any insurance once these were diagnosed. Good luck!
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Free Dental work???

About a year ago one of my molars became a problem. I went to the dentist who told me that I needed a root canal. He started the procedure and stopped half way through telling me to come back a week later. Well that weekend my tooth cracked in half. I went to another dentist who told me that the previous doctor did not do a proper root canal. So I am left with half of a tooth. I was told that the only option would be to have my tooth pulled, but an implant would cost $2000, and it's not covered by my insurance. So I have lived with this have tooth for a year, but I think it may be making me sick. Does anyone know where I could get free or discounted dental work???
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I would check with your county to see if there are any services available. Yes, implants are very costly and usually not covered by insurance because there are other options usually available, such as a bridge or partial denture. Check with your insurance to see if those are covered.
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Is Dental Bridging necessary?

Hello, i recently had one of my premolars removed for (300 dollars)..The dentist told me that i should consider a dental bridging, because without it my teeth could shift and cause them to be crooked and hard to eat food. Now as i mention i already paid 300 for extraction of the tooth. He told me the bridging would cost 2000 dollars! I am low on cash and was wondering if any of you have experience with bridge and/or are currently without a tooth. how does it affect you? and is it worth paying 2000 for a bridge? thanks by the way i have no insurance.
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Yes, it is necessary. Your dentist is right about the consequences of not getting your missing teeth replaced. The fee seems reasonable. You will understand why when you read the following article : http://www.associatedcontent.com/article…
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Dependents on taxes?

I have heard that you can only claim your kids on taxes if they are in your custody 6 months out of the year, I am going to be providing medical and dental insurance on my kid as well as paying child support and her mother collects state assistance and lives quite a distance from me does anyone know if its possible to claim my kid on my taxes for providing the insurance?
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Tax Information for Non-Custodial Parents The non-custodial parent is the parent who is not the custodial parent. Here the custodial parent is the parent with whom the child shared the same principal place of abode for the greater portion of the year. Do you pay child support? If YES, you should be aware of Federal tax issues that could affect you ability to claim your child as a dependent, or take certain tax credits. Claiming Your Child as a Dependent Special rules apply when determining who may claim a child as a dependent. For example, if you are the non-custodial parent and provide more than half of your child's total support, you still may NOT be able to claim the child as a dependent. Generally, the custodial parent is allowed to claim the exemption for a child who is a dependent even if the non-custodial parent provides child support. A special rule may apply when the parents of a child are divorced or legally separated or when the parents live apart at all times during the last 6 months of the calendar year. If this rule applies, the non-custodial parent may claim an exemption for the child if the custodial parent signs a Form 8332, Release of Claim to Exemption for Child of Divorced or Separated Parents, or a substantially similar statement, or if a divorce decree, a decree of separate maintenance, or a written separation agreement provides that the non-custodial parent is entitled to the dependency deduction for the child.
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My teeth are killing me, help?

One of my back teeth has been hurting, and now i have 3 of them hurting. My problem is i dont have dental insurance, and i haven't be able to find an affordable plan for me, and i am only 20 so i have no credit, What should i do? the pain is almost unbearable! any suggestions on dental plans or pain management
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Medical Discount Plan ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a quite low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services. YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here    www.HealthInsuranceFree.info/dental.html    to solve the problem.
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How much is the cost of a health insurance policy for a family of 5 in USA?

lets assume Joe (38years old) and Sally (38years old) public both work and make a total of $70,000 a year between them. They have 3 children, Todd, 15, Gwen 13, and Gina 10. They have to buy their own health insurance since their employers do not provide it. They want a plan that does the following: max $25 dollar deductible for any visit to a doctor....and then 80% of all cost after that up to an individual maximum cost per person per year of $2000 at which point the insurance will pick up 100% up to $300,000 per person per year. Dental and vision coverage is a flat 80% of all procedures after $25 deductible. If this family goes out in the market place to buy this insurance, how much will it cost them per month.
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FREE if you want the Government to pay for it (and let someone else foot the bill), but in California -SERIOUSLY - it's about $25,000 a year and up. I think SELF INSURED CO-OPS are the way to go.
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After 1 year at your job what type of benefits do you have at work?

examples, health, vision, dental, life insurance 401 K paid vacation, sick days
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Health insurance, paid vacation, and 401K. That's all though?
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What is the best and most affordable pet insurance plan?

I have two cats who are about one year old. I want to get a plan that covers dental cleaning expenses and thats it for now anyway. I figure I can wait another couple years to get them a full health insurance plan considering they are indoor cats and not even one yet....Is there such a dental plan...I was told dental cleanings run about $150 a pop per cat per year. So If I can spend less than that a year on both of them for a health or dental plan that covers cleanings that would be great. Please help. Also, If you know of any basic health plans that cover vets visits that would be helpfully (VPI, Petfirst are too pricey for me any others?)
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Holy cow, you get your cat's teeth cleaned every year? I'm on the "when they look like they need it" plan which runs about every 5 years. Anyway, cheapest insurance is your own. If you know you're going to spend $300 on dental cleanings a year, put $30 in your savings account every month.
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