My fiance and I both work at the same employer, so we both have the same insurance. When we get married will we both have still have separate coverage if I don't put him on mine? Or since it's obviously with the same company it will just naturally put me on his? * This is concerning dental insurance
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Do whatever costs less. At many companies the employees insurance is less than half of the cost of a married couple so it will probably be cheaper to each have your own coverage. As far as having your own and still being on his the usual procedure is your policy would be primary and his policy would be secondary and only pays whats left after the primary pays. That's the usual procedure but you need to speak to your human resources department or insurance representative to get the specifics of how much it would cost for joint or separate policies and how your policies would pay and if you can even get the overlapping coverage.
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Tuesday, March 1, 2011
Where in or near San Francisco can I go to the dentist for free?
I really want to get my teeth professionally cleaned but without dental insurance I just can't afford it.
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Your teeth look pretty good in your avater pic
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Your teeth look pretty good in your avater pic
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How much would this insurance cost?
I am working on a Economic Budget Project and i need estimates on the following types of Insurances: Commercial Life, Homeowner, and Health/Dental. I am on a very tight budget so please put that into consideration
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Not enough information for ANY agent to quote on YA! Call or go see a LOCAL agent and he/she can help you.
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Not enough information for ANY agent to quote on YA! Call or go see a LOCAL agent and he/she can help you.
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How much does a simple invasalign cost?
I just want my two front teeth straightened. Isn't it unfair to pay 3000-4000 dollars as much as people with worse teeth? I really want my teeth straighter. but no way my parents will pay for that, even though we have work dental insurance, this is way to much money.
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Its Usually Around $5000 Regular Braces Arent That Bad To Be Honest
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Its Usually Around $5000 Regular Braces Arent That Bad To Be Honest
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abcess and no insurance?
I woke up this morning with my jaw the size of a baseball. I seem to have an abcessed tooth. I dont have dental insurance. What can I do? The only thing I can think of is to go to the ER cause they will just bill me later but will they be able to help me?
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Yes, the ER will be able to at least put you on an antibiotic for now, but you'll still need to see a dentist... don't wait, even though the swelling will decrease once the antibiotics take effect... the abscess can and will return. Also, keep in mind that just because you're getting billed by the ER, the fee will be considerably higher than if you went to see a dentist for an emergency visit......... just something to consider. Good luck to you~
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Yes, the ER will be able to at least put you on an antibiotic for now, but you'll still need to see a dentist... don't wait, even though the swelling will decrease once the antibiotics take effect... the abscess can and will return. Also, keep in mind that just because you're getting billed by the ER, the fee will be considerably higher than if you went to see a dentist for an emergency visit......... just something to consider. Good luck to you~
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What treatment options are available for a periapical abscess on a tooth that has been root canaled 10 years?
I have already been on Clindamycin for 2 weeks with no improvement. The boil appeared shortly after I had an old crown replaced that was on a tooth that had a root canal 10 years ago. I do not have dental insurance and so I am trying to prepare myself for an appointment with a specialist.
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Your options are an apicoectomy, where they go in and amputate the end of the root tip, or extraction. They cant usually just redo the root canal, especially after so long. The roots calcify and they cant just go in there. Dont get it pulled!!! That is just opening a can of worms. You then need a bridge or an implant. A bridge is the price of 3 crowns if not more. But if you dont get something in its place, the teeth around will shift, the tooth opposite (above or below) will come out of the gums more to fill the gap, exposing the root and causing pain. I know paying for the stuff is the most painful, but in the long run its the best option.
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Your options are an apicoectomy, where they go in and amputate the end of the root tip, or extraction. They cant usually just redo the root canal, especially after so long. The roots calcify and they cant just go in there. Dont get it pulled!!! That is just opening a can of worms. You then need a bridge or an implant. A bridge is the price of 3 crowns if not more. But if you dont get something in its place, the teeth around will shift, the tooth opposite (above or below) will come out of the gums more to fill the gap, exposing the root and causing pain. I know paying for the stuff is the most painful, but in the long run its the best option.
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Is medical Insurance Worth it? (See Below)?
I am a recent grad and on my first professional job. I'm 23 years old. I took out medical and dental insurance. I don't have any health problems. Neither does my wife. We took a physical and was told to be OK. I did some dental work but my teeth are overall OK. I pay 162 a month for dental and medical when i can possibly put that money to other uses. I was thinking you know those clinics or if we must visit the emergency room it probabaly would come out cheaper.
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Basically you're saying you want to forgo medical insurance and use so-called "free" care. That's bad - bad for you, and bad for everyone else. It's bad for you because you will not get preventive care or any kind of care that is not emergency or minimal triage. Sure, the free clinic will treat your pneumonia, but it won't help you with high blood pressure, for example. There's a difference between "treatment" and "health care." It's bad for everyone else because you are a professional who CAN afford to pay his own way, but chooses instead to freeload on the backs of others. Not cool at all.
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Basically you're saying you want to forgo medical insurance and use so-called "free" care. That's bad - bad for you, and bad for everyone else. It's bad for you because you will not get preventive care or any kind of care that is not emergency or minimal triage. Sure, the free clinic will treat your pneumonia, but it won't help you with high blood pressure, for example. There's a difference between "treatment" and "health care." It's bad for everyone else because you are a professional who CAN afford to pay his own way, but chooses instead to freeload on the backs of others. Not cool at all.
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College insurance question?
If im currently taking a 13 credits and i drop a 3 credit class to drop to 10, will i still keep my health/dental insurance because i attempted 13 credits which is over the required 12 for a full time student, or will i lose it because i fell under 12?
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I've never had this problem, but recently at college my friends wanted to drop a class, but they were only taking 12 credits so they couldn't withdraw or else they'd be dropped from their insurance, so they're stuck taking it :/ I would contact the insurance agency or look on their website. On my policy, it says pretty clearly that if I EVER drop below 12 credits/"full-time" status, I'll be dropped.
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I've never had this problem, but recently at college my friends wanted to drop a class, but they were only taking 12 credits so they couldn't withdraw or else they'd be dropped from their insurance, so they're stuck taking it :/ I would contact the insurance agency or look on their website. On my policy, it says pretty clearly that if I EVER drop below 12 credits/"full-time" status, I'll be dropped.
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College insurance question?
If im currently taking a 13 credits and i drop a 3 credit class to drop to 10, will i still keep my health/dental insurance because i attempted 13 credits which is over the required 12 for a full time student, or will i lose it because i fell under 12?
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College students have enough to think about with class schedules, studies, social calendar, and work. Maintaining such an active lifestyle requires a healthy body. Good health and wellness is critical to a successful college experience and essential for maintaining the focus necessary to meet the demands of today's college curriculum. For most students, college is their first independent living experience. The first rule of living independently is taking care of yourself. The last thing you want to compromise is your health. Health Insurance is the first step! We have established a variety of health insurance options with strong, reputable health insurance carriers
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College students have enough to think about with class schedules, studies, social calendar, and work. Maintaining such an active lifestyle requires a healthy body. Good health and wellness is critical to a successful college experience and essential for maintaining the focus necessary to meet the demands of today's college curriculum. For most students, college is their first independent living experience. The first rule of living independently is taking care of yourself. The last thing you want to compromise is your health. Health Insurance is the first step! We have established a variety of health insurance options with strong, reputable health insurance carriers
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Racism in Orange County in the Dental Practices?
I'd visit a dental office located in Laguna Niguel www.aestheticdentaldesigns.net called the office and explained to the office personal that I was just released from the Mission Hospital ER and I was suffering from servere tooth pain and was told that I needed a root canal from the ER Physician. I asked the receptionist over the phone if the dentist specialized in root canals and the office gal put me on hold, came back to the phone and stated yes that they specialized treating patients with root canals, she went on to say, if this is an emergency that I can be seen the same day. When I arrived to the Dental office, the appearance of the office looked very exotic with a fancy construction build out something that reminded of a Star Trek movie. I'd notice the Dentist running around in the hall way making copies of documents while I was being entertained by his staff. I was called into a room 20 minutes from waiting in the lobby for X-rays. The technician asked where was I experiencing the most pain and she took X-rays of just three teeth and not the full mouth. Within 35 minutes, the second gal who was the receptionist walked into the room. Before any treatments or X-ray explanations she begins a sentence with "She did not know what I could afford?" Apprehensively , she begin explaining the findings of the X-ray taken of the three teeth, however I could not understand what she was trying to convey because of her lack of experience reading X-rays. After not understanding the receptionist I'd demanded to speak to the dentist. The dentist finally walked into the room 25 minutes later with a nasty deposition and handed me a flyer of an African American boy who died of rotten teeth. I begin asking questions about the findings of the X-rays, and the dentist responded with a nasty smirk; his actions gave an impression as if he didn't want to treat, or touch an African American. He went on to explain the X-rays, and suggested that I should seek another dentist for general treatments and recommended that I should see a dentist that specialized in root canals. I'd asked the dentist for a prescription for pain the dentist in return begins to ask allot of unusual questions as if I was a street person who was a drug user. He hesitated to write the prescriptions and stated that he doesn't get involved with giving patient prescriptions to medications. He continued to push the flyer in my face of the African American boy who died of rotten teeth because his mother could not afford dental insurance. The dentist went on to say that I would need a crown after the root canal and can be seen by any dentist! I begin asking the dentist about his fees concerning crowns, the dentist assumed because I was African American that I could not afford his dental services and printed an extra nominal fee of $2,200 per crown. His office charged me a consulting fee, close to $200 bucks for No treatment and phony Xrays.
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well they sound very unprofessional and would be wise to not go back to them fools, but why would you goto an ER for tooth pain in the first place. hmm
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well they sound very unprofessional and would be wise to not go back to them fools, but why would you goto an ER for tooth pain in the first place. hmm
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Would insurance cover invisalign?
We have blue cross blue shield dental insurance
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Most insurance companys do if you have ortho coverage so i would call your plan and ask them or else your dental office should be able to let you know also.
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Most insurance companys do if you have ortho coverage so i would call your plan and ask them or else your dental office should be able to let you know also.
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Where can I find a dental surgeon?
I Need a dental surgeon who can work with me I do not have insurance at this time and I am in pain, I have a cracked/ broken wisdom tooth that is in severe pain... I have no insurance through my job and cannot afford to purchase insurance. Is there a place I can go in Houston TX that can help me before this gets too bad????
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The University of Texas Health Science Center in Houston has a dental branch. The phone number is 713-500-4000. At a dental college you can get excellent treatment at very low cost, sometimes you only pay for materials used. All treatment is overseen by an instructor. I have used the one near my home several times before I got dental insurance. They sometimes have a pain clinic so try giving them a call.
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The University of Texas Health Science Center in Houston has a dental branch. The phone number is 713-500-4000. At a dental college you can get excellent treatment at very low cost, sometimes you only pay for materials used. All treatment is overseen by an instructor. I have used the one near my home several times before I got dental insurance. They sometimes have a pain clinic so try giving them a call.
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orthodontist insurance?
I want to get braces, My teeth aren't that bad, all I have are about 3 minor gaps on my upper row, and 2 small ones on the lower teeth. I haven't been to a dentist to have a consultation or anything yet, but judging by looking at friends who have had braces, I couldn't possibly need them for over 2 years. I also don't have dental insurance, but plan to get it before I go for my first orthodontist consultation and all. I just wanted to ask people on here how much do you think I could save having dental insurance, (percentage wise), and for suggestions for a good dental insurance plan in your opinion that you've tried. And maybe an opinion, of how much without the insurance would regular metal braces would cost in total. I'd especially like to hear from those of you who has had them before and your positive or negative experience from braces,how long you've had them, what your problem was and how your felt about the final results. Thanks
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My husband had braces for over 4 years because he didn't follow the orthodontist's instructions. If your teeth aren't too bad then I wouldn't imagine you would have them on near this amount of time....just do what you are told to do with the care of them!! Insurance can be pretty pricy so make sure to do your homework to see how much will be covered and if it is worth it to take the plan. Another alternative is a dental discount card. You will pay $11.95 a month and it will provide you a discount at participating provider locations. Just make sure to verify provider participation in your area before applying. Here is a link that you can explore: http://www.mybenefitsplus.com/40491833 If this is for you then just click on Join Now and you can go to the dentist the same day.
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My husband had braces for over 4 years because he didn't follow the orthodontist's instructions. If your teeth aren't too bad then I wouldn't imagine you would have them on near this amount of time....just do what you are told to do with the care of them!! Insurance can be pretty pricy so make sure to do your homework to see how much will be covered and if it is worth it to take the plan. Another alternative is a dental discount card. You will pay $11.95 a month and it will provide you a discount at participating provider locations. Just make sure to verify provider participation in your area before applying. Here is a link that you can explore: http://www.mybenefitsplus.com/40491833 If this is for you then just click on Join Now and you can go to the dentist the same day.
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Serious dental problem?
I am 23 years old, and a full time student who works part time. I have been without dental insurance since I was 11, because it is just too expensive. For the past few weeks, my mouth has been hurting very badly. I went to see my school nurse today, and she said I have an impacted molar coming in, and I better get to see a dentist soon, or I was in for a world of pain. She gave me a list of dentists to call, and none of them will see you unless you can pay the full amount up front. I can't do that, I am a full time student and I have rent to pay. Does anybody know of any service in Florida that will help people who cannot afford dental care? I am at my wit's end and do not know what I can do. Help!
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Hey what part of Florida are you in? I am in Melbourne. I'm sorry to hear that you are in so much pain. You should always have your wisdom teeth taken out because when they start to come in they can cause your other teeth to shift and move because most people to not have a large enough jaw to support them. They are also so far back that it is hard for you to keep clean so that makes it easier for them to get infected. You should look into any dental schools in your area to see if they can see you. They will be alot cheaper than going to a private practice. Also look into any free clinics in your area and see what they offer. They could probably tell you who you could see if they cannot do anything for you. Good Luck and I hope that you feel better soon.
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Hey what part of Florida are you in? I am in Melbourne. I'm sorry to hear that you are in so much pain. You should always have your wisdom teeth taken out because when they start to come in they can cause your other teeth to shift and move because most people to not have a large enough jaw to support them. They are also so far back that it is hard for you to keep clean so that makes it easier for them to get infected. You should look into any dental schools in your area to see if they can see you. They will be alot cheaper than going to a private practice. Also look into any free clinics in your area and see what they offer. They could probably tell you who you could see if they cannot do anything for you. Good Luck and I hope that you feel better soon.
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Wisdom Teeth/Biting Cheek/Extraction/Insurance?
So my wisdom teeth have been growing lately & now my lower right one is partially out and my upper right one is completely out.. I notcied that when I chew, my wisdom teeth bite my cheek and I have to be very careful not to hurt myself. I was wondering if you could have your wisdom teeth pulled for this reason alone (there's no impacted molar or anything, that I know of), and would dental insurance cover it?
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Your dentist can recommend the removal of your wisdom teeth and have the dental insurance pay for the cost without there being an impaction or infection. In your case, yes the biting of the cheek is enough to suggest they haven't erupted correctly and need to be removed. In fact, the sooner you have it done the easier it will be to do the job. The wisdom teeth do not have roots into the jawbone for the first bit after they erupt, which makes removal much more pleasant to recover from as well. They can be removed with just a local anesthetic, and not require an oral surgeon or sedation. My daughter had the same problem and had hers removed as well. The insurance paid for it. She had the teeth removed in the morning, and was out with friends at the movies that evening. She had to leave the popcorn and soda alone, but otherwise she was on full feed and did great. Just go see the dentist as soon as you can get in, and arrange for the removal. The folks in the business office can help with the insurance arrangements. Good luck, and don't worry. If they aren't infected or impacted, removal is usually not that bad.
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Your dentist can recommend the removal of your wisdom teeth and have the dental insurance pay for the cost without there being an impaction or infection. In your case, yes the biting of the cheek is enough to suggest they haven't erupted correctly and need to be removed. In fact, the sooner you have it done the easier it will be to do the job. The wisdom teeth do not have roots into the jawbone for the first bit after they erupt, which makes removal much more pleasant to recover from as well. They can be removed with just a local anesthetic, and not require an oral surgeon or sedation. My daughter had the same problem and had hers removed as well. The insurance paid for it. She had the teeth removed in the morning, and was out with friends at the movies that evening. She had to leave the popcorn and soda alone, but otherwise she was on full feed and did great. Just go see the dentist as soon as you can get in, and arrange for the removal. The folks in the business office can help with the insurance arrangements. Good luck, and don't worry. If they aren't infected or impacted, removal is usually not that bad.
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need health insurance?
my husbands job has health insurance, but it is very expensive and not that great. does anyone know where to get good affordable health/ dental insurance for a family of 4?
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Try this site: http://www.YourSimpleCard.com It is a great affordable alternative to traditional insurance.
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Try this site: http://www.YourSimpleCard.com It is a great affordable alternative to traditional insurance.
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How much will health insurance rates rise when the government makes insurers?
insure those with preexisting conditions? And they require: Prescriptions to be included. All doctors visits to be included. Dental to be included. Mental health to be included. And people really think we are going to get all that AND pay less too? Yeah right...
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Because there will also be a mandate to insure healthy people. Those extra premiums from people who don't get sick should make up the difference. The only people going nuts against this plan are the insurance companies, whose outrageous profits (that's income after all other costs) might have to drop a little bit. The trade off is a healthier population.
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Because there will also be a mandate to insure healthy people. Those extra premiums from people who don't get sick should make up the difference. The only people going nuts against this plan are the insurance companies, whose outrageous profits (that's income after all other costs) might have to drop a little bit. The trade off is a healthier population.
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How Much Do Braces Cost These Days?
How much do braces cost these day for a child about 10 years old for both top and bottom. She has an overbite. I live in the Northeast. Anyone know? PS - I'm check if my dental insurance covers these things but I don't know yet.
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The total cost for mine: $4550...my insurance did not cover anything.
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The total cost for mine: $4550...my insurance did not cover anything.
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whats the best over the counter pain medication for a moderate to severe tooth ache?
hello i have a moderate to severe tooth ache and cant afford to go to the dentist and i have no dental insurance so far the ib profun 200 MG pills aren't working neither are the tylenol rapid release tablets what will work best to help numb the pain till i can get to the dentist and please no herbal or home remedies tried them they didn't work just meds ty
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If you are having a toothache, no amount of topical numbing stuff will do anything except taste bad. Your tooth is probably infected, and this is INSIDE the tooth. You should go to the dentist. Even if you can't afford the work right now, they can prescribe you antibiotics and pain meds. They can also give you a treatment plan, so you'll know how much you need to save up to get this taken care of. Up your dosage of Motrin, also. I usually take 3 or 4 200mg at a time.
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If you are having a toothache, no amount of topical numbing stuff will do anything except taste bad. Your tooth is probably infected, and this is INSIDE the tooth. You should go to the dentist. Even if you can't afford the work right now, they can prescribe you antibiotics and pain meds. They can also give you a treatment plan, so you'll know how much you need to save up to get this taken care of. Up your dosage of Motrin, also. I usually take 3 or 4 200mg at a time.
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How much on average would this dental plan cost?
We have a family dentist with insurance. I would need 1 tooth pulled. the front teeth alligned straight. and them to be whitened. Just on average how much would that cost with the insurance also, im not sure what but i know we have it.
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prices and plans vary across the uk and in the us but here is some prices we have chekc the link below http://www.lifestyledental.co.uk/preston-dental-fees-fulwood.html
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prices and plans vary across the uk and in the us but here is some prices we have chekc the link below http://www.lifestyledental.co.uk/preston-dental-fees-fulwood.html
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Are dentists all the same price, or are some cheaper than others?
I don't have dental insurance, and I am not sure if I should be selective based on prices, or if I should just assume that they all charge the same prices.
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Yes there are definitely cheaper and more expensive ones. You should be very selective about prices, especially since you don't have insurance. Call the offices and ask for a cash price for whatever services you need. Some dentists will offer a discount for cash customers, so be sure to call around. If there is a dental school in your area, that would probably be the best bet. Other than cleanings, it's only the students who are about to graduate that do the work and they are usually much much cheaper than a regular dentist. The students are also supervised by instructors, so you don't have to worry that they don't know what they're doing. Good luck and best wishes!
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Yes there are definitely cheaper and more expensive ones. You should be very selective about prices, especially since you don't have insurance. Call the offices and ask for a cash price for whatever services you need. Some dentists will offer a discount for cash customers, so be sure to call around. If there is a dental school in your area, that would probably be the best bet. Other than cleanings, it's only the students who are about to graduate that do the work and they are usually much much cheaper than a regular dentist. The students are also supervised by instructors, so you don't have to worry that they don't know what they're doing. Good luck and best wishes!
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Can I get someone to help me get my teeth fixed ?
I am 24 and I have had problems with them so the other day I saw that they now have crowns that will actually look like your teeth but the problem is I can't afford it and I do not have dental insurance.I want to have a big beautiful makeover can someone help?
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do you have any idea how much crowns are? Get a job and start saving money. That is what my husband had to do. Then, talk to your dentist about working out some kind of payment plan. I have been going to the same dentist since I was a kid, he always works with me to pay in installments because we don't have dental insurance, either.
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do you have any idea how much crowns are? Get a job and start saving money. That is what my husband had to do. Then, talk to your dentist about working out some kind of payment plan. I have been going to the same dentist since I was a kid, he always works with me to pay in installments because we don't have dental insurance, either.
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What kind of heath insurance do you have?
I was wondering what your work or you have personally? It would be for the doctor visits, possibly pregnancy (finding it to be easier to pay outright), and dental maybe.
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healthplans.bebto.com - my family have this health insurance. It is affordable and has good coverage for dental issues.
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healthplans.bebto.com - my family have this health insurance. It is affordable and has good coverage for dental issues.
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Does anyone know of low cost for getting wisdom teeth removed in California?
My son doesn't have dental insurance and needs his wisdom teeth removed-2 are impacted.
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I would look into eHealthPlus membership. It will give you a big break on extractions, with general dentists as well as specialists. Look for both general dentists and oral surgeons by zip code.
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I would look into eHealthPlus membership. It will give you a big break on extractions, with general dentists as well as specialists. Look for both general dentists and oral surgeons by zip code.
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