im trying to find a dental insurance for myself, does anyone know
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YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here http://www.HealthInsuranceFree.info to solve the problem.
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Tuesday, December 21, 2010
Cheap health insurance that will cover dental?
I need some help. I can no longer work at one of my jobs and my new job wont provide insurance since it is part-time I need help and scared that i cant afford anything. i already cant afford student loans. is there any cheap insurance packages i can get in ct?
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see this http://gsx1.com/InsuranceComparison.html take the quote, they'll come back with prices from different insurers in your area. It's very quick and free of charge.
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see this http://gsx1.com/InsuranceComparison.html take the quote, they'll come back with prices from different insurers in your area. It's very quick and free of charge.
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Dental Insurance Question?
I'm looking for affordable dental insurance. I know this is a broad question, but what insurance company (that has good plans) would you recommend? And while I'm on the subject, what do you think about hmo dental insurance plans? Are the dentists shady?
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Common situation you met like many other people,be patient,and check the resource here www.HealthInsuranceIdeas.info i found useful.
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Common situation you met like many other people,be patient,and check the resource here www.HealthInsuranceIdeas.info i found useful.
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Dental Insurance?Dental Insurance?Dental Insurance?Dental Insurance?Dental Insurance?
Hi im looking for a good form of dental insurance that will cover multiple root canals. Whats affordable? Im also wondering if i could do a co-insurance thing with my jobs provided dental insurance which sucks by the way. I know that for the most part that i pay out the ###, buy the only other alternative is to go to Mexico . thanks for any advise!
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Dental insurance purchased as an individual is almost always a waste of time. Insurance companies know that most individuals trying to purchase a policy need significant treatment, and the benefit level is very low as a result. You might be better off speaking to the benefits manager at work--if it is a group policy it might be possible to upgrade if employees are willing to pay a little more. You are usually given one chance per year to change policies, and the calendar year is ending, so you should check now. Steve Bornfeld, DDS
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Dental insurance purchased as an individual is almost always a waste of time. Insurance companies know that most individuals trying to purchase a policy need significant treatment, and the benefit level is very low as a result. You might be better off speaking to the benefits manager at work--if it is a group policy it might be possible to upgrade if employees are willing to pay a little more. You are usually given one chance per year to change policies, and the calendar year is ending, so you should check now. Steve Bornfeld, DDS
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no dental insurance, but still getting treated?
i got braces about a year and a half ago. and my dental insurance was covering that. i had dental insurance at the time that i got my braces. my job provided dental insurance. well, i got my hours cut to partime which made me lose my dental insurance, then i lost my job back in march. so i have no dental insurance what so ever. but yet im still going through treatment and i told my dentist office that i have no insurance. however, i am getting monthly statments saying my insurance owes $956, and i owe nothing. so heres the question. even though i lost my insurance, are they still covering my dental treatment because they were covering it to begin with? or am i really responsible for the payment of $956? and is this whole thing a glitch that never got noticed?
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i lost my job in 3-2007 and therefore i have no dental insurance & i am needing dental work done very badly.?
i live in southern illinois,is there any dentist who is willing to help me out with free dental or low payment plan?
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You can try to go to a teaching clinic where dental students get their training .
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You can try to go to a teaching clinic where dental students get their training .
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Dental insurance question...?
If I buy dental insurance which covers both extractions and oral surgery, then 2 months later I am officially diagnosed with gum disease and extractions and/or oral surgery is recommended, will the insurance cover it? Or will they say 'pre-existing condition', and tell me to skrew myself?
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Check to see if there is a waiting period on any work to be done. Check for a missing tooth clause, deductible, yearly max, and limitations. Each policy is different and you need to find the one that fits your needs.
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Check to see if there is a waiting period on any work to be done. Check for a missing tooth clause, deductible, yearly max, and limitations. Each policy is different and you need to find the one that fits your needs.
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where is a dentist around or near danville virginia that does dental work for people with no health insurance?
My husband needs multiple teeth pulled but he dosent have heath insurance. we live near danville virginia but can go to lynchburg virginia also.
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I would encourage you to visit this great site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and they have saved me thousands of dollars since on all dental services. From extractions, exams, xrays, cleanings...etc. Even my braces had coverage. Medical, Rx, Vision are also availible. They even had my extremely affordable plan active in 2 hours and was able to use it the very same day. Good luck and hope this helps.
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I would encourage you to visit this great site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and they have saved me thousands of dollars since on all dental services. From extractions, exams, xrays, cleanings...etc. Even my braces had coverage. Medical, Rx, Vision are also availible. They even had my extremely affordable plan active in 2 hours and was able to use it the very same day. Good luck and hope this helps.
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Dental Insurance Question - The Real Scoop?
While I am employed, I work at home for a company in another state, and the dental insurance options through my company were not viable. So, of course, I relied on the internet to research my options, and I looked, specifically, for "dental insurance" Lo and Behold, the stuff that came up, was for Dental Discount Plans. Upon first glance, it seemed like this could actually have been a better deal then anything offered through my firm. The conversation on the websites touted these plans, often with premiums of $7 to $20 per month, to be better than conventional dental insurance in every imaginable way. No issues in applying, no maximums, no deductibles, and no waiting. So, I am sitting here, reading how in EVERY possible way this is better than insurance, and it strikes me. If something seems to good to be true, maybe it is. If these were so much better than conventional insurance, why did my firm have so much trouble finding affordable insurance; they should have simply joined one of these "discount" programs. Well, the site even attached me to an "independent" article which BASHED the conventional insurance...Then it struck me...If I was a dentist, would I be happy joining these discount plans and basically getting 50% to 75% less for my services. Yeah Yeah, I am getting my payment up front and not waiting for the insurance to pay me (again, playing the role of the dentist), but is that worth the tremendously discounted amount (does not make sense when you compare the time value of money). So, I realized that if I were a dentist, I would not want anything to do with these plans...Or would I? Does being a part of these discount programs really bring in enough clients to justify that deep a cut in the fee schedule. Then I started to think...Is it possible that there is something up with these deeply discounted fee schedules I keep seeing on these sites? Are the fees just being jacked up and then discounted back down to the point where I might as well not be a member of the Discount Program, and just a regular walk in? Can I go to a dentist and ask them for the fee schedule, and then after the fact, compare it to the discount program to see that I am really getting a discount, and it is not some number playing farce. I would want to know as a dentist whether these discount programs are worth anything. I need some kind of coverage, and for the few self insurance programs I see, the monthly premiums are incredibly high, and yes, when compared to the discount programs, it seems like NO ONE would EVER join these insurance programs since they are more limited and more expensive...Yet....They are still in the insurance business. Will someone please give me the scoop...I need to have an affordable option here, but don't want to be duped into joining one of these discount programs. Thank You
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I am so glad I read this because I can definitely give you the answer you are looking for and you are right on the money! I am a dentist and I accept certain insurances and am very familiar with these plans and I can finally vent my frustration and reasons why to the world! You are absoloutly right. No dentist (including myself) wants or will join them unless they are absoloutly depserate for patients. The fees are discounted so low, that no ethical, quality dentist would join them unless it was to help out one of their friends or a patient that they want to help specifically and are willing to take a loss on. You see, most people think dentists make a ton of money (some do, ther is no doubt) but most people don't understand the cost involved just to run a dental practice. We are subjected to dental supply company monopolies, ridiculously high taxes, astronomical school debt and a myriad of other high cost items whichy I won't get into. The problem with participating with insurance companies is that you have to reduce your normal fees so much, that by the time you pay for your regular operating costs, you are barely even turning a profit. This is even more true with discount plans and usually, if you have a quality dentist, they would be basically paying to do your dental work. The only time when this isn't true is if they are using dental supplies or doing dental procedures that are subquality but legal, or just so rich that they can afford to pay to do your dentistry (or possibly so close to retirement that everything has already been paid off for them). I personally refuse to lower my standards and quality in order to accomodate ridiculously low fees. Because ultimately, though it is much cheaper for you, you get what you pay for. There is just no way that a dentist doing half-way decent work can participate heavily with a discount plan. That being said, your dentist is also not going to lower the fees to that plan for the same reason. You are better of to get regular insurance or just pay out of pocket. Be sure to check out the dental facility and get an overall feel for the practice. If something doesn't seem right, then go with your gut! If you get regular insurance, be sure to check all of the details and specifics, as they often try to put in hidden loopholes to avoid covering things. Hope that helps!!!
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I am so glad I read this because I can definitely give you the answer you are looking for and you are right on the money! I am a dentist and I accept certain insurances and am very familiar with these plans and I can finally vent my frustration and reasons why to the world! You are absoloutly right. No dentist (including myself) wants or will join them unless they are absoloutly depserate for patients. The fees are discounted so low, that no ethical, quality dentist would join them unless it was to help out one of their friends or a patient that they want to help specifically and are willing to take a loss on. You see, most people think dentists make a ton of money (some do, ther is no doubt) but most people don't understand the cost involved just to run a dental practice. We are subjected to dental supply company monopolies, ridiculously high taxes, astronomical school debt and a myriad of other high cost items whichy I won't get into. The problem with participating with insurance companies is that you have to reduce your normal fees so much, that by the time you pay for your regular operating costs, you are barely even turning a profit. This is even more true with discount plans and usually, if you have a quality dentist, they would be basically paying to do your dental work. The only time when this isn't true is if they are using dental supplies or doing dental procedures that are subquality but legal, or just so rich that they can afford to pay to do your dentistry (or possibly so close to retirement that everything has already been paid off for them). I personally refuse to lower my standards and quality in order to accomodate ridiculously low fees. Because ultimately, though it is much cheaper for you, you get what you pay for. There is just no way that a dentist doing half-way decent work can participate heavily with a discount plan. That being said, your dentist is also not going to lower the fees to that plan for the same reason. You are better of to get regular insurance or just pay out of pocket. Be sure to check out the dental facility and get an overall feel for the practice. If something doesn't seem right, then go with your gut! If you get regular insurance, be sure to check all of the details and specifics, as they often try to put in hidden loopholes to avoid covering things. Hope that helps!!!
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Question about dental insurance.?
I'm 19 years old, and I'm enrolled at a technical college, so, I'm still on my parents insurance, I have my parents as my secondary insurance. Anyways, I need to get braces. They cost about $4,800(quoted). My parents have Aetna dental, and I do to through UPS. I was reading about how much it would cover and both of our insurances covers up to $2,300. So, my question. Can both of our insurances cover the cost of the braces? Thank you.
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No, they will not pick up the entire balance of your braces. Dual insurance will coordinate the benefits and how they do this is they will bill your primary insurance first and when a payment is received from the primary the orthodontic office will submit to the secondary insurance. If the secondary sees what payment are made per procedure they will only cover a small portions of what is left of each treatment submitted. For example: If the office submits for xrays, molds and consultation at $250.00 and then submits for the initial placement of the braces at $1000 the primary insurance will probably pay for the entire amount of the xrays but when it comes to the initial placement of the braces, they may only allow $500.00. Once this is paid then the secondary insurance is submitted and they will see payment in full for the xrays and may only allow $200 on the placement of the of the braces. So regardless you will have an out-of-pocket expense and the Orthodontic office may require that your insurance reimburses you. Anotherwords, you pay up front with your down payment and monthly payments and the insurance will be submitted as you go. But no, the insurances will absolutely not pay the remaining balance of your braces, you will have some out-of-pocket expense regardless of the 2 insurances. Sorry
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No, they will not pick up the entire balance of your braces. Dual insurance will coordinate the benefits and how they do this is they will bill your primary insurance first and when a payment is received from the primary the orthodontic office will submit to the secondary insurance. If the secondary sees what payment are made per procedure they will only cover a small portions of what is left of each treatment submitted. For example: If the office submits for xrays, molds and consultation at $250.00 and then submits for the initial placement of the braces at $1000 the primary insurance will probably pay for the entire amount of the xrays but when it comes to the initial placement of the braces, they may only allow $500.00. Once this is paid then the secondary insurance is submitted and they will see payment in full for the xrays and may only allow $200 on the placement of the of the braces. So regardless you will have an out-of-pocket expense and the Orthodontic office may require that your insurance reimburses you. Anotherwords, you pay up front with your down payment and monthly payments and the insurance will be submitted as you go. But no, the insurances will absolutely not pay the remaining balance of your braces, you will have some out-of-pocket expense regardless of the 2 insurances. Sorry
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Dental Insurance Question......?
So, as of right now, I have no dental insurace. My wisdom teeth are growing in and making my other teeth crooked. I would like to get my wisdom teeth pulled and ceramic braces put on. Any ideas on what kind of dental insurace I should get, and with what provider? I don't know the first think about insurance.
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You can purchase individual dental insurance plans. However, most of them have a 12-month waiting period before they will cover major work like extractions, bridges or crowns. Even then, the insurance usually only covers about 50%.
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You can purchase individual dental insurance plans. However, most of them have a 12-month waiting period before they will cover major work like extractions, bridges or crowns. Even then, the insurance usually only covers about 50%.
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wisdom teeth, no dental insurance!?
my wisdom tooth on the bottom right has been a menace for more than a year now...but now he's out of control. my gums are swollen, bleeding and it just plain hurts. eating is unpleasant. and it's just an unpleasant thing all around. i have no dental insurance. are there any alternatives as to how i can take care of this or do you know of any program that assists with dental care? thanks :)
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Hey, so yes its unfortunate you dont have dental insurance.. but there is a reason that dentists take out your wisdom teeth, they can grow in crooked, displacing all your other teeth, or develop an infection or absess since they are hard to clean, ESPECIALLY if its swollen and bleeding, that will sometimes indicate an infection. Try a dental school, I am currently in dental hygiene school and we do treatment for a fraction of the cost, and it may sound scary that its a student but dont be worried, there are many instructors watching their every move and double checking everything that is done to ensure your safety Make sure you brush, floss and use mouthwash in the time being to reduce the number of bacteria in your mouth so your less likely to get an infection or a worse one good luck
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Hey, so yes its unfortunate you dont have dental insurance.. but there is a reason that dentists take out your wisdom teeth, they can grow in crooked, displacing all your other teeth, or develop an infection or absess since they are hard to clean, ESPECIALLY if its swollen and bleeding, that will sometimes indicate an infection. Try a dental school, I am currently in dental hygiene school and we do treatment for a fraction of the cost, and it may sound scary that its a student but dont be worried, there are many instructors watching their every move and double checking everything that is done to ensure your safety Make sure you brush, floss and use mouthwash in the time being to reduce the number of bacteria in your mouth so your less likely to get an infection or a worse one good luck
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Dental insurance for braces?
I need brace bad and I was wondering if there is any insurance that will cover some of it for a adult in NY. Thanks!
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I would encourage you to visit this great site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and they have saved me thousands since on all services. Even my braces. They even had my very affordable plan active in 2 hours and was able to use it the vey same day. Hope this helps and good luck.
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I would encourage you to visit this great site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and they have saved me thousands since on all services. Even my braces. They even had my very affordable plan active in 2 hours and was able to use it the vey same day. Hope this helps and good luck.
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Aflac Dental Insurance.?
I'm trying to find out how good Aflac dental insurance is. In general what do they pay for. I'm looking for a reasonable plan. I am going to need dental work done and looking for supplimental insurance.
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health-quotes.isgreat.org - I switched to this health insurance from them, cause it gives much cheaper rates for m?.
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health-quotes.isgreat.org - I switched to this health insurance from them, cause it gives much cheaper rates for m?.
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I have a loose tooth on my bottom row..I dont have dental insurance for another month...?
Is there anyway to make the tooth thats lose "unloose"? (unloose probably isnt a word, lol, but i cant think of another way to put it). I brush my teeth and floss 3-4 times a day, and i also have braces. I really dont want to lose my tooth, and I cant go to the dentist, what should I do?
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you should be seeing your orthodontist at least once a month so why not ask them? your teeth will be loose with braces, that's how the teeth move around. my lower front teeth are slightly mobile with a firm press of the tongue but it's not visible to the eye, i can only feel it. the front teeth are single rooted and if are slightly loose you will feel it.
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you should be seeing your orthodontist at least once a month so why not ask them? your teeth will be loose with braces, that's how the teeth move around. my lower front teeth are slightly mobile with a firm press of the tongue but it's not visible to the eye, i can only feel it. the front teeth are single rooted and if are slightly loose you will feel it.
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Good Dental Insurance?
What is a good dental insurance that covers well when it comes to braces
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health-quotes.isgreat.org - my family have this health insurance. It is affordable and has good coverage for dental issues.
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health-quotes.isgreat.org - my family have this health insurance. It is affordable and has good coverage for dental issues.
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does anyone know names /links for affordable dental insurance for someone who's 66 yrs old under medicare...?
my mom is having tooth ache and she's 66, no job, poor. anyone knows of good dental insurance plan i can help her with?
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When you don't have money to get the care you need, here are some free resources for you, read through them, and pick up the phone, and get your needed help. http://www.nlm.nih.gov/medlineplus/finan… http://ask.hrsa.gov/pc/ http://www.omhrc.gov/templates/browse.as… http://www.hrsa.gov/help/default.htm http://www.thefrugallife.com/medicalalte… http://www.google.com/search?q=Free+Low+… Free and low cost prescription medication: http://www.xubex.com/ https://www.pparx.org/Intro.php http://www.nami.org/Template.cfm?section… http://www.themedicineprogram.com/links.… http://www.cancer.gov/cancertopics/facts… Financial Assistance and Other Resources for People With Cancer:Cancer imposes heavy economic burdens on both patients and their families. For many people, a portion of medical expenses is paid by their health insurance plan. For individuals who do not have health insurance or who need financial assistance to cover health care costs, resources are available, including Government-sponsored programs and services supported by nonprofit organizations. Cancer patients and their families should discuss any concerns they may have about health care costs with their physician, medical social worker, or the business office of their hospital or clinic. This is about FREE hospitalization, if you need it and they WILL help you! http://www.hrsa.gov/hillburton/default.h… Hill Burton Hotline 1-800-638-0742 (1-800-492-0359 in Maryland) In 1946, Congress passed a law that gave hospitals, nursing homes and other health facilities grants and loans for construction and modernization. In return, they agreed to provide a reasonable volume of services to persons unable to pay and to make their services available to all persons residing in the facility's area. The program stopped providing funds in 1997, but about 300 health care facilities nationwide are still obligated to provide free or reduced-cost care. http://www.hrsa.gov/help/default.htm Medicaid is for people under 65, medicare is for the seniors. How to apply for Medicaid or medicare http://www.cms.hhs.gov/MedicaidEligibili… http://www.aarp.org/money/lowincomehelp/… For information about Social Security, Medicare, and disability benefits, call the Social Security Administration at 800-772-1213. http://www.ssa.gov/ For information about Medicaid, contact your local social service or welfare office. You can also find information about Medicare and Medicaid at www.CMS.gov How To Pay for Mental Health Services http://mentalhealth.samhsa.gov/publicati… http://depression.about.com/cs/findadoc/… Additional Public Benefits for Families Raising Children: http://www.nlm.nih.gov/medlineplus/finan… DENTAL HELP: Free or low cost dental care United States http://www.nidcr.nih.gov/NR/rdonlyres/53… http://www.raconline.org/info_guides/den… FREE AND LOW COST DENTAL HELP FOR DENTURES , BROKEN TEETH , PAIN , ETC. http://dental-assistance.app-sl-1.aidpag… Need eyeglasses or eye care? http://www.nei.nih.gov/health/financiala… http://www.uniteforsight.org/freeclinics… Free Mammogram: http://www.cdc.gov/cancer/nbccedp/ How to Get a Free or Low Cost Pap Smear, The National Breast and Cervical Cancer Early Detection Program provides free or low cost Pap smears to eligible women across the country. Through this program, uninsured and impoverished women can receive Pap smears at local clinics and doctor's offices. Here's a list for every state: http://cancer.about.com/od/screeningandd… Where can I go to get free or reduced-cost prenatal care? You can call this number if you need free birth control help, too! Women in every state can get help to pay for medical care during their pregnancies. This prenatal care can help you have a healthy baby. Every state in the United States has a program to help. Programs give medical care, information, advice and other services important for a healthy pregnancy. To find out about the program in your state: · Call 1-800-311-BABY (1-800-311-2229) This toll-free telephone number will connect you to the Health Department in your area code · For information in Spanish, call 1-800-504-7081 · Call or contact your local Health Department.
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When you don't have money to get the care you need, here are some free resources for you, read through them, and pick up the phone, and get your needed help. http://www.nlm.nih.gov/medlineplus/finan… http://ask.hrsa.gov/pc/ http://www.omhrc.gov/templates/browse.as… http://www.hrsa.gov/help/default.htm http://www.thefrugallife.com/medicalalte… http://www.google.com/search?q=Free+Low+… Free and low cost prescription medication: http://www.xubex.com/ https://www.pparx.org/Intro.php http://www.nami.org/Template.cfm?section… http://www.themedicineprogram.com/links.… http://www.cancer.gov/cancertopics/facts… Financial Assistance and Other Resources for People With Cancer:Cancer imposes heavy economic burdens on both patients and their families. For many people, a portion of medical expenses is paid by their health insurance plan. For individuals who do not have health insurance or who need financial assistance to cover health care costs, resources are available, including Government-sponsored programs and services supported by nonprofit organizations. Cancer patients and their families should discuss any concerns they may have about health care costs with their physician, medical social worker, or the business office of their hospital or clinic. This is about FREE hospitalization, if you need it and they WILL help you! http://www.hrsa.gov/hillburton/default.h… Hill Burton Hotline 1-800-638-0742 (1-800-492-0359 in Maryland) In 1946, Congress passed a law that gave hospitals, nursing homes and other health facilities grants and loans for construction and modernization. In return, they agreed to provide a reasonable volume of services to persons unable to pay and to make their services available to all persons residing in the facility's area. The program stopped providing funds in 1997, but about 300 health care facilities nationwide are still obligated to provide free or reduced-cost care. http://www.hrsa.gov/help/default.htm Medicaid is for people under 65, medicare is for the seniors. How to apply for Medicaid or medicare http://www.cms.hhs.gov/MedicaidEligibili… http://www.aarp.org/money/lowincomehelp/… For information about Social Security, Medicare, and disability benefits, call the Social Security Administration at 800-772-1213. http://www.ssa.gov/ For information about Medicaid, contact your local social service or welfare office. You can also find information about Medicare and Medicaid at www.CMS.gov How To Pay for Mental Health Services http://mentalhealth.samhsa.gov/publicati… http://depression.about.com/cs/findadoc/… Additional Public Benefits for Families Raising Children: http://www.nlm.nih.gov/medlineplus/finan… DENTAL HELP: Free or low cost dental care United States http://www.nidcr.nih.gov/NR/rdonlyres/53… http://www.raconline.org/info_guides/den… FREE AND LOW COST DENTAL HELP FOR DENTURES , BROKEN TEETH , PAIN , ETC. http://dental-assistance.app-sl-1.aidpag… Need eyeglasses or eye care? http://www.nei.nih.gov/health/financiala… http://www.uniteforsight.org/freeclinics… Free Mammogram: http://www.cdc.gov/cancer/nbccedp/ How to Get a Free or Low Cost Pap Smear, The National Breast and Cervical Cancer Early Detection Program provides free or low cost Pap smears to eligible women across the country. Through this program, uninsured and impoverished women can receive Pap smears at local clinics and doctor's offices. Here's a list for every state: http://cancer.about.com/od/screeningandd… Where can I go to get free or reduced-cost prenatal care? You can call this number if you need free birth control help, too! Women in every state can get help to pay for medical care during their pregnancies. This prenatal care can help you have a healthy baby. Every state in the United States has a program to help. Programs give medical care, information, advice and other services important for a healthy pregnancy. To find out about the program in your state: · Call 1-800-311-BABY (1-800-311-2229) This toll-free telephone number will connect you to the Health Department in your area code · For information in Spanish, call 1-800-504-7081 · Call or contact your local Health Department.
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Individual dental insurance?
I'm 22 years old and I'm looking for dental insurance. I've called a few places that I could find that offer dental insurance and either I do not qualify because of my age or dental insurance isn't available for my state. I'm in the State of NY. I called AARP--- they only deal with senior citizens. I called Delta Dental and they don't serve NY. I called MVPHealthCare.com, I forgot their reason but I think it was the same as Excellus reason (they don't offer it individually, I must go through an employer). I can't go through an employer cause I'm self-employed. I turned to EHealthCare.com but I have a feeling they are a scam. They claim to be a broker for several comapnies. When I run a quick quote on their site, it comes up with "Bay Dental" as the insurer, but they HAVE NO INFORMATION about bay dental to give me. I wanted to research the insurer first but I couldn't cause they didn't give me any info about them. ehealthinsurance.com gave me dentemax.com and claim they are something to do with bay dental, then they told me bay dental is underwritten by a comapny called "Standard Security Life" and i can't find any company by that name. The only one I found was Standard Security Life of NY but they are a completely different company. There is a company called bay dental but it's in california and they are a dentist office. So, i'm completely lost. I'm eligible for bay dental pan thruogh ehealthinsurance.com but i'm scared to sign up because i don't know if bay dental plan is a true company or if ehealthinsurance.com is a complete scam. The weird thing is this. Ehealthinsurance.com said that I must pay them in full with a credit card for their bay dental plan or they can deduct it each month but i have to give them a bank account. They won't charge my credit card monthly for the plan. Instead they want my bank account # to charge it monthly. They will only use my credit card if i want to pay it in full. DO YOU KNOW anyone who offers dental insurance for the state of NY? I"m not looking for a dental plan where I'm limited to the company's dentist office. I have my own dentist I go to and i want some type of insurance to go to my dentist of choice.
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Private dental insurance (as opposed to employer dental insurance) is extremely expensive and usually does not make any sense to buy. But, there are affordable dental discount plans. I am self-employed and I have saved thousands in dollars in dental costs over the years by using a discount dental plan. The plan that I selected is the GE Dental Plan, but I don't know if it is available in your state. There are many good plans to choose from. These plans have a low yearly premium, and offer major discounts at participating dentists. See http://www.lowpriceddentalplans.com to see which discount plans are available for your zip code.
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Private dental insurance (as opposed to employer dental insurance) is extremely expensive and usually does not make any sense to buy. But, there are affordable dental discount plans. I am self-employed and I have saved thousands in dollars in dental costs over the years by using a discount dental plan. The plan that I selected is the GE Dental Plan, but I don't know if it is available in your state. There are many good plans to choose from. These plans have a low yearly premium, and offer major discounts at participating dentists. See http://www.lowpriceddentalplans.com to see which discount plans are available for your zip code.
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Can you afford medical/dental insurance?? If no why do people on welfare get it for free?
We are all paying for them
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You pay pennies to support medical benefits for poor people and denying them coverage is not the answer. But your point is a good one--everyone should have basic health care coverage. I assume you will be supporting Obama's efforts to pass universal health care.
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You pay pennies to support medical benefits for poor people and denying them coverage is not the answer. But your point is a good one--everyone should have basic health care coverage. I assume you will be supporting Obama's efforts to pass universal health care.
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Dental insurance supplement/gap providers?
My husband is active duty military and we received dental as part of our insurance coverage. While the regular visits for cleanins are completely covered, everything else is paid on a split cost (at my husband's rank, our share averages out to about 50%), plus we are responsible for the difference in what the insurance says is the allowed fee and the actual fee. We also have a yearly cap of $1500 per family member, and this include things like braces, extractions, etc. While we are fortunate to have any coverage, we are struggling to pay our share of the fees (example..out of $5000 in braces for oldest, military only paid $1500 as that is the yearly cap). Does anyone know of any supplementary dental plans?? I'd appreciate any suggestions (I only work PT and am a student).
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Unfourtuantely, this is what most dental ins. providers cover. $1500 yearly max is actually pretty good. Plus a lot of insurance don't cover orthodontic work, so it's really not that bad. I find that most people have this problem, thinking their insurance actually covers more. If you have any questions please feel free to contact me. I know tons about dental ins.
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Unfourtuantely, this is what most dental ins. providers cover. $1500 yearly max is actually pretty good. Plus a lot of insurance don't cover orthodontic work, so it's really not that bad. I find that most people have this problem, thinking their insurance actually covers more. If you have any questions please feel free to contact me. I know tons about dental ins.
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Whats the first step of getting dental insurance??!!!! help!?
Who do I call? I am 19 y/o , minnesota, college student, employer doesnt offer insurance, my tooth is chipped in the back. how much does it cost? can I get dental insurance immediatly? -post your question, i will be glad to answer it- =D
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Call a dental insurance company and they will be glad to help you. Aetna's discount plan comes to mind. Generally speaking though, it is often cheaper to just pay out of pocket for the dentist than to subscribe to a plan (insurance companies aren't dumb...overall, they will not pay out more than they collect from you...).
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Call a dental insurance company and they will be glad to help you. Aetna's discount plan comes to mind. Generally speaking though, it is often cheaper to just pay out of pocket for the dentist than to subscribe to a plan (insurance companies aren't dumb...overall, they will not pay out more than they collect from you...).
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How much for a new dental retainer if you don't have any insurance?
My dental retainer was broken. I came from oversea so I don't have any insurance. How much will it cost me? Could you give me an idea?? Thank you in advance ...
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$100-250
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$100-250
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Parents Dental Insurance?
Am I still covered by my parents dental insurance once I turn 18?
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healthquotes.awardspace.info - my family have this health insurance. It is affordable and has good coverage for dental issues.
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healthquotes.awardspace.info - my family have this health insurance. It is affordable and has good coverage for dental issues.
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Has anyone ever tried this dental insurance: united dental, or know anything about them?
Here is a link: www.uniteddentalonline.com , I'm looking for good, cheap dental insurance, but I don't want a rippoff. Any feedback is appreciated, thanks
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They are a dental discount card, not insurance, and although I don't know this one in particular and they might be OK many are scams and the companies start up, get your money and go out of business regularly. You have four options with dental. 1. Visit a local dental school. You can get many procedures done for a reduced price if you're willing to let them practice on you. 2. Insurance - Depending upon the policy: cost $30-$60 per month. You pay a $50 deductible first, they have an annual maximum that they'll pay per year of $750 - $1500, they have a waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a root canal in my area is $829. With insurance you pay $414 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans. 3. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $829. With discount plans you pay around $746. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health & dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes… concerning these plans. 4. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $829. With fee for service plans you pay as little as $404. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
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They are a dental discount card, not insurance, and although I don't know this one in particular and they might be OK many are scams and the companies start up, get your money and go out of business regularly. You have four options with dental. 1. Visit a local dental school. You can get many procedures done for a reduced price if you're willing to let them practice on you. 2. Insurance - Depending upon the policy: cost $30-$60 per month. You pay a $50 deductible first, they have an annual maximum that they'll pay per year of $750 - $1500, they have a waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a root canal in my area is $829. With insurance you pay $414 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans. 3. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $829. With discount plans you pay around $746. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health & dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes… concerning these plans. 4. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $829. With fee for service plans you pay as little as $404. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
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