I'm trying to figure out if the dental insurance my company offers is worth it. So I need to know how much a typical check up/cleaning costs, does anyone know what an average price would be?
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A cleaning is usually about $65. If the Dentist comes in when your done just to look in your mouth for 2 seconds it SKY ROCKETS. So you can always request not to have him/her look into your mouth. X-rays are obviously going to boost the price of your cleaning visit up.
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Wednesday, January 5, 2011
Dental Insurance/Cobra?
Right now I have pretty good dental insurance through Cobra. It will expire in December of 09. I plan on cancelling it before that because I have a new employer. I can't enroll for that dental insurance until September....and it is not as good as the insurance I have through Cobra. I'm trying to figure out when to cancel Cobra. I would like to have my 6 month check up with the Cobra insurance in August. If I cancel Cobra the day after my check up will it still cover it? I pay it at the beginning of the month and I'm thinking you are covered that entire month....but I'm not sure and I didn't know if I should wait for the claim to go through? I'm worried if I wait too long that I will be paying for 2 different dental insurances in September. Thanks in advance for the help!!
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healthplans.my-age.net - here is my health insurance plan. As I remember they can provide such a service.
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healthplans.my-age.net - here is my health insurance plan. As I remember they can provide such a service.
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No Dental Insurance?? Need Help!!!?
I am 22 years old and I need some dental work done. I don't have any insurance. I am looking for a good dental plan that will cover getting cavities filled (and hopefully some savings on braces). I am sort of on a budget. I was thinking about getting BlueCross BlueShield, but they have so many plans, I don't know which one to get and I'm not familiar with premiums and stuff like that. Can you help me?
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http://healthsavings.ourperfectcard.com I signed up online over 5 years ago now and they have saved me thousands of dollars. From Braces to fillings, xrays, exams...etc. All Services are included in this very affordable plan. I paid only $2000 for my braces which normally run around $5000. They even had my very affordable plan active in 2 hours and was able to use it the very same day. Good luck and check them out.
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http://healthsavings.ourperfectcard.com I signed up online over 5 years ago now and they have saved me thousands of dollars. From Braces to fillings, xrays, exams...etc. All Services are included in this very affordable plan. I paid only $2000 for my braces which normally run around $5000. They even had my very affordable plan active in 2 hours and was able to use it the very same day. Good luck and check them out.
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Dental care without insurance...?
My fiance has had a tooth ache for the past week, he says "it doesn't hurt when he takes pain killers." (duh) but lets face it.. it's probably not going to fix itself and just being ignored, it'll only get worse. He has no dental insurance and dental care can be very pricey.. and we, of course, don't want to just go anywhere for it, because even if it cost us next to nothing, if it's not good dental care, it's a waste of money. any sugguestions? We're in upstate NY.
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call around...i used to work in a medical clinic and if asked we would give a good discount if they didn't have insurance but it had to be paid right then and there...many have payment plans with no interest
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call around...i used to work in a medical clinic and if asked we would give a good discount if they didn't have insurance but it had to be paid right then and there...many have payment plans with no interest
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health & dental insurance?
who has the best health & dental insurance for a small business of less than 10 people?
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My husband and I are health insurance brokers. We have every plan on the market. The best plans to fit your needs and budget. We specialize in small groups. Email stevesbestins@yahoo.com
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My husband and I are health insurance brokers. We have every plan on the market. The best plans to fit your needs and budget. We specialize in small groups. Email stevesbestins@yahoo.com
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I have a loose tooth on my bottom row..I dont have dental insurance for another month...?
Is there anyway to make the tooth thats lose "unloose"? (unloose probably isnt a word, lol, but i cant think of another way to put it). I brush my teeth and floss 3-4 times a day, and i also have braces. I really dont want to lose my tooth, and I cant go to the dentist, what should I do?
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you should be seeing your orthodontist at least once a month so why not ask them? your teeth will be loose with braces, that's how the teeth move around. my lower front teeth are slightly mobile with a firm press of the tongue but it's not visible to the eye, i can only feel it. the front teeth are single rooted and if are slightly loose you will feel it.
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you should be seeing your orthodontist at least once a month so why not ask them? your teeth will be loose with braces, that's how the teeth move around. my lower front teeth are slightly mobile with a firm press of the tongue but it's not visible to the eye, i can only feel it. the front teeth are single rooted and if are slightly loose you will feel it.
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wondering about dental insurance?
Trying to find Dental Insurance companies in Canada??
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healthquotes.awardspace.info - here is my health insurance plan. As I remember they can provide such a service.
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healthquotes.awardspace.info - here is my health insurance plan. As I remember they can provide such a service.
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low dental Insurance?
I'm looking for low monthly dental insurance, and a list to choose from.
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Medical Discount Plan ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a quite low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services. Individual & Family Health Plans This is a major health insurance plan for individuals and families. If you are looking for comprehensive long term health insurance coverage for yourself and/or your family members who are 62 years old or younger - this is the plan to choose. Short Term Medical Plans This plan is ideal for individuals in transition. Maybe you have just graduated from college and are no longer covered under your student health insurance or you moved out on your own, and you're no longer covered under your parents' medical insurance plan. Or perhaps you're employed part-time, going to school, leaving home for the first time, or even retiring early. Maybe you've found a new job, but your new employer's group health insurance plan won't kick in until you've been with months. YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here www.HealthInsuranceFree.info to solve the problem.
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Medical Discount Plan ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a quite low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services. Individual & Family Health Plans This is a major health insurance plan for individuals and families. If you are looking for comprehensive long term health insurance coverage for yourself and/or your family members who are 62 years old or younger - this is the plan to choose. Short Term Medical Plans This plan is ideal for individuals in transition. Maybe you have just graduated from college and are no longer covered under your student health insurance or you moved out on your own, and you're no longer covered under your parents' medical insurance plan. Or perhaps you're employed part-time, going to school, leaving home for the first time, or even retiring early. Maybe you've found a new job, but your new employer's group health insurance plan won't kick in until you've been with months. YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here www.HealthInsuranceFree.info to solve the problem.
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Dental Insurance!!! Need help ASAP!!!?
I received a form today for a dental insurance and I don't know what dental doctor write in because I don't know which one from Children's Choice takes that dental insurance. My insurance company and my insurance is Access Dental.
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Did you go see a dentist office? If so, call them and ask what you need to put in. If not, call Access and ask them what to do with the form.
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Did you go see a dentist office? If so, call them and ask what you need to put in. If not, call Access and ask them what to do with the form.
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Does Medicare cover dental surgery? Not Medicaid, only Medicare and 2ndary insurance.?
I bit something and one of my back teeth broke. The dentist says he can't pull it and I need dental surgery. My secondary insurance says it will pay dental for "accidents to natural teeth", and I think this is an accident. I can't afford to have it capped, or pay for surgery myself.
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Medicare does not pay for dental and if it isn't approved by Medicare then your secondary insurance will not pay either. It is too late now for this incident, but it sounds like you might need a separate dental policy that covers cleanings, exams, extractions, crowns, etc.
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Medicare does not pay for dental and if it isn't approved by Medicare then your secondary insurance will not pay either. It is too late now for this incident, but it sounds like you might need a separate dental policy that covers cleanings, exams, extractions, crowns, etc.
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can someone that isn't family, be able to put you on their dental insurance?
i have no insurance and i'm in big pain from a tooth
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if you live with them, then its possible.I would encourage you to visit this great site could help: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago now and they have saved me thousands of dollars since on all services. Relationships are not a factor. From xrays, root canals, crowns...etc. All services are included in this very very affordable plan. They even had my benefits active in 2 hours and was able to use them the very same day. good luck and hope this helps.
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if you live with them, then its possible.I would encourage you to visit this great site could help: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago now and they have saved me thousands of dollars since on all services. Relationships are not a factor. From xrays, root canals, crowns...etc. All services are included in this very very affordable plan. They even had my benefits active in 2 hours and was able to use them the very same day. good luck and hope this helps.
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Which would be considered the primary insurance company?
I asked a question earlier about dental insurance, but I forgot to add part 2. :) If I signed up right now with a Humana HMO dental plan, then in November I also enrolled in my husband's United Healthcare dental PPO plan, which one would be considered the primary insurance company?
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whichever you want.. you pick when you write them down on the form at the dental office. if it were my, i would pick the 1 with better coverage first, and the other as second. either way, the office will contact both insurance companies (or you if it's on you) to get your coverage.
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whichever you want.. you pick when you write them down on the form at the dental office. if it were my, i would pick the 1 with better coverage first, and the other as second. either way, the office will contact both insurance companies (or you if it's on you) to get your coverage.
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Dental Implants covered by insurance at all?
Does anybody have specific information on how to get dental implants covered (at all) by insurance? Specifically, I am in New York state if this matters & I am completely burnt out on trying to find a way for this to work. Any hope or insights based on experience??? Thank you so much!!!!!
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healthquotes.awardspace.info - here is my health insurance plan. As I remember they can provide such a service.
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healthquotes.awardspace.info - here is my health insurance plan. As I remember they can provide such a service.
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I am covered under separate dental policies. Will the second pick up billing thats not covered by the first?
I know you can do it with medical insurance but I've been told that dental insurance won't allow you to use separate policies on the same claim.
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Likely not, but you'd have to read each policy first, and see what the provision for duplicate coverage is.
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Likely not, but you'd have to read each policy first, and see what the provision for duplicate coverage is.
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Where am I more likely to get professional, quality care-at a dental school or a local government clinic?
I have no dental insurance, I don't qualify for medicaid, I have limited funds, I live in N.Y. and I need extensive dental work. Where do I have a better chance of getting quality, professional care? A dental school or a neighborhood clinic? Are there any other alternatives?
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in your case, I'd say a dental school, depends on who does it and if they mess up, you have some recourse . might be less at a dental school for sure. they might do it for nothing if it's a great teaching case. talk to both, see what ea would do, choose your option or ask questions if one said something different, etc...
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in your case, I'd say a dental school, depends on who does it and if they mess up, you have some recourse . might be less at a dental school for sure. they might do it for nothing if it's a great teaching case. talk to both, see what ea would do, choose your option or ask questions if one said something different, etc...
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Does anyone know of a dentist in Atlanta metro who offers insurance rates for non-insured?
My parents used a dentist in Birmingham that gives individuals without dental insurance the "Blue Cross rate". It is the rate the insurance companies pay him. I am looking for such a dentist in the Atlanta metro (preferably West side). Thanks!
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Not automatically! But you sure can call a few dentists, and pre-negotiate a rate for a service, just like the insurance companies do.
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Not automatically! But you sure can call a few dentists, and pre-negotiate a rate for a service, just like the insurance companies do.
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Where can I get great dental/orthodontics coverage if I'm self employed and in need of extensive dental work?
I need extensive dental/ ortho-surgery and braces ( thanks parents ) I'm currently a self employed designer and not only is shopping for dental insurance complicated it also seems they are virtually useless, what is the most cost effective solution for me? Any suggestions? Much appreciated.
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As far as my knowledge,this is a question with various answers,it is really depending on the mind of yourself,providing a great resource here http://www.insuranceidea.info/free-insurance.htm for reference though.
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As far as my knowledge,this is a question with various answers,it is really depending on the mind of yourself,providing a great resource here http://www.insuranceidea.info/free-insurance.htm for reference though.
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Has anyone gone to a dental school for braces?
I've gotten an estimate for close to $5,000.00 for my son's braces which he will need next year. I have dental insurance but unfortunately they don't cover braces because it's cosmetic. I called a dental school near my house and they said $3,600.00 which would include all the visits and the retainer afterward. The price break would help out a lot so I'm leaning towards going to the dental school but I was wondering what people's experiences are going to one.
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They do good job because your son will be treated by the dentist getting specialty training in Orthodontics. Therefore, they are already licensed dentists. On top of that they will be supervised by the experienced faculty members. Initial deposit maybe a few hundred dollars, then you will have to go in once every 2/3 weeks. It varies from $150 - $200 every visit.
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They do good job because your son will be treated by the dentist getting specialty training in Orthodontics. Therefore, they are already licensed dentists. On top of that they will be supervised by the experienced faculty members. Initial deposit maybe a few hundred dollars, then you will have to go in once every 2/3 weeks. It varies from $150 - $200 every visit.
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Dental insurance?
Hey guys I have couple of questions regarding dental insurance. I need to get 3 of my teeth fixed but the price on the work is pretty high and I am afraid that I wont be able to cover it on my own so I am looking for a dental insurance. If I get a insurance in 10 minutes can I go get my teeth fixed tomorrow or do I have to wait a certain period of time before I can go and use it? How much do I need to cover on my own? What does the insurance cover? invasaline? and the last one Which is the best on FL?
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Check out this website. www.healthsavings.ourperfectcard.com I have signed up online 2 years ago, and they have saved me alot of money on all dental procedures. I needed it ASAP. My benefits were active in 2 hours. Wow. Good Luck
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Check out this website. www.healthsavings.ourperfectcard.com I have signed up online 2 years ago, and they have saved me alot of money on all dental procedures. I needed it ASAP. My benefits were active in 2 hours. Wow. Good Luck
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dental insurance?
does anyone know what insurance I can purchase for individual that will cover at least half or more of my dental work?
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Dental insurance for individuals is not very good. First you have the premium which could be anywhere from $30 to $60 per month, then you have a deductible (usually $50), then you have an annual limit of $750 to $1500. If you need some major work done you may have a waiting period of 6 to 36 months. I have found the dental discount plans to be very good (don't fall for the medical discount plans, though, because most are scams). Plans will start at about $80 per year. They have a set fee schedule so you know what you are paying up front. There is no deductible, no waiting period and no yearly maximums. You can compare over 30 plans here http://www.dpbrokers.com/default.aspx?lo… and can look up your dentist to see if he is in the plan.
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Dental insurance for individuals is not very good. First you have the premium which could be anywhere from $30 to $60 per month, then you have a deductible (usually $50), then you have an annual limit of $750 to $1500. If you need some major work done you may have a waiting period of 6 to 36 months. I have found the dental discount plans to be very good (don't fall for the medical discount plans, though, because most are scams). Plans will start at about $80 per year. They have a set fee schedule so you know what you are paying up front. There is no deductible, no waiting period and no yearly maximums. You can compare over 30 plans here http://www.dpbrokers.com/default.aspx?lo… and can look up your dentist to see if he is in the plan.
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dental insurance?
does anyone know where to purchase dental insurance if your employer does not provide it
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Why don't you see if it's offered? You may have to pay out-of-pocket for it, but it will be muuuuuch cheaper than getting it on your own. :)
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Why don't you see if it's offered? You may have to pay out-of-pocket for it, but it will be muuuuuch cheaper than getting it on your own. :)
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dental insurance?
Hi, i'm looking for a good dental insurance and a good dentist in philadelphia.
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You have five options with dental. 1. Go without insurance. If you have good teeth and just want the basics you probably don't need any plan. A yearly cleaning and exam and even an occasional filling will cost you less without insurance. 2. Visit a local dental school. You can get many procedures done for a reduced price if you're willing to let them practice on you. You can find one here: http://www.yourhealthplanadvisor.com/Den… 3. Insurance - Depending upon the policy: cost $30-$60 per month. You pay a $50 deductible first, they have an annual maximum that they'll pay per year of $750 - $1500, they have a waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a root canal in my area is $919. With insurance you pay $460 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans. 4. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $919. With discount plans you pay around $827. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health & dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes… concerning these plans. 5. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $919. With fee for service plans you pay as little as $404. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
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You have five options with dental. 1. Go without insurance. If you have good teeth and just want the basics you probably don't need any plan. A yearly cleaning and exam and even an occasional filling will cost you less without insurance. 2. Visit a local dental school. You can get many procedures done for a reduced price if you're willing to let them practice on you. You can find one here: http://www.yourhealthplanadvisor.com/Den… 3. Insurance - Depending upon the policy: cost $30-$60 per month. You pay a $50 deductible first, they have an annual maximum that they'll pay per year of $750 - $1500, they have a waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a root canal in my area is $919. With insurance you pay $460 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans. 4. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $919. With discount plans you pay around $827. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health & dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes… concerning these plans. 5. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $919. With fee for service plans you pay as little as $404. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
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Does anyone out there sell/promote online one of those "dental plans"?[not insurance]?
I'm just curious because I would REALLY like to sell/promote one of these companies for extra monthly cash. But would feel like also that it is a great help for a lot of ppl out there who do not have dental insurance like me. I got one similiar [different name] from ameriplan, but saved like 40-60% on every single dental procedure. Had to have 2 root canals and more, and HAD to save money somehow since both co. my husband and I work for are too cheap to pay their employees dental insurance anyway, is it realistic actually to have this as a side business to not only help ppl in need of something like this but to have a small business [not losing cash?] or is this a stupid pyramid scheme? I mean I love my membership but the OTHER end of it would be questionable 'i think', not sure thats why I am asking someone out there who MIGHT know from 1st hand experience TY
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Yes, it's never a bad idea to try especially when mine won't cost you anything to setup. We offer one of the best plans available and your friends and families won't even believe you when you tell them how good of a deal your providing them with! It's a new plan, dentists participate nationwide, some 81,000! so there are bound to be participating dentists in your area! The plan only costs $49 (single) and $99 (entire family!), savings are typically 20-50%...but the plan highlight is the number of participating dentists we have and the cost of only $49! The commissions are pretty good and if you live in an area where you know there are a bunch of people who need this you'll do very well! http://www.dentacard.com visit the website and check it out, then just click on the contact us link and send us a hello and that your interested... start up cost is 0 and all you need is an affiliate ID # and you can start signing people up immediately.
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Yes, it's never a bad idea to try especially when mine won't cost you anything to setup. We offer one of the best plans available and your friends and families won't even believe you when you tell them how good of a deal your providing them with! It's a new plan, dentists participate nationwide, some 81,000! so there are bound to be participating dentists in your area! The plan only costs $49 (single) and $99 (entire family!), savings are typically 20-50%...but the plan highlight is the number of participating dentists we have and the cost of only $49! The commissions are pretty good and if you live in an area where you know there are a bunch of people who need this you'll do very well! http://www.dentacard.com visit the website and check it out, then just click on the contact us link and send us a hello and that your interested... start up cost is 0 and all you need is an affiliate ID # and you can start signing people up immediately.
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I am looking for good insurance for medical/perscription/vision/dental?
I have looked at various companies but which is the best. And do any companies provide more than one of these? Can you mix two or more insurances together?
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I would suggest mixing up a high deductible catastrophic insurance with the MySimpleCard Membership.
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I would suggest mixing up a high deductible catastrophic insurance with the MySimpleCard Membership.
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