Does any one know if this plan covers adult orthodontics. They advertise the insurance on the costco website but the way it is written it is hard to understand. Does anyone know?
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Yes - the Costco/Delta Dental plan covers some adult orthodontia. If you go to www.deltadentalins.com/plans_costco, you will see that an enrollee copayment of $2,700 is required for services that typically cost in the range of $3,600 to $5,200. The covered services are described as "Comprehensive orthodontic treatment of the adult dentition – adults, including dependent adult children covered as full-time students." And as the plan is an HMO-type program, you will have to select a DeltaCare dentist to provide these services - not just any orthodontist you might choose.
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Tuesday, December 7, 2010
i am looking for a good health and dental insurance plan can n e one help?
i am needing to get a good but cheap healthcare plan but more than n e thing i need a better dental plan for my daughter. she is five and she is missing two of her teeth wich the dentist says will never come in and she has already been told that as soon as she looses all of her baby teeth she will have to have braces and then dental implants where the two teeth are missing. so we need some really good insurance because this is going to cost me a fortune if not.
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I sympathise with your daughter's situation. The best dental plan for implants and braces is eHealthPlus. You will save between 25%-60%. Check it out. Make sure you have dentists near by that participate.
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I sympathise with your daughter's situation. The best dental plan for implants and braces is eHealthPlus. You will save between 25%-60%. Check it out. Make sure you have dentists near by that participate.
Source
Dental Insurance? Does anyone know of any good plans?
i need dental insurance that covers pre-existing cavitives where you dont have to wait forever (6 months or less) before you can have them fixed. the cheaper the better. Thanks for your help
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Most people will wait until they need something done so all dental insurance (except some groups) have waiting periods. You have four options with dental. 1. Visit a local dental school. You can get many procedures done for a reduced price if you're willing to let them practice on you. 2. Insurance - Depending upon the policy: cost $30-$60 per person per month. You pay a $50 deductible first, they have an annual maximum that they'll pay per year of $750 - $1500, they have a waiting period up to 6 months for minor work such as fillings and you'd pay 20% of the charges; and 18 months for major work and you'd pay 50% of the charges. Example - average cost for one white filling in my area is $121. With insurance you pay $25 after paying 6 months of premium (around $300 to $360). Advantage - you can use any dentist with most plans. 3. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for one white filling in my area is $121. With discount plans you pay around $109. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health & dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes… concerning these plans. 4. Fee for Service discount plans - Cost $7-$15 per month for individuals. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for one white filling in my area is $121. With fee for service plans you pay as little as $48. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered. You'll have to do the math for yourself to see which plan is better.
Source
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Most people will wait until they need something done so all dental insurance (except some groups) have waiting periods. You have four options with dental. 1. Visit a local dental school. You can get many procedures done for a reduced price if you're willing to let them practice on you. 2. Insurance - Depending upon the policy: cost $30-$60 per person per month. You pay a $50 deductible first, they have an annual maximum that they'll pay per year of $750 - $1500, they have a waiting period up to 6 months for minor work such as fillings and you'd pay 20% of the charges; and 18 months for major work and you'd pay 50% of the charges. Example - average cost for one white filling in my area is $121. With insurance you pay $25 after paying 6 months of premium (around $300 to $360). Advantage - you can use any dentist with most plans. 3. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for one white filling in my area is $121. With discount plans you pay around $109. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health & dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes… concerning these plans. 4. Fee for Service discount plans - Cost $7-$15 per month for individuals. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for one white filling in my area is $121. With fee for service plans you pay as little as $48. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered. You'll have to do the math for yourself to see which plan is better.
Source
Is there anyone who helps those in serious need of dental work without insurance ?
I have a root canal gone all wrong with a giant hole in one tooth on the bottom left and an exposed nerve on the upper right side making eating impossible and my wisdom teeth coming in to boot. Can anyone help?
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I would encourage a visit to this site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago now and they have saved me thousands since. From root canals, xrays, fillings, crowns..etc. They even had my very affordable benefits active in 2 hours and was able to use it the very same day. hope this helps.
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I would encourage a visit to this site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago now and they have saved me thousands since. From root canals, xrays, fillings, crowns..etc. They even had my very affordable benefits active in 2 hours and was able to use it the very same day. hope this helps.
Source
Dental insurance through the canadian government for low income person??
I need my wisdom teeth out and wanted to know if there is any program through the government for low income people. the surgery will cost around $1100.
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No there isnt
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No there isnt
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Does the USJA insurance cover dental?
I'm in USJA and I had a class today. Needless to say I chipped my tooth. Will my USJA insurance cover for a filling? (It's too late to call them and I'm panicking a bit because otherwise I don't have any health/dental insurance to pay for it.)
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I can't find any copies of my old documents, so I'm not 100% sure whether they would cover it or not, but you'll probably be stuck paying for it regardless. The USJA Insurance policy has a $2500 deductable. This means that they won't cover jack until you pay $2500 out of your own pocket first, and getting your tooth fixed won't cost nearly that much.
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I can't find any copies of my old documents, so I'm not 100% sure whether they would cover it or not, but you'll probably be stuck paying for it regardless. The USJA Insurance policy has a $2500 deductable. This means that they won't cover jack until you pay $2500 out of your own pocket first, and getting your tooth fixed won't cost nearly that much.
Source
Is there any kind of help for people who don't have dental plans or insurance??? or organizations?
I mean my wife hast two fractured teeth and she can't stand the pain,Every single day she crys about the painf. We don't have any money to go to like a dental clinic and we can't afford any dental insurance, somebody please help me I don't know what to do.
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you can find a dentist who is very generous and sometimes they can put you on a payment plan, if that office does that sort of thing, and you can pay them whatever a month or however you set it up, so i would recommend searching for dentist and calling them all and telling the office manager or maybe even the dentist your situation and they might be able to help you out.
Source
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you can find a dentist who is very generous and sometimes they can put you on a payment plan, if that office does that sort of thing, and you can pay them whatever a month or however you set it up, so i would recommend searching for dentist and calling them all and telling the office manager or maybe even the dentist your situation and they might be able to help you out.
Source
Whats the best dental insurance to cover for braces? AmeriPlan?
braces for adults in general...? and what exactly is AmeriPlan... if they are not insurance...what are they? and are they dependable?
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Yes they are very dependable I am a Ameriplan rep. Ameriplan is an Discounted dental and medicare provider. Instead of you paying full price at your dentist visits, you will pay a disounted rate that will be given to you on the spot. Will save up to 80% on you dental visits and procedures We offer our members these savings: * Up to 80% Savings on Dental Care * Up to 60% Savings on Vision Care * Up to 50% Savings on Prescriptions * Up to 50% Savings on Chiropractic Care We currently have almost 2 million members using our services with 90% of our members keeping their memberships. That tells you how much we are helping our members save money while they can enjoy better health. This is not insurance. This is a provider access organization offering our members large discounted rates on Dental, Vision, Prescription, and Chiropractic care. Enjoy all of these benefits when using AmeriPlanUSA® : * Use as often as you like! No limits! * All pre-existing conditions are covered! (except braces already in progress) * No deductibles! * No age limit! * No claim forms! * No waiting period! * Change providers whenever you like! * Very affordable! * 100% Money-Back Guarantee We want to help everyone to be able to enjoy good health, so we keep our benefits at very affordable prices. For an individual: Only $11.95 a month! For an entire household: Only $19.95 a month!
Source
--------------------
Yes they are very dependable I am a Ameriplan rep. Ameriplan is an Discounted dental and medicare provider. Instead of you paying full price at your dentist visits, you will pay a disounted rate that will be given to you on the spot. Will save up to 80% on you dental visits and procedures We offer our members these savings: * Up to 80% Savings on Dental Care * Up to 60% Savings on Vision Care * Up to 50% Savings on Prescriptions * Up to 50% Savings on Chiropractic Care We currently have almost 2 million members using our services with 90% of our members keeping their memberships. That tells you how much we are helping our members save money while they can enjoy better health. This is not insurance. This is a provider access organization offering our members large discounted rates on Dental, Vision, Prescription, and Chiropractic care. Enjoy all of these benefits when using AmeriPlanUSA® : * Use as often as you like! No limits! * All pre-existing conditions are covered! (except braces already in progress) * No deductibles! * No age limit! * No claim forms! * No waiting period! * Change providers whenever you like! * Very affordable! * 100% Money-Back Guarantee We want to help everyone to be able to enjoy good health, so we keep our benefits at very affordable prices. For an individual: Only $11.95 a month! For an entire household: Only $19.95 a month!
Source
Dental implants w/metlife insurance..in the NY Manhattan area or anywhere else?
Hi to all! Quick question. Would anyone happen to have any info on a dentist(s) who do implants and accepts metlife dental insurance in the NYC area? Having trouble locating one and i need a loooot of work done. all helpful answers appreciated . thanks a lot.
--------------------
Hello to you, too! :) Dental implants are not a covered expense with insurance companies, Met Life included. Log on to MetLife and you should be able to find a participating dentist in your area...this will at least help with the 'regular' work you need. Good luck~
Source
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Hello to you, too! :) Dental implants are not a covered expense with insurance companies, Met Life included. Log on to MetLife and you should be able to find a participating dentist in your area...this will at least help with the 'regular' work you need. Good luck~
Source
Wisdom teeth removal, dental or health insurance?
I have Blue Cross Blue Shield for health insurance and Metlife for dental. I have one wisdom tooth thats grown in and three that haven't. I'm not sure if i have the three surgically remove, if that would be covered under my dental or health insurance. Does anyone know?
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The claim for the extractions will be sent to Met Life first.. if the wisdom teeth are what's called 'boney impactions', then the claim can be sent to BC/BS for coordination of benefits... the 'boney impactions' are covered under your medical insurance.... Best of luck~
Source
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The claim for the extractions will be sent to Met Life first.. if the wisdom teeth are what's called 'boney impactions', then the claim can be sent to BC/BS for coordination of benefits... the 'boney impactions' are covered under your medical insurance.... Best of luck~
Source
Why is it so hard to get medical and dental services covered by insurance?
It seems like every time I need something done, a filling, a blood test, whatever, I have to jump through hoops to get things covered by insurance. I mean, if I didn't need it, the doctor would not be recommending it, right? I am so tired of being the go-between for doctors and health insurance companies. I spend days just calling back and forth, why can't they just communicate and cover the things I need? I pay $300 a month for health insurance!
--------------------
The advent of managed care has been the bane of existence for patients and medical professionals alike for the past several years. Unfortunately, it's likely here to stay.
Source
--------------------
The advent of managed care has been the bane of existence for patients and medical professionals alike for the past several years. Unfortunately, it's likely here to stay.
Source
anyone here hav atetna or edna or watev dental insurance?
if u do im wondering do they cover all the cost of braces mines is goin to be $2000. if they dont wat portion do they cover.
--------------------
aetna.
Source
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aetna.
Source
Can anyone recommend a good dental insurance company that offers orthodontic coverage? ?
I have to get braces for my daughter and would like to get a good dental plan for her so that I can get as much the cost for her braces covered as possible. I know that there are few good plans out there that cover any significant amount when it comes to braces, but there must be one or two out there that are the best for orthodontia services. HELP!!!
--------------------
I would encourage you to visit this site: www.healthsavings.ourperfectcard.com I signed up 5 years ago when I was in college for my braces and they have saved me thousands since. My braces cost me only $2200 total. From cleanings, root canals, xrays...etc. All services are included in this very affordable plan. They even had my benefits active in 2 hours and was able to use it the very same day. Hope this helps.
Source
--------------------
I would encourage you to visit this site: www.healthsavings.ourperfectcard.com I signed up 5 years ago when I was in college for my braces and they have saved me thousands since. My braces cost me only $2200 total. From cleanings, root canals, xrays...etc. All services are included in this very affordable plan. They even had my benefits active in 2 hours and was able to use it the very same day. Hope this helps.
Source
Is there any kind of help for people who don't have dental plans or insurance??? or organizations?
I mean my wife hast two fractured teeth and she can't stand the pain,Every single day she crys about the painf. We don't have any money to go to like a dental clinic and we can't afford any dental insurance, somebody please help me I don't know what to do.
--------------------
you can find a dentist who is very generous and sometimes they can put you on a payment plan, if that office does that sort of thing, and you can pay them whatever a month or however you set it up, so i would recommend searching for dentist and calling them all and telling the office manager or maybe even the dentist your situation and they might be able to help you out.
Source
--------------------
you can find a dentist who is very generous and sometimes they can put you on a payment plan, if that office does that sort of thing, and you can pay them whatever a month or however you set it up, so i would recommend searching for dentist and calling them all and telling the office manager or maybe even the dentist your situation and they might be able to help you out.
Source
Whats the best dental insurance to cover for braces? AmeriPlan?
braces for adults in general...? and what exactly is AmeriPlan... if they are not insurance...what are they? and are they dependable?
--------------------
Yes they are very dependable I am a Ameriplan rep. Ameriplan is an Discounted dental and medicare provider. Instead of you paying full price at your dentist visits, you will pay a disounted rate that will be given to you on the spot. Will save up to 80% on you dental visits and procedures We offer our members these savings: * Up to 80% Savings on Dental Care * Up to 60% Savings on Vision Care * Up to 50% Savings on Prescriptions * Up to 50% Savings on Chiropractic Care We currently have almost 2 million members using our services with 90% of our members keeping their memberships. That tells you how much we are helping our members save money while they can enjoy better health. This is not insurance. This is a provider access organization offering our members large discounted rates on Dental, Vision, Prescription, and Chiropractic care. Enjoy all of these benefits when using AmeriPlanUSA® : * Use as often as you like! No limits! * All pre-existing conditions are covered! (except braces already in progress) * No deductibles! * No age limit! * No claim forms! * No waiting period! * Change providers whenever you like! * Very affordable! * 100% Money-Back Guarantee We want to help everyone to be able to enjoy good health, so we keep our benefits at very affordable prices. For an individual: Only $11.95 a month! For an entire household: Only $19.95 a month!
Source
--------------------
Yes they are very dependable I am a Ameriplan rep. Ameriplan is an Discounted dental and medicare provider. Instead of you paying full price at your dentist visits, you will pay a disounted rate that will be given to you on the spot. Will save up to 80% on you dental visits and procedures We offer our members these savings: * Up to 80% Savings on Dental Care * Up to 60% Savings on Vision Care * Up to 50% Savings on Prescriptions * Up to 50% Savings on Chiropractic Care We currently have almost 2 million members using our services with 90% of our members keeping their memberships. That tells you how much we are helping our members save money while they can enjoy better health. This is not insurance. This is a provider access organization offering our members large discounted rates on Dental, Vision, Prescription, and Chiropractic care. Enjoy all of these benefits when using AmeriPlanUSA® : * Use as often as you like! No limits! * All pre-existing conditions are covered! (except braces already in progress) * No deductibles! * No age limit! * No claim forms! * No waiting period! * Change providers whenever you like! * Very affordable! * 100% Money-Back Guarantee We want to help everyone to be able to enjoy good health, so we keep our benefits at very affordable prices. For an individual: Only $11.95 a month! For an entire household: Only $19.95 a month!
Source
Dental implants w/metlife insurance..in the NY Manhattan area or anywhere else?
Hi to all! Quick question. Would anyone happen to have any info on a dentist(s) who do implants and accepts metlife dental insurance in the NYC area? Having trouble locating one and i need a loooot of work done. all helpful answers appreciated . thanks a lot.
--------------------
Hello to you, too! :) Dental implants are not a covered expense with insurance companies, Met Life included. Log on to MetLife and you should be able to find a participating dentist in your area...this will at least help with the 'regular' work you need. Good luck~
Source
--------------------
Hello to you, too! :) Dental implants are not a covered expense with insurance companies, Met Life included. Log on to MetLife and you should be able to find a participating dentist in your area...this will at least help with the 'regular' work you need. Good luck~
Source
Wisdom teeth removal, dental or health insurance?
I have Blue Cross Blue Shield for health insurance and Metlife for dental. I have one wisdom tooth thats grown in and three that haven't. I'm not sure if i have the three surgically remove, if that would be covered under my dental or health insurance. Does anyone know?
--------------------
The claim for the extractions will be sent to Met Life first.. if the wisdom teeth are what's called 'boney impactions', then the claim can be sent to BC/BS for coordination of benefits... the 'boney impactions' are covered under your medical insurance.... Best of luck~
Source
--------------------
The claim for the extractions will be sent to Met Life first.. if the wisdom teeth are what's called 'boney impactions', then the claim can be sent to BC/BS for coordination of benefits... the 'boney impactions' are covered under your medical insurance.... Best of luck~
Source
Why is it so hard to get medical and dental services covered by insurance?
It seems like every time I need something done, a filling, a blood test, whatever, I have to jump through hoops to get things covered by insurance. I mean, if I didn't need it, the doctor would not be recommending it, right? I am so tired of being the go-between for doctors and health insurance companies. I spend days just calling back and forth, why can't they just communicate and cover the things I need? I pay $300 a month for health insurance!
--------------------
The advent of managed care has been the bane of existence for patients and medical professionals alike for the past several years. Unfortunately, it's likely here to stay.
Source
--------------------
The advent of managed care has been the bane of existence for patients and medical professionals alike for the past several years. Unfortunately, it's likely here to stay.
Source
anyone here hav atetna or edna or watev dental insurance?
if u do im wondering do they cover all the cost of braces mines is goin to be $2000. if they dont wat portion do they cover.
--------------------
aetna.
Source
--------------------
aetna.
Source
Can anyone recommend a good dental insurance company that offers orthodontic coverage? ?
I have to get braces for my daughter and would like to get a good dental plan for her so that I can get as much the cost for her braces covered as possible. I know that there are few good plans out there that cover any significant amount when it comes to braces, but there must be one or two out there that are the best for orthodontia services. HELP!!!
--------------------
I would encourage you to visit this site: www.healthsavings.ourperfectcard.com I signed up 5 years ago when I was in college for my braces and they have saved me thousands since. My braces cost me only $2200 total. From cleanings, root canals, xrays...etc. All services are included in this very affordable plan. They even had my benefits active in 2 hours and was able to use it the very same day. Hope this helps.
Source
--------------------
I would encourage you to visit this site: www.healthsavings.ourperfectcard.com I signed up 5 years ago when I was in college for my braces and they have saved me thousands since. My braces cost me only $2200 total. From cleanings, root canals, xrays...etc. All services are included in this very affordable plan. They even had my benefits active in 2 hours and was able to use it the very same day. Hope this helps.
Source
How much would a dental checkup be without insurance ?
I'm a college student that's never been to the dentist. I currently don't have dental coverage and was wondering how much would the dental bill be if I just went for a checkup?
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With out x rays (which you need to have done if it has been a while) around $60. Add another $65 for the x-rays. good luck.
Source
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With out x rays (which you need to have done if it has been a while) around $60. Add another $65 for the x-rays. good luck.
Source
Dental insurance cancellation?
I just found out that my dental insurance was cancelled without giving me any notice. I had this thru my ex-husband's company. I have had work done and want to know if I am responsible for the work not covered? Can I sue for not notifiying me because of this?
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health-quotes.isgreat.org - my family have this health insurance. It is affordable and has good coverage for dental issues.
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health-quotes.isgreat.org - my family have this health insurance. It is affordable and has good coverage for dental issues.
Source
does anyone know where i can get good dental insurance?
im a stay at home mom and my bf works but neither one of us has any kind of insurance. my teeth are falling apart and it seems like i cant do anything about it, i live in a small *** hick town that doesnt offer any good insurance with jobs, so im kind of at my wits end. there has to be something out there that doesnt cost an arm and a leg...help.....
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One place you can check is thru the county health dept to see if they offer free dental clinics. You can also check thru a Dental School if one is close by because they also offer services to help those that have no dental insurance.
Source
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One place you can check is thru the county health dept to see if they offer free dental clinics. You can also check thru a Dental School if one is close by because they also offer services to help those that have no dental insurance.
Source
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