Hi , does anybody know which is the best malpractice insurance company for dental hygienists in the New York / New Jersey area . I took a policy from one company for $100 per year and they said they would cover upto 1 million to 6 million $ ....Is that true , does anybody know how it works or anybody in a similar situaution , pls reply .
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As a dental hygienist you should be a member of the ADHA if not become a member. You can buy malpractice insurance through ADHA. The company is called MARSH. Once you log in as an ADHA member on the site then you go to benefits and choose liability insurance through MARSH. It cost 66 or 77 dollars per year only!!! I got the 77 dollar plan because it covers 2 mil per incident with a 4 mil max. And the coverage is for 1 year and you pick the start date. www.adha.org
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Sunday, December 12, 2010
invisalign cost without dental insurance?
how much would it cost for invisalign without having dental insurance in california? what are the procedures before getting the invisalign? i know that they have to examine the teeth first and they request you to the orthordontist. Do you have to pay the orthodontist and the invisalign individually? thank you
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You can easily check your minimal health care rates in internet, for example here - healthquotes.awardspace.info
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You can easily check your minimal health care rates in internet, for example here - healthquotes.awardspace.info
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Can Madonna not afford dental insurance?
Why hasn't she fixed her gap-toof yet? It's been there 25+ years strong now. Or is this a further attempt to pretend to be more "British" ??
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OH NO U DIDNT! lol actually yeah, whats up with that? if she fixed it, she wouldnt be the same madonna! =]
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OH NO U DIDNT! lol actually yeah, whats up with that? if she fixed it, she wouldnt be the same madonna! =]
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anyone know a good dental insurance co. for a single person?
I need dental work that in total will cost around 6000$ give or take. I have no dental insurance and I am single. I was wondering if anyone can recommend a good company. i live in Washington State. Thanks!!
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I found that actual dental insurance covered only about as much as our premiums. ie. $1500 of coverage was costing me around 1500 a year... Not all things are covered at 100% (most major stuff was only covered at 50%...root canals, etc).... I wound up dropping our dental insurance for a discount program which is a whole lot cheaper but offers percentages that aren't that much higher than our old dental insurance, plus there is no maximum coverage- so for the epic $10k I still need in reconstruction- I would have wound up eating $8500...With the discount program I'm probably only going to be spending around $4000... Plus the premium for my entire family was under $200 for the year.... The company offers a bunch of different plans- you just enter your zip code and can even search by name...So it isn't traditional insurance, but after looking at our employer sponsored insurance program I really would hesitate calling their "dental insurance" (and it was a very well known insurance company) insurance at all... Of course they have a referral program- every person that signs up gives me another 3 months on my plan. The site is: http://www.dentalplans.com and my referral code is: 35C11R77 I just used this coupon but if you sign up you might want to try it: it was 25% off with code: REACH08 I'm not trying to sell the program, but I have used it first for my parents and they found it useful and now for my family being that we are bogged down financially paying COBRA and found that we were saving money by dropping the dental insurance portion...
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I found that actual dental insurance covered only about as much as our premiums. ie. $1500 of coverage was costing me around 1500 a year... Not all things are covered at 100% (most major stuff was only covered at 50%...root canals, etc).... I wound up dropping our dental insurance for a discount program which is a whole lot cheaper but offers percentages that aren't that much higher than our old dental insurance, plus there is no maximum coverage- so for the epic $10k I still need in reconstruction- I would have wound up eating $8500...With the discount program I'm probably only going to be spending around $4000... Plus the premium for my entire family was under $200 for the year.... The company offers a bunch of different plans- you just enter your zip code and can even search by name...So it isn't traditional insurance, but after looking at our employer sponsored insurance program I really would hesitate calling their "dental insurance" (and it was a very well known insurance company) insurance at all... Of course they have a referral program- every person that signs up gives me another 3 months on my plan. The site is: http://www.dentalplans.com and my referral code is: 35C11R77 I just used this coupon but if you sign up you might want to try it: it was 25% off with code: REACH08 I'm not trying to sell the program, but I have used it first for my parents and they found it useful and now for my family being that we are bogged down financially paying COBRA and found that we were saving money by dropping the dental insurance portion...
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Is it safe to go without health/dental/Rx insurance from now until early Oct? Or is it too much of a gamble?
I just graduated college and my insurance ran out. I am taking a job that starts in September and will give me full health coverage 1 month after I start. I am a young and fairly healthy female, although I do have IBS and some other problems, mostly relating to the digestive system, reproductive system, and my skin. I eat a balanced diet and try to exercise regularly. I have only needed to visit the emergency room 3 times in my entire life. When responding, please give me an informed answer, not just yes or no. Please also explain your reasoning. Also, other than Aetna or Cobra, is there any other short-term insurance I can purchase? Doctor's answers especially welcome. Thank you!
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If you have car insurance see if you can add coverage for accident-related injury. That way at least you are covered for car accidents which would probably be the most likely thing that would land you in an ER. It is a gamble, but it's one most of us have had to take at some time in our lives. Also check into coverage offered by your state. Usually there is some kind of public program you can participate in... it may not be the best coverage but it might give you a little peace of mind for the next few months without the usually large premiums associated with COBRA coverage.
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If you have car insurance see if you can add coverage for accident-related injury. That way at least you are covered for car accidents which would probably be the most likely thing that would land you in an ER. It is a gamble, but it's one most of us have had to take at some time in our lives. Also check into coverage offered by your state. Usually there is some kind of public program you can participate in... it may not be the best coverage but it might give you a little peace of mind for the next few months without the usually large premiums associated with COBRA coverage.
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Cheap Dental Insurance in Ohio?
I don't have any type of Dental Insurance and I need to have some work done to my teeth. Does anyone know of a cheap insurance plan that won't cost me an arm and a leg.
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Best Dental Plan for Ohio is eHealthPlus
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Best Dental Plan for Ohio is eHealthPlus
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Is there any dental insurance for low income families? Pleas Help!!!!?
My husband has really bad teeth and I'm anal about keeping mine clean. Out daughter had medicaid however we can't get approved and neither of our jobs offer any insurance. Is there any dental insurance for us? I've heard of a care card but neither of us can get approved because he has really bad credit and I have no credit. We don't have a credit or debit card and no bank account either. Any answers?
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Using google to find as much related info as you can,you could try using answer engines such as yahoo answer or yedda.com to obtain some useful ideas.however,If you want some useful information,here http://www.HealthInsuranceFree.info is a nice one from my experience.
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Using google to find as much related info as you can,you could try using answer engines such as yahoo answer or yedda.com to obtain some useful ideas.however,If you want some useful information,here http://www.HealthInsuranceFree.info is a nice one from my experience.
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what health/life/dental insurance should an ems provider get?
I am a E.M.T-B about to get my Paramedics, and im working prn at the moment. I am not eligibe for my companys benefits till i work full time. what would be the cheapest health insurance for an ems/fire individual like myself? (keep in mind that this would be out of pocket)
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health-quotes.talk4fun.net - here is my health insurance plan. As I remember they can provide such a service.
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health-quotes.talk4fun.net - here is my health insurance plan. As I remember they can provide such a service.
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Can any one recommend cheap dental insurance?
If it matters, I'm in NJ and just looking for basic services... Thanks
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I would encourage you to visit this great site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and they have saved me thousands of dollars over the years. From cleanings, fillings, xrays, exams..etc. They even had my extremely affordable benefits active in 2 hours and was able to use them the very same day. Good luck and hope this helps.
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I would encourage you to visit this great site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and they have saved me thousands of dollars over the years. From cleanings, fillings, xrays, exams..etc. They even had my extremely affordable benefits active in 2 hours and was able to use them the very same day. Good luck and hope this helps.
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how much will a dental insurance home depot worker cover? like the average.. for orthodontics?
how much will a dental insurance home depot worker cover? like the average.. for orthodontics
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Well, I live in the US and we have insurance through the hospital where my husband works and it covers 75% on most things and (I think) 2 cleanings a year. I don't know if that's any help or not. You might be able to find out by calling the Insurance company themselves or your Benefits office.
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Well, I live in the US and we have insurance through the hospital where my husband works and it covers 75% on most things and (I think) 2 cleanings a year. I don't know if that's any help or not. You might be able to find out by calling the Insurance company themselves or your Benefits office.
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I want dental insurance so I can go to my own dentist. Is there any program that allows that. I?
I am a widow over 65. My dentist is not enrolled in any programs.
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You need to get a dental PPO rather then an HMO- if you can afford it. A PPO usually allows you to go to any dentist of your choice. PPO's usually don't limit you to picking a dentist within a certain group or getting a referral to see a specialist.
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You need to get a dental PPO rather then an HMO- if you can afford it. A PPO usually allows you to go to any dentist of your choice. PPO's usually don't limit you to picking a dentist within a certain group or getting a referral to see a specialist.
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I am appealing denial of dental implants and how can the insurance company get away with this?
I had my right mandibular removed due to cancer in 2002. [did not smoke or drink]. I appealed the policy on dental implants and the medical review board for the company I work for over turned their denial in 2003. The company changed insurance companies in 2004. I got the run around and was finally allowed to appeal them. I was also sent a letter stating I could have this done in 2004. The insurance company still would not let the doctors do this procedure. Mainly reconstruction of my jaw and implants. The doctors coded properly and twice sent preauthorization with no responses. I finally was allowed a second appeal. I was given the forms and sent the appeal in. I have proof of delivery but the insurance company said they misplaced the package. Finally after 2 months they sent another denial letter also stating this was the end of the administrative process, which is not true, I am allowed a third appeal which I did and sent it in. I have not heard back yet. A rep from the insurance company and the company I work for are to look at the appeal. I am sure I will get the same response even tho I have proof of delivery. I am not finding any lawyers interested in this and I feel I have a good case, since the insurance company has mishandled this whole appeal. I would send all this information to the ceo but am afraid I would lose my job, even tho my work record is good. I also requested, twice now, copies of the whole appeal case, which I am allowed to do with no charge to me. This company is a big company world wide.
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If you are in the US you can file a complaint with the state bureau (department) of insurance. You are a consumer and have certain rights. The state will investigate to see if your insurance company has mishandled your case.
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If you are in the US you can file a complaint with the state bureau (department) of insurance. You are a consumer and have certain rights. The state will investigate to see if your insurance company has mishandled your case.
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dental insurance without waiting time?
Is there any dental insurance that does not require any waiting time?
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I would encourage you to visit this site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and they have saved me thousands. From root canals, cleanings, xrays, exams...etc. All services are included in this very affordable plan. Even orthodontics and cosmetic surgery. They had my benefits active in 2 hours and was able to use it the very same day. Hope this helps.
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I would encourage you to visit this site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and they have saved me thousands. From root canals, cleanings, xrays, exams...etc. All services are included in this very affordable plan. Even orthodontics and cosmetic surgery. They had my benefits active in 2 hours and was able to use it the very same day. Hope this helps.
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i have a question about a dental insurance company?
Has anyone ever heard of golden west dental and vision? I have tried to look up reviews and scams and i cant find anything. I have been looking into them and their dental plan is really great so any advice would be helpful?! Thanks .. ten points best answer
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YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here http://www.HealthInsuranceFree.info to solve the problem.
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YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here http://www.HealthInsuranceFree.info to solve the problem.
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i need a list of orthodontics that accept Delta Dental insurance??!!!?
could you PLEASE give me a list of orthodontic offices that accept delta dental insurance? in my area i live in Fort Worth, Texas i need braces fast! so the information will be very useful! please and thank you
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You can easily check your minimal health care rates in internet, for example here - healthquotes.awardspace.info
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You can easily check your minimal health care rates in internet, for example here - healthquotes.awardspace.info
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If I'm over 18 can I pretend I'm in school fulltime and use my dad's dental insurance?
would they find out? I can't afford it and I desperately need to use it.
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I would encourage you to visit this website www.healthsavings.ourperfectcard.com I signed up online over 5 years ago for all my dental needs and they have saved me thousands of dollars throughout the years on all services including crowns, exam, xrays...etc. Orthodontics and cosmetics surgery is also included in this very affordable plan. They even had my benefits active in 2 hours and able to use it the very same day. Check them out hope this helps.
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I would encourage you to visit this website www.healthsavings.ourperfectcard.com I signed up online over 5 years ago for all my dental needs and they have saved me thousands of dollars throughout the years on all services including crowns, exam, xrays...etc. Orthodontics and cosmetics surgery is also included in this very affordable plan. They even had my benefits active in 2 hours and able to use it the very same day. Check them out hope this helps.
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Live in Texas, need to find dental insurance, anyone please help me which kind is the best? cheapest?
Just want to know the plans. Thanks
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I would strongly encourage you to visit this great site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago when I was in college and they have saved me thousands of dollars on all dental services. From root canals, xrays, exams...etc. Even my braces. They even had my very affordable benefits active in 2 hours and was able to use them the very same day. Good luck and hope this helps. I use it in Houston Tx...the great thing is that the company is based out of Dallas.
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I would strongly encourage you to visit this great site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago when I was in college and they have saved me thousands of dollars on all dental services. From root canals, xrays, exams...etc. Even my braces. They even had my very affordable benefits active in 2 hours and was able to use them the very same day. Good luck and hope this helps. I use it in Houston Tx...the great thing is that the company is based out of Dallas.
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My room mate doesn't have dental insurance and is getting a cavity that really hurts and needs attention!?
We live in Iowa... He doesn't really know any options
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Many cities have dental care facilities for people who have no dental insurance. I suggest calling the Iowa State Health Department, local dentists, local churches, the Salavation Army, Goodwill--any charitable organization, that might be able to put your roommate in contact with dental help. As a member of a Federally recognized Native American Indian tribe, I have access to dental care via Indian health care. I pay nothing for medical or dental care at an Indian hospital or clinic. I pay nothing for visual tests or eyeglass frames. I do have to pay for the prescription lenses. Perhaps your roommate qualifies for Indian Health Care. Should your roommate be a U.S. Military veteran, he/she may qualify for dental care through the Veteran's Administration.
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Many cities have dental care facilities for people who have no dental insurance. I suggest calling the Iowa State Health Department, local dentists, local churches, the Salavation Army, Goodwill--any charitable organization, that might be able to put your roommate in contact with dental help. As a member of a Federally recognized Native American Indian tribe, I have access to dental care via Indian health care. I pay nothing for medical or dental care at an Indian hospital or clinic. I pay nothing for visual tests or eyeglass frames. I do have to pay for the prescription lenses. Perhaps your roommate qualifies for Indian Health Care. Should your roommate be a U.S. Military veteran, he/she may qualify for dental care through the Veteran's Administration.
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are there any affordable health and dental insurance plans out there,i mean really affordable?
i am going through a financial crisis so to say, and cant find any affordable health and dental plans out there.
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Honestly, if you're in a financial crisis, buying a dental plan is hard to do. I bought my health insurance on www.ehealthinsurance.com. They are the easiest site I've found to compare benefits of companies at certain premium price levels. I did it for Washington State. I believe they have other states. If you're hoping to use the insurance to save you health care costs, the answer is probably no. A $500 deductible plan is very expensive. If you're trying to prevent a worst-case catastrophic event, then there are a number of inexpensive plans available. When you analyze if you are going to get insurance, consider the reason. If it's to save on health care costs short term, frequently, by the time you pay for the premiums and deductibles, it would have been cheaper to simply out of pocket the expense. Email me with any questions. Good luck, Jared
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Honestly, if you're in a financial crisis, buying a dental plan is hard to do. I bought my health insurance on www.ehealthinsurance.com. They are the easiest site I've found to compare benefits of companies at certain premium price levels. I did it for Washington State. I believe they have other states. If you're hoping to use the insurance to save you health care costs, the answer is probably no. A $500 deductible plan is very expensive. If you're trying to prevent a worst-case catastrophic event, then there are a number of inexpensive plans available. When you analyze if you are going to get insurance, consider the reason. If it's to save on health care costs short term, frequently, by the time you pay for the premiums and deductibles, it would have been cheaper to simply out of pocket the expense. Email me with any questions. Good luck, Jared
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Lost heath/dental insurance, anything more affordable than COBRA?
I just graduated from college and have 30 days to determind if I stay with the COBRA plan (about $350 a month) or find other insurance. I don't mind having to use in-network doctors. I'm also based in NJ if that makes a difference. Any ideas on what I can use? Much appreciated.
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Well, there might be some health insurance cheaper than your cobra, HOWEVER, you won't find effective, stand alone dental. Your BEST bet is to take Cobra month to month until you have a job. And take any job you can find that will give you benefits.
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Well, there might be some health insurance cheaper than your cobra, HOWEVER, you won't find effective, stand alone dental. Your BEST bet is to take Cobra month to month until you have a job. And take any job you can find that will give you benefits.
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have no dental insurance or job where can i get dental care in nc?
i am in need of dental care but dont have insurance where can i go in goldsboro nc
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you can try UNC-Chapel Hill Dental School-they have a application process where you can get cheap care and help the students learn.
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you can try UNC-Chapel Hill Dental School-they have a application process where you can get cheap care and help the students learn.
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Strange Dental Insurance Question?
Why isn't dental insurance part of health Insurance? You don't have head, back or leg insurance so why do our teeth?
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Dental work is in general pretty cheap compared to other medical procedures, so they keep it separate. I like your thinking, though - it should be the same, and in the US it should also be free....
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Dental work is in general pretty cheap compared to other medical procedures, so they keep it separate. I like your thinking, though - it should be the same, and in the US it should also be free....
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Where can I find dental and vision insurance?
me and my husband and my uncle (that I take care of) all have MEDI-CAL sinse they are going to stop paying for vision and dental I was wondering how do they expect us to get insurance? I mean obviously we cant afford it that's why we are on MEDI-CAL so what do they expect us to do? is there a insurance that has a payment plan? We have medical but just not vision and dental help?????!!!!!!
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healthplans.bebto.com - my family have this health insurance. It is affordable and has good coverage for dental issues.
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healthplans.bebto.com - my family have this health insurance. It is affordable and has good coverage for dental issues.
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I have a bad toothache w/ no dental insurance...?
I have a bad toothache w/ no dental insurance. I have been in severe pain for about 4 days now. I can't sleep, I have to basically swallow everything whole. I feel pain on the entire side of my face and neck and I don't know what to do. I have been using oragel and it doesnt even stop the pain anymore. I have no health or dental insurance and I need this tooth pulled NOW. Any help?
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health-quotes.isgreat.org - my family have this health insurance. It is affordable and has good coverage for dental issues.
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health-quotes.isgreat.org - my family have this health insurance. It is affordable and has good coverage for dental issues.
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