Tuesday, March 15, 2011

How can l qualify for Denti Cal?

I don't have dental insurance,and l think l need to see a dentist for gum issues. It may required multiple visits.I am 23,make $1200 a month, and l live w/ my parents. Since l don't have to pay rent,do l qualify for Den ti Cal?
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You would only qualify if you also qualify as for medi-cal. Denti-Cal Beneficiary Eligibility A Medi-Cal beneficiary is eligible for dental services provided under the Denti-Cal Program. However, limitations or restrictions of dental services may apply in certain situations to the following individuals: ? Those enrolled in a prepaid health plan which provides dental services; ? Those enrolled in another pilot program which provides dental services; ? Those who are assigned special aid codes; ? Those with minor consent restricted service cards. According to state law, when a provider elects to verify Medi-Cal eligibility using a BIC, a paper identification card or a photocopy of a paper card and has obtained proof of eligibility, he or she has agreed to accept the beneficiary as a Medi-Cal beneficiary and to be bound by the rules and regulations of the Denti-Cal program. A person is considered a child until the last day of the month in which his/her 18th birthday occurs. After that particular month, he/she is considered an adult. However, a treatment plan authorized for a child is effective until completion if there is both continuing eligibility and dental necessity, regardless of change in age status. Beneficiaries who cannot sign their name and cannot make a mark (X) in lieu of a signature because of a physical or mental handicap will be exempt from this requirement. Beneficiaries who can make a mark (X) in lieu of a signature will not be exempted from this requirement and will be required to make their mark on the Medi-Cal identification card. In addition, the signature requirement does not apply when a beneficiary is receiving emergency services, is 17 years of age or younger, or is a beneficiary residing in a long-term care facility. If Medi-Cal eligibility is verified, the provider may not treat the beneficiary as a private-pay beneficiary to avoid billing the beneficiary's insurance, obtaining prior authorization (when necessary) or complying with any other program requirement. In addition, upon obtaining eligibility verification, the provider cannot bill the beneficiary for all or part of the charge of a Medi-Cal covered service except to collect the Medi-Cal copayment or SOC. Providers cannot bill beneficiaries for private insurance cost-sharing amounts such as deductibles, co-insurance or copayments. Once eligibility verification has been established, a provider can decline to treat a beneficiary only under the following circumstances: ? The beneficiary has refused to pay or obligate to pay the required SOC. ? The beneficiary has limited Medi-Cal benefits and the requested service(s) is not covered by the Denti-Cal program. ? The beneficiary is required to receive the requested service(s) through a designated health plan. This includes cases in which the beneficiary is enrolled in a Medi-Cal managed care plan or has private insurance through a health maintenance organization or exclusive provider network and the provider is not a member provider of that health plan. ? The provider is unable to provide the particular service(s) that the beneficiary requires. ? The beneficiary is not eligible for Denti-Cal services. ? The beneficiary is unable to present corroborating identification with the BIC to verify that he or she is the individual to whom the BIC was issued. A provider who declines to accept a Medi-Cal beneficiary must do so before accessing eligibility information except in the above circumstances. If the provider is unwilling to accept an individual as a Medi-Cal beneficiary, the provider has no authority to access the individual's confidential eligibility information.
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How must does it cost to have a dental implant done ( just one) or a new cap on your tooth?

My boyfriend doesn't have insurance and recently changed states and his tooth took a backseat so finding a job and everything else. I want to help him with his tooth but I don't know how much it will cost.
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An implant will cost a lot more that cap. If he is considering an implant then it sounds like he may need a bridge instead of a cap or an implant. Implants are nice, but you need to ask what will the cost of the implant be from the day they start till day it is completely restored. The reason I say this is because many people will call a place and ask what will an implant cost, some one will tell them say $1000. Ok sounds reasonable, but you need to find out if there are other fees involved, like is there a fee for any temporary, any healing abuttment, the price of the crown used to restore it, any lab bills etc. So you should get an estimate for a fully restored implant from start to the final restoration.
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Does An Impacted Wisdom Tooth Always Need Special Surgery?

I have an impacted wisdom tooth, will they be able to pull it out at the dentist's office or will I need to have surgery on it? I don't have dental insurance and was just wondering because it keeps getting infected.
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Typically anything under the gum line where they have to cut it out, such as an impacted wisdom tooth is sent to an oral surgeon because when they cut the gum line, that is considered surgery. Oral surgeons should be able to take you with some kind of payment plan, or sometimes they have places that work like a credit card where you borrow money, they pay the surgeon and then you make payments back on the loan. If it keeps getting infected, it probably needs to come out. Best of luck.
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I have a cavity that is starting to pain a lot...but I don't have any insurance?

I had a cavity since I think last summer and have been holding it since because this fall I will be able to get dental insurance through post-secondary education. However, I can't take the pain anymore. The pain comes and goes. When it does pain, it's really irritating and I feel like pulling out my tooth. I was wondering if they're is any way for me to go to the dentist at minimal cost as I am in financial need and am currently in high school (under 18). I am Canadian and I was wondering if there is a way get my tooth treated with help from the government or something... Any possibilities?
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Come to the USA and go to the emergency room. ((
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health insurance for preventative care only?

I know there is catastrophic care ( in case a person gets hit by a bus, insurance may cover afew days of medical needs) , but is there health care coverage for someone who only wants preventative care? Like dental cleanings, eye exams, breast exams, you know...the yearly stuff? I am very healthy, good weight, etc. Does that exist?
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Yes, and good for you for being in good health. There are some of us out here who have just the preventative care coverage and wish that we had more to help us. It really is no use to me or for my children.
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What is the best way to deal with dental work you can't pay for immediately in Ontario?

I believe I might be dealing with the cost of a root canal, post and crown. It may only be a couple of fillings. But secondly, I would like to have at least my upper front teeth cosmetically done for a nice smile.(I know it will help my self esteem) and I had to have 2 teeth removed 3 wks ago(UR4 &LL5.) I must also consider my 4 year old daughter, who will in all likelyhood need braces...and routine care as well. I am on alimited income because of a chronic back problem that limits my workday, if I have it to 4 hrs.ODSP is pending. OW sends a G. Loan? Insurance, with who? Or what. I'm stuck.
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First, to reply to bitten's comment, going to see your doctor for regular care is covered in Canada, dental care is paid for through insurance plans or out of your pocket, if you don't have an insurance plan. Most dentists understand that money situations are different for everyone and you can ask your care giver if you can pay through installments, whether it be monthly, quartly or possibly even yearly. Your dentist may even offer a discount if you get all the work done in and around the same time frame. If payment plans are not an option, credit cards or loans are the next best thing (other than loaning from a family member, if they can spare the money). ONE root canal therapy can cost upwards of $1000. Crowns can run anywhere from $350 - $1300. (Depends on the lab that makes the crown and the quality of the finished product.) Fillings can be between $50 - $300. Not to scare you, because I believe everyone should have the smile and functioning teeth they deserve, but dental work can be very costly, as you can see from the prices above. May aunt just had 18 crowns and one veneer made and is ran her about $20,000. Please, don't be discouraged. Talk to your dentist about alternate treatment plans that can do what you want for a fraction of the cost. It never hurts to ask. Hope everything works out.
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Full Mouth Xrays...does your dental office do these?

I've been a patient of my dental office for nearly 18 years, during the most part of which I've been quite pleased. However, they've recently started recommending periodic full mouth xrays (FMX) in addition to the annual xrays. First, I am currently without dental insurance, so I lay out the money at the time of visit. FMX is rather costly. During the years when I did have insurance, FMX was never mentioned. Also, I'm not crazy about having so many xrays done at one sitting. When would FMX be necessary? FYI, I am fortunate to have nice chompers. Whether it be due to genetics, proper daily care, regular dental visits, or a combination of these, I do feel lucky. Aside from a few fillings and the removal of my wisdom teeth, I've had no other work. No root canals, no crowns or bridges, no cracked or chipped teeth...and no discomfort to lead me to believe I might have something to be concerned about. And I'm almost 40. Thanks in advance for any input.
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All dental schools teach FMX every 3-5 years. They pick up more than annual cavity detectors; tumors, cysts, abscesses, bone loss and several other things. It is truly the quality way to practice dentistry. It is a difficult thing to fit in a schedule for the practitioner. I loved working in a practice when they didn't require it because it was easier. Now I take on everyone and see how much we missed before. Approximately $125 every 3-5 years, not that much to prevent future more costly procedures. Radiation equiliivant, 100 x-rays = a chest x-ray. 18 is not much.-------RDH
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Should i get a second dental plan, I have united concordia?

I have alot of work i need to do on my teeth. My husband is Active Duty and therefore i have the Military Dental Plan, United Concordia. United Concordia has a cap of 1600 per year. in feb. I got all my wisdom teeth pulled, which basically means all uniited concordia will pay for the rest of the year on any dental problem is 500.. I was wondering if i get another dental insurance (i already looked around, got quotes and all that) could i use both of them.. I need a root canal, and that is alot of money!! basically if united concordia paid 70 % and the other insurance paid 40 % It should cover it... right???
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NO you cant, you can legally only have one plan
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I'm a victim of extreme and deliberate dental malpractice and would like treatment. How do I go about it?

How do I get dental treatment in Australia after a dentist in an Asian country has malevolently, and without motive, injured and wrecked my teeth with a dental laser, which was substituted instead of other stated equipment? Do I tell dentists or not? The problem is the damage is hard to disguise. It can only be abuse from a dental laser. I'm frightened dental insurance companies will warn Aussie dentists off. Are dentists rewarded if they report information about malpractice to an insurance company? This is not intended to stir up dental and medical practitioners who automatically attack any claims of malpractice. I really need treatment so please just answer my question genuinely and don't start the type of defensive, abusive comments any questions of malpractice tends to give rise to. I will need teeth, bones, gums and jaw treatment, but would have to tell a specialist how the damage was done and then they will just track it on databases to me, right?
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If you are going to take a legal route you need concrete evidence of malpractice or else you can loose and the dr will counter sue
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Is there orthodontic insurance for adults?

I am 27 years old. Just found out I need orthodontic work which I know that I cannot to pay for completely out of pocket. I have dental insurance which is extremely good, only problem is they dont cover orthodontic treatment for adults, only children!!! which is sooooo aggrivating cause personally I think it shouldnt matter how old you are, you pay for dental coverage you should get some kind of coverage. Anyways, my dental insurance doesnt cover anything b/c Im an adult. I live in Houston, TX. I dont want to sign up for a credit card to cover my work. I just want to know if there is legitimate orthodontic insurance out there someone can vouche for.. any help would be greatly appreciated.
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Medical Discount Plan ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a quite low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services. Individual & Family Health Plans This is a major health insurance plan for individuals and families. If you are looking for comprehensive long term health insurance coverage for yourself and/or your family members who are 62 years old or younger - this is the plan to choose. Short Term Medical Plans This plan is ideal for individuals in transition. Maybe you have just graduated from college and are no longer covered under your student health insurance or you moved out on your own, and you're no longer covered under your parents' medical insurance plan. Or perhaps you're employed part-time, going to school, leaving home for the first time, or even retiring early. Maybe you've found a new job, but your new employer's group health insurance plan won't kick in until you've been with months. I would like to suggest to try to get as much information as you could before making up your mind,here    www.HealthInsuranceFree.info    is a very resourceful one.
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cheap dental care for a young guy?

ok so my teeth are in such bad condition but theres nothing i can do, ive always taken care of my teeth but ive never had the strongest teeth. i have really big money problems and cant really afford dental care, i lost my job a month ago (which didnt even offer dental insurance). I am 22 year old guy, does anyone know of any government program or any assistance i can get with dental? i applied for medical but wasnt approved. I have MSI but it only covers health and pulling teeth only. Please if you have any ideas let me know, thank you so much!
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Medical Discount Plan ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a quite low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services. YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here    www.HealthInsuranceFree.info/dental.html    to solve the problem.
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I had an a dental implant 2 years ago and the dentist estimate showed a bone graft.?

The total cost for 2 teeth was $7200 which include a bone graft costing $1200. The implant procedure lasted only about 1 hour where two steel posts were implanted to my jaw bone. A month later I had a check up by the dental assistant and everything was ok. I asked the dental assistant if the bone graft was actually done because it showed up on my bill. The dental assistant showed me the dentist record which showed the procedure was done.The last time I saw the dentist was 3 months later who examined the implants and told me that everything is okay and I can proceed to another dentist who will mount the teeth on the steel implants. My dental insurance paid part of the bill. Two years had past and my co-worker had a dental implant procedure for two teeth. He said he had a bone graft and his dentist told him to go back after 3 months until the bone graft heals before the steel implant can be performed. Did I had a bone graft?
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Each person has different needs, even the same person may have different needs in different parts of their mouths. Implants are require specific conditions for the best results, so in order to achieve those scenarios some dentists will choose to be more cautious, some more cavalier. There are many kinds of bone grafts, some where an actualy block of bone is screwed in others where ground bone is placed to help fill in a space or prevent a void from forming. If you had teeth extracted at the same time ground bone is sometimes used in a bone graft to accelerate healing. Best of luck; you should be able to call your dentist-even 2 years later and ask how he was able to do both the implants and graft at the same appointment. His notes should be thorough enough to spark his memory.
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Do removable dental partials look like real teeth?

I have a porcelain implant or crown that has come loose. It is one of my front teeth, and my insurance will not cover the cost of a new implant, but they will pay for a partial. I guess this is like a tooth that is held in place with metal clasps, and can be taken in and out. Does anyone know if these things even look like real teeth, and how hard is it to get used to wearing something like this. Any advice would be appreciated!
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Mine look very real
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Is it possible to get free cosmetic dental work in the U.S.?

I do have a local dental clinic run by my state's University but they only discount their work a little because they say they have made an agreement with the local dentist's. The only way to get discounted or free work done is to be in the state's classification of poverty level. We are not in those guidelines but are far from middle class in income! I have dental insurance but it doesn't cover anything cosmetic and I'm not even sure if it covers major dental work. I really need dentures or implants for teeth that have been removed (which was covered by my insurance after much fighting!) and possibly a few more root canals and a cap or two. My dental work would cost a fortune and no one will approve me for a payment plan. I just think that if lawyers are required to take on a certain amount of pro bono work shouldn't doctors and dentists? Any ideas would certainly help.
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contact the dental school in ya state and see what they offer............
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Can you see a clinic dentist without filing, even if you have insurance?

Okay, maybe it's a silly question, but is it required to present your dental insurance if you have it? because I needed a crown and I go to a regular dentist; it was going to cost like $730 approximately, and I just can't do that all at once. There is, however, a really affordable clinic dentist I used to go to. Couldn't I just go there and not show them my BCBS? It'd be a whole lot cheaper, I'm sure, if I didn't file, but I just don't want to do something that I might pay for later. I am an HONEST person.
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Im not completely sure, but if you want to pay cash, anyone will take it. They may also have a payment plan available! It will probably be a cheaper crown without the quality your dentist would give you. Besides your insurance will pay half of the crown where as a clinic will make you pay about the same price you would pay at the BSBC office. You won't get a free crown there, you have to have denti-cal or a state funded dental insurance. So I would steer you towards your primary dentist :)
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I may be getting my wisdom teeth in and I have no insurance HELP!!!?

I have good amount of pain (but not unbearbale, have been treating with anbesol and over the counter pain killers) in the bck on my mouth were the mollar meets the skin. The ooth itself doesnt hurt but there is a small noticble amount of sweeling and when i pull the skin u can partiially see some redness under the skin on top of the tooth... I am guessing tht this is due to my wisom teeth, Am I right? and if i am does anyone direct me tword the best way to take care of this because I am 19 and I have no dental insurance :(
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I started getting my wisdom teeth around age 16 & they didn't finally make it through until around 20. Every few months for 4 years I'd have pain for about a week or so. Like you I didn't have insurance either. After I got insurance I had them removed (even though they were through) for hygiene reasons (teeth are very hard to reach to brush & floss). My mouth is very small & I already had slight crowding on my bottom teeth. My top teeth were perfectly straight...until my wisdom teeth overlapped the front two. If I would've known that was going to happen, I would've put it on a credit card.
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Will Kaiser cover my medicine from my dentist?

I just got onto a Kaiser Permanente insurance plan and I am needing to get an antibiotic and a pain reliever from my dentist for a severe abscess. I have Guardian dental insurance. Will Kaiser cover my prescriptions and if not, how can I get them cheaper?
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If your prescription coverage is through Kaiser, then they will be the ones handling your prescriptions as long as they come from a licensed provider. It doesn't matter that he's a dentist.
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Can a person survive on milk, fruit juice, water and mashed, ground food?

My grandma is 60 years old, weights 115 lbs who has no teeth and can't afford dental implant (she lives in a country where there isn't dental insurance). I am wondering can she survive on only milk, fruit juice, water and mashed potato with butter, chowder, or ground food.
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Sure. It's even possible to create a healthy diet which requires no chewing. (People with broken jaws wired shut do this all the time.) She'd probably benefit from owning a blender, grinder, or food processor which can turn any food into a liquid or semi-liquid. Stringy vegetables, whole cuts of meat, and such may need to be cooked to softness and pureed with some liquid to allow her to eat them without teeth. Her diet sounds short on protein, vegetables, and complex carbohydrates. Without these, her health will suffer. Consult the food pyramid to learn the proper nutritional balance for healthy eating.
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I was on welfare when I got braces. Went to jail. No longer live in same state. No insurance. What to do?

I got braces when I was 17. The welfare insurance covered it. The insurance only covered me until I was 18, but the dentist was obligated to see me to the end. I was going to the dentist just about every month, everything was fine and dandy. I went to Jail for 9 months and when i got out left the state. I stupidly never went to the dentist or contacted them. I still have the braces on and im 20 with no dental insurance. I have not seen a dentist for for almost 2 years. I don't know what to or where to start. I hope i have not done damage to my teeth. Please advise!
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If there's no cover then there's no cover. You'll just have to pay for it. I don't imagine that getting braces taken off my a dentist would cost too much, a couple of hundred max, but I could be wrong. You need to get them off though - they can damage your teeth after several years (which is why the dentist will change them every 3-4 years or less) and your only option then is to get your teeth yanked out and use false teeth for the rest of your life... Call a dentist who does non obligatory quotes/meetings and find out what needs to happen, costs etc and go from there... Hope this helps, good luck!!
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Do patients ever read the paperwork their dentist office gives them?

Along with the standard new patient paperwork (Personal info and medical history), we provide all our patients will certain financial policies or insurance information. The forms are written in normal everyday terminology, not dental or insurance terms, and actually go into detail to help patients understand how dental insurance works and how our office deals with dental insurance. I am really beginning to wonder if anyone actually reads these papers, because at least twice a day I have a new patient question me about something and I know that it was on the paperwork that we just gave them. They usually aren't asking for clarification, but are questioning things I say about their insurance, which I know were clearly explained in the paperwork we gave them to sign. I'm just curious, do people usually read the paperwork before they sign it or do they just skim over it and sign without knowing what it says?
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I've worked for an Endodotist and my brother who's a Cardiologist. And know what you mean. But I think it's a combo of other things as well. To some why read what you can ask. But to others they don't really understand the whole insurance thing. Or they either can't read or have trouble with reading and their to embrassed to say anything. So they just ask. What most think their to pay is different then what they pay. Example: When the insurance company say they will pay 80% of an exam doesn't mean the same we take it as. How they work it is this: Say you went to the doctors and the bill was $100. The insurance company will only pay 80% of what they think the bill should be. So if they think your exam should only cost $40 instead of $100 then they will pay 80% of $40. Not $100. Which is about $32. You are then left paying the difference unless you have a HMO insurance plan with a co-pay. Your co-pay is all you payreguardless of the bill amount. There are some procedures that may cost more and you may have to pay not just your co-pay but also a same amount of the difference. Like some Radiologist readings aren't always covered and they will bill you and you have to apy. There's alot of loop holes in the system and lots of physicans offices use them. Here's an example of that. Don't be surprise by this either. Medicare and Medicaid. Your on one of these. You go to the doctors. The bill is $100. Medicare/Medcaid decide the cost should have only been $40. So they pay the 80% of the $40 charged. Which they pay $32. Ok the office can charged you the difference between the full charge of $100 and the $40 they say it should be. Causing you to pay $60 for your visit. Yeah I know it sucks. People on these insurances don't know that can be charged the difference until they get a bill. How do I know this? Because when I worked for my brother his wife work for him too. She was a nurse and greedy as the word B*T*H. She went to a seminar on it and came back gimming that she could charge the difference. And she did. Their was nothing the patients could do. Can you believe that these old pepole on Medicare had to pay more money they didn't have cause of this? So if anyone has questions then they need to start calling their insurance company and ask every quetion until they understand everything. Or they need to go to their Human Resource Office and find out who handles the insurance and ask them. Find out if your on an HMO or a PPO plan or if you even have either one. There's still companys that you still pay 400+ a month for coverage and still have to pay a deductable. Like you may have to pay the first 1,000 buck before the insurance will even kick in for the year. Then if you have question start asking your employer or the insurance company themsleves. And start reading all the information. When people do this they can learn what they have and that there's a possiblity they might owe money before they have an exam of any kind. Understand what your insurance plan is and what they cover.
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What is the average fee to get a tooth pulled without insurance?

It is not a wisdom tooth. It is a second molar tooth with a large cavity (I believe it had a filling before which ended up falling out). I've had excruciating tooth pain for the past few months but it's gotten worse over the past few weeks. I don't have dental insurance (the reason I've avoided the dentist) but I need to get this tooth pulled out. What is the average fee and usually you have to pay up front correct? Also, do they have to do x-rays first and how much does that cost?
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3500 dollars for the surgery. Depending on the x-rays.. sounds like about 1200 dollars.
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Tooth Decay, Gum Disease... Where in Denver, CO can I get free or cheap Dental Care, can not afford it?

I have ground my teeth for 16 years w/o my dentist telling me, now I am loosing all my teeth due to NO ENAMEL from grinding. I have 6 or 7 that need root canals and 3 more that have had root canals and all need to be pulled and have implants put in. THIS COSTS A FORTUNE, I have no dental insurance and can not afford it. Please help, and if answered by a dentist... can you help me please?
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YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here http://www.HealthInsuranceFree.info to solve the problem.
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wheres a good place to get low cost dental treatment for someone who's terrified of the dentist?

I live in Seattle,wa; I have no insurance right now I need to go to the dentist but am terrified going, where would be a good place to go.
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I would like to suggest to try to get as much information as you could before making up your mind,here    www.HealthInsuranceFree.info/dental.html    is a very resourceful one.
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where can i get cheap tooth extractions in michigan?

i have no dental insurance and i have a broken tooth that is hurting. where can i look for a place that wont charge me 200-400 bucks just to pull out my tooth?
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Can't you go to a local community health care center and get it done for cheap?
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