Saturday, January 29, 2011

does anyonew know what dental procedures medical insurance will cover?

Does medical cover a bridge, porceline fillings? What other dental procedures will it cover? And where can i get this info/?
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Medical insurance does not cover anything relating to teeth. You need separate dental insurance for that. (And if your regular doctor bills anything that is related to dental - it'll be denied.) Call member services (the number is on the back of your card) to confirm.
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Long term unemployed...extremely depressed no medical/dental insurance?

Hi, I've been unemployed since October of 2008, when my company went under. I worked in urban development/commercial real estate. Because Im younger, 30, it is hard to get another role as the baby boomers are taking them in a small market. I already have a masters degree and dont feel like spending more money as Im already in debt. I apply for jobs daily online for about 5 hours, tried some networking. The places I applied for and got an interview with commented that I would just go back to my field once it picked up again, so Im kind of pigeon holed. I need shoulder surgery and to repair a cracked crown, but i have no insurance. Im on food stamps and my unemployment has stopped. I cant even get a Walmart job to get some income in. Can somebody point me in the right direction ? Thank you
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You can easily check your minimal health care rates in internet, for example here - healthquotes.awardspace.info
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This is for anyone working in the dental field?

Do you know where I can get a copy of all of the dental insurance carriers and their groups. Some know it as the "trojan list" (i am in the state of CA)
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I don't quite understand the context of your question, but this may help. To find out everything on oral surgery, maxillofacial surgery and dentistry in Australia, go to http://www.dentalimplantsaustralia.com . This site has great information on dental implants, wisdom teeth removal, oral pathology, post operative care following surgery, and a lot more again. If you want to find out everything from the practical side of surgical dentistry, visit a website that is writen by an oral & maxillofacial surgeon.
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I have an abscess tooth with no dental insurance plz help?

I get benefits in about 4 more months from my company but, I have an abscess tooth that is getting to the point to where its making my gums swell up slightly, I know i need to go to the dentist and have it pulled but i have some questions first! I know they won't pull it without clearing the infection up by giving me antibiotics, how would i get a prescription for that? Do i just go down there and ask the dentist? Would that cost me any money rather than the prescription itself? And how much does it generally cost to get a tooth pulled without insurance??? Thanks
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I'm in the same boat except I'll never get dental from work. The pain is horrible. My hub had an abscess tooth pulled. It cost $600.00 for his procedure which I can't pay. Anyway everyone will tell you to find a clinic. I wish you the greatest of luck. I've been actively searching for over a year. No one has yet to help me. If you are in pain, and like me can't find a dentist that is actually a caring human being, swish Vodka, take Motrin, and Sudafed for the pain. Sudafed might sound odd but I found out when I had a sinus problem it helped my toothache go away more quickly.
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Can using a portion of my health insurance affect my dental insurance?

Well a few days ago i asked someone why they hadn't went to the eye doctor they told me the reason was their mother had recently had a root canal. She said she had to pay off the remaining balance of the root canal before the money would be available through her insurance to get him his glasses. Now we both felt that she just didn't feel like taking him to get glasses for other reasons such as saving her money to get a whole new tooth. Are we right to assume this mother is placing her needs in front of her child's or did her root canal really affect the chances of this young man getting his glasses?
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This is the first time ive heard about this situation. Most of the time, dental services are separate from your health insurance. In the 5 companies that i have worked for before, i had 2 separate cards - one for my health insurance and one for my dental needs. I can use as much of the benefits available on my insurance card and not worry about affecting my dental insurance and vice versa. I think it would be best if you contact your friend's mother and call her insurance company and inquire about it.
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good dental and medical insurance?

hi i am 19 years old and i work at wallmart...i am no longer eligable for medicade and was wondering of some good insuranc places to go through i want my medical and dental together..and i am also interested in insurance that will cover invisaline. if not invisaline thats ok please help. thanks for your time. sunny
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health-quotes.talk4fun.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
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i need some info on low cost health insurance that includes dental in philadelphia pa?

any info would be greatly appreciated having very bad tooth ache and need to see a dentist but no health insurance
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these are quick and about $80 per year: http://www.simplyinsurancequotes.com/den…
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to see a dentist but have no insurance?

I have a terrible toothache but have no dental insurance and am broke right now. I think I will probably need an antibiotic as I am sure it is infected. Does anyone have any suggestions as to what I can do for right now?
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Really the only way that you can get rid of a tooth ache is to visit your DDS. You can work out payment plans usually, but you really do need to get it fixed. If the tooth is infected, you will either need a root canal procedure or getting the tooth out, and it will be less and less hopeful for the tooth if you wait, so get there ASAP. It can really affect your health if you don't get it fixed, sorry. Good luck!
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I'm looking for a BBB approved Dental Insurance plan--can anyone recommend one? I live in San Diego, CA...?

I am employed part time--EXTREMELY part time, so I'm not eligible for the greatest health benefits and I need a good dental plan. I am willing to pay a higher initial/annual fee to find a plan that will include lower co-payments and I would need them to cover or partially cover for sedation, as well. I know I need a lower bridge and I know I need a crown, too... I live in San Diego and I'm aware of the fact that Google would give me some answers. There are SOOOO many out there that I just wanted some opinions from people that have gotten a dental plan they're happy with so that I can make the decision a bit faster...
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I've never seen any private dental insurance policies that pay out more than they cost. And although they'll cover an anesthetic, for sedation, you need to file the claim on HEALTH insurance, if you have it. Anesthesiologists sedate. Dentists numb. Bottom line - your best bet is to find a dental school near you to get the work done cheap. You're NOT going to find private dental insurance to do that kind of work, without you waiting a year, paying 50%, and hitting a cap of $500.
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77 Years old need help, No Dental insurance, No money to pay for tooth extraction?

I know a 77 years old male, he is a heart patient. All his teeth are rotten and he needs to have them removed. unfortunately, medicare doesn't cover it. He doesn't have money to pay for it. He lives in Fort Bend county in Missouri-city, Texas. Is there any dentist (individual or group) can help him? I have heard that Dental Schools in Houston area provide pro-bono services to low income families. Could anyone help him? any suggestion on this matter will be highly appreciated. Thanks.
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Hi, You should call the health department in the area. They normally have a dental department that han help him with extractions and dentures. Medicare does not cover dentistry, but medicaid does. You may also want to look for dentists that are medicaid providers in your area. Hope this helps. Carlos Boudet, DDS http://www.boudetdds.com
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Is this Dental Insurance any good?

Coverage from Genworth/Sunlife: 100% Preventive 90% Basic services 60% major Services
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Those percentages are based on 'usual and customary fees' and not the fees themselves. For example, if the visit for a filling was $100, you would expect the insurance company to cover $90, right? Nope, it would depend on the 'usual and customary fee' schedule they follow... it may end up costing you a bit more if the 'UCF' is $150.... Hope this helped.
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Going to the dentist with no insurance?

I am almost positive I have a cavity :( But I have no dental insurance, what normally happens and how much do you think I will have to pay?
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As a dentist I can tell you that the cost of a filling depends on the depth of the cavity and the amount of decay associated. Talk with your dentist, he or she will usually be more than willing to help you set up some kind of payment plan. Another consideration might be to contact your local health department or department of family and childrens services, most county services in larger cities have a dentist on staff that provides dental care and little or no cost to the actual patient.
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Does South Dakota offer government help for those without Dental Insurance?

My boyfriend works in iowa but is a lives in south dakota and we can get cheap dental work done at a dental school but he wont drive 2 hours for it, and there is a "based on income" local dental clinic here in iowa where he works but i doubt theyd let him go there since he's a SD resident. i called a dentist in SD and the total with everything he needs done will be close to $1000.00! he has to get major cleaning and at least 2-3 teeth pulled. any help will be great!
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All details are on their home page
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Why are there yearly limits on dental insurance?

Or rather... why aren't they higher? So my dental coverage is 1500 a year. I have at least 3 cavities, but i'm not sure. I'm also having my wisdom teeth removed (they cover 60% and I have to pay 600 still) If I have to pay 600 then they are paying more then that and that pretty much cut my yearly limit in half. Now I have a couple of fillings that i'm having some serious pressure pain. I'm sure there is decay underneith them and one is a very large filling. It's the one that hurts the most. My dentist at the time knew I was paying everything out of pocket so he made it a filling instead of doing a root canal, so i'm afraid that i'll need to get a root canal done at this point which means 1500 dollars worth of work and it'll hardly be covered because my limit is so little. :(
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They all have a limit on how much they will pay on a yearly basis. Their accountants have figured out the level they need in relation to the premiums they receive, so that the can make a hefty profit.
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My tooth just broke, no dental insurance please let me know what needs to be done (pic)?

http://img231.imageshack.us/img231/1808/tootheh3.jpg I was flossing with those plackers, the kind that are advertised that the floss fibers are also used in bullet proof jackets.... http://www.dentist.net/images/plackers-twin.jpg Well i was tugging these between my teeth and my upper tooth(second) from the back just chipped/broke off. It had to pain, and its not sensitive to cold water so i am guessing that it was a clean break. I dont have insurance until i start my job later this month, what is this procedure called? is it a crown, or a filling? I have a hole in my tooth now, should i be extra carefull when i eat, what should i eat?
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I would encourage you to visit this website: www.healthsavings.ourperfectcard.com I signed up online over 3 years ago for all my dental needs and they have saved me thousands. Looks like you may need a filling and a crown but I'm no dentist. All services are included in this very affordable plan from Crowns, fillings, xray, exam...etc. They every Had my very affordable benefits active in 2 hours and able to use it the very same day. Check them out.
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Dental plan and insurance?

Is it okay to have both? Will a dentist accept both? For example, can I use a dental plan for teeth cleaning and fillings; then, can i use my insurance for extractions?
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Yes.
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I chipped a tooth - no dental insurance - what do I do?

I just quit my job to go back to grad school and let my insurance lapse by less than 8 weeks. I just had xrays 6 months ago (full mouth) and everything was fine. Had a cleaning and a check up 10 weeks ago (because I knew I was quitting my job.) While eating a bagel a small piece chipped off the top of one of my bottom teeth yesterday. It doesn't hurt at all --- and it isn't even sensitive. I don't care what it looks like, as I have a slight overbite the covers it when I smile.....I just need to know if since it doesn't hurt if I will be ok --- at least for a few months until I can get myself "figured out" and financially on track. I am so annoyed, because this is the worst timing, my husband and I are in a transitionary period and we have almost no spare cash to deal with this. Thanks.
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health-quotes.isgreat.org - my family have this health insurance. It is affordable and has good coverage for dental issues.
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finally something for people who cant afford health,dental insurance?

http://www.iboplus.com/40539159
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You can't advertise here. It is against policy.
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Has any one ever heard of Careington Dental Plan?

Im looking into getting dental insurance for myself. I wanna know if anyone has ever heard of this insurance company, and if you have what you think abut it?
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Medical Discount Plan ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a quite low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services. Individual & Family Health Plans This is a major health insurance plan for individuals and families. If you are looking for comprehensive long term health insurance coverage for yourself and/or your family members who are 62 years old or younger - this is the plan to choose. Short Term Medical Plans This plan is ideal for individuals in transition. Maybe you have just graduated from college and are no longer covered under your student health insurance or you moved out on your own, and you're no longer covered under your parents' medical insurance plan. Or perhaps you're employed part-time, going to school, leaving home for the first time, or even retiring early. Maybe you've found a new job, but your new employer's group health insurance plan won't kick in until you've been with months. I would like to suggest to try to get as much information as you could before making up your mind,here    www.HealthInsuranceFree.info    is a very resourceful one.
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I have a question about dental insurance in FL.?

I'm currently 18 years old, I live in Gainesville and I have Medicaid. I have to have my front four teeth worked on and I have two choices: Having them removed and put a partial in, or having root canals done and have caps put on them. My problem is that I want the root canals done, but it'll cost $6560 at the dentist I'm seeing. I've had root canals done already that were paid for my Medicaid, but my dentist tells me that they won't accept Medicaid. =/ Is there anyone in my area that will do the dental work, or at least some of it, with Medicaid? Thanks.
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Hardly ever does Medicaid pay for crowns, period.
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Is getting a secondary dental isurance worth getting?

I have dental insurance through my work my wife also can get dental insurance though work for us my dentist told me i could get insurance through both and it wold help lower the cost of my bills is having two dental insurances worth it i have alot of work that needs to be done 2 root canals, 3 crowns, and 1 pulled one would pay 50 percent the other would pay 50 percent has any body out there done this before if so can you explain it to me thank you
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Just determine if what you will pay (premiums) per year is worth the yearly benefit the insurance company will give you. Make sure your dentist will accept it or you could be looking for a new dr to maximize your benefit. If it is affordable I strongly advise taking it. You can never have too much insurance. P.S. Make sure neither plan has a "non-dup clause" because if they do it means the 2nd ins won't pay if the 1st pays more than they allow and it will basically be worthless until you reach your max with the 1st ins each year
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Good dental insurance?

Which companies are better?
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health-quotes.talk4fun.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
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What is the best Dental Insurance? PLEASE HELP!!!!!!!?

I dont have any type of insurance, nor a job at the moment. Usually I am an engineer. Anways I need to get my teeth fixed. This is whats wrong, upper teeth are going to need braces for a bit. i used to have them but am missing a tooth to my right of the front 2 teeth, so teeth have seperated again, because of not wearing retainer and getting it fixed asap. Missing tooth, upper braces again, lower braces again, bleach white, any cavities that might need to be filled, oh and an implant for that missing tooth, dont think i want a bridge. Please help, I am a good looking guy and really need to get this fixed.
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healthplans.my-age.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
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does anyone have an opinion about Essential Dental Insurance / AlwaysCare?

Received a letter in the mail about this insurance, which on the surface seems legit. You have to apply at their website (or by phone). I've never had to apply for insurance before, that's what has me wondering. They are a basic plan, thou cost is good, as is the deductible. Waiting periods between major services are lengthy (7 years between single crown/restoration after an initial 12-month waiting period). The company is underwritten by National Guardian Life Insurance Co. of Madison, WI. Has anyone had any experience with this company? Are they above board?
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You can easily check your minimal health care rates in internet, for example here - healthquotes.awardspace.info
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