Saturday, March 5, 2011

Programs to help assist in paying childrens dental bills.... father is active duty USMC?

My husband is in the military and we have United Concordia Dental coverage. Unfortunately, this plan doesn't cover much because we've have to pay over $7000 for both children's dental work according to our dentists estimate. Our children really need this dental work done, but we can not afford to pay that out of pocket. Is there any government agency that helps with dental bills? Or is there some other program that I can combine with our dental insurance so we don't pay so much out of pocket? Any help is appreciated!
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I would suggest you go to your local dental schools. You might have to wait a few weeks, but they will get you in. Plus it's free! Best of luck!
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need dental help???

Hi All, I live in WA state and I am in need of some serious dental work, ie...implants ect. I have no one to blame but myself for my poor teeth.The problem is I am on workmans comp right now and I have no dental insurance, also being on workmans comp my income is almost nonexsistant....I am really embarresed to talk or smile and I really would like to feel better about myself...Can anyone suggest something that might help me in this??? Also my credit is horrible, and I mean really really bad, so I believe that would be out.
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dont worry call these guys and see what they have.all the dentists that they reer you to are members of american dental association and they even cover you for your cosmetics. when you enrolled ask for your free cellphone and free monthly minutes. 1-800-929-8344 Ref 246314
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Help dental assistants/dentists,i had 3 months of pain in back tooth,has the infection spread is this dangerus?

Hello,i have had pain in my back molar for nearly three months now,it started when i ate anything i got vicious pain,so i chewed food on the other side,and took painkillers,i didn't go to the dentist straight away as i have no dental insurance,now last week it got very bad,i went to a dental hospital and they took xrays and i said i have a abscess,and that they could not do a root canal as its students and it is to complicated on a back tooth for some reason. Now i am worried in all that time i left it the abscess could have spread i have pain in my head and cheek and ear. So i went to my reg.dentist and she said it can have a high failure rate as reg.dentists dont have specialized equipment but they can do something called a 'PRIMARY endo' to relieve pain,until i can get the money together to see a specialist which might take 4 to six more weeks,is this safe?? She said a specialist uses hot liquid rubber filling solution to reduce risk of bacterial infection,and they use cold rubber filling solution and its difficult to clean the bacteria from the small root canals and likely to become reinfected as the awkward position of the tooth. In your opinion what should i do,should i do this primary endo and wait 4 to six weeks to save up for the specialist,could the infection get worse?or not do it and stick it out until i can getthe money together,i am just scared the infection could get out of control,any warning signs i should look out for?The reason i dont want it pulled is that i have 2 teeth next to it missing already and this tooth has a crown which was expensive,it is a heavily filled tooth underneath the crowm,but its not due to decay that caused the abscess they said,please any advice i would appreciate so much i am very scared and would like some information thank you very much
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I also have an infection underneath my back molar but the dentist gave me a prescription for antibiotics. She said they should clear it up before I have the tooth removed. Maybe you should enquire about getting antibiotics? They worked for me:)
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Is dental bridge the best option to fill empty spot?

My relative has lost part of his tooth but he still has the root of that missing tooth left. The doctor has recommended that he get the root extracted for health reasons. The doctor has also recommended that he get a bridge installed after the extraction. I called the dentist to inquire about the cost of installing the bridge and learned that it would cost at least $5000. Since the cost is so high and my relative does not have dental insurance, can he simply leave that empty spot in his mouth after the extraction? I was thinking of helping him out financially with the "bridge" operation. Before I decide to do so, I wish to know if bridge is the best option for filling an empty spot from dental/medical point of view? I'd also like to hear people's experiences about bridge - Are they happy that they have got bridges installed in their months?
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To answer your first question, no - he should not just leave the spot empty in his mouth. Teeth tend to move forward, and if there is an empty spot, the teeth behind it will move to fill in the empty gap. This would affect his bite and could cause jaw problems in the future... As far as a good option, a bridge is a good option... Depending on how the bone is in that area, he might also look into an implant. With a bridge, he would get two crowns (on the remaining surrounding teeth) and a fake tooth in between (attached to each crown). He would have to be very careful about cleaning under it (ie: flossing) so that no food/bacteria collects there. Also, the bone where the tooth is missing would resorb because there is no tooth structure to support it, meaning it would basically disappear over time. With an implant, it would be a little easier to take care of because he wouldn't have to floss thread under it... he could just brush/floss like a regular tooth. Also, the bone would remain. And, I agree with the comment above. If there is a local dental school/residency, check with them. A lot of times, they are able to offer discounted services. Good luck!
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How to tell if your wisdom tooth is coming in properly (self-diagnosis help)?

i dont have dental insurance, and 1 of my wisdom tooth is coming in (top lower right side) no pain or discomfort, and well as far as my tongue can tell its coming in fine, well its more than half way in. it does feel weird when i clench my teeth like my teeth is compressed. no flap over tooth... dentists, dental students- anything else i should worry about or look for? im 26 btw, i know age is somewhat a factor in this matter
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Medical Discount Plan ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a quite low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services. Individual & Family Health Plans This is a major health insurance plan for individuals and families. If you are looking for comprehensive long term health insurance coverage for yourself and/or your family members who are 62 years old or younger - this is the plan to choose. Short Term Medical Plans This plan is ideal for individuals in transition. Maybe you have just graduated from college and are no longer covered under your student health insurance or you moved out on your own, and you're no longer covered under your parents' medical insurance plan. Or perhaps you're employed part-time, going to school, leaving home for the first time, or even retiring early. Maybe you've found a new job, but your new employer's group health insurance plan won't kick in until you've been with months. Common situation you met like many other people,be patient,and check the resource here    www.HealthInsuranceFree.info    i found very useful for me to solve my similiar problem.
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Dental Hygiene?

I have a lot of dental problems!! To go into detail: I have very brittle, chalky teeth. I have multiple cavities and need plenty of root canals. I am from the New Orleans area and can't get in touch with my dentist. He is the only one who knew my teeth/mouth condition. My teeth are very VERY sensitive and keep breaking and I am in constant pain. I was just eating something just now and another tooth just broke off! This scares me because I'm only 24! I don't smoke, or binge or drink sodas! Yet my teeth are badly discolored! If they keep deteriorating like this I'll have no teeth before I'm 30! I need some advice!! Every dentist I go to just criticizes me or wants to do a cleaning. I try to explain to them that I need help and see if i can set up a kind of payment plan(I don't have dental insurance) with them but they don't want to hear it. I need help! Some advice of any kind!!!! I see these makeover shows where people have worse off conditions then me and they do all the work on pp
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Try to find a dental clinic through your local social services or rural health network - also, try to find a dental college near your - sometimes they will do work because the students need to learn - don't worry, they on't hurt you - their teacher (a dentist) is standing right by.
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Do you have to pay to get your braces tightened every month?

I am going to be getting braces in probably december. I am going to be doing my impressions in the middle of september. I know I am going to be setting up a payment plan for the actual braces them selves but do you pay to get them tightened every month? does it go by your insurance? if so what do you pay? i have delta dental insurance. thanks everyone.
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they shouldnt cost what happened with mine is that you pay for the braces and retainers and check ups all together thats why its so expensive and they dont charge ya anything after you paid for your braces so when ever you go for a check up or getting them tightened or getting your retainers they shouldnt be asking you for money
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Are you responsible to pay for a procedure that your dentist said was covered and it turns out its not?

After presenting my dentist with my new insurance, they told me I was covered to have my exam and proceed to the exam room. About a half hour after leaving the office, the dentist office called and said they do not accept my type of dental insurance....am I responsible for this bill?
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Yes, you are responsible for the charges. But, ask the office for a "generic" claim form print-out. YOU can still file with your insurance for the amount. The Dentist you saw may not be a provider for your plan, but YOU can still file a claim. Contact your insurance company and ask for instructions for filing a claim. Dr. Dan
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Which of the following benefits do you have via your employment?

1. Health insurance. 2. Dental insurance. 3. Retirement plan. 4. Some sort of discount on something. 5. Paid vacation. 6. Pay above the minimum wage. 7. Other. Name.
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all 6 , plus pto (paid time off) my company did away with sick leave. you get the pto if you make less than 40 hours in a week.
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Does anyone know of a good dentist close to Bellmawr, NJ 08031 any experiences? or recomendations?

I live in Bellmawr, NJ 08031 and I need to find a dentist that is good but also takes my insurance. I am under Aetna PPO for dental insurance and also we have carecredit I need a good dentist that takes both any suggestions or experiences?
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No but check on google
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air force insurance?? IS There life insurance in the air force?

is my medical and dental insurance gonna cover my whole family? Plus whos gonna help me when i reach BMT
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SGLI is the life insurance for AD members, it is $27 per month for $450,000. FSGLI is for the spouse, it is up to $10 per month and is $100,000. All children get free coverage of $10,000. Dental Insurance - Tricare Dental/United Concordia is $30 per month for family or $13 per month for individual. It covers 2 free cleanings and 1 xray per year, the rest is a percentage depending on what it is. It covers up to $1200 per person per year. The first month you have to pay then it will be set up as an automatic deduction. The spouse can sign up for it as soon as her information is entered into DEERS. They do not see base dental but civilians out in town. Tricare Standard is medical and starts the date you start and all dependents are entered into DEERS. With Standard there is a yearly deductible and co-pay for each visit. If the spouse wishes to change to Tricare Prime or Tricare Prime Remote she must have her ID card and then it can be changed. With Prime you are seen at MTF hospitals or clinics, you are assigned a PCM. There is no co-pay or deductible.
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Shouldn't life insurance be mandated? Don't dead guys leave bills behind for others?

Especially those homeless people. We gotta pay to bury them. That way people with preexisting conditions can get life insurance without a problem and protect their families. Government even gets to tax it! How about Dental? Should we have to suffer by being forced to look at yellow teeth?
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Sure. Why not force people to shop a the government store.
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What is the premium my dental plan will cover?

How do I find out the difference I'd have to pay my dentist with my insurance. What are things to consider when using my insurance, will the doctor charge the insurance more than if I paid in cash? So far I paid in cash for two root canals and paid $450 per each one but the insurance game me a number of $560. Did the doctor charge me less because I paid in cash? This doctor is in-network.
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Your dentist should give you a treatment plan after they have submitted and received the pre-determination from your insurance co. This will tell you what the dentist charges, what your insurance will pay and what part of the balance is your responsibility. Whether they give a break for people who pay cash is up to each individual office and how they like to run their business. We treat clergy for free, if that is unethical, than so be it. We also give breaks to large families, friends and colleagues. Sometimes we won't charge depending on the procedure that was done. Root canals in our area can range from approx. $650-$800 for an anterior tooth, $800-$1000 for a bicuspid (two roots), and $1000-$1250 for a molar root canal. Most insurance plans will pay approx 80% of a root canal, but it also depends on what your insurance co. considers "reasonable and customary" which means, Dr. A could charge $800 for a root canal but the insurance co. only allows $500.00 for that tooth, so they will pay 80% of the $500.00.(not the $800 charged) Also, a root canal is one of those procedures that does NOT require a predetermination, mostly because patients can't wait one month before having a root canal because they are in pain. Ask for a treatment plan of all the work you need to have done, and including insurance estimates. This will give you a better idea of what is really charged and what you owe, and what your insurance co. will pay.
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dental braces.?

I am 26 yrs old and I would like to have braces.Right now I am in boston.,US. I dont have dental insurance.Could anybody please tell me is there any dental insurance which covers braces if I register with them now? and is there any dental clinic in New jersey , Newyork or Boston where I could have braces cheaply because I cant afford more money.Really appreciate your replies.
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The best plan for Boston that will cover adult braces without waiting periods is DentalBraces4Less.com. Make sure you check both with local general dentists and orthodontists on the plan regarding the savings.
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Grants for dental?

Are there any grants out there for dental work? I'm a single mom with a full time job, and in school. I have major dental needs including needing my wisdom teeth out! My dental insurance only covers 1,000 a year which I go through fast! I need help!
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I have a web site dedicated to helping people find affordable dental care and I've never heard of "grants" or vouchers for people seeking financial help paying for their dental care. Our dental care system just doesn't work like that. However, there are dental clinics that you can go to that provid adequate dental care at little or no cost; the only drawback being you may have to wait several weeks before you can be seen. In addition, dental clinics do not perform any dental procedure that would be considered "cosmetic" in nature such as root canals, bridge work, braces, teeth whightning etc. I hope this helps.
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Are there any home remedys for tooth and gum pain?

I have no dental insurance, nor the money to pay for a dentist. So any home remedys that really work in the mean time. Please be serious about this. ty.
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put pressure between your thumb and pointing finger and massage it gargle with salt and warm water gargle with listerine(will kill infection) gargle with peroxide try the website below. it gives you more ideas!
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how to convince parents to get me and my sister braces?

me and my sister have like gapped teeth and they're also a little crooked, it's not extremely bad, but we hate our teeth. the orthodontist said that I would have to wear mines for like a year and 2 months. we don't have have dental insurance either, so how do I convince them?
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Is it only a money issue? Or do they think you don't need them? If it's a money issue, that's a tough one. Many orthodontists offer payment plans. Where you pay something per month. Maybe they could afford that. Or, tell them you'd be willing to pay them back. Make it like a loan from your parents. Because if you can get braces for a year and have straight teeth the rest of your life, it's worth it. Try and convince them of that. Look at it like an investment. It makes you feel better and does help in the real world when you're looking for a job. If you have that nice pretty smile, it helps.
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is periodontal disease on two teeth very expensive to fix before it's to late ?

i've been searching for a cause of problems i'm having for two of my teeth, i think this is it, i always had very nice teeth and this is so upsetting to me. i do not have dental insurance thats why i do not go to the dentist. i brush and floss but i guess this is not enough. if anyone has a round about cost to fix two teeth that would be great.
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Be honest,It will take a while to find the ideal answer for the your question.provide a relevant resource here http://www.HealthInsuranceFree.info for your reference,hope it helps.
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How much can I expect to pay to have all 4 wisdom teeth removed?

I don't have dental insurance. Thanks!
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I didn't have dental insurance when I had them pulled a few years ago. It cost me $1000 for the sugary (included the anesthesia), and I had to pay about $10 for my post surgery pain killers (I had insurance for that though). The pain killers are just a generic ( but STRONG) pain killer, so you should not have to pay to much for it. Other then that, you just need to buy some cotton swabs and tea bags (to help heal the area) and you should be set. By the way,a lot of oral surgeons will have payment plans to help those who can't come up with the cash right away, so I wouldn't worry to much about the money.
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What is the meaning of Surface White Filling for U or L Front Tooth?

Its mentioned in the dental insurance.
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U-upper L-lower; a white composite filling material is used rather than the metal amalgam material.
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Where can I find help gettin dental work for the unemployed.?

Need to have some dental work done but have been on a medical leave from work for a year and have no insurance and no income.
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Check with your local DHHR office they provide temp. medical and dental assistance to people unemployed.
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periodontitis treatment,Insurance coverage??

I have Aetna for dental insurance. Can I like get a new insurance now and get them pay for it. Which insurance pays atleast a part of the treatment. Please help me with this ..my treatement is costing me more than 1500 dollars
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need more info. Are you gettign surgury? Sounds like you are at a specialist usually Insurance pays %50-80. If your getting surgical root planing you may break it up into two years.
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what can i use to whiten my teeth before getting my braces off?

i have only 2-3 months before getting my braces off and i want them to be evenly white but since i have braces i cant try the whitening strips or the strawberry thing and i have no more dental insurance to get them cleaned..i brush after i eat and use listerine..what else can i do to get them white?
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Pick up Arm & Hammer extra whitening toothpaste. You'll be surprised how white your teeth will look when you get them off without any whitening treatment as well. Use the white strips right after you get them off and make sure to wear your retainer! Congratulations on coming to the end of your time in braces!
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I was fired from my 9 year old job, now I don't have any kind of insurance, Do I qualify for medicare insuranc?

I'm a 54 year old US citizen and when I lost my job my group medical insurance stopped, for some reason, I was disqualified for COBRA with the government subsidy program. Now I am totally left out.... no medical, health, dental and vision insurances at all. Can I apply for medical insurance, how much will it cost me monthly, how and where will I apply?
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COBRA isn't a government subsidy program. It's a law that forces employers to allow terminated employees to pay for their own insurance at group rates. The only exceptions are termination for cause (provided you are insured at termination) or if the company no longer has group insurance. Medicare is for disabled and older Americans (65 or over.) You can go to an insurance company and purchase a private plan; e.g., Blue Cross/Blue Shield.
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