Specific company and best price.
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Ha. I'd like to know myself. Healthcare in the US is astronomical! I am divorced and had to get my own health ins.. I had Aetna HMO with no dental ins. Can't afford that! It kept rising every year almost $100.00 until I finally was paying over $600.00 per month with no dental! I switched to Horizon Blue Cross Blue Shield of NJ. I pay less than Aetna, but it's still same plan, with no dental, $30.00 co payment for each doc visit and I pay 1/2 of each prescription's cost. My current monthly payment to them is $470.00 per mo. A PPO is off the charts money wise and so I took the bottom of the barrel, an HMO.. Good Luck..
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Thursday, January 13, 2011
I need advice on obtaining Homeowners, Health and Dental Ins?
I need to get homeowners, health and dental insurance within the next week and do not have much free time to shop. What advice do you have to assure I am getting a competitive deal? Should I get them all with one company? What company's should I check out? Thanks.
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Call a local independent agent. Look in the yellow pages and you want a larger one that has property & casualty (home & auto) & a financial services (or Life & Health) department. They should be able to get you what you need. You will probably speak to 2 people because in most larger agencies, the sales people do not have both life/health & property/casualty licenses. They specialize in one or the other.
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Call a local independent agent. Look in the yellow pages and you want a larger one that has property & casualty (home & auto) & a financial services (or Life & Health) department. They should be able to get you what you need. You will probably speak to 2 people because in most larger agencies, the sales people do not have both life/health & property/casualty licenses. They specialize in one or the other.
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My gums have receded very badly, but I can not afford to pay for dental surgery, so any ideas on what I can do?
I am 59 years old, I have no dental insurance, and can not afford to pay for gum surgery.
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You do eventually need proper dental advice so start putting some money aside for that day as your teeth's dentine and gingivae line are exposed. Make sure when you brush your teeth you always brush from the gum to the end of the tooth. Not around and floss well each day. Always use a soft tooth brush as it will help the plaque. As your gums are receding you will probably find it is the plaque which has built up along the gum line and irritated it and caused it to recede. The gum line won't grow back so you must learn to manage the condition as in time if they are this bad you will probably need dentures as infection may set in and the tooth condition and your health may be such that saving them may not be an option. Your teeth are your health and don't underestimate the effect they have on your well being.
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You do eventually need proper dental advice so start putting some money aside for that day as your teeth's dentine and gingivae line are exposed. Make sure when you brush your teeth you always brush from the gum to the end of the tooth. Not around and floss well each day. Always use a soft tooth brush as it will help the plaque. As your gums are receding you will probably find it is the plaque which has built up along the gum line and irritated it and caused it to recede. The gum line won't grow back so you must learn to manage the condition as in time if they are this bad you will probably need dentures as infection may set in and the tooth condition and your health may be such that saving them may not be an option. Your teeth are your health and don't underestimate the effect they have on your well being.
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who has the best dental insurance???
i have a good career and we have great benefits, including great medical. but my dental coverage really stinks. it pays only 25% of most procedures including my sons ortho. how about you???????
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~Dental, Vision, Rx, and Chiropractic plan ~$11.95/month individual or $19.95/month entire household ~All specialists included, even cosmetic dentistry, oral surgery, orthodontics, dentures, etc. ~No waiting periods! You can go to the dentist the same day! ~No claim forms or deductibles ~No age limits ~All on-going conditions accepted ~The largest and highest quality network of providers, which means only the best dentists for you! ~No limits on visits or services. Use your plan whenever you want/need. ~100% satisfaction guaranteed ~Rates guaranteed for 2 years ~Health/Medical plan available also! For more information: visit: www.theaplan.biz/rachele BUT IF YOU'RE IN A HURRY, CALL: 541-258-7148 or... email or IM: starsalso@yahoo.com
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~Dental, Vision, Rx, and Chiropractic plan ~$11.95/month individual or $19.95/month entire household ~All specialists included, even cosmetic dentistry, oral surgery, orthodontics, dentures, etc. ~No waiting periods! You can go to the dentist the same day! ~No claim forms or deductibles ~No age limits ~All on-going conditions accepted ~The largest and highest quality network of providers, which means only the best dentists for you! ~No limits on visits or services. Use your plan whenever you want/need. ~100% satisfaction guaranteed ~Rates guaranteed for 2 years ~Health/Medical plan available also! For more information: visit: www.theaplan.biz/rachele BUT IF YOU'RE IN A HURRY, CALL: 541-258-7148 or... email or IM: starsalso@yahoo.com
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Me and my wife are seperating we live in the state of California, Can I remove her from my medical and dental?
Me and my wife are seperating we live in the state of California, Can I remove her from my medical and dental insurance without a signed letter from her? or must I keep her on? Is there such a law that says I cannot remove her?
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As a lawyer, licensed in California I would strongly advise against doing anything radical or outside of ordinary living expenses. Sudden transfers of valuable property to relatives, the dissipation of a marital bank account, the sudden winnings and loss at gambling tables, or lottery, etc. will only result in the court whiplashing you to death. In short, everything you owned prior to separation is considered community property until the court says otherwise. You will also owe some obligation for support to one another, unless you both agree otherwise. Dental and Medical are considered community property and are also considered valuable rights. So terminating her from your plans could end up putting you in the court's doghouse. Short answer after all the above is: If its significant, don't do it. Now if you want to throw out some holey socks, or worthless junk and clutter, provided it has no actual value, you can probably do that. If you have acknowledged separate property, you can probably deal with that. However, if you want a true separation, then perhaps your starting point is to create a dividing line between what is now (community property) and what you will acquire after separation (individual property). Separation in California is technical and tricky. In the grander scheme, its the separation of two spouses without the intent to live as a married couple. However, what existed prior to separation is a matter of interpretation. So if you do nasty stuff that will hurt your wife, then the court will take you out and execute you for it. LOL. Well not really kill you, just make you wish it did.
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As a lawyer, licensed in California I would strongly advise against doing anything radical or outside of ordinary living expenses. Sudden transfers of valuable property to relatives, the dissipation of a marital bank account, the sudden winnings and loss at gambling tables, or lottery, etc. will only result in the court whiplashing you to death. In short, everything you owned prior to separation is considered community property until the court says otherwise. You will also owe some obligation for support to one another, unless you both agree otherwise. Dental and Medical are considered community property and are also considered valuable rights. So terminating her from your plans could end up putting you in the court's doghouse. Short answer after all the above is: If its significant, don't do it. Now if you want to throw out some holey socks, or worthless junk and clutter, provided it has no actual value, you can probably do that. If you have acknowledged separate property, you can probably deal with that. However, if you want a true separation, then perhaps your starting point is to create a dividing line between what is now (community property) and what you will acquire after separation (individual property). Separation in California is technical and tricky. In the grander scheme, its the separation of two spouses without the intent to live as a married couple. However, what existed prior to separation is a matter of interpretation. So if you do nasty stuff that will hurt your wife, then the court will take you out and execute you for it. LOL. Well not really kill you, just make you wish it did.
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Travel insurance? dental?
i just got my insurance and it covers dental for about $2000, i have two broken teeth now, but if i say that i broke them in germany (the place that im going to - we have family friends who are dentists that can write a note down for the pain) will i be able to get a root canal... or what does this insurance do for me..... i am guessing many of you will be asking it depends to the company, well if that is your answer then just tell me the average of the companys insurance cover thankss
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Choosing the best is about matching the cover to your needs. http://insurance-junction.com/
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Choosing the best is about matching the cover to your needs. http://insurance-junction.com/
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why do dentist charge a arm and leg to have dental work?
dental insurance only pays 10 percent! you have to be rich to have dental work done!
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Because the man has a Hummer and a huge house to pay for. Cut him some slack. Poor guy.
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Because the man has a Hummer and a huge house to pay for. Cut him some slack. Poor guy.
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Dental Insurance?
Is there a dental insurance that provides you to pay your bill monthly instead of paying it on your visit to the dentist?.. I'm a working student but doesnt make much money and I need a program where you can pay later or monthly.. Please help..
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Yeah, eHealthPlus lets you pay monthly
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Yeah, eHealthPlus lets you pay monthly
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travel insurance? dental?
i just got my insurance and it covers dental for about $2000, i have two broken teeth now, but if i say that i broke them in germany (the place that im going to - we have family friends who are dentists that can write a note down for the pain) will i be able to get a root canal... or what does this insurance do for me..... i am guessing many of you will be asking it depends to the company, well if that is your answer then just tell me the average of the companys insurance cover thankss
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Choosing the best is about matching the cover to your needs. http://insurance-junction.com/
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Choosing the best is about matching the cover to your needs. http://insurance-junction.com/
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how to confirm dental insurance?
this is for the front dental office. by hmo, ppo and medical? thanks
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Usually the 800 number is called that's found on the patient's insurance card, and then insurance info is faxed to the office, showing what's covered and what the benefits are... That's how we do it.
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Usually the 800 number is called that's found on the patient's insurance card, and then insurance info is faxed to the office, showing what's covered and what the benefits are... That's how we do it.
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How can someone get help with dental work that is needed "killer tooth pain" with no insurance, no money forit?
and nowhere near a dental school and not even close to a state that has one
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well go to a dental clinic the doctor i work for volunteers at a dental clinic every friday for people that cant afford dental treatment. your tooth is probably abcessed so the only way the pain will go away is by getting some antibiotics the pain should go away within 3 days but you will need to get the tooth taken out before the medicine leaves your system. you should really call a dentist should only cost about $80 for an exam and xray.
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well go to a dental clinic the doctor i work for volunteers at a dental clinic every friday for people that cant afford dental treatment. your tooth is probably abcessed so the only way the pain will go away is by getting some antibiotics the pain should go away within 3 days but you will need to get the tooth taken out before the medicine leaves your system. you should really call a dentist should only cost about $80 for an exam and xray.
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Roughly how much does dental bonding cost per tooth?
I know it depends on the amount of work needed to be done, but say its not a lot of work and you already have good teeth and are just getting bonding to fix stains or change the shape of them like I want to do for my four front top teeth... then in that case how much would it be? Also, I dont have dental insurance and plan on paying outta pocket... can I do that?
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try re-posting this question in another section...you might get more answers
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try re-posting this question in another section...you might get more answers
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in desparate need of dental work for two broken teeth and several cavaites?
i have no dental insurance, dont qualify for carecredit, anyone in northern illinois know of dentists who will do work for monthly payments but also do descent work?
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I would encourage you to visit this website : www.healthsavings.ourperfectcard.com Its been 5 years now since I signed up online and they have saved me thousands of dollars throughout the years. All services are included in this very affordable plan from root canals, cleanings, exams, xrays...etc. Even Cosmetic surgery and orthodontics services. They even had my very affordable benefits active in 2 hours and able to use it the very same day. Good Luck.
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I would encourage you to visit this website : www.healthsavings.ourperfectcard.com Its been 5 years now since I signed up online and they have saved me thousands of dollars throughout the years. All services are included in this very affordable plan from root canals, cleanings, exams, xrays...etc. Even Cosmetic surgery and orthodontics services. They even had my very affordable benefits active in 2 hours and able to use it the very same day. Good Luck.
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Which Dental Clinics accept Forward Health Insurance in Wisconsin?
Could I please get the list or some websites?
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You can easily check your minimal health care rates in internet, for example here - healthquotes.awardspace.info
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You can easily check your minimal health care rates in internet, for example here - healthquotes.awardspace.info
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What is someone wants braces but can't afford it and doesn't have dental insurance?
How can they go about getting their teeth straightened? =(
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If you have dentist already, belive it or not, some of them will let you make monthly payments. Talk to your dentist. Otherwise you need to ask the cost and try to save up enough to pay for it on your own. Good luck!
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If you have dentist already, belive it or not, some of them will let you make monthly payments. Talk to your dentist. Otherwise you need to ask the cost and try to save up enough to pay for it on your own. Good luck!
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As a small business owner I would like to know what you recommend for affordable health insurance.
Currently paying 700/mo for medical and dental insurance and not feeling i am getting value for the dollar, nor feeling I can continue to pay for the insurance at this rate.
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health-quotes.isgreat.org - my family have this health insurance. It is affordable and has good coverage for dental issues.
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health-quotes.isgreat.org - my family have this health insurance. It is affordable and has good coverage for dental issues.
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A good health insurance company offering individual health and dental coverage for self employed people?
I live in Florida.
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Hi, I think you should consider a BlueCross/BlueShield policy. Their rates are very good right now if you don't have any pre-existing conditions. You can also add a dental policy. Aetna and Humana can be very good also, but I think your best bet at the moment is BCBS. If you want to sent me a quick e-mail with your birth date, I'd be glad to return a quote by e-mail from all three companies so you can compare, and then I'll show you how to find an agent in your area online. warren@iccf.us
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Hi, I think you should consider a BlueCross/BlueShield policy. Their rates are very good right now if you don't have any pre-existing conditions. You can also add a dental policy. Aetna and Humana can be very good also, but I think your best bet at the moment is BCBS. If you want to sent me a quick e-mail with your birth date, I'd be glad to return a quote by e-mail from all three companies so you can compare, and then I'll show you how to find an agent in your area online. warren@iccf.us
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If Mercury is bad for us, why don't insurance companies pay for resin fillings?
I pay my dental insurance company far too much money for them to only cover amalgam fillings on the back teeth. Don't they know that they are bad? Shouldn't they have to follow certain health guidlines?
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Resin (composite) fillings are paid for by some insurance companies. The reason some insurance companies will not pay for posterior composite fillings is that evidence shows that these posterior composites do not last as long or hold up as well as the silver (amalgam) restorations. Silver amalgam does contain mercury, however it has been researched extensively to the safety and durability of its use as a restorative material.
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Resin (composite) fillings are paid for by some insurance companies. The reason some insurance companies will not pay for posterior composite fillings is that evidence shows that these posterior composites do not last as long or hold up as well as the silver (amalgam) restorations. Silver amalgam does contain mercury, however it has been researched extensively to the safety and durability of its use as a restorative material.
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Best medicare insurance for dental ?
I just became disabled and qualify for Medicare I have been comparing plans ie Humana BlueCross and Aetna My question is... What carrier has the best coverage for dental. There are some than now offer dental and curious if anyone has a great Medicare approved Insurance Agent in Utah Many Thanks Ali
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None, phone a broke and a plan can be tailored for you
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None, phone a broke and a plan can be tailored for you
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what insurance do i need for jaw surgery?
medical or dental? i have a really bad underbite and it's killing me not being able to eat well (chewing.) i have basic health and dental insurance from my mom's company. i appreciate your time, thanks.
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It depends on the dental insurance. Some dental insurance often say send the claim to the medical insurance for a major procedure and payment. And then it will go through the dental insurance to see how much they will cover. I would talk to a dentist first and the front office should know what to do. Good luck.
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It depends on the dental insurance. Some dental insurance often say send the claim to the medical insurance for a major procedure and payment. And then it will go through the dental insurance to see how much they will cover. I would talk to a dentist first and the front office should know what to do. Good luck.
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IM looking for a dental insurance that will do fillings..deep cleaning..pull teeth.......?
and what ever need to be done as soon as i start my dental plan.a lot of the ones that i have talked to say that all you can have is your teeth cleaned at first. and you have to wait a year or so before they do anythiing else. i live in virginia. but maryland is ok also.please help thank you so much.
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health-quotes.isgreat.org - try this one. It is affordable and has good coverage for dental issues. As I remember they can provide such a service.
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health-quotes.isgreat.org - try this one. It is affordable and has good coverage for dental issues. As I remember they can provide such a service.
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Does the Health Care Bill Only Cover Medical Insurance or Does it Also Affect Dental, Optical, etc?
An answer that doesn't involve some long rant about how this bill is going to kill us all will be far more likely to get the best answer. I don't want opinions. I just want a direct answer.
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All three
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All three
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will my dental insurance (delta denta ppo/premier)cover invisalign if its still in process.?
my prvs insuranced did not cover it but i went on w the treatment still n now i got new insurance, does anyone know if the new insurance will cover the remaining treatment???
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healthplans.bebto.com - here is my health insurance plan. As I remember they can provide such a service.
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healthplans.bebto.com - here is my health insurance plan. As I remember they can provide such a service.
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