I need to see a dentist but i dont have medical insurance, does any one know if medical orfferes dental or any other plan i can get on that cheap i dont have alot of money and cant afford to bay to much please help...
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If you call your insurance man, he should have a dental plan available. Then, you will have to "weigh" the cost of the plan against the cost of whatever treatment you need.
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Monday, December 20, 2010
which is best a dental plan or insurance?
wanna have lots of work done but really dont know much about either. and torn about which to do.
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Considering a dental plan doens't really cover very much, I'd go with a health plan. You'll be paying more out of pocket either way if you use a dental plan. That's with any insurance provider.
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Considering a dental plan doens't really cover very much, I'd go with a health plan. You'll be paying more out of pocket either way if you use a dental plan. That's with any insurance provider.
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Dental plans? insurance?
I am unable to recieve dental insurance from my job. I need some work done asap. I googled dental insurance/plans and got some hits. First question-are these companies legit? also. Does anyone else have independant dental insurance that they didnt get through their job? and is it good? Thanks!!
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Most dental insurance has a waiting period before you get full benefits. You have five options with dental. 1. Go without insurance. If you just want the basics you probably don't need any plan. A yearly cleaning and exam and even an occasional filling will cost you less without insurance. 2. Visit a local dental school. You can get many procedures done for a reduced price if you're willing to let them practice on you. You can find one here: http://www.yourhealthplanadvisor.com/Den… 3. Insurance - Depending upon the policy: cost $30-$60 per month. You pay a $50 deductible first, they have an annual maximum that they'll pay per year of $750 - $1500, they have a waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a root canal in my area is $919. With insurance you pay $460 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans. 4. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $919. With discount plans you pay around $827. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health & dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes… concerning these plans. 5. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $919. With fee for service plans you pay as little as $404. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
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Most dental insurance has a waiting period before you get full benefits. You have five options with dental. 1. Go without insurance. If you just want the basics you probably don't need any plan. A yearly cleaning and exam and even an occasional filling will cost you less without insurance. 2. Visit a local dental school. You can get many procedures done for a reduced price if you're willing to let them practice on you. You can find one here: http://www.yourhealthplanadvisor.com/Den… 3. Insurance - Depending upon the policy: cost $30-$60 per month. You pay a $50 deductible first, they have an annual maximum that they'll pay per year of $750 - $1500, they have a waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a root canal in my area is $919. With insurance you pay $460 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans. 4. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $919. With discount plans you pay around $827. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health & dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes… concerning these plans. 5. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $919. With fee for service plans you pay as little as $404. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
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if a person does not have insurance and has a dental emergency what can the person do?
my husband has a tooth problem but he doesn't have insurance what do you think i should do?
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Medical Discount Plan ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a quite low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services. Individual & Family Health Plans This is a major health insurance plan for individuals and families. If you are looking for comprehensive long term health insurance coverage for yourself and/or your family members who are 62 years old or younger - this is the plan to choose. Short Term Medical Plans This plan is ideal for individuals in transition. Maybe you have just graduated from college and are no longer covered under your student health insurance or you moved out on your own, and you're no longer covered under your parents' medical insurance plan. Or perhaps you're employed part-time, going to school, leaving home for the first time, or even retiring early. Maybe you've found a new job, but your new employer's group health insurance plan won't kick in until you've been with months. YOu are not the only one who met this problem,I have met this type of problem before.I have good experience here www.HealthInsuranceIdeas.info to solve my similiar problem.
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Medical Discount Plan ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a quite low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services. Individual & Family Health Plans This is a major health insurance plan for individuals and families. If you are looking for comprehensive long term health insurance coverage for yourself and/or your family members who are 62 years old or younger - this is the plan to choose. Short Term Medical Plans This plan is ideal for individuals in transition. Maybe you have just graduated from college and are no longer covered under your student health insurance or you moved out on your own, and you're no longer covered under your parents' medical insurance plan. Or perhaps you're employed part-time, going to school, leaving home for the first time, or even retiring early. Maybe you've found a new job, but your new employer's group health insurance plan won't kick in until you've been with months. YOu are not the only one who met this problem,I have met this type of problem before.I have good experience here www.HealthInsuranceIdeas.info to solve my similiar problem.
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wisdom teeth/dental insurance question.?
I need to get my wisdom teeth taken out, and I just lost my job that gave me dental insurance to cover it. The Procedure costs 1,800 dollars...I could pay for it out of pocket but I was wondering if it would end up being cheaper to purchase my own dental insurance policy and get it done that way? any help would be great, also, does anyone know of cheap dental insurance for a 19 year old male? I don't know what matters with dental insurance....so I don't know if it would be cheap or not. Thanks!
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Are there any dental schools around your area? The reason I ask is because a few years ago I needed to have my wisdom teeth taken out immediately because they had developed cysts around them and they were in danger of rupturing. I had no insurance either mdeical or dental and I wasn't making much money so I called the dental school here in Dallas, Texas which is the Baylor College of Dentistry and I found out about a program that they had. I went to the college and filled out an application and a few days later someone from the college called me in. The school has this program in which dental students that are in their last year of dental school need patients to practice on. So the school screens patients and assigns patients to dental students who provide dental care at a very minimal cost. The students work under the supervision of several dental doctors who supervise them. I had an actual dentist remove my wisdom teeth. He was studying to get his certification in orthodontal surgery. The entire cost of the surgery including x-rays, anesthesia, and post op visit to the doctor was $750. It is worth a try calling around and asking. Plus the dentist was really nice and they did a really good job.
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Are there any dental schools around your area? The reason I ask is because a few years ago I needed to have my wisdom teeth taken out immediately because they had developed cysts around them and they were in danger of rupturing. I had no insurance either mdeical or dental and I wasn't making much money so I called the dental school here in Dallas, Texas which is the Baylor College of Dentistry and I found out about a program that they had. I went to the college and filled out an application and a few days later someone from the college called me in. The school has this program in which dental students that are in their last year of dental school need patients to practice on. So the school screens patients and assigns patients to dental students who provide dental care at a very minimal cost. The students work under the supervision of several dental doctors who supervise them. I had an actual dentist remove my wisdom teeth. He was studying to get his certification in orthodontal surgery. The entire cost of the surgery including x-rays, anesthesia, and post op visit to the doctor was $750. It is worth a try calling around and asking. Plus the dentist was really nice and they did a really good job.
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Is it possible for me to get dental work done (root canal) without any type of insurance or income?
I don't have a job or insurance. I am over the age 21 and I am from California
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You can easily check your minimal health care rates in internet, for example here - healthquotes.awardspace.info
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You can easily check your minimal health care rates in internet, for example here - healthquotes.awardspace.info
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If I'm on a Family plan Medicaid (Aatena Better Health), Do I still need a separate insurance for Dental?
I understand that 99% of dentists will not accept medicaid. My tooth is decaying and I have no where to go. How much am I looking to spend for a dental plan that's not medicaid?
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I would call your health insurer and see what's covered. There's no way we can know what your plan covers.
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I would call your health insurer and see what's covered. There's no way we can know what your plan covers.
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Cheap dental insurance?
hello, im looking for cheap dental insurance and i live in florida, anyone know.............???
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You have five options with dental. 1. Go without insurance. If you have good teeth and just want the basics you probably don't need any plan. A yearly cleaning and exam and even an occasional filling will cost you less without insurance. 2. Visit a local dental school. You can get many procedures done for a reduced price if you're willing to let them practice on you. You can find one in Florida here: http://www.dental.ufl.edu/ 3. Insurance - Depending upon the policy: cost $30-$60 per month. You pay a $50 deductible first, they have an annual maximum that they'll pay per year of $750 - $1500, they have a waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a root canal in my area is $919. With insurance you pay $460 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans. 4. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $919. With discount plans you pay around $827. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health & dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes… concerning these plans. 5. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $919. With fee for service plans you pay as little as $404. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
Source
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You have five options with dental. 1. Go without insurance. If you have good teeth and just want the basics you probably don't need any plan. A yearly cleaning and exam and even an occasional filling will cost you less without insurance. 2. Visit a local dental school. You can get many procedures done for a reduced price if you're willing to let them practice on you. You can find one in Florida here: http://www.dental.ufl.edu/ 3. Insurance - Depending upon the policy: cost $30-$60 per month. You pay a $50 deductible first, they have an annual maximum that they'll pay per year of $750 - $1500, they have a waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a root canal in my area is $919. With insurance you pay $460 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans. 4. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $919. With discount plans you pay around $827. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health & dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes… concerning these plans. 5. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $919. With fee for service plans you pay as little as $404. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
Source
Individual Dental Insurance?
I'm looking for individual dental insurance. Does anyone have any recomendations...
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Insurance companies are making a profit over and above what they pay out to dentists. The cheapest form of insurance is for you to personally pay for two or three "cleanings" every year and stash away $50-$100 every month into a separate account so that should you ever need a filling or something more (root canal, crown etc.) you have the money available. This way you aren't funding the profits of a corporation. In Canada I checked into insurance a while ago and it was going to cost somewhere in the order of $300 per month for dental, Rx, and vision. I decided it wasn't worth it and that I would "self-insure".
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Insurance companies are making a profit over and above what they pay out to dentists. The cheapest form of insurance is for you to personally pay for two or three "cleanings" every year and stash away $50-$100 every month into a separate account so that should you ever need a filling or something more (root canal, crown etc.) you have the money available. This way you aren't funding the profits of a corporation. In Canada I checked into insurance a while ago and it was going to cost somewhere in the order of $300 per month for dental, Rx, and vision. I decided it wasn't worth it and that I would "self-insure".
Source
Invisalign help and dental insurance help!!!!!
I want to get Invisalign braces to straighten my teeth but I don't have any insurance and I know it's costly to get this procedure done. Can anone tell me an insurance that covers this procedure. Please!!! Also, I work at a restaurant that my parents own so I don't receive a paycheck but I do make tips. Is there any dental insurance that covers people who dont have a credit card or anything like that???? PLEASE ANYONE I NEED MAJOR HELP WITH THIS!! 10 POINT FOR BEST ANSWER TO ANYONE WHO CAN HELP ME WITH A LOT OF INFO ON MY 2 QUESTIONS!!!!!!!
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Good news, I would encourage you to visit this site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago now and they have saved me thousands. I never thought Invasalign was included until I read you question. I called my rep and she said that Yes it is included. That there is money to be saved in this very affordable plan. From cleanings, xrays, exams..etc. All services are included. Hope this helps, thanks for your help.
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Good news, I would encourage you to visit this site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago now and they have saved me thousands. I never thought Invasalign was included until I read you question. I called my rep and she said that Yes it is included. That there is money to be saved in this very affordable plan. From cleanings, xrays, exams..etc. All services are included. Hope this helps, thanks for your help.
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No dental insurance..cost?
I dont have dental insurance and i currently have a cavity. I need to get a check up soon and would like to know the ballpark range on how much it would cost for a check up? I'd also like to know how much it would cost to get that tooth removed if i had that choice
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Price does vary at each dental office. A ball park for a cleaning,exam, and x-rays is around $250. However, many offices run new patient specials for around $99.00 for all the services. If you have had any x-rays taken in the past year, they are still good and can be used at any dentist. If you had a full mouth of x-rays taken in the past 5 years - it is also good. A cavity's price will depend on the type of tooth and how many sufaces need to be filled. Silver fillings are cheaper than white ones. Silver fillings work just fine reguardless of what you may hear. A silver filling for a back tooth will run you between $70-$130. A white filling will be around $130-$250. Again, each office has their own set of fees. Many dentists will offer cash patients a discount if they pay for the procedure in full, usually is about a 10% discount. Also, CareCredit is a great option. Its a dental credit card that offers same as cash for up to 12 months. One thing I would suggest is calling local colleges that have dental programs. Many have "student dentists" and "student hygientists" that treat you for a very low fee. Many people who cannot afford treatment opt to see a student.
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Price does vary at each dental office. A ball park for a cleaning,exam, and x-rays is around $250. However, many offices run new patient specials for around $99.00 for all the services. If you have had any x-rays taken in the past year, they are still good and can be used at any dentist. If you had a full mouth of x-rays taken in the past 5 years - it is also good. A cavity's price will depend on the type of tooth and how many sufaces need to be filled. Silver fillings are cheaper than white ones. Silver fillings work just fine reguardless of what you may hear. A silver filling for a back tooth will run you between $70-$130. A white filling will be around $130-$250. Again, each office has their own set of fees. Many dentists will offer cash patients a discount if they pay for the procedure in full, usually is about a 10% discount. Also, CareCredit is a great option. Its a dental credit card that offers same as cash for up to 12 months. One thing I would suggest is calling local colleges that have dental programs. Many have "student dentists" and "student hygientists" that treat you for a very low fee. Many people who cannot afford treatment opt to see a student.
Source
low dental Insurance?
I'm looking for low monthly dental insurance, and a list to choose from.
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Medical Discount Plan ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a quite low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services. Individual & Family Health Plans This is a major health insurance plan for individuals and families. If you are looking for comprehensive long term health insurance coverage for yourself and/or your family members who are 62 years old or younger - this is the plan to choose. Short Term Medical Plans This plan is ideal for individuals in transition. Maybe you have just graduated from college and are no longer covered under your student health insurance or you moved out on your own, and you're no longer covered under your parents' medical insurance plan. Or perhaps you're employed part-time, going to school, leaving home for the first time, or even retiring early. Maybe you've found a new job, but your new employer's group health insurance plan won't kick in until you've been with months. YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here www.HealthInsuranceFree.info to solve the problem.
Source
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Medical Discount Plan ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a quite low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services. Individual & Family Health Plans This is a major health insurance plan for individuals and families. If you are looking for comprehensive long term health insurance coverage for yourself and/or your family members who are 62 years old or younger - this is the plan to choose. Short Term Medical Plans This plan is ideal for individuals in transition. Maybe you have just graduated from college and are no longer covered under your student health insurance or you moved out on your own, and you're no longer covered under your parents' medical insurance plan. Or perhaps you're employed part-time, going to school, leaving home for the first time, or even retiring early. Maybe you've found a new job, but your new employer's group health insurance plan won't kick in until you've been with months. YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here www.HealthInsuranceFree.info to solve the problem.
Source
NH dental insurance help?
I'm wondering if i can apply for free dental in NH, I'm currently 18 and have been living on my own for 8 months. my parents cant really afford to buy dental insurance and their income was a bit to high to receive free dental. i really need to find some sort of help, i was supposed to get my wisdom teeth pulled about 8 months ago but couldn't afford the dental, and ibuprofen isnt helping the pain anymore
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Medical Discount Plan ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a quite low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services. Individual & Family Health Plans This is a major health insurance plan for individuals and families. If you are looking for comprehensive long term health insurance coverage for yourself and/or your family members who are 62 years old or younger - this is the plan to choose. Short Term Medical Plans This plan is ideal for individuals in transition. Maybe you have just graduated from college and are no longer covered under your student health insurance or you moved out on your own, and you're no longer covered under your parents' medical insurance plan. Or perhaps you're employed part-time, going to school, leaving home for the first time, or even retiring early. Maybe you've found a new job, but your new employer's group health insurance plan won't kick in until you've been with months.
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Medical Discount Plan ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a quite low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services. Individual & Family Health Plans This is a major health insurance plan for individuals and families. If you are looking for comprehensive long term health insurance coverage for yourself and/or your family members who are 62 years old or younger - this is the plan to choose. Short Term Medical Plans This plan is ideal for individuals in transition. Maybe you have just graduated from college and are no longer covered under your student health insurance or you moved out on your own, and you're no longer covered under your parents' medical insurance plan. Or perhaps you're employed part-time, going to school, leaving home for the first time, or even retiring early. Maybe you've found a new job, but your new employer's group health insurance plan won't kick in until you've been with months.
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I'm off of health and dental insurance, so should I avoid pickup b-ball games?
and football, etc>
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Well you could wrap yourself in bubble wrap and put on latex gloves and a surgical mask. That might help. Stick with Yahoo Answers for all your recreational needs. It's SAFE and STERILE. =0)
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Well you could wrap yourself in bubble wrap and put on latex gloves and a surgical mask. That might help. Stick with Yahoo Answers for all your recreational needs. It's SAFE and STERILE. =0)
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Dental insurance for 21 year old ?
Where can I get dental insurance for my 21 year old son? thanks
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healthplans.my-age.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
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healthplans.my-age.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
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does dental insurance cover invisilign?
I live in Florida,I wasn't sure if Invisilign was covered in insurance?
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You have to check with your insurance company. Each dental plan is written differently. Some allow for adult orthodontics and others don't. You have to check to see if your plan allows any benefit for orthodontics and specifically, invisilign therapy. Your orthodontist/dentist can put in a pre-treatment authorization for you and that way you can know for certain what is or is not covered. Good luck.
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You have to check with your insurance company. Each dental plan is written differently. Some allow for adult orthodontics and others don't. You have to check to see if your plan allows any benefit for orthodontics and specifically, invisilign therapy. Your orthodontist/dentist can put in a pre-treatment authorization for you and that way you can know for certain what is or is not covered. Good luck.
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Dental Insurance!!! Need help ASAP!!!?
I received a form today for a dental insurance and I don't know what dental doctor write in because I don't know which one from Children's Choice takes that dental insurance. My insurance company and my insurance is Access Dental.
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health-quotes.talk4fun.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
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health-quotes.talk4fun.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
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Dental Insurance!!! Need help ASAP!!!?
I received a form today for a dental insurance and I don't know what dental doctor write in because I don't know which one from Children's Choice takes that dental insurance. My insurance company and my insurance is Access Dental.
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Did you go see a dentist office? If so, call them and ask what you need to put in. If not, call Access and ask them what to do with the form.
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Did you go see a dentist office? If so, call them and ask what you need to put in. If not, call Access and ask them what to do with the form.
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Im looking for Dental Insurance?
Im looking forward to getting Dental Insurance But Im not sure which Insurance Company is a good one?I dont want to have to pay so much out of my pocket,other then making my payment Monthly
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I would encourage you to visit this great website: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago when I was in college and they have saved me thousands of dollars on all of my dental services since. From exams, extractions, xrays, fillings, Cleanings, and even my braces. They even had my very affordable benefits active in 2 hours and was able to use them the very same day. Good luck and Hope this helps
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I would encourage you to visit this great website: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago when I was in college and they have saved me thousands of dollars on all of my dental services since. From exams, extractions, xrays, fillings, Cleanings, and even my braces. They even had my very affordable benefits active in 2 hours and was able to use them the very same day. Good luck and Hope this helps
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insurance problems where i buy a private policy plan of heath dental insurance for my 2yr in canada l?
2yr old has ohip now i need to buy extra insurance
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look online, plenty of choices and quotes
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look online, plenty of choices and quotes
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Dental plans? insurance?
I am unable to recieve dental insurance from my job. I need some work done asap. I googled dental insurance/plans and got some hits. First question-are these companies legit? also. Does anyone else have independant dental insurance that they didnt get through their job? and is it good? Thanks!!
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Most dental insurance has a waiting period before you get full benefits. You have five options with dental. 1. Go without insurance. If you just want the basics you probably don't need any plan. A yearly cleaning and exam and even an occasional filling will cost you less without insurance. 2. Visit a local dental school. You can get many procedures done for a reduced price if you're willing to let them practice on you. You can find one here: http://www.yourhealthplanadvisor.com/Den… 3. Insurance - Depending upon the policy: cost $30-$60 per month. You pay a $50 deductible first, they have an annual maximum that they'll pay per year of $750 - $1500, they have a waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a root canal in my area is $919. With insurance you pay $460 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans. 4. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $919. With discount plans you pay around $827. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health & dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes… concerning these plans. 5. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $919. With fee for service plans you pay as little as $404. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
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Most dental insurance has a waiting period before you get full benefits. You have five options with dental. 1. Go without insurance. If you just want the basics you probably don't need any plan. A yearly cleaning and exam and even an occasional filling will cost you less without insurance. 2. Visit a local dental school. You can get many procedures done for a reduced price if you're willing to let them practice on you. You can find one here: http://www.yourhealthplanadvisor.com/Den… 3. Insurance - Depending upon the policy: cost $30-$60 per month. You pay a $50 deductible first, they have an annual maximum that they'll pay per year of $750 - $1500, they have a waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a root canal in my area is $919. With insurance you pay $460 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans. 4. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $919. With discount plans you pay around $827. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health & dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes… concerning these plans. 5. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $919. With fee for service plans you pay as little as $404. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
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if a person does not have insurance and has a dental emergency what can the person do?
my husband has a tooth problem but he doesn't have insurance what do you think i should do?
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Medical Discount Plan ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a quite low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services. Individual & Family Health Plans This is a major health insurance plan for individuals and families. If you are looking for comprehensive long term health insurance coverage for yourself and/or your family members who are 62 years old or younger - this is the plan to choose. Short Term Medical Plans This plan is ideal for individuals in transition. Maybe you have just graduated from college and are no longer covered under your student health insurance or you moved out on your own, and you're no longer covered under your parents' medical insurance plan. Or perhaps you're employed part-time, going to school, leaving home for the first time, or even retiring early. Maybe you've found a new job, but your new employer's group health insurance plan won't kick in until you've been with months. YOu are not the only one who met this problem,I have met this type of problem before.I have good experience here www.HealthInsuranceIdeas.info to solve my similiar problem.
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Medical Discount Plan ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a quite low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services. Individual & Family Health Plans This is a major health insurance plan for individuals and families. If you are looking for comprehensive long term health insurance coverage for yourself and/or your family members who are 62 years old or younger - this is the plan to choose. Short Term Medical Plans This plan is ideal for individuals in transition. Maybe you have just graduated from college and are no longer covered under your student health insurance or you moved out on your own, and you're no longer covered under your parents' medical insurance plan. Or perhaps you're employed part-time, going to school, leaving home for the first time, or even retiring early. Maybe you've found a new job, but your new employer's group health insurance plan won't kick in until you've been with months. YOu are not the only one who met this problem,I have met this type of problem before.I have good experience here www.HealthInsuranceIdeas.info to solve my similiar problem.
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wisdom teeth/dental insurance question.?
I need to get my wisdom teeth taken out, and I just lost my job that gave me dental insurance to cover it. The Procedure costs 1,800 dollars...I could pay for it out of pocket but I was wondering if it would end up being cheaper to purchase my own dental insurance policy and get it done that way? any help would be great, also, does anyone know of cheap dental insurance for a 19 year old male? I don't know what matters with dental insurance....so I don't know if it would be cheap or not. Thanks!
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Are there any dental schools around your area? The reason I ask is because a few years ago I needed to have my wisdom teeth taken out immediately because they had developed cysts around them and they were in danger of rupturing. I had no insurance either mdeical or dental and I wasn't making much money so I called the dental school here in Dallas, Texas which is the Baylor College of Dentistry and I found out about a program that they had. I went to the college and filled out an application and a few days later someone from the college called me in. The school has this program in which dental students that are in their last year of dental school need patients to practice on. So the school screens patients and assigns patients to dental students who provide dental care at a very minimal cost. The students work under the supervision of several dental doctors who supervise them. I had an actual dentist remove my wisdom teeth. He was studying to get his certification in orthodontal surgery. The entire cost of the surgery including x-rays, anesthesia, and post op visit to the doctor was $750. It is worth a try calling around and asking. Plus the dentist was really nice and they did a really good job.
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Are there any dental schools around your area? The reason I ask is because a few years ago I needed to have my wisdom teeth taken out immediately because they had developed cysts around them and they were in danger of rupturing. I had no insurance either mdeical or dental and I wasn't making much money so I called the dental school here in Dallas, Texas which is the Baylor College of Dentistry and I found out about a program that they had. I went to the college and filled out an application and a few days later someone from the college called me in. The school has this program in which dental students that are in their last year of dental school need patients to practice on. So the school screens patients and assigns patients to dental students who provide dental care at a very minimal cost. The students work under the supervision of several dental doctors who supervise them. I had an actual dentist remove my wisdom teeth. He was studying to get his certification in orthodontal surgery. The entire cost of the surgery including x-rays, anesthesia, and post op visit to the doctor was $750. It is worth a try calling around and asking. Plus the dentist was really nice and they did a really good job.
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Is it possible for me to get dental work done (root canal) without any type of insurance or income?
I don't have a job or insurance. I am over the age 21 and I am from California
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You can easily check your minimal health care rates in internet, for example here - healthquotes.awardspace.info
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You can easily check your minimal health care rates in internet, for example here - healthquotes.awardspace.info
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