Thursday, April 28, 2011

My Aetna Insurance isnt paying their agreed share of my bills!?

I work for red lion hotel, I signed up in November of 2009 for health, dental and medical insurance though Aetna. They take exactly $8.90 out for Dental, $17.02 out for Medical and $2.00 for vision from every one of my paychecks. So I Pay $55.84 per month for my insurance. I have seen a gyno and an eye dr. I called Aetna to make sure I was covered before I went to my appointments they said "yes"! I got a bill in the mail for my gyno app and I have to pay the entire Bill of about $200.00 I also have to pay the whole bill for my eye dr of $130.00. I called Aetna to find out why they will not pay the bills, they said well the gyno will not be covered because Aetna doesn't cover preventative care! I had an annual exam! They won't pay it! They said they'd only cover it if I was SICK!!! WTF! The Eye Dr. Appointment will not be covered because its not IN THEIR NETWORK! WTF I asked these jerks if they'd cover these appointments before I had them and they all said yes now they all tell me they will not pay after I had them! Of coarse I'm going to cancel my insurance but can I request to have all the money they have taken out from my paychecks back? since they didn't cover any of my bills and i never use the insurance? they have received $233.36 from my paychecks to pay for the insurance! I feel since they will not pay my medical bills like they had said they would I should get all that money back since I never got to use any of it! I also never used any of there services! My other problem is the hotel I work at doesn't really have an HR anymore they do but they don't so it's not easy to talk to my employer about this. The girl who was the previous HR didn't even give me my Insurance Cards, I had to ask the Accounting department to help me, they are just cards you rip out of the back of the packet. This company doesn't send you cards like Blue Cross Blue Sheild or othe companies do... Also I never got an ID # I was told to use my SOS, well that doesn't work either. I hate Aetna!
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healthquotes.awardspace.info - I switched to this health insurance from them, cause it gives much cheaper rates for m?.
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Does anyone know a place near Tampa where i can get my tooth removed at a fair price?

Does anyone know where i can get my tooth fixed or removed near Tampa,or Saintpetersburg Florida at a low cost?I dont know if it is true but i heard that dental colleges and universities does it at low cost if this is true please tell me places i can get help,it is very expensive to see a regular dentist expecially if your insurance doesnt cover dental.I am hurting please help.
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You can easily check your minimal health care rates in internet, for example here - health-quotes.talk4fun.net
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Liberals please answer the following questions?

1. Do you believe that the government should pay for health insurance for every american? 2. Do you believe that the government should pay for dental insurance? 3. Do you believe that the government should pay for everyone's college? 4. If a person wants to work, and does not have a vehicle do you believe that the government should pay for transportation to work? 5. If a person wants to work, and does not have child care do you believe that the government should pay for child care? 6. If a person wants to work and does not have money to pay for an apartment do you believe the government should pay for a place for them to live? 7. If you answered yes to these, who will pay for this?
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good luck getting a real answer there cus there is no answer for number7 besides "ughh we will pay for it"
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I AM 63 YEARS OLD AND HAVE NO MEDICAL OR DENTAL INS. DO I QUALIFY FOR BENIFITS?

DO I GET FREE INSURANCE BENIFITS?
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I don't know about if you could receive free insurance benefits. An alternative to medical/dental insurance would be a discount health plan. I have located a website that compares health benefit plans, as I do not have personal experience with any plan other than Ameriplan. I have listed the compare website as a source, as well as a site for Ameriplan. Also in my search, I located a website that has some guidelines for comparing discount health plans, which I will also list as a source. I hope that this helps you.
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how much is an office visit to the cherry hill dental office?

i need to see a dentist about a problem and at the moment i don't have insurance but i will starting next month so I'm worried about the cost of the visit and the work the dentist will have to do on me (cherry hill dentist office in Jefferson City, MO)
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From the knowledge of mine,I have good experience here    www.dentalfree.info   .Not only was I able to choose from many different discount dental plans in my area, but easily found one that offers incredible savings.
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how much does a partial tooth cost?

i was just wondering because im about to get one and i have no insurance and i have to pay cash. So whats the range of prices it could cost. And does anyone know of some affordable dental insurance? Thanks alot:P
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it varies from where you live, how many teeth are involved, and if the dentist needs to do extractions. where i work we have done partial that replace three teeth and charged $1100. ask your dentist ahead of time they should know what they will charge.
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Average cost of a wisdom tooth extraction? And a cheap dental plan? help?

I have to have a wisdom tooth out, soon, but my insurance wants an outrageous amount of money and I can't find comparitive prices online. Maybe I'm not looking in the right place? I don't know anyways what i need is a cheap Dental plan and to know about how much it costs for a wisdom tooth extraction please thank you. Best answer to the cheapest/most cost effective insurance recommendation
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I would encourage you to visit this website. www.healthsavings.ourperfectcard.com I signed up with them online over 3 years ago. They have helped me save thousands of dollars from extractions, root canals, cleanings. I know for a fact that all services are included especially orthodontics and cosmetic surgery for the entire family in the benefits. They had my membership active in 2 hours and was able to use the same day. I am very thankful that I found them. Check to see if they are in your area. Good Luck. Hope this helps
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what is the benefit of having two (2) health insurance??

i want to know what the benefits are of having 2 health insurance? i have nmever gotten insurance covergae frommy work since my husband has a really good health insurance from his work. if i have 2 insurance do i still have to pay copays? with dental coverage for instance, if the primary insurance (the one from my husband) pays 80 percent of the cost, will my second insurance cover the remaining amount? what good will having 2 health insurance do for me. is it even woth getting two?? thanks so much for any input/ information..
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Generally, there is no beneficial result from having 2 different insurance coverages for health. This is why: most health insurance companies will not pay what is covered by another insurance company. Most of the time, they will share paying 50-50, but you end up still paying your copay and deductible. The exception is if you have Medicare coverage. By having additional insurance (called medigap insurance) the latter insurance will take care of the 20% that medicare does not cover.
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Roughly how much would dental bonding cost?

I want to bond my 6 upper front teeth because they are mishapen and discolored soo: 1) how much would it cost? 2) I don't have insurance and wanna pay outta pocket... can I do that?
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Medical Discount Plan ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a quite low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services. Individual & Family Health Plans This is a major health insurance plan for individuals and families. If you are looking for comprehensive long term health insurance coverage for yourself and/or your family members who are 62 years old or younger - this is the plan to choose. I would like to suggest to try to get as much information as you could before making up your mind,here    www.HealthInsuranceFree.info/dental.html    is a very resourceful one.
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Canada and Health Options for Immigrants?

I have been in Canada for a few years now on a student work permit. I am from the US. I am now working in Canada, but I don't have any benefits through my job. Does anyone know of what kind of health options are available to me? I cannot seem to find anything on the Canadian immigration site regarding health or dental insurance. Does anyone have information good companies that provide health insurance to immigrants? Thanks
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http://www.insurance-canada.ca/health-pr… this is a list of companies that may be able to help.
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I woke up the other morning with a chipped tooth?

It is the one right to my biggest two teeth in the front. When I look at it I can hardly see it but the feeling is driving me crazy. I left a job with dental insurance six months ago and I don't know what to do. I do not have insurance where I am working now. Will this feeling go away? What can I do/
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The feeling most likely will not go away, and any abnormality usually makes your tongue want to mess with it. I would suggest calling your last dentist (because they already have your records so it will save you from having to do any of that) to see if they can smooth it and even it for you, It wouldn't be very expensive or time consuming.
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i'm confused about the military family health insurance?

how soon after enlistment do we receive the health insurance? Do we get to decide weather we want tricare prime, extra, or standard? does the health care cover dental and eye care?
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you are covered as soon as your husband enlists. He has to go through a paperwork drill, but that is back dated to his date of entry as you are already married. You do get to choose between the different forms of coverage. I haven't kept up on what all is covered but the website is well-maintained and provides all the information you need. Good luck and welcome to the military!
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Good dentist in San Antonio 78230 zip code?

Does anyone know of a good dentist in the San Antonio area. Near the 78230 zip code would be good but no required. Just getting dental insurance and my old dentist does not accept my new dental plan. Aetna Texas Advantage Plan. Any help from anyone in the area would be appreciated. I don't want to go visit Dr. Issac Yankem DDS (for all you wrestling fans out there). Thanks again!
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Oakwell Village Dental (210) 832-9993 3301 Oakwell Ct, #102, San Antonio, TX 78218 very good dentist office and I believe they take your Aetna dental plan.
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does Bankers Life and Casualty Company offer Benefits for sales representatives?

when i say benefits, i mean like do they give the representatives medical insurance, dental insurance, and optical
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Yeah, it's called commissions.
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Should my kids dad chip in for dental work?

In our divorce decree the children are to be covered by fathers insurance. The dental office when I first set up my kids appts. said the bills would have to be sent to him because the insurance is in his name. Well, he is not paying the bills. I pay all the up front fees they ask for because he never takes them to get work done. He says they don't need it because its too expensive but they have severly buck teeth and need braces. He spends lots of money on medical bills etc. for his girlfriend and her kids though. My kids really want the braces but it looks like I will have to find a way to pay up front cost and bills after insurance. The dentist will not continue to see them otherwise. We have a so-called 50-50 arrangement according to the decree but he just isn't doing his part. I don't know if I should just scrape on by or if I should really try to modify custody and residency so I can get help for my kids. Isn't his disregard for their physical well being child neglect and abuse?
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Absolutely! You didn't make your children yourself! He should step up to the plate and stop neglecting his children, especially if he can manage to pay for his girlfriend and her kids. I would definitely take him to court for this. He is not doing what he agreed by law that he would do. Good luck, I'm hoping things will turn out okay for you and your children!
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how much did it cost to take off and replace a broken teeth?

i live in phoenix Az, and just four ahours ago i broke my teeth while i was swimming, one of the upper front teeth and my problem is i dont have a dental insurance....(sucks) any tip where i can find a cheap dental, may be i will take the option of filling if thats cheap too... so help
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ummm....they are usually very expensive, so best thing would be to save up some money first.
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Can you get dental work done with out paying for it?

Like Porcelain Veneers, with out major repercussions. I DON'T HAVE INSURANCE EITHER.
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You really cant. There are a few things that your city or state will provide is you qaulify... Fillings, extractions and sometimes cleanings. What you want is cosmetic and you probally will not get that for free. Can you buy a brand new car without paying for it? Check with you city.
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Home remedy for a toothache or abscess?

I have been told I need a root canal, but do not have dental insurance or the funds to go to the dentist. My gums around that tooth are swollen and very painful. How can I treat this at home without having to see the dentist?
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Dental care is the one area (other than acute trauma care) that ALL naturopaths agree is NOT a do-it-yourself project. What about going to the emergency room? If it's as bad as you say, they may pull the tooth for you or at least give you some antibiotics to get you by a few days while you find a way to have the tooth fixed.
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I need dental work Have no ins. am 53 on limited income in the Austin TX or surrounding areas?

I am looking for free dental care I have no insurance and only have $400 a month income. Can anyone HELP I am in pain and can't find any help in Austin TX. Believe it or not I'm not poor enough to get State help. I don't live in a shelter, I live with friends, so ARCh can't help. Any Help would be appreciated. Thanks
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Hi sweetie...the link below is, I believe, exactly what you're looking for. They have free services, including dental, depending on income, and reduced fees for those who have income but can't pay full price. I believe you'd probably fall under the free category if you apply. Either way, reduced is a great way to go too, especially since yours would be quite a bit smaller payment for services. I wish you well, and God's blessings! Just scroll down, look at the City of Austin Dental clinic area, and call the number tomorrow (or today, it's still pretty early there!)
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What is the best clear dental retainer for under say $100?

I lost mine, and I don't have insurance or anything, so I was wondering if anyone knows where to get an affordable clear tooth retainer (for after braces). Thanks!!
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I don't believe you can get one that cheap thru a Dentist. Try Rite Aide, they have all kinds of things that you wouldn't think they would have
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anyone know of grants for dental care in Colorado?

Here's my problem I have severe genetic decay and my teeth are seriously crumbling. I am so embarrassed that I don't even smile anymore. I am a single mom with only my income and can't afford insurance and don't really have the money to fix this. I would love to smile again and I am just wondering if anyone knows of any grants or something to help me. Thanks!!
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Could you get on medicaid? The only thing I can think of is either going to the dental school out in Aurora or possibly going to denver health on speer to see if there is anything they could do to help you.
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Implant cost at NYU dental school?

I need an implant in my mouth the second tooth to the last upper left side, and I was wondering if anyone has had one at NYU dental school, how it went and the cost? I don't have insurance , and If anyone knows of any other low cost dental implant centers in new york city.Also do you know the cost of crowns and fillings at NYU cental school Thank You.
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The best answer for most of your questions is to phone NYU dentistry school. In regards to pricing, and you not having insurance
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Does insurance cover teeth extraction for braces.?

I have Aetna dental and medical insurance. i recently had to get 4 of my bicuspids extracted for braces purpose. I called Aetna ahead to see if the cost will be cover by insurance, they told me yes, it will cover 90%, also on my dental plan it says it will cover 90%. but when I went into the dental office, people from the dental office told me since it's for braces, insurance will not cover. but they didn't even bother to get down my information and call my insurance, so how would they know if it's not covered? I ended up paying with my credit card, cause i really need to get it done. i want to find out if the cost is covered by insurance or not, what should i do next? and if it's covered how do i get reimburse? thank you
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Ask your dental office to submit it to your insurance for you. If that is not a common practice for them ask for a quick claim form with the proper codes, teeth numbers and fees along with the proper dentists identification then get a dental form from your employers HR dept. and submit it yourself.
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my brother was jumped by 4 men, his teeth got kicked in but he has no insurance to get treatment.....?

my brother is 22 he was riding a bike down the street and one guy sucker punched him out of the dark, knocked him off the bike, 3 more guys ran up and they started hitting and kicking him while he was down, he got knocked out and woke up later laying in the street next to his bike. they had kicked him in the face and his front teeth are broken and some teeth are pretty much moved around. basically he has no insurance for dental to get his mouth fixed, because its all raw nerves he cant eat or talk barely, is there any program that would help people pay for medical or dental?
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Your brother is a crime victim, so you could check with the Legal Aid society to see if there are programs in your area, or look for other victim-assistance programs by typing "victim assistance (your location)" into a search engine. If you have a dental school or dental college nearby, the students treat people, under direct teacher supervision, at a much lower cost than private dentistry. There are often dental clinics open to the public at these schools. In my experience, dental insurance doesn't cover a significant percentage of dental costs anyway (I ran up a $350 tab at my last visit, and got about $25 back from insurance). Major medical might, if he has that, since it was due to injury and not routine or elective care. In any case, a dentist would usually be willing to set up a payment plan over time. If you know a good dentist, call and ask what can be done.
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