Ok my mom's job (she's a hospital nurse) went bankrupt so then another company took over. She had to get a new dental and health insurance thing and they were supposed to start taking money directly from her paycheck. They'll take it this upcoming paycheck and yeah. Well I need braces and my mom said that since it just started I can't get them. Is that true? And is it possible to get braces without insurance and then when it kicks in, you can start using payments with insurance (sorry if that doesn't make any sense!). BTW the insurance is called Aetna.
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u could do a payment schedule where u pay every month..and no u don't have to have insurance for that...i would call an orthodontist and see what he says..best of luck to u :-)
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Friday, April 29, 2011
What are the benefits you received from your employer?
1.Medical Insurance: 2.Dental and vision insurance: 3.401K matching: 4.Paid Vacation days: 5.Paid off (Sick leave...etc): 6.Bonus:
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Medical insurance Dental insurance Vision insurance Flexible spending accounts (for childcare, OTC drugs, etc) 401(k) account and matching Paid time off (vacation, sick, holiday) Bonus program (varies) Tuition reimbursement Work from home (limited) Credit union Wellness program (vendor comes into our office to do cafeteria-style tests like thyroid panel, blood pressure, diabetes, etc) We used to have a Legal insurance plan that worked like an HMO but there wasn't enough participation so they dropped it. But those of us already participating had the option to keep it on our own. ************* MESSAGE FOR TREASURE TROOPER *********** Thank you for your service!!
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Medical insurance Dental insurance Vision insurance Flexible spending accounts (for childcare, OTC drugs, etc) 401(k) account and matching Paid time off (vacation, sick, holiday) Bonus program (varies) Tuition reimbursement Work from home (limited) Credit union Wellness program (vendor comes into our office to do cafeteria-style tests like thyroid panel, blood pressure, diabetes, etc) We used to have a Legal insurance plan that worked like an HMO but there wasn't enough participation so they dropped it. But those of us already participating had the option to keep it on our own. ************* MESSAGE FOR TREASURE TROOPER *********** Thank you for your service!!
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what happens when an establishment breaks a labour law?
im doing a project.. and i need to come up with a consequence for my law. this is the law: provide dental and medical insurance for part-time workers & their families who work in an establishment that offers benefits to fulltime employees. i need a consequence if you break that law. i dont even need an educated answer.. just anything that you think is fitting :]
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Back pay for all medical/ dental work received during the time which the employee was employed with the employer. (Yes I know I could have rephrased it so it would be less confusing, but it's still correct.) And compensation for any punitive damages.
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Back pay for all medical/ dental work received during the time which the employee was employed with the employer. (Yes I know I could have rephrased it so it would be less confusing, but it's still correct.) And compensation for any punitive damages.
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Court Ordered Insurance Coverage?
My father is currently paying child support every month or so. But last year the court ordered health, dental and vision insurance coverage from him as the noncustodial parent and it said it was now in effect. I was wondering am I covered for his insurance or not? It said it was in effect but that's basically it. So is there other things I have to do to be covered under his insurance or what?
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The court order is in effect. That doesn't mean that your dad's employer is required to add you to their policy, if you don't meet the definition of dependent for that policy. If you don't meet the definition of dependent - like maybe he has to claim you on his taxes - then to follow the court order, he has to buy private health insurance coverage for you. No here could possibly know, if you're covered under his employer's policy, or if he bought you a seperate policy - or even if he's complied with the court order. You'll have to ask him.
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The court order is in effect. That doesn't mean that your dad's employer is required to add you to their policy, if you don't meet the definition of dependent for that policy. If you don't meet the definition of dependent - like maybe he has to claim you on his taxes - then to follow the court order, he has to buy private health insurance coverage for you. No here could possibly know, if you're covered under his employer's policy, or if he bought you a seperate policy - or even if he's complied with the court order. You'll have to ask him.
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Question about braces and insurance?
Ok my mom's job (she's a hospital nurse) went bankrupt so then another company took over. She had to get a new dental and health insurance thing and they were supposed to start taking money directly from her paycheck. They'll take it this upcoming paycheck and yeah. Well I need braces and my mom said that since it just started I can't get them. Is that true? And is it possible to get braces without insurance and then when it kicks in, you can start using payments with insurance (sorry if that doesn't make any sense!). BTW the insurance is called Aetna.
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Well I had the opposite situation. I too had gotten braces through my moms aetna dental plan and then after her company shut down I was forced to pay out of pocket. It is possible to get braces without insurance its just very very expensive. Once my insurance ran out I was responsible for making their payments on top of mine taking my 138.00 payment to almost 400.00. Some offices offer credit cards which you can use to pay for your braces as well. There is a number on the back of your insurance card that you can call and ask a represenative if they will allow you guys to make a payment out of pocket until your insurance plan kicks in, and also make sure your future ortho office knows of the plan too. Good luck
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Well I had the opposite situation. I too had gotten braces through my moms aetna dental plan and then after her company shut down I was forced to pay out of pocket. It is possible to get braces without insurance its just very very expensive. Once my insurance ran out I was responsible for making their payments on top of mine taking my 138.00 payment to almost 400.00. Some offices offer credit cards which you can use to pay for your braces as well. There is a number on the back of your insurance card that you can call and ask a represenative if they will allow you guys to make a payment out of pocket until your insurance plan kicks in, and also make sure your future ortho office knows of the plan too. Good luck
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Dentistry Help For Adults Without Insurance?
My husband needs dental work in the Ohio area.... Is there anyone who knows of any dentists, charity offers or any type of assistance out there that can be of help to us? We don't have insurance and although I have tried to familiarize myself with the medicaid dental for adults in the state of Ohio, it's very confusing and of course frustrating.......All comments are greatly appreciated. Thanks
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Go to a dental teaching school, or dental hygienist school. They will both have on site licensed dentists and the student will be supervised. Something you can find out about rates on the internet, they are usually very reasonable. Scheduling might take a long time though.
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Go to a dental teaching school, or dental hygienist school. They will both have on site licensed dentists and the student will be supervised. Something you can find out about rates on the internet, they are usually very reasonable. Scheduling might take a long time though.
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Are there any affordable dental care ?
I do have insurance but it doesn't cover cosmetic,I can't seem to find a dental office that's not only affordable but does it all. From x-rays - replacement of the tooth all in one day I need a front side tooth replace cause it chipped a little I live in Boston Ma,
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If you call your closest dental school (university or college) they usually have reduced or free care performed by dental students....a dentist is overseeing them. Its like when you go to a beauty school for a student to cut your hair.....
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If you call your closest dental school (university or college) they usually have reduced or free care performed by dental students....a dentist is overseeing them. Its like when you go to a beauty school for a student to cut your hair.....
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Would you switch dentists for this reason?
If you didn't like your dentist because he badgers you to save thousands to get 6 crowns (One per year) for cosmetic purposes and won't listen to you if you tell him you don't want them and dental insurance doesn't cover cosmetic crowns, would you stay with him or start going to a different dentist that's in network with your insurance plan but takes you an extra half hour to get to? Can you have your dental records mailed to your address to give to a new dentist at a later time?
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Yes, I would switch dentists. I don't think that medical care should have to be difficult in any way. It's tough enough for most of us to get the energy and courage up to deal with medical problems in the first place. Health care workers who add to that burden aren't worth the time. You should be able to get your records transferred, but ask the receptionist. If you're feeling shy, just call and ask them if records can be transferred without giving your name.
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Yes, I would switch dentists. I don't think that medical care should have to be difficult in any way. It's tough enough for most of us to get the energy and courage up to deal with medical problems in the first place. Health care workers who add to that burden aren't worth the time. You should be able to get your records transferred, but ask the receptionist. If you're feeling shy, just call and ask them if records can be transferred without giving your name.
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do u know about insurance coverage well if u do read this question?
question to consider when shoping for insurance coverage? a.what is the out-of-pocket amount b.what is the co-pay cost at point of service c.what is the actual coverage for various services,including dental and vision d.all of the above
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a. How much you have to pay. b. How much you pay the doctor for an office visit. c. Varies WILDLY. d. all of the above.
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a. How much you have to pay. b. How much you pay the doctor for an office visit. c. Varies WILDLY. d. all of the above.
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Over 65. Does anybody have any kind of insurance that covers teeth?
Everything I have looked at, including Medicare coverage does not cover teeth or dental work. What the heck? Are healthy teeth not part of upkeep for a health plan any more? Or do they all think that by our age we should have had them all pulled and have dentures.
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My 80 year old mother has Secure Horizons and pays $22.00 a month for dental coverage. Call Secure Horizons and ask them. It's separate from medical coverage.
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My 80 year old mother has Secure Horizons and pays $22.00 a month for dental coverage. Call Secure Horizons and ask them. It's separate from medical coverage.
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help with dental work?
I am a single mother, I recently lost my job, and insurance. I went to the dentist today with a horrible toothache to find that I need a root canal. The total for the whole procedure is over $2000, so what I am looking for is either a dental school in California's central valley, or a free clinic. If anyone has any suggestions for what I should do Any and all suggestions are appreciated! Thank you
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I would like to suggest to try to get as much information as you could before making up your mind,here http://www.HealthInsuranceFree.info is a very resourceful one.
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I would like to suggest to try to get as much information as you could before making up your mind,here http://www.HealthInsuranceFree.info is a very resourceful one.
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my son was badly injured playing ice hockey and does not have medical insurance how can he get assistance?
for his medical and dental bills
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Depending on the doctor or dentist they may take payments if you explain that there is no health insurance.
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Depending on the doctor or dentist they may take payments if you explain that there is no health insurance.
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Does this dental charge about deep scaling seem valid?
Insurance pays 100% for DEEP scaling and root planing. But the dentist says he will charge for accompaning "irrigation". Does this sound like a normal charge? It's going to be $240.00 for the entire mouth. Thank you.
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GO TO ANOTHER DENTIST IT IS REALLY OBNOXIOUS PRICE FOR IRRIGATION. YEAH NO
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GO TO ANOTHER DENTIST IT IS REALLY OBNOXIOUS PRICE FOR IRRIGATION. YEAH NO
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Where can I get an inexpensive NTI Dental Device?
I had a NTI device created for my teeth to stop nighttime grinding....my dog ate it and insurance won't cover the cost of a new one. Does anyone have recommendations for where I can get a new one or a similar device?
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NTI-tss cannot be purchased at a pharmacy. That appliance must be fabricated by a dentist. Unfortunately they are not cheap and as you well know pets love them. Good Luck
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NTI-tss cannot be purchased at a pharmacy. That appliance must be fabricated by a dentist. Unfortunately they are not cheap and as you well know pets love them. Good Luck
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Which insurance plan should I choose?
my job offers three different plans: 1. an HMO that has a $20 copay at the doctors office 2. Lumenos basic-no copay at the doctor, and the company gives me $1000 toward doctors office visits, preventative care such as mammograms and pap smears do not come off that $1000, when that $1000 is used I have a deductible of $1000, then the plan pays 80% 3. Lumenos enhanced-same as above only the deductible is $500, then the plan pays 80% If I don't use the whole $1000, it rolls over to the next year when they add another $1000. With my life insurance, dental plan, and vision, the total out of each paycheck would be $20 with the HMO, $17 with the Lumenous basic, and $25 with the Lumenous enhanced. I went with Lumenous basic, but I have 30 days to change my mind, if anyone has Lumenous, how do you like it?
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The HMO is best if it covers 100 percent of your medical care should you become sick or injured. If the HMO pays less than 80 percent then plan number 2 is your best option.
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The HMO is best if it covers 100 percent of your medical care should you become sick or injured. If the HMO pays less than 80 percent then plan number 2 is your best option.
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Anyone used dental discount cards/plans, are they a rip off?
DentalPlans.com seems to have some decent plans... but I think they are the discount cards. Around $150 a year for family plans that seem to cover about the same percentages as my dental helth insurance. Example.. Insurance: 50$ a month. 80% copay after 6mo waiting period on most everything minor & 50%copay on major w/ an 18mo waiting period. Card: Pretty decent savings a filling is only 50$ (regular 120) & no waiting.. WWYD?
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They are a dental discount card. Here is how it works. You as the patient will usually get a GREAT deal on having your teeth cleaned. The exam and X rays are how the office makes back the money they lost of the cleaning. The patient does get the advantage of knowing exactly how much each procedure will cost them. The dental offices sign up beause they get free advertisment, they get patients who most likely have bad teeth otherwise they wouldn't sign up for the program. Suggestion. If you have good/great teeth skip the plan all together and set aside money in a Health Savings account for down the road. Find out which offices are on the discount plan, and ask them if they would honor the rates posted from the discounter, 9/10 they will say sure even theough you don't belong because you asked for the discount.
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They are a dental discount card. Here is how it works. You as the patient will usually get a GREAT deal on having your teeth cleaned. The exam and X rays are how the office makes back the money they lost of the cleaning. The patient does get the advantage of knowing exactly how much each procedure will cost them. The dental offices sign up beause they get free advertisment, they get patients who most likely have bad teeth otherwise they wouldn't sign up for the program. Suggestion. If you have good/great teeth skip the plan all together and set aside money in a Health Savings account for down the road. Find out which offices are on the discount plan, and ask them if they would honor the rates posted from the discounter, 9/10 they will say sure even theough you don't belong because you asked for the discount.
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Does anyone know how much would it cost to get a dental implant?
I do not have insurance coverage as the implant will be replacing a baby tooth
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I don't know your age but usually it's not recommended that you replace a baby tooth with an inplant as that you should get an adult tooth to replace it unless told otherwise by your dentist. If it is indeed an adult tooth it does depend where you go. I believe you have to see and Oral Surgeon to put in implant. The General Dentist does the crown. Unless things have changed. Your looking anywhere between $1000 to $3000 depending on where you go.
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I don't know your age but usually it's not recommended that you replace a baby tooth with an inplant as that you should get an adult tooth to replace it unless told otherwise by your dentist. If it is indeed an adult tooth it does depend where you go. I believe you have to see and Oral Surgeon to put in implant. The General Dentist does the crown. Unless things have changed. Your looking anywhere between $1000 to $3000 depending on where you go.
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Financial help with dental work for my daughter....?
Does anyone know of any place/organization/person/etc. that provides financial assistance for dental work? My daughter needs some dental work done and our insurance will not cover the costs for the procedures. She lacks the protective coating on her baby teeth the we have when we start getting our teeth. Therefore, her teeth are decaying rapidly. It is only her top teeth. So she needs all of them to be capped. To do this she will need to be put out - completely put under because she is only 6 years old... that is where the expense comes in. Any advice or suggestions would be greatly appreciated. Taking out a loan is out of the question due to bad credit.
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Do you qualify for Medicaid? Try to see if you do. Medicaid would become the secondary insurance. Your dentist would need to submit a treatment plan for authorization to your first insurance, then Medicaid. Then do the same with all the billings.
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Do you qualify for Medicaid? Try to see if you do. Medicaid would become the secondary insurance. Your dentist would need to submit a treatment plan for authorization to your first insurance, then Medicaid. Then do the same with all the billings.
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What is The Overall PROCESS and Experience of Invisalign? Financially as well?
I am an 18 year old college student on a tight budget yet have been wanting to close my minor gaps for many years. I went to a dentist who offered to do OrthoClear for $4000 but OrthroClear was recently bought out during a lawsuit with invisalign, no longer and option. I travelled to many other dentists and the lowest offer I got was $8000 for invisalign; too high for my small budget. Luckly i contacted the dentist that offered my $4000 for the orthoclear and can perform invisalign for my minor corrections for $4,500. I will still call other offices to see if they can beat that price though this dentist is a good one so i'll most likely stick with him. Can someone fill me in on the overall process I will have to undergo from the moment I step into the dentists office? Payment plans? (I dont have dental insurance) and such? Will it truly be $4500 or much more if there needs to be other exams and charges? I just dont wanna end up paying more. Thanks! Also the invisalign treatment.
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Check this out: http://www.invisalign.com/generalapp/us/ After you have your impressions taken, they are scanned into a computer. A virtual model of your teeth is created in the computer. Very small movements are done on this virtual model. From this computer image, a real model of your teeth is made. Some more very small movements are made on the virtual model, and so on. This keeps up until a whole series of thin plastic appliances is created to guide your teeth to the desired end position. The plastic is thin, but pretty strong. When it first goes in, it feels tight, because it is pressing on the places on your teeth where they have to move. After a few days, the tighness goes away and you know your teeth have moved. You change appliances every two weeks until your case is done. In my rural Mid-Atlantic general practice, I charge $3,000 for most Invisalign cases, which is less than traditional braces in most cases. I have heard that some charge more for Invisalign than they do for braces, though. The thing is, I am not a specialist and I choose to do only "easy" cases that will not require extra devices to be used in conjunction with Invisalign. This can add to the fee significantly.
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Check this out: http://www.invisalign.com/generalapp/us/ After you have your impressions taken, they are scanned into a computer. A virtual model of your teeth is created in the computer. Very small movements are done on this virtual model. From this computer image, a real model of your teeth is made. Some more very small movements are made on the virtual model, and so on. This keeps up until a whole series of thin plastic appliances is created to guide your teeth to the desired end position. The plastic is thin, but pretty strong. When it first goes in, it feels tight, because it is pressing on the places on your teeth where they have to move. After a few days, the tighness goes away and you know your teeth have moved. You change appliances every two weeks until your case is done. In my rural Mid-Atlantic general practice, I charge $3,000 for most Invisalign cases, which is less than traditional braces in most cases. I have heard that some charge more for Invisalign than they do for braces, though. The thing is, I am not a specialist and I choose to do only "easy" cases that will not require extra devices to be used in conjunction with Invisalign. This can add to the fee significantly.
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If God created an intelligent design, then why did he make our mouths too small for our teeth?
So that when we get older it hurts like a ******, and we are forced to go see a dentist to have those teeth removed (And why would he allow a governor to take away all the dental insurance in CA) So again, why would God make everyone's mouths too small for their own teeth (and for those of you who still don't get it, they're called "Wisdom Teeth" and the tooth fairy doesn't pick them up when they fall out)
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Actually the problems we are all having with our teeth is the result of ongoing evolution. Our sculls are changing shape. Our jaws are narrowing and our brain rotating to be more on top of our eyes instead of behind them like in most other animals. It's actually down to one bone in our brain called the butterfly bone. It is the base scull bone that has been slowly rotating upright that has caused our head to change shape. :) There is no such thing as a giant invisible magic being. True love is unconditional, love with strings is narcissism. Practicing Shaman... quantum physics rocks.
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Actually the problems we are all having with our teeth is the result of ongoing evolution. Our sculls are changing shape. Our jaws are narrowing and our brain rotating to be more on top of our eyes instead of behind them like in most other animals. It's actually down to one bone in our brain called the butterfly bone. It is the base scull bone that has been slowly rotating upright that has caused our head to change shape. :) There is no such thing as a giant invisible magic being. True love is unconditional, love with strings is narcissism. Practicing Shaman... quantum physics rocks.
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Where can I find the best medical and dental plans?
Low-cost insurance as well.
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You will not generally find good dental insurance for individuals. The thing is, insurance companies are in BUSINESS and they want to make a PROFIT. They know exactly how much any given group is going to spend for their dental needs, so they construct a fee schedule for that group and decide how much premium that they will need to charge to pay out those fees for that group and still make money. Dental insurance can be a big loser for the insurance companies, because EVERYONE has dental problems. Not everyone has a heart attack. Besides, any individual who is looking for dental insurance is most likely planning on USING it to the maximum. There is no way for the insurance companies to recoup their expenses from this type of policy.
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You will not generally find good dental insurance for individuals. The thing is, insurance companies are in BUSINESS and they want to make a PROFIT. They know exactly how much any given group is going to spend for their dental needs, so they construct a fee schedule for that group and decide how much premium that they will need to charge to pay out those fees for that group and still make money. Dental insurance can be a big loser for the insurance companies, because EVERYONE has dental problems. Not everyone has a heart attack. Besides, any individual who is looking for dental insurance is most likely planning on USING it to the maximum. There is no way for the insurance companies to recoup their expenses from this type of policy.
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I have had intermittent toothache for the last four weeks this only started after I had a filling replaced?
The filling was found to need replacing on my 6 month check so I know there is nothing wrong with any of my teeth. I don't want to go back to my dentist if there is nothing wrong as it is £30 a time and my dental insurance was maxed out by the filling.
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It is normal to have some discomfort after a filling due to the trauma to the tooth. The filling may be high and in need of an adjustment. There should not be a charge for a follow up visit to have the filling/bite adjusted because it is still part of the original procedure. However, I am in the states and am not sure about how it works in the UK. But call the dentist and tell them that you are having trouble and ask how much it would be to have the bite adjusted. Also, the new filling may have been deeper than the original one and that may be the cause of your pain. If that is the case, then I suggest you give it 2 to 6 weeks for the pain to go away. Hope this helps you
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It is normal to have some discomfort after a filling due to the trauma to the tooth. The filling may be high and in need of an adjustment. There should not be a charge for a follow up visit to have the filling/bite adjusted because it is still part of the original procedure. However, I am in the states and am not sure about how it works in the UK. But call the dentist and tell them that you are having trouble and ask how much it would be to have the bite adjusted. Also, the new filling may have been deeper than the original one and that may be the cause of your pain. If that is the case, then I suggest you give it 2 to 6 weeks for the pain to go away. Hope this helps you
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Why do people think that they shouldn't have to pay for their own dental work?
"i don't have insurance"...quit whining. if you're sick you go to the doctor whether you have insurance or not. so why do people avoid dental treatment knowing that it's gonna cause agonizing pain just because they don't have insurance. here's another one. why do you think that you deserve new teeth without paying for it? you let you teeth go bad (cause you didn't have insurance, right) and now you want some charitable organization to pay for your extreme makeover. it's by far the most common question on here. your tooth problems are always your own fault so it's time to take on the personal and financial resposiblity to do something about it. put the soda and candy bar down and pick up some floss so you don't have future problems.
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why are you always so negative? I think you should start enjoying life rather then rant and rave about negative things in your life...
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why are you always so negative? I think you should start enjoying life rather then rant and rave about negative things in your life...
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Looking for an inexpensive Dentist in Dallas for Molar Extraction.?
My husband is needs his two upper molars removed and we have been quoted 344.00 per tooth and 500 for the anesthesia. Our insurance won't cover very much, does anyone know of a Dentist in the Dallas are that takes Dental Select Insurance, and works at a lower price. We aren't worried about a pretty waiting room at this point, just getting these painful teeth OUT. Thank you in advance for your answers.
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call monark dental or some of the other retail dentist.
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call monark dental or some of the other retail dentist.
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