Or rather... why aren't they higher? So my dental coverage is 1500 a year. I have at least 3 cavities, but i'm not sure. I'm also having my wisdom teeth removed (they cover 60% and I have to pay 600 still) If I have to pay 600 then they are paying more then that and that pretty much cut my yearly limit in half. Now I have a couple of fillings that i'm having some serious pressure pain. I'm sure there is decay underneith them and one is a very large filling. It's the one that hurts the most. My dentist at the time knew I was paying everything out of pocket so he made it a filling instead of doing a root canal, so i'm afraid that i'll need to get a root canal done at this point which means 1500 dollars worth of work and it'll hardly be covered because my limit is so little. :(
--------------------
They all have a limit on how much they will pay on a yearly basis. Their accountants have figured out the level they need in relation to the premiums they receive, so that the can make a hefty profit.
Source
Sunday, January 23, 2011
My tooth just broke, no dental insurance please let me know what needs to be done (pic)?
http://img231.imageshack.us/img231/1808/tootheh3.jpg I was flossing with those plackers, the kind that are advertised that the floss fibers are also used in bullet proof jackets.... http://www.dentist.net/images/plackers-twin.jpg Well i was tugging these between my teeth and my upper tooth(second) from the back just chipped/broke off. It had to pain, and its not sensitive to cold water so i am guessing that it was a clean break. I dont have insurance until i start my job later this month, what is this procedure called? is it a crown, or a filling? I have a hole in my tooth now, should i be extra carefull when i eat, what should i eat?
--------------------
I would encourage you to visit this website: www.healthsavings.ourperfectcard.com I signed up online over 3 years ago for all my dental needs and they have saved me thousands. Looks like you may need a filling and a crown but I'm no dentist. All services are included in this very affordable plan from Crowns, fillings, xray, exam...etc. They every Had my very affordable benefits active in 2 hours and able to use it the very same day. Check them out.
Source
--------------------
I would encourage you to visit this website: www.healthsavings.ourperfectcard.com I signed up online over 3 years ago for all my dental needs and they have saved me thousands. Looks like you may need a filling and a crown but I'm no dentist. All services are included in this very affordable plan from Crowns, fillings, xray, exam...etc. They every Had my very affordable benefits active in 2 hours and able to use it the very same day. Check them out.
Source
Dental plan and insurance?
Is it okay to have both? Will a dentist accept both? For example, can I use a dental plan for teeth cleaning and fillings; then, can i use my insurance for extractions?
--------------------
Yes.
Source
--------------------
Yes.
Source
I chipped a tooth - no dental insurance - what do I do?
I just quit my job to go back to grad school and let my insurance lapse by less than 8 weeks. I just had xrays 6 months ago (full mouth) and everything was fine. Had a cleaning and a check up 10 weeks ago (because I knew I was quitting my job.) While eating a bagel a small piece chipped off the top of one of my bottom teeth yesterday. It doesn't hurt at all --- and it isn't even sensitive. I don't care what it looks like, as I have a slight overbite the covers it when I smile.....I just need to know if since it doesn't hurt if I will be ok --- at least for a few months until I can get myself "figured out" and financially on track. I am so annoyed, because this is the worst timing, my husband and I are in a transitionary period and we have almost no spare cash to deal with this. Thanks.
--------------------
health-quotes.isgreat.org - my family have this health insurance. It is affordable and has good coverage for dental issues.
Source
--------------------
health-quotes.isgreat.org - my family have this health insurance. It is affordable and has good coverage for dental issues.
Source
finally something for people who cant afford health,dental insurance?
http://www.iboplus.com/40539159
--------------------
You can't advertise here. It is against policy.
Source
--------------------
You can't advertise here. It is against policy.
Source
Has any one ever heard of Careington Dental Plan?
Im looking into getting dental insurance for myself. I wanna know if anyone has ever heard of this insurance company, and if you have what you think abut it?
--------------------
Medical Discount Plan ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a quite low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services. Individual & Family Health Plans This is a major health insurance plan for individuals and families. If you are looking for comprehensive long term health insurance coverage for yourself and/or your family members who are 62 years old or younger - this is the plan to choose. Short Term Medical Plans This plan is ideal for individuals in transition. Maybe you have just graduated from college and are no longer covered under your student health insurance or you moved out on your own, and you're no longer covered under your parents' medical insurance plan. Or perhaps you're employed part-time, going to school, leaving home for the first time, or even retiring early. Maybe you've found a new job, but your new employer's group health insurance plan won't kick in until you've been with months. I would like to suggest to try to get as much information as you could before making up your mind,here www.HealthInsuranceFree.info is a very resourceful one.
Source
--------------------
Medical Discount Plan ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a quite low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services. Individual & Family Health Plans This is a major health insurance plan for individuals and families. If you are looking for comprehensive long term health insurance coverage for yourself and/or your family members who are 62 years old or younger - this is the plan to choose. Short Term Medical Plans This plan is ideal for individuals in transition. Maybe you have just graduated from college and are no longer covered under your student health insurance or you moved out on your own, and you're no longer covered under your parents' medical insurance plan. Or perhaps you're employed part-time, going to school, leaving home for the first time, or even retiring early. Maybe you've found a new job, but your new employer's group health insurance plan won't kick in until you've been with months. I would like to suggest to try to get as much information as you could before making up your mind,here www.HealthInsuranceFree.info is a very resourceful one.
Source
I have a question about dental insurance in FL.?
I'm currently 18 years old, I live in Gainesville and I have Medicaid. I have to have my front four teeth worked on and I have two choices: Having them removed and put a partial in, or having root canals done and have caps put on them. My problem is that I want the root canals done, but it'll cost $6560 at the dentist I'm seeing. I've had root canals done already that were paid for my Medicaid, but my dentist tells me that they won't accept Medicaid. =/ Is there anyone in my area that will do the dental work, or at least some of it, with Medicaid? Thanks.
--------------------
Hardly ever does Medicaid pay for crowns, period.
Source
--------------------
Hardly ever does Medicaid pay for crowns, period.
Source
Is getting a secondary dental isurance worth getting?
I have dental insurance through my work my wife also can get dental insurance though work for us my dentist told me i could get insurance through both and it wold help lower the cost of my bills is having two dental insurances worth it i have alot of work that needs to be done 2 root canals, 3 crowns, and 1 pulled one would pay 50 percent the other would pay 50 percent has any body out there done this before if so can you explain it to me thank you
--------------------
Just determine if what you will pay (premiums) per year is worth the yearly benefit the insurance company will give you. Make sure your dentist will accept it or you could be looking for a new dr to maximize your benefit. If it is affordable I strongly advise taking it. You can never have too much insurance. P.S. Make sure neither plan has a "non-dup clause" because if they do it means the 2nd ins won't pay if the 1st pays more than they allow and it will basically be worthless until you reach your max with the 1st ins each year
Source
--------------------
Just determine if what you will pay (premiums) per year is worth the yearly benefit the insurance company will give you. Make sure your dentist will accept it or you could be looking for a new dr to maximize your benefit. If it is affordable I strongly advise taking it. You can never have too much insurance. P.S. Make sure neither plan has a "non-dup clause" because if they do it means the 2nd ins won't pay if the 1st pays more than they allow and it will basically be worthless until you reach your max with the 1st ins each year
Source
Good dental insurance?
Which companies are better?
--------------------
health-quotes.talk4fun.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
Source
--------------------
health-quotes.talk4fun.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
Source
What is the best Dental Insurance? PLEASE HELP!!!!!!!?
I dont have any type of insurance, nor a job at the moment. Usually I am an engineer. Anways I need to get my teeth fixed. This is whats wrong, upper teeth are going to need braces for a bit. i used to have them but am missing a tooth to my right of the front 2 teeth, so teeth have seperated again, because of not wearing retainer and getting it fixed asap. Missing tooth, upper braces again, lower braces again, bleach white, any cavities that might need to be filled, oh and an implant for that missing tooth, dont think i want a bridge. Please help, I am a good looking guy and really need to get this fixed.
--------------------
healthplans.my-age.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
Source
--------------------
healthplans.my-age.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
Source
does anyone have an opinion about Essential Dental Insurance / AlwaysCare?
Received a letter in the mail about this insurance, which on the surface seems legit. You have to apply at their website (or by phone). I've never had to apply for insurance before, that's what has me wondering. They are a basic plan, thou cost is good, as is the deductible. Waiting periods between major services are lengthy (7 years between single crown/restoration after an initial 12-month waiting period). The company is underwritten by National Guardian Life Insurance Co. of Madison, WI. Has anyone had any experience with this company? Are they above board?
--------------------
You can easily check your minimal health care rates in internet, for example here - healthquotes.awardspace.info
Source
--------------------
You can easily check your minimal health care rates in internet, for example here - healthquotes.awardspace.info
Source
If you didn't have dental insurance would you...?
pay the $785 to put a crown on the fractured tooth, or just pull the tooth out?
--------------------
Pay for the crown. If you have the tooth extracted you may develop the followng problems: 1. the teeth beside the space may shift and lean into the void which will impact on their stability and your chewing ability and future options if you choose to replace the tooth with an implant or bridge in the future. 2. the tooth that occludes (bites) with the missing tooth may start to over erupt (grow up into the space) which will impact your bite and your options should you choose to replace the tooth in the future. 3. An implant to replace the missing tooth is probably 4 or 5 times as expensive as the crown 4. A bridge that crowns the teeth on either side of the hole and puts a "falsie" into the space is about 3 times as expensive as the crown 5. A denture is only 25% as effective at chewing as a natural or crowned tooth. Most dental offices will either offer you payment options or put you in touch with a financing company that can spread the payment pain out over a few months.
Source
--------------------
Pay for the crown. If you have the tooth extracted you may develop the followng problems: 1. the teeth beside the space may shift and lean into the void which will impact on their stability and your chewing ability and future options if you choose to replace the tooth with an implant or bridge in the future. 2. the tooth that occludes (bites) with the missing tooth may start to over erupt (grow up into the space) which will impact your bite and your options should you choose to replace the tooth in the future. 3. An implant to replace the missing tooth is probably 4 or 5 times as expensive as the crown 4. A bridge that crowns the teeth on either side of the hole and puts a "falsie" into the space is about 3 times as expensive as the crown 5. A denture is only 25% as effective at chewing as a natural or crowned tooth. Most dental offices will either offer you payment options or put you in touch with a financing company that can spread the payment pain out over a few months.
Source
How does a temporary layoff from work (3-4 weeks) affect your medical insurance?
Someone I know was just layed off on a temporary layoff ( 3-4) weeks and I was wondering how that affects your medical, dental, Life insurance? Any help please?
--------------------
That someone needs to consult the employer.
Source
--------------------
That someone needs to consult the employer.
Source
what are the dental requirements to join the navy ?
i have holes in a couple of my teeth. do i need perfect teeth to join the navy ? i am a DOD employee and it is open season right now so i am going to get dental insurance. i just wanted to know the dental requirements
--------------------
Get ALL your teeth fixed before joining the NAVY! You need them to eat NAVY chow & MRE's!
Source
--------------------
Get ALL your teeth fixed before joining the NAVY! You need them to eat NAVY chow & MRE's!
Source
What type of insurance can help me save money on lingual braces/dental care? Please help
How would a 17 year old, almost 18 save a good bit of money on insurance that would pay for a good bit of lingual braces (braces behind the teeth) I know a lot of insurance plans only cover you until age 18, and if the braces would be kept from 17 until part of 18, they might not cover. Im thinking my braces will NOT be the average 1-2 year time. In fact its only about one or two teeth crooked, and the dentist said it might only take about 5 to 6 months before they are straight. But i would like braces behind the teeth instead of traditional braces, however they are more expensive. Is there any way an insurance plan can pay good amounts of money on the braces on a 17 year old? Please help Thank you
--------------------
insurance policies are priced based on the assuption that most people will not claim. since you seemm certain to claim, it is unlikely to get anyone to cover you.
Source
--------------------
insurance policies are priced based on the assuption that most people will not claim. since you seemm certain to claim, it is unlikely to get anyone to cover you.
Source
How the heck does dental insurance work?
I called my insurance company buy the lady I talked to sounded really confused. If she's confused, how is that supposed to help me??? I know it varies from plan to plan. Here is what I know so far: I have a $2500 maximum per calendar year. I have an "80%/20%" plan (???) My deductable is $300 (???) Here is what I don't get: I went to the dentist, my bill was $306, my insurance paid for all but $28 of it... if my deductable is $300, shouldn't I have to pay $300? I do not understand the 80/20 thing, if I have a deductable too. Anyone insurange brokers out there?
--------------------
You should pay the first $300, and 20% of the remainder. But with dental, there are some things that are covered, and some that aren't. Say you got a flouride treatment - that's usually not covere - you'd pay 100% of that. But usually the cleaning and exam is covered in full, not subject to the deductible.
Source
--------------------
You should pay the first $300, and 20% of the remainder. But with dental, there are some things that are covered, and some that aren't. Say you got a flouride treatment - that's usually not covere - you'd pay 100% of that. But usually the cleaning and exam is covered in full, not subject to the deductible.
Source
Question for anyone who has GHI dental insurance.?
My husband works for the state.He gets his dental coverage through GHI.He added me to his policy for dental,vision and health as soon as we got married on the 14th of march.Shouldnt i have gotten a card?Am i covered and use the same card?I got my card already that has mine,my husbands and my sons name on it for health and vision(there under the same card and dental is seperate) a long time ago?Am i covered or is there like a waiting period or something?I read somewhere that there is like waiting period of 56 days or something from the day you become covered?Does anyone know anything about this??Hes going to call tommorow,just wondering about it now.
--------------------
YEs there is a 3 months waiting period usually, and yes you must get a card
Source
--------------------
YEs there is a 3 months waiting period usually, and yes you must get a card
Source
what is the best dental insurance for someone with out a job? PLEASE HELP!!!?
ok, i have a nice smile, but to be honest need a lot of work done, i am missing a front tooth, ( dentist pulled it out when i was younger, can't get him to pay) since i am missing a front tooth to the right of my two front teeth, these two teeth have spaced, also the lower teeth have spaced and need whiteing as well. I had braces and teeth went together, paid this in cash, but never had enough money after this to get an implant, so now am back to square one, it really sucks. So i am going to have to need oral surgery I think, orthodontist, and general dentistry. PLEASE HELP, i really do want to get this fixed, and am saving right now, but think insurance might be the best bet. I am a mechanical engineer without a job. Possibly if i get a job, the job might offer insurance..... Please Help!!!!!!
--------------------
healthplans.my-age.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
Source
--------------------
healthplans.my-age.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
Source
I will have dental insurance in two months, but I have a cavity now?
It's in my lower back left teeth. What should I do? My insurance will be activated in 2 months, (six months, but it's already been 4 months since I got my job). What should I do? I don't want to lose my teeth. My parents said they will not pay for it because it's too expensive. They said wait the two months, but I'm scared that the hole will get bigger and filled with more plaque which will result in root canals... I don't know what to do. Should I just stop eating or something?
--------------------
The best thing I advise is to make sure you are maintaining EXCELLENT oral hygiene. Brush your teeth after your meals, floss whenever you can, and use mouthwash. You can eat but there are certain food to stay away from. Don't eat anything to sticky or chewy, like taffy or gum. Sometimes teeth can survive years without turning into root canals but there are times that the decay inside the tooth is too sufficent and in that case the only way you can avoid a root canal is by have a filling placed in time.You need to maintain your oral hygiene as best as you can and wait until your insurance kicks in.
Source
--------------------
The best thing I advise is to make sure you are maintaining EXCELLENT oral hygiene. Brush your teeth after your meals, floss whenever you can, and use mouthwash. You can eat but there are certain food to stay away from. Don't eat anything to sticky or chewy, like taffy or gum. Sometimes teeth can survive years without turning into root canals but there are times that the decay inside the tooth is too sufficent and in that case the only way you can avoid a root canal is by have a filling placed in time.You need to maintain your oral hygiene as best as you can and wait until your insurance kicks in.
Source
HELP, which DENTAL INSURANCE should I buy? I have none?
anyone know what is a good company ?
--------------------
I would encourage you to visit this great site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and they have saved me thousands on all dental services. From Cleanings, xrays, fillings..etc. Even my braces. They even had my extremely affordable plan active in 2 hours and was able to use them the very same day. Good luck and hope this helps
Source
--------------------
I would encourage you to visit this great site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and they have saved me thousands on all dental services. From Cleanings, xrays, fillings..etc. Even my braces. They even had my extremely affordable plan active in 2 hours and was able to use them the very same day. Good luck and hope this helps
Source
Is anyone part of Aetna Access Dental plan?
It's an alternative to dental insurance. For an annual fee, you get discounted dental services.
--------------------
I at one time had Aetna, but then changed when I found a better discounted coverage. I would encourage you to visit this website. www.healthsavings.ourperfectcard.com I signed up with them online over 3 years ago. They have helped me save thousands of dollars from extractions, root canals, cleanings. I know for a fact that all services are included especially orthodontics, cosmetic surgery and dentures in the benefits. They had my membership active in 2 hours and was able to use the same day. I am very thankful that I found them. Check to see if they are in your area. Good Luck. Hope this helps
Source
--------------------
I at one time had Aetna, but then changed when I found a better discounted coverage. I would encourage you to visit this website. www.healthsavings.ourperfectcard.com I signed up with them online over 3 years ago. They have helped me save thousands of dollars from extractions, root canals, cleanings. I know for a fact that all services are included especially orthodontics, cosmetic surgery and dentures in the benefits. They had my membership active in 2 hours and was able to use the same day. I am very thankful that I found them. Check to see if they are in your area. Good Luck. Hope this helps
Source
Due to divorce I don't have dental insurance.?
Last summer there was a special at a dentist office for an exam, x-rays and cleaning for a cheap price. I did it and was told that I have 4 fillings needed. Some are fillings needing to be replaced. None of them hurt. My question is....how urgent is this? I plan on trying to get them all taken care of this summer but financially without ins., I am in a bind. Any suggestions and or advice? I live in NY.
--------------------
I have been in the dental field for 30 yrs and have seen so many people come in who went to a place that advertised a "special" and had unnecessary treatment. How do you think they can offer a cleaning and x-rays for so cheap? They have to make it up somehow. Unscrupulous dentists seem to be telling a lot of people that their old silver fillings need to be replaced with tooth colored ones. Unless there is new decay or the old filling is leaking, this is not the case. Your silver fillings should last you 30 to 50 years. Maybe even longer. Also, the dentistry that I have seen that has been done in New York was horrible. No offense to your state, it just all looks like foreign country dentistry.
Source
--------------------
I have been in the dental field for 30 yrs and have seen so many people come in who went to a place that advertised a "special" and had unnecessary treatment. How do you think they can offer a cleaning and x-rays for so cheap? They have to make it up somehow. Unscrupulous dentists seem to be telling a lot of people that their old silver fillings need to be replaced with tooth colored ones. Unless there is new decay or the old filling is leaking, this is not the case. Your silver fillings should last you 30 to 50 years. Maybe even longer. Also, the dentistry that I have seen that has been done in New York was horrible. No offense to your state, it just all looks like foreign country dentistry.
Source
Billing For Dental Insurance?(Narrative Perio)?
I am Just recieved a denial back from the insurance company I am trying to help out the dr that I work for the E.O.B states that the is not any substancial boneloss on the x-rays and want a narrative for how we determined this pt has periodontal disease can any one please help me with a narrative???
--------------------
You need to do a charting and give the company measurements of pocket depths, ask the dr to give this to you
Source
--------------------
You need to do a charting and give the company measurements of pocket depths, ask the dr to give this to you
Source
Subscribe to:
Posts (Atom)