Sunday, May 29, 2011

Child support medical/dental?

I provide medical/dental through child support. The plans cover everything besides a low copay. If the mother gets Medicaid for the child can it be used as a secondary? I was under the impression that if you already have a primary insurance you can not be on it. If the mother does not tell medicaid about the primary insurance, who will responsible to pay back the bill?
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You can have both regular insurance and Medicaid. It is common in cases like yours. The regular insurance will be primary and Medicaid will pick up the co-pays and procedures that the primary doesn't cover. However, Medicaid does need to know about the primary insurance or they will make you pay back the charges that the primary should have paid. If the mother lied to Medicaid I would think she would be responsible.
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Need Help. I have Toothache pain and nothing is helping?

I have a toothache pain in one of my teeth. I don't have nor I can I afford dental insurance. Can I go the ER to get help?
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Medical Discount Plan ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a quite low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services. YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here    www.HealthInsuranceFree.info    to solve the problem.
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My tooth hurts a lot and I can't open my mouth?

This morning my mouth began to hurt (mildly), but I could still open my mouth all the way. It hurts very much and is giving me a severe headache. I can't open my mouth very wide. The entire side of my face hurts. I know I should go to the dentist, but I don't have dental insurance. When I graduated from college last week I became ineligible and I'm still looking for a job. Does anyone know a home remedy that might help. Salt water does nothing.
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Go to a community health center.
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Is my dentist ripping me off?

I have 2 molar fillings that need to be replaced, but the dentist quoted me $2,200 to have it done. I have dental insurance, but they don't cover that much. For more detail, on the quote, they are "teeth 18 & 19, crown-porc fused to high noble, $940 each ($1880) plus $263 for cleaning. Does that seem unreasonable? Seems really high to me! How much does it normally cost to replace a filling?
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Actually for crowns those prices sound about right. And if what you need is a deep cleaning then that's not expensive at all.
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where can i get cheap dental assistance (free) would be nice?

i need 2 thousand $ for dental work u guys no of any ways i can raise this i dont want to wait for next yr when my insurance well cover it buzz me if u know >mesenger > psychicgus thnks
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Try contacting a dental college. They offer free cleanings, etc. for students to practice, but I bet you could get more extensive work done at a low cost (probably not free, though, if you need a lot of work done.) Good luck!
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question about adult and baby teeth?

My adult canine tooth grew in behind my baby tooth when i was 12. I'm 21 now. And now that i have dental insurance i wanna get my teeth fixed. But I'm scared! I still have my baby tooth and the adult is still behind it. Will i have to get braces?
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Nope. You might just have to have the baby tooth pulled out. Not as bad as it sounds really lol. I wish you luck.
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>>Easy 10 points!! Approximately how much would a tooth extraction cost?<

I live near Nashville TN, if that makes any difference, with no dental insurance. And it is an adult molar that needs removal. Obviously, just an estimated price range is all I'm asking for. Thanks!
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A simple extraction (for a tooth that is fully erupted from the gum and has small roots) starts around $75 in some locations but generally runs about $100 -$150. A surgical extraction, such as when a tooth is broken off at the gum line, is around $150 -$300; for a soft tissue extraction of a partially impacted tooth (an incision has to be made into the gums) the cost is about $200 -$350; and for a partial bony extraction (the tooth has some bone covering it) expect to pay anywhere from $300 -$600 Extracting a wisdom tooth (also called a third molar) starts around $150 -$350 for a tooth that is fully erupted from the gum. Extracting a partially or completely impacted wisdom tooth ranges from $350 -$650.
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Any Tax Professionals out there?

OK, I am itemizing this year since i just purchased a home. What i need to know is, what part of my closing costs, if any can i deduct (besides taxes and interest). Also, can i deduct my medical and dental insurance premiums? The IRS books just don't tell much, thanks in advance for any help!!
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if you paid any points at the closing you can deduct them. Be aware that some banks don't report points paid on the year end statements form 1098 they mail to you. If not, then you have to refer back to closing statements to obtain the amount paid. Form 1098 usually summarizes additional taxes paid that are included in your monthly mortgage payments. The bank usually holds these payments in an account called an escrow untill the bill is due. As other people wrote there is a deductible for med & dental expense of the first 7.5% of your gross income. In most cases your med & dental need to be high to be above 7.5% level. For example, if your income was 50,000 you would need expenses over 3,750 to be deductible. If you pay your own insurance premiums thats included as med. exp.
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a question about insurance?

i am 19 and not married, have no kids and not in school. i work 35-38 hours a week but at my job u have to work 40 to get insurance & they will not let me work 40. i live in ohio and was wondering if there is any other ways to get insurance? at least healthcare and dental. i cant just get a new job.. its not that easy. im friends with everyone i work with & have no managers breathing down my back & i can wear anything i want to..
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Trying buying your own. You are not entitled to anything.
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Does TriCare insurance cover eyecare?

I know dental is seperate, and I have already set that up but now it's time for my eyecheck and I have no idea if my eyes are covered or not. If not HOW do I get them covered? Any advice would be great.
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TriCare Prime covers one general eye exam per year. This is the same kind of exam you get for $40 at Lens Crafters. It will also cover glasses (not contacts) to a very limited extent. If you need specialized eye care that you can't get with one of these exams, you can get a referral for an eye specialist. This is covered under your family practice health care, not vision, and you should contact your PCM. But for regular things, like exams for glasses and contacts, you can go to the eye clinic on a military base, if you live on or near one. It's usually located somewhere in the vicinity of the BX. Just call and make an appointment. Be prepared to wait at least two weeks for the appointment because they're usually very busy.
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Dental problems during pregnancy?

I was reading another question and someone answered something about "untreated dental problems can cause serious complications during pregnancy".. Can someone tell me some more specifics about this? I quit my job to be a SAHM and am pregnant again.. I had insurance through my company and now I am on my husbands insurance but won't be available for dental coverage for 6 more months.. My teeth aren't in total dismay, but I am having some issues.. and I worry about everything.. so now after reading that answer I am worried about this. Thanks.
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Dental problems should be solved before pregnancy to prevent infections that would require treatment and drugs unadvised while carrying a child. As you are already pregnant, and your dental problems aren't very serious, a dentist would probably advise you to wait until you give birth to take care of your teeth. There is, however, one thing you should do right away: start with a calcium supplement. Calcium tablets are cheap and can help prevent many teeth complications. Babies consume a lot of calcium while they are forming their bodies, and if you don't put it back on your system you may end up with weak teeth.
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What dental problems can be harmful during pregnancy?

I am 23 weeks pregnant, I live in Ca, and I have medi- cal insurance, along with another insurance through my work, my work insurance Anthem blue cross doesn't pay for much for dental and I am maxed out for dental with them right now. Medi-cal on the other hand will pay for extractions, and when I went to the dentists office Saturday I was told that medi-cal will also pay for procedures that can potentially be harmful to a pregnancy. I know that my dentists want to do a deep cleaning on me, and I know that if I don't get this procedure that the bacteria built up can cause preterm labor. I am also wondering if anyone knows what other procedures would be covered and considered possibly harmful to a pregnancy. I have quite a few dental issues, so I would like to get as much as I can covered by medi-cal, other wise with the anthem insurance I have to pay mostly all of all dental procedures, and I owe so much right now that there is no way that I could possibly get any more dental work done unless it is covered by medical, for the next year or so. Thanks for the answers in advance, and God bless you all.
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Honey, this is a subject you should definitely raise with your obstetrician as well as your dentist. Don't trust the opinions of the people on Yahoo Answers. All of them are strangers, and some of them are REALLY strange. lol!! Seriously, you should particularly ask about the effect of anesthetics (like novocaine) on your baby. I don't know the answer for sure, but I would be very hesitant about something like that. (To be fair, it might be okay, since it is just local to your mouth and doesn't affect your whole body, but leave that question to the experts who are responsible for your health care.) I would also be very dubious about any sort of x-ray, unless the shielding is done super-carefully. On the other hand, I think any sort of "mechanical" work, like scraping for cleanings, should be okay. But again, get the advice of your obstetrician first. I know this is not the definite answer you may have been looking for, but I hope it is helpful. Good luck, and congratulations on your baby.
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Insurance Question?

My husband works for a company that does not offer benefits. We are covered through my employer. His income is enough for us to live on - I am simply working to give us benefit coverage. However, I am wanting to have a baby....and even be a stay at home mom. My question is: what does someone in our situation do? I mean, can we just BUY our own insurance? What are some good companies? I know I have Blue Cross/Blue Shield and Delta Dental now....any suggestions would be greatly appreciated! Thanks!
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Yes, technically you can buy health insurance for your entire family but it would be very expensive. A policy would cost you well over a $1000 a month or more. I suggest you look for a part-time job that offers benefits. Many companies that need people to answer phones for customer service outside of the regular 8-5 business day will pay benefits to part-time employees. We have a large bank in my area that pays benefits to employees who work only 20 hours a week. Or, check with your current employer. Maybe they would arrange a work at home position for you. Good luck. I wish you well.
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In two days i will be going to the dentsit and i need to know what to expect?

In two days i will be going to the dentist and i need to know what to expect. I'm only going for a regular dental check up and cleaning but, i have two teeth each with one hole in them. When i go to the dentist will they do an emergency extraction , or a root canal , or give me a cap? Even if they don't do this during the same day that i come in for a regular dental check up, will they do this eventually. Plus i may need braces. How do you think this will work out? And If you have EHP insurance are you covered for caps and dental cosmetic surgery?
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The first day they will probably just evaluate you and take x-rays and see what all will need to be done. As far as holes in your teeth it will depend on how bad they are. They may be able to just fill them. It also depends on where they are located in your mouth as to whether they do the root canal or the extraction of them. The brace thing is mostly up to you since it is a cosmetic thing. As far as the insurance it probably will not pay all of it. Most of the time the cleaning and x-rays are a 100% covered as well as the exam. But the comestic side of it will probably be 50%. All insurances are different. Best advice I can give you is try and keep your teeth as long an possible because dentures is no joke.
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In need of some Dental suggestions..?

I live outside Memphis TN and in need of some dental work. I have a cavity in my front tooth, and have for awhile. I have no insurance, so have been putting it off. I really need to get it taken care of, as I'll probably need a root canal now. I don't qualify for most of the payment plans such as Care Credit. Any suggestions on what I can do? I know it'll be pricey, and I don't make a ton of money.
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Many areas have free dental clinics. Call the TN state dental association and see if they can tell you of any in the Memphis area. Good luck
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Wisdom tooth extraction cost?

So, my Dad decided to go ahead and skip dental insurance this year, since it would be cheaper. He decided that about 2 weeks ago, and in the past 3 days, my wisdom teeth have been starting to bother me. I'll probably need to get them pulled before the year is out... and was wondering: How much will it cost without dental insurance? Thanks guys! :D
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It is going to cost a lot. Tell your dad to get a Discount Plan Go to www.medicaldentaldiscounts.com You can save up to 80% on all Dental needs including braces You also get Vision,Prescription,Chiropractic benefits at no additional charge. The Family plan cost $19.95 a month for up to 20 people under one roof. There are no limits No waiting period So you can sign up today and use the plan tomorrow. Plus on the website you can locate a dentist in your area and if a certain dentist is not on the plan, then you can request a dentist to take the plan. So have you dad and yourself look at the plan, or on there they have a request for you to have someone call you and talk about it!
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Naval dental care question?

I recall when I was in the navy, ( I was stationed at the MTF in Portsmouth.) my wife just went to her dental appointments at the hospital. Now Im out of the navy, she is in, but when i go to the dentist, we have to pay now. Does that seem right? I mean insurance of course covers part of the cost. But it's not exactly that good of insurance compared to just going in and not having to pay a dime. United Concordia. We're in oak harbor now and the navy hospital dentist center does not treat dependents. that just doesnt seem right
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When you were in the Navy you were paying for the dental care of your spouse through United Concordia, it was automatically deducted from your pay. Just like it is now. The same thing back then as well for when you saw a civilian dentist. The dependent can be seen on base if the base itself allows it, but not all do and if not then the dependent goes to a civilian dentist. This gives 2 free cleanings a year, 1 free xray every 2 years and then up to 80% coverage on all work done. It is the same program that has been around for over 15 years. The base where you are at now does not have the staff to see dependents especially as it is not a major base compared to Portsmouth which is.
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am i still covered under my parent health insurance?

I'll be 19 this month and I'm not going to college but I was wondering under the new obama health plan would I still be covered under my parent they did claim me as dependent on there taxes. I was wondering bc I went to my dentist and found out I wasn't under the dental plan anymore sense I had turned 18 even though I was still in school I wasn't elgiable for it anymore
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That portion of the bill goes into effect when the policy renews after 9/23/10. If you don't know when the policy renews it is generally right after open enrollment. At that time you can get back on if you desire. Until then apparently you are not covered.
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What dental problems can be harmful during pregnancy?

I am 23 weeks pregnant, I live in Ca, and I have medi- cal insurance, along with another insurance through my work, my work insurance Anthem blue cross doesn't pay for much for dental and I am maxed out for dental with them right now. Medi-cal on the other hand will pay for extractions, and when I went to the dentists office Saturday I was told that medi-cal will also pay for procedures that can potentially be harmful to a pregnancy. I know that my dentists want to do a deep cleaning on me, and I know that if I don't get this procedure that the bacteria built up can cause preterm labor. I am also wondering if anyone knows what other procedures would be covered and considered possibly harmful to a pregnancy. I have quite a few dental issues, so I would like to get as much as I can covered by medi-cal, other wise with the anthem insurance I have to pay mostly all of all dental procedures, and I owe so much right now that there is no way that I could possibly get any more dental work done unless it is covered by medical, for the next year or so. Thanks for the answers in advance, and God bless you all.
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any condition like cavity or abscess causing severe pain can lead to premature delivery.... ...abscess will also have the potential for the infection to spread throughout your body and pose a threat to both the mother's and baby's health..... ..periodontal / gum disease can lead to premature delivery and low birth weight of the baby...
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My lower left canine tooth is crooked and twisted.?

I was wondering if there are any remidies to straighten it out. I dont need braces because the rest of my teeth are fine to me. But it is just that certain teeth that is brothering me. I dont have a huge dental insurance so the cheapest option would appeal to me. Please help me.
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I agree with Dr. Albert and would add that you might prefer to trim a little here and bond a little there to get the tooth to look more like it is in the natural position. I imagine this could be done for $200 or less.
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Is it right for my GF to tel me in front of her family and friends that my breath smells like do-do?

She thinks it funny. I admit that I have at lease 12 cavities in my mouth but I don't have any dental insurance.
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no, it's not okay talk to her about it
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Dental Scam: Was I Ripped Off for Crown?

Here's my situation: I had a crown put in the middle of May and an adjustment on the crown in June. Throughout this process, I received two statements from the Dentist saying that they expected my insurance to cover half the costs, and I would have to pay a total of $486 out of pocket - which I did. At my last adjustment, the receptionist told me they possibly calculated the costs wrong and that I still would need to pay an additional $50. I received the bill for this mid June stating I needed to pay $50 more - fine by me. Now at the beginning of THIS month, I received a second bill stating that I needed to pay an additional $480 because my insurance didn't cover the crown as expected. I call my insurance provider up to ask what the deal is. They tell me that on APRIL 14 (a whole month before my procedure began), they told the dental receptionist who called to confirm my benefits that the Insurance WOULD NOT COVER ANY of the procedure (they have this on their records staying they told her this specifically). Again, this was on April 15th. Yet the dentist and his financial assistant never said a word to me about this. Instead, as explained above, throughout the months of May and June they led me to believe that the insurance was approved, and I only had to pay half out of pocket. My questions: Was I ripped off by the dentist? Are they trying to scam me? And what should I do: Refuse to pay since it is their fault they got the bill wrong (and I NEVER would have agreed to the procedure if I had known it would have cost me so much out of pocket) or set up some sort of a payment plan? Do I have a case? Please help soon!
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Unfortunately for you, you don't have a case. The dentist performed the treatment and you are responsible for payment. From a practice management point of view, someone screwed up. Insurance requests a pre-estimate for crowns, bridges and dentures, but even if a pre-estimate is returned with benefits, the fine print has all kinds of disclaimers about possible changes in benefits depending upon a variety of possibilities. Your dentist should be doing a better job of determining what benefits you are entitled to. No dentist wants an angry patient. Frankly, I doubt that any insurance company keeps records of conversations with dental offices. We often call repeatedly regarding coverage problems and get different answers each time. What the dentist SHOULD do is explain why the insurance company denied benefits. It is possible that crowns are not a covered service. There are many possible reasons that a claim will be rejected, and--not infrequently it's an error--either in billing or in claims processing. Your dentist should go to bat for you if you are eligible for benefits, but he/she is not liable for a failure to get an insurance benefit (unless a billing error has occurred). It's helpful to everyone to understand what is covered and what is not, but unless the dentist is a closed panel contract dentist for the insurance company questions of benefits are between you and your insurance company. Sorry, Steve Bornfeld, DDS
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I will be receiving Medicare within six months to a year, as I have just got disability from social security..

Does Medicare cover any prescriptions? How about Dental? Should I drop my other health insurance plan?
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Medicare does provide prescription drug coverage but the explanation of benefits would take pages. Use the link below for more detailed information. As far as dental is concerned Medicare will only pay for dental services that are an integral part either of a covered procedure (e.g., reconstruction of the jaw following accidental injury), or for extractions done in preparation for radiation treatment for neoplastic diseases involving the jaw. Medicare will also make payment for oral examinations, but not treatment, preceding kidney transplantation or heart valve replacement, under certain circumstances. Such examination would be covered under Part A if performed by a dentist on the hospital's staff or under Part B if performed by a physician. Therefore routine dental coverage is excluded
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Ontario Dental Association Suggested Fee Guide?

Where may I see 2009's ODA's Suggested Fee Guide? It seems that like the oral surgeon I'm seeing for my wisdom teeth extractions is charging ~$270/tooth but only ~$175 is eligible for insurance coverage.
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This is the one for Dental Technologists in Ontario : http://www.scribd.com/doc/2175598/ADTO20… I found the old one for Ontario : http://www.abacussafety.com/mhd/MCFCS_De…
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