I have dental insurance but I was thinking that if I bought a discount dental plan I can use the both and hopefully double my savings.
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You can definitely call the dentist and ask them if they accept your plans, that's the best way to know if they will take what you have. Good luck!
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Friday, November 26, 2010
I have no dental insurance and I chipped my tooth?
So I have no insurance because my mom took me off her plan because she could no longer afford it. my mom makes 40,000 a year but she's a widow so all her money goes to bills and payments. She is struggling to keep up with her payments though and considering a part time job. So I fell and my face hit the pavement thus chipping my front tooth. It really hurts but I don't know what to do, since I don't have insurance. what do I do?
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I am not going to say I am one hundred percent sure about the answer.Besides it really depends on the personal feelings.SO it would better for you to find yourself.Here http://www.InsuranceFreeTip.info/insurance-for-free.htm is a good resource.
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I am not going to say I am one hundred percent sure about the answer.Besides it really depends on the personal feelings.SO it would better for you to find yourself.Here http://www.InsuranceFreeTip.info/insurance-for-free.htm is a good resource.
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Dental insurance vs paying outright?
I don't have any dental insurance and I need some cleaning and things like that done. If it is better if I get dental insurance what is a good company to buy from? Thanks.
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health-quotes.isgreat.org - my family have this health insurance. It is affordable and has good coverage for dental issues.
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health-quotes.isgreat.org - my family have this health insurance. It is affordable and has good coverage for dental issues.
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Where can I find a broker for Delta Premier Dental Insurance? I'm in Southern California?
I am looking for a broker for Delta Dental Insurance and interested in getting the Delta Premier Coverage. However, I don't know where to call since the Delta Denta site has no contact numbers. I don't have a dental insurance from my employer.
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You have probably found this already, but you don't need a broker to sign up. It can be done online here: http://www.deltadentalca.org/pmi/individ…
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You have probably found this already, but you don't need a broker to sign up. It can be done online here: http://www.deltadentalca.org/pmi/individ…
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Dental discounts or affordable insurance in NJ?
I do not have dental insurance for myself and I need a good amount of dental work done, i was wondering if anyone could tell me an affordable dental plan or insurance that isnt exspensive in NJ? Im not applicable for NJ familycare dental
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You have four options with dental. 1. Visit a local dental school. You can get many procedures done for a reduced price if you're willing to let them practice on you. You can find one here: http://www.yourhealthplanadvisor.com/Den… 2. Insurance - Depending upon the policy: cost $30-$60 per month. You pay a $50 deductible first, they have an annual maximum that they'll pay per year of $750 - $1500, they have a waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a root canal in my area is $919. With insurance you pay $460 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans. 3. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $919. With discount plans you pay around $827. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health & dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes… concerning these plans. 4. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $919. With fee for service plans you pay as little as $404. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
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You have four options with dental. 1. Visit a local dental school. You can get many procedures done for a reduced price if you're willing to let them practice on you. You can find one here: http://www.yourhealthplanadvisor.com/Den… 2. Insurance - Depending upon the policy: cost $30-$60 per month. You pay a $50 deductible first, they have an annual maximum that they'll pay per year of $750 - $1500, they have a waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a root canal in my area is $919. With insurance you pay $460 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans. 3. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $919. With discount plans you pay around $827. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health & dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes… concerning these plans. 4. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $919. With fee for service plans you pay as little as $404. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
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I have a minor toothache and no dental insurance. What should I do?
The pain is low, buts more noticable when I eat. I have not been to the dentist in years, have always been afraid to go, but now I feel like I have to. I probably don't have enough cash on me at the moment to pay for it all now.
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It could just be a cavity that would be reliatively inexpensive to fix - like under $200 for almost any filling. Don't wait until you end up losing the tooth because you can't afford a roto canal treatment. Many dentists are agreeable to payment arrangements. Just ask.
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It could just be a cavity that would be reliatively inexpensive to fix - like under $200 for almost any filling. Don't wait until you end up losing the tooth because you can't afford a roto canal treatment. Many dentists are agreeable to payment arrangements. Just ask.
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I need a good dental insurance?
I am looking for a good and cost effective dental program. Thank you.
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Advertising, clearly in violation of Yahoo! answers policy. And, if you look up your posts and "fullmoon's" they are all asking and answering about low-cost health insurance. This kind of thing is annoying and misleading. These so-called "low-cost" plans are nothing but a multi-level marketing plan and do not provide good benefits to those who are suckered into paying for them. You'd be better off to self-insure. In the meantime, I hope all these people are sanctioned by Yahoo! for blatant disregard for the purpose of this forum.
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Advertising, clearly in violation of Yahoo! answers policy. And, if you look up your posts and "fullmoon's" they are all asking and answering about low-cost health insurance. This kind of thing is annoying and misleading. These so-called "low-cost" plans are nothing but a multi-level marketing plan and do not provide good benefits to those who are suckered into paying for them. You'd be better off to self-insure. In the meantime, I hope all these people are sanctioned by Yahoo! for blatant disregard for the purpose of this forum.
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Does the Air Force offer good dental insurance?
Also, does anyone know what the sign on bonus currently?
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The dental service for an active duty member is okay. You get your teeth cleaned once a year and they will do root canals or whatever treatment you need as needed. The dental insurance for Dependants is through United Concordia. You have to pay $30 a month and you have to pay a co-pay (about 20-30%) for any treatments beyond cleanings and X-rays. It's not that great. The AF only has sign-on bonus for select AFSC's like Pararescue and even then the bonus isn't that big. The AF is looking for people willing to serve not those they have to PAY bonuses to for them to serve. This isn't the Army!
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The dental service for an active duty member is okay. You get your teeth cleaned once a year and they will do root canals or whatever treatment you need as needed. The dental insurance for Dependants is through United Concordia. You have to pay $30 a month and you have to pay a co-pay (about 20-30%) for any treatments beyond cleanings and X-rays. It's not that great. The AF only has sign-on bonus for select AFSC's like Pararescue and even then the bonus isn't that big. The AF is looking for people willing to serve not those they have to PAY bonuses to for them to serve. This isn't the Army!
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Health and Dental Insurance For Single Mom?
I am a single mother and i need get health and dental insurance for a little or no cost at all. I ahve 2 children, both on healthy kids gold. I am 46 yrs. old and a smoker. I live in New Hampshire and own a home. Does anyone have any suggestions? Please help.
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Best way to do it for a single mom? Find a job that has the health benefits included. You'll never be able to afford the coverage otherwise. It may take some looking and an education upgrade. But it is so worth it!
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Best way to do it for a single mom? Find a job that has the health benefits included. You'll never be able to afford the coverage otherwise. It may take some looking and an education upgrade. But it is so worth it!
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When should you put your child on your dental insurance?
Hes 11 months old now.
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put him on now - they need to start going for checkups by the age of 2 or so
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put him on now - they need to start going for checkups by the age of 2 or so
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what would be the first step in getting dental insurance ?
my boyfriend is a single parent, going to school and working at checkers, both his parents have passed and he has no medical insurance at all, he has a tooth that definitely needs a root canal but no money at all for it, how can he apply for dental insurance
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healthplans.my-age.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
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healthplans.my-age.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
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im looking for full coverage dental insurance?
I was wondering if there is Full Coverage Dental Insurance? that my husband and I can buy...I have been looking for insurance quotes and all I can find is partial coverage..i want insurance that will cover anything that may be needed..
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health-quotes.isgreat.org - my family have this health insurance. It is affordable and has good coverage for dental issues.
Source
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health-quotes.isgreat.org - my family have this health insurance. It is affordable and has good coverage for dental issues.
Source
What is the average price to fix a chipped tooth in Panama City Beach Florida with-out dental insurance?
I chipped the inside bottom of one of my teeth. Almost like it caved in, and my tongue keeps rubbing against it. It doesn't hurt...yet, but it's very annoying...
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I would encourage you to visit this great site healthsavings.ourperfectcard.com I signed up online over 6 years ago and they have saved me thousands of dollars over the years on all procedures. From root canals, xrays, exams, extractions...even my braces were covered. They even had my very affordable benefits active in 2 hours and was able to use them the very same day. Good luck and hope this helps
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I would encourage you to visit this great site healthsavings.ourperfectcard.com I signed up online over 6 years ago and they have saved me thousands of dollars over the years on all procedures. From root canals, xrays, exams, extractions...even my braces were covered. They even had my very affordable benefits active in 2 hours and was able to use them the very same day. Good luck and hope this helps
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I am looking to purchase individual dental insurance with a $2500 max and no waiting period. Please help.?
The dental insurance is the most important right now, but I am also in the market for health and vision as well. If there is a way that I can get all 3 for $150 or less a month, that would be great! As far as the health insurance, a $2500 or less deductible, $30 or less co-pay, must include prescription drug benefit $100 deductible, and yearly female exam. Thank you for any assistance you can provide.
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health-quotes.isgreat.org - my family have this health insurance. It is affordable and has good coverage for dental issues.
Source
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health-quotes.isgreat.org - my family have this health insurance. It is affordable and has good coverage for dental issues.
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Isn't there a free dental clinic in Charlotte NC for people who don't have dental insurance?
My roommate's mouth is all swollen from a toothache, but he has no insurance.
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Is there a dental school around you?? Nothing is free...although a l ot of dentists will let you make payments
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Is there a dental school around you?? Nothing is free...although a l ot of dentists will let you make payments
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Which offers better coverage, dental insurance or dental discount plans?
I also need vision coverage...Thanks in advance!
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You get what you pay for! The basic difference between insurance and discount plans is the amount of coverage you get and where you can have the procedures done. There are 2 kinds of insurance. One, you get to choose the doctor (this usually nets in a higher premium) The other you must see doctors in their plan or have a referral to see a specialists. Traditionally you will get higher quality services from doctors that don't work for one of these discount groups because they work for themselves and don't have some corporate knot head telling them what to do. The big discount groups attract doctors just out of school without much experience, doctors that tried and failed in private practice, or doctors that aren't interested enough in growing and managing a practice and want some one else to do it for them. Premiums are considerably different with these plans. If finances restrict you from choosing a higher quality insurance plan, common sense says choose the discount plan. Getting some kind of care is better than none at all. Before you make your choice, consider what your dental needs are. If they are extensive, do your homework and compare plans. If you need help, some offices out there will be happy to answer your questions. Vision coverage is the same thing as dental. With Vision coverage be careful to read the fine print. For example, the plan will limit the money paid for frames and you can pay the difference. The choices of frames that fall into the price range they cover are usually pathetic. My lenses are $450 without a frame! Your correction may be an expensive one like mine so buyer beware!
Source
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You get what you pay for! The basic difference between insurance and discount plans is the amount of coverage you get and where you can have the procedures done. There are 2 kinds of insurance. One, you get to choose the doctor (this usually nets in a higher premium) The other you must see doctors in their plan or have a referral to see a specialists. Traditionally you will get higher quality services from doctors that don't work for one of these discount groups because they work for themselves and don't have some corporate knot head telling them what to do. The big discount groups attract doctors just out of school without much experience, doctors that tried and failed in private practice, or doctors that aren't interested enough in growing and managing a practice and want some one else to do it for them. Premiums are considerably different with these plans. If finances restrict you from choosing a higher quality insurance plan, common sense says choose the discount plan. Getting some kind of care is better than none at all. Before you make your choice, consider what your dental needs are. If they are extensive, do your homework and compare plans. If you need help, some offices out there will be happy to answer your questions. Vision coverage is the same thing as dental. With Vision coverage be careful to read the fine print. For example, the plan will limit the money paid for frames and you can pay the difference. The choices of frames that fall into the price range they cover are usually pathetic. My lenses are $450 without a frame! Your correction may be an expensive one like mine so buyer beware!
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how to get really good dental insurance in the state of mississippi?
need a bunch of root canals anyways what i have seen its gonna run me about 500 dollars per tooth is there any way that i could get it done for about 50 to a 100 dollars per tooth
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healthplans.my-age.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
Source
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healthplans.my-age.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
Source
As crowns and bridges are not covered by Dental insurance, is there a guide line for the cost range?
so the patient will have an idea about reasonable or unreasonable charge?
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HELLO, if you have dental insurance then crowns and bridges are called major benefits that are covered under 50% of the dentist's price. The reasonable and usual fees vary from region to region, but your insurance co. knows these fees, so call them or your dentist.
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HELLO, if you have dental insurance then crowns and bridges are called major benefits that are covered under 50% of the dentist's price. The reasonable and usual fees vary from region to region, but your insurance co. knows these fees, so call them or your dentist.
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Good morning! Can anyone suggest a good dental insurance plan?
We had blue cross and blue shield and were not happy with it! We live in a semi small area and the only dentist office that accepted our plan never called us back after 15 voice mails and NEVEr answered their phones so we never were able to make an appointment! So I cancelled the policy. We need some dental insurance. I need to take my son in to get his teeth looked at and my husbands. We live in FL and there just doesn't seem to be a lot that I'm finding. Anyone have a suggestion?
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Aetna is the one I have along with this other plan from www.healthsavings.ourperfectcard.com I have both because if my insurance does not cover a service I use this other great plan. I signed up online over 5 years ago now and they have saved me thousands of dollars over the years. From root canals, xrays, exams, cleanings..etc. They even had my very affordable benefits active in 2 hours and was able to use them the very same day. good luck and hope this helps.
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Aetna is the one I have along with this other plan from www.healthsavings.ourperfectcard.com I have both because if my insurance does not cover a service I use this other great plan. I signed up online over 5 years ago now and they have saved me thousands of dollars over the years. From root canals, xrays, exams, cleanings..etc. They even had my very affordable benefits active in 2 hours and was able to use them the very same day. good luck and hope this helps.
Source
Which are the best health insurance companies in Australia for dental claims?
Is it worth joining a health insurance scheme for dental work and is there a company that will allow dental coverage only without paying for hospital or medical benefits?
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According to my receptionist who handles the HICAPS, the best dental plans are R & T (transport union), or Teachers' Federation. For either of these you need to have a family member who is in that industry. Next best is NRMA for anyone to join. Worst at present is NIB. Whether it's worth joining is a tricky question - it depends on what your current needs are, and what might happen in the future. If you have good teeth with no holes, then you would only need cover for perhaps braces and wisdom teeth. Might be better just saving up the money after you consider the amount you would have to pay in (12 months qualifying period), and the amount of rebate you would get back. Or take out a loan if either of these treatments are necessary. If you've had lots of cavities, then you'll probably benefit from cover because you'll always have something that needs maintenance/repair. Similarly if you're a parent with kids and they might need treatment. The health funds only bundle dental with hospital because they make most of their profits from the hospital cover. The dental/chiropractic/sports/ ... cover is an add-on. Consider going to a dentist for a check-up and standard diagnostic Xrays (bitewings) plus an OPG Xray for wisdom teeth before you make a decision. Ask him/her their opinion.
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According to my receptionist who handles the HICAPS, the best dental plans are R & T (transport union), or Teachers' Federation. For either of these you need to have a family member who is in that industry. Next best is NRMA for anyone to join. Worst at present is NIB. Whether it's worth joining is a tricky question - it depends on what your current needs are, and what might happen in the future. If you have good teeth with no holes, then you would only need cover for perhaps braces and wisdom teeth. Might be better just saving up the money after you consider the amount you would have to pay in (12 months qualifying period), and the amount of rebate you would get back. Or take out a loan if either of these treatments are necessary. If you've had lots of cavities, then you'll probably benefit from cover because you'll always have something that needs maintenance/repair. Similarly if you're a parent with kids and they might need treatment. The health funds only bundle dental with hospital because they make most of their profits from the hospital cover. The dental/chiropractic/sports/ ... cover is an add-on. Consider going to a dentist for a check-up and standard diagnostic Xrays (bitewings) plus an OPG Xray for wisdom teeth before you make a decision. Ask him/her their opinion.
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What would you do with no dental insurance?????
my molar broke in half (1 side is completely gone) and it hurts like hell. when i look in the mirror, it's all black inside which i guess means cavities.... so should i apply for dental insurance and try to save it or just have it pulled? it's 2nd molar from the back so no one can see it even when i smile. but in the meantime, how do i deal with the pain???????? ouch!!!!!!!!!!!!!!
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OUCH!!! Go to: http://www.mybenefitsplus.com/40491833 to apply for coverage. $11.95 a month!
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OUCH!!! Go to: http://www.mybenefitsplus.com/40491833 to apply for coverage. $11.95 a month!
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I pay child support every month, am I required to pay my son's dental/vision insurance?
I haven't seen my son in over 2 years but his mom got me for backed child support and until he's 18. But she's saying I have to pay his dental and vision insurance. Am I required to pay that?
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Only if stated in the court order. You need to learn what your rights are. Join Dads House in Yahoo Groups. http://tinyurl.com/DadsHouseGroup \\\\\\\\\\
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Only if stated in the court order. You need to learn what your rights are. Join Dads House in Yahoo Groups. http://tinyurl.com/DadsHouseGroup \\\\\\\\\\
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who here has dental insurance and who here does not have it?
who here is still on their parents dental care plan VS adults who have no dental care VS adults who have their own dental insurance? i myself have no dental plan, because myjob does not provide it.. just low pay labor worker, trying to make ends meet each month..
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healthplans.my-age.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
Source
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healthplans.my-age.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
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Where is the best place to learn about dental, accident, and health insurance?
I want to learn all about dental, accident, and health insurance and see ratings and reviews, of real plans, not obamacare, or any of the goverment stuff. Real private health insurance reviews.
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YOu are not the only one who met this problem,I have met this type of problem before.I have good experience here www.HealthInsuranceIdeas.info to solve my similiar problem.
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YOu are not the only one who met this problem,I have met this type of problem before.I have good experience here www.HealthInsuranceIdeas.info to solve my similiar problem.
Source
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