does anyone know of a good dental insurance?
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Delta Dental and Assurant are both good. I think Blue Cross also offers a dental plan.
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Sunday, October 31, 2010
dental insurance?
i am 19 years old...going to be 20 in may, i guess i am not eliglible any more for dental insurance from my father because i am over 18. (my father have SIDS--self insured dental services)i am a student within the CUNY system and was wondering what dental insurance can i obtain?
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Are you sure you're not eligible under your father's plan? Generally speaking, you are covered under the age of 18 or up to 24 if you are full time student. See if this applies to to terms of his plan. If not, you may be better off paying the full shot to the dentist. Independent dental plans are expensive and frequently cost more than just paying directly for the services.
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Are you sure you're not eligible under your father's plan? Generally speaking, you are covered under the age of 18 or up to 24 if you are full time student. See if this applies to to terms of his plan. If not, you may be better off paying the full shot to the dentist. Independent dental plans are expensive and frequently cost more than just paying directly for the services.
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dental insurance?
I need extensive work done to my teeth, and I will not be able to afford it without insurance. Can one take out a dental insurance stating that the work needs to be done or will they charge you a lot for insurance if you tell them that? (or refuse to give you one altogether?) what's your experiences with that?
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Many large insurance company's have policies available that isn't part of the group insurance system. You will have to pay a monthly fee. For some it can be as low as 10-20$ a month. There may be a waiting period of 3-6mths. There is a deductible and most good plans cover 80-100% aafter deductible on basic care ( cleaning, fillings) up to 1500%. And 50% on the major stuff ( scaling, root canals, crowns.) You can always keep the plan for a year or untill all the work is done. Ask the dentist to give a list of what the work is so that you can choose that right plan for you. You should check to see of medical expenise are tax deductable. Here they are after 1500$. If you what to ask for your x-rays and get a second opinion on the work. Use key words: private Dental Insurance Plan UK And when this is all finished, try to put 10$ a month away for a regular checkup and cleaning. Good Luck:) BTW Just because you have insurance doesn't mean you're off the hook. Some dentists make you pay up front and have you deal with the insurance company. Read your policy and keep all numbers handy.
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Many large insurance company's have policies available that isn't part of the group insurance system. You will have to pay a monthly fee. For some it can be as low as 10-20$ a month. There may be a waiting period of 3-6mths. There is a deductible and most good plans cover 80-100% aafter deductible on basic care ( cleaning, fillings) up to 1500%. And 50% on the major stuff ( scaling, root canals, crowns.) You can always keep the plan for a year or untill all the work is done. Ask the dentist to give a list of what the work is so that you can choose that right plan for you. You should check to see of medical expenise are tax deductable. Here they are after 1500$. If you what to ask for your x-rays and get a second opinion on the work. Use key words: private Dental Insurance Plan UK And when this is all finished, try to put 10$ a month away for a regular checkup and cleaning. Good Luck:) BTW Just because you have insurance doesn't mean you're off the hook. Some dentists make you pay up front and have you deal with the insurance company. Read your policy and keep all numbers handy.
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dental insurance ???
I really need to get to a dentist , im in a lot of pain . Ive been trying to figure out how this dental insurance thing works but after researching Im completely confused on what to do, I have horrible credit so setting up a payment plan with a company is useless , I dont understand the discount dental plans , I really just wanna get some dental insurance but I have no idea where to look online , can you guys give me some links or names of dental insurance companies.
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I would strongly encourage you to visit this website: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago now and they have saved me thousands of dollars on all services. Root canas, xrays, cleanings, crownes..etc. They even had my very very affordable plan active in 2 hours and was able to use it the very same day. hope this helps.
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I would strongly encourage you to visit this website: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago now and they have saved me thousands of dollars on all services. Root canas, xrays, cleanings, crownes..etc. They even had my very very affordable plan active in 2 hours and was able to use it the very same day. hope this helps.
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Dental insurance?
Where can I find affordable dental insurance that covers oral surgery and braces?. I have dental insurance through my employer but they do not cover any of these until ive been a member for a year. I dont have time to wait because I have to get my braces on this year.
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i need free dental to, me me me! where are the sugar babys!
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i need free dental to, me me me! where are the sugar babys!
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Dental Insurance?
I am no longer insuranced on my parents dental plan. Where can i find low cost Insurance
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http://www.dentalplans.com/
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http://www.dentalplans.com/
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Dental insurance....?
Is there any dental insurance worth purchasing if you don't have it through your employer? My mom is always needing cavity fills and root canals. She takes good care of her teeth, she just isn't blessed with good ones- no lectures on dental care, brushing regularly, etc, please. She does not get dental insurance through her employer and is always having to use credit cards or pay out of pocket to get dental work done. Are there any private or individual policies worth purchasing?
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I know alot of them wont pay for anything big till you have them for a year. They'll only pay for cleanings and fillings the first year. There is a discount plan, I have it, called Ameriplan. You'll get a reduced rate on stuff right away. I dont think you get as good a deal as you do with insurance, but you can use it right away. Give them a call.
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I know alot of them wont pay for anything big till you have them for a year. They'll only pay for cleanings and fillings the first year. There is a discount plan, I have it, called Ameriplan. You'll get a reduced rate on stuff right away. I dont think you get as good a deal as you do with insurance, but you can use it right away. Give them a call.
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dental insurance?
im an uninsured college student. but i need insurance, and have no other option but to get it myself. what i need is dental and medical. what are some good options?
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If you have already run some on-line quotes you already know that there are many insurance companies to choose from and then each company offers 3-7 different plans. This can be pretty confusing. I suggest using yellowpages.com to search for health insurance brokers in your area. Don't call your auto and home agent they specialize in property and causality insurance. You need someone that specializes in health insurance. A Broker represents multiple carriers and can help you sort through all the different insurance companies and plan options in your state. A good broker will ask you a few questions then make a recommendation on the company and plan that may fit your needs. For a typical college student who is healthy and has a limited budget I usually suggest a plan with a higher deductible and a lower premium.
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If you have already run some on-line quotes you already know that there are many insurance companies to choose from and then each company offers 3-7 different plans. This can be pretty confusing. I suggest using yellowpages.com to search for health insurance brokers in your area. Don't call your auto and home agent they specialize in property and causality insurance. You need someone that specializes in health insurance. A Broker represents multiple carriers and can help you sort through all the different insurance companies and plan options in your state. A good broker will ask you a few questions then make a recommendation on the company and plan that may fit your needs. For a typical college student who is healthy and has a limited budget I usually suggest a plan with a higher deductible and a lower premium.
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Is there a way to get a dental procedure covered by medical insurance rather than dental?
I have alot of dental problems, i need 15 crowns on the top alone just basic bad tooth enamel. Its not from brushing or flossing since i do that daily. I have dental insurance but not as good as my medical. So is there a way to get it submitted through medical.
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That is horrible that your dentist expects you to pay at time of service. I am suggesting you talk to another dentist, call around and see who might be willing to set up a payment plan. There is no way you can afford to do all that, and as far as I know, regular insurance will not cover dental work. Have you tried to apply for carecredit...Go to carecredit.com and check that out. BesT WisheS to you! I know it can be frustrating to need all this dental work, and feel like there is just NO WAY to get it done. I hope you are able to work it out. Another suggestion that just came to mind, and not one I am comfortable with, but many people are is to find a dental teaching school. They offer discounted dental work, because supervised students work on you. You do have to pay up front there though, you cannot work out payment plans. BesT WisheS!
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That is horrible that your dentist expects you to pay at time of service. I am suggesting you talk to another dentist, call around and see who might be willing to set up a payment plan. There is no way you can afford to do all that, and as far as I know, regular insurance will not cover dental work. Have you tried to apply for carecredit...Go to carecredit.com and check that out. BesT WisheS to you! I know it can be frustrating to need all this dental work, and feel like there is just NO WAY to get it done. I hope you are able to work it out. Another suggestion that just came to mind, and not one I am comfortable with, but many people are is to find a dental teaching school. They offer discounted dental work, because supervised students work on you. You do have to pay up front there though, you cannot work out payment plans. BesT WisheS!
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Dental insurance for an adult in need of braces?
I am almost 21 years old and will be getting braces within the year and was wondering if anyone knew of good dental insurance plans for adults that includes braces. Please, legit companies, preferably first hand experience with them. Thanks!
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I would strongly encourage you to visit this great site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and they have saved me thousands of dollars since on all dental services since I was in college. From root canals, fillings, Xrays, extractions...etc. Even my braces. They even had my extremely affordable benefits active in 2 hours and was able to use them the very same day. Good luck and hope this helps.
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I would strongly encourage you to visit this great site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and they have saved me thousands of dollars since on all dental services since I was in college. From root canals, fillings, Xrays, extractions...etc. Even my braces. They even had my extremely affordable benefits active in 2 hours and was able to use them the very same day. Good luck and hope this helps.
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How much does it cost to get your wisdom teeth removed without dental insurance?
I live in Roswell, Georgia but will be moving to San Francisco by the end of the year, I should get them removed here in Georgia right? I do not have dental insurance. thanks!
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Medical procedures and treatment are often less expensive in rural areas, so you if I was you, I'd get them extracted in Georgia. I just had four impacted wisdom teeth removed, and it came to $2180, including iv sedation. Prior to the surgery, I had an exam and a panoramic x-ray (you may have already had this), which cost about $170. Medications to take after the surgery (painkillers and an oral rinse), cost me $30 with health insurance. Everyone is different- but from talking to other people who have had their teeth removed, it sound like what I paid is pretty average. Hope this helps!
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Medical procedures and treatment are often less expensive in rural areas, so you if I was you, I'd get them extracted in Georgia. I just had four impacted wisdom teeth removed, and it came to $2180, including iv sedation. Prior to the surgery, I had an exam and a panoramic x-ray (you may have already had this), which cost about $170. Medications to take after the surgery (painkillers and an oral rinse), cost me $30 with health insurance. Everyone is different- but from talking to other people who have had their teeth removed, it sound like what I paid is pretty average. Hope this helps!
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Where can I find private dental insurance?
I need to find a good, legitimate, private dental insurance company for my family and I. My employer doesn't provide dental insurance. So this would be us paying a company on a monthly or yearly basis. I would like to get a good company that accepts private plans. A website would be fantastic. Thanks for your help.
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My family have this health insurance - health-quotes.isgreat.org It is affordable and has good coverage for dental issues.
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My family have this health insurance - health-quotes.isgreat.org It is affordable and has good coverage for dental issues.
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What are the top 3 dental insurance companies that includes orthodontic coverage for Georgia Residents?
I am considering getting invisalign instead of metal braces; but I wanted to know what companies should I consider for adult coverage. There is no orthodontist in the city of albany who did them for adults in 2005; so I have waited too long and now I must have them. I haven't found anyone that I know lives here have orthodontic coverage with their dental insurance or discount programs; but I am sure that there is a company that has this coverage for Georgia Residents.
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I would encourage you to visit this great site healthsavings.ourperfectcard.com I signed up online over 6 years ago and they have saved me thousands over the years. From root canals, xrays, exams, fillings...etc. Even my braces had great coverage. They even had my very affordable benefits active in 2 hours and was able to use them the very same day. Hope this helps.
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I would encourage you to visit this great site healthsavings.ourperfectcard.com I signed up online over 6 years ago and they have saved me thousands over the years. From root canals, xrays, exams, fillings...etc. Even my braces had great coverage. They even had my very affordable benefits active in 2 hours and was able to use them the very same day. Hope this helps.
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What affordable dental insurance covers ortho? Can you suggest any?
I am looking for affordable dental insurance that covers ortho. I'm 29 yrs old and interested in getting one. I do have dental insurance - HMO, (BLue Cross) does this cover ortho?
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Dental insurance has to be based on what your monthly premium is VS what your annual maximum is. Every dental insurance has a maximum they will pay. If your annual premium is 300.00 and your annual maximum is 1000.00 your really only getting 700.00. I've been in the field for 27 years and most insurance does not cover ortho or it is very limited. Stay away from the discount plans and HMO's in dentistry because you get what you pay for. Ortho is not only about making the teeth strait but the bite must be addressed when moving teeth. If not done correctly you can have grinding/clenching problems that eventually lead to joint problems. Some of the states that have Delta Dental have individual policies you can purchase with the above limits. Hope this helps.
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Dental insurance has to be based on what your monthly premium is VS what your annual maximum is. Every dental insurance has a maximum they will pay. If your annual premium is 300.00 and your annual maximum is 1000.00 your really only getting 700.00. I've been in the field for 27 years and most insurance does not cover ortho or it is very limited. Stay away from the discount plans and HMO's in dentistry because you get what you pay for. Ortho is not only about making the teeth strait but the bite must be addressed when moving teeth. If not done correctly you can have grinding/clenching problems that eventually lead to joint problems. Some of the states that have Delta Dental have individual policies you can purchase with the above limits. Hope this helps.
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what is a really good health insurance and dental insurance?
I have been shopping for insurance for a few weeks now and would like some second opinions. What health and dental insuranc edo you have and do you like it?
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It all depends on your age and if a portion of your premium is being covered by your employer. If you have to pay it all, then Kaiser is the cheapest, but is only available in some states. Then the rest are pretty much the same, Blue Cross, Blue Shield, Aetna, Western Health, Pacific Care, etc... The other difference is if you want a PPO or an HMO. A PPO tends to be more expensive and you would pay a percentage of each visit this is called co-insurance (usually 20%) along with an annual deductible. However, with the PPO you don't have to go to your "home" doctor to get a referral for a specialist like on OBGYN. The HMO is generally cheaper, no deductible and you make co-payments, not co-insurance. I have and EPO through Aetna witch is an HMO and I like it alot. Hope this helps!
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It all depends on your age and if a portion of your premium is being covered by your employer. If you have to pay it all, then Kaiser is the cheapest, but is only available in some states. Then the rest are pretty much the same, Blue Cross, Blue Shield, Aetna, Western Health, Pacific Care, etc... The other difference is if you want a PPO or an HMO. A PPO tends to be more expensive and you would pay a percentage of each visit this is called co-insurance (usually 20%) along with an annual deductible. However, with the PPO you don't have to go to your "home" doctor to get a referral for a specialist like on OBGYN. The HMO is generally cheaper, no deductible and you make co-payments, not co-insurance. I have and EPO through Aetna witch is an HMO and I like it alot. Hope this helps!
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Can somebody help me find good dental insurance online?
I was looking for dental insurance, not dental plans. And I was wondering who has the best coverage. Please help, I need a deep cleaning so bad!
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I would encourage you to visit this website: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago now and they have saved me thousands of dollars throughout the years from cleanings, fillings, xrays, exams...etc. All services are included in this very affordable plan. They even had my benefits active in 2 hours and was able to use it the very same day. Good luck and check them out.
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I would encourage you to visit this website: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago now and they have saved me thousands of dollars throughout the years from cleanings, fillings, xrays, exams...etc. All services are included in this very affordable plan. They even had my benefits active in 2 hours and was able to use it the very same day. Good luck and check them out.
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Where can i find information on what kinds of things healthease dental insurance covers?
I have healthease insurance through medicaid in FL and it covers some dental. I need to know if there is a place online to look at what kinds of things it covers. Please dont just tell me to call them. If i could call them and reach a human on the other line I would have done it already. Thank you so much!
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I would type Florida medicaid into my search engine and see if the website list what types of dental coverage is available. Or if you live near one of the medicaid offices, go and see if there is a pamphlet available outlining what it will cover. The medicaid program in Alabama has such a pamphlet, maybe Florida will too.
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I would type Florida medicaid into my search engine and see if the website list what types of dental coverage is available. Or if you live near one of the medicaid offices, go and see if there is a pamphlet available outlining what it will cover. The medicaid program in Alabama has such a pamphlet, maybe Florida will too.
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Indians : Does anyone have or know about a good dental insurance company that covers major procedures?
Am trying to get good dental insurance coverage that will cover major procedures.. If u can find something can u give me the website?? Please tell me what is the procedures if i get right now insurance after paying amount , will the company pay me for dental treatments or insurance must get mature for 1 year , so till that i must pay from my pocket for treatment ?????
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Every insurance is slightly different in waiting period, amount of coverage and cost. You should call an independent insurance agent and tell him what you want. Dental plans are very cheap but they dont do much. Some serious procedures have long wait periods but it varies with each company. You can usually have cleaning quickly. You have to decide whether to pay monthly for a year or if you need work done now, pay for it. You can get cheaper work done through a dental school or look for a low cost clinic that also offers dental services.
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Every insurance is slightly different in waiting period, amount of coverage and cost. You should call an independent insurance agent and tell him what you want. Dental plans are very cheap but they dont do much. Some serious procedures have long wait periods but it varies with each company. You can usually have cleaning quickly. You have to decide whether to pay monthly for a year or if you need work done now, pay for it. You can get cheaper work done through a dental school or look for a low cost clinic that also offers dental services.
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What might a Coca Cola employee have for dental insurance?
My boyfriend has Blue Cross/Blue Shield medical insurance but we're trying to figure out what he has for dental coverage. Any ideas?
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Some group policy, like Delta Dental or Preferred Dental or Western Dental.
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Some group policy, like Delta Dental or Preferred Dental or Western Dental.
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What dental coverage does Aetna Insurance have?
I am scheduling a dental appointment for the first week of my winter break. I am not sure if I need to have a dental insurance card along with my Aetna card or not. Can you help me?
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Call the number on your card.
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Call the number on your card.
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Where can dental and short-term disability insurance be purchased?
My sister wants to know where short-term disability and dental insurance can be purchased. Where can she find it?
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The internet or Insurance Agent. You can contact me through my website and I will help you find the right person in your area.
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The internet or Insurance Agent. You can contact me through my website and I will help you find the right person in your area.
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i need dental insurance, any reccomendations for good dental coverage in california?
I live in socal and i already have dental insurance wih my compay that is free. but i need so much work done its not going to cover it, any one know of good affordable dental insurance for 1 person?
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I would encourage you to visit this great site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago now and they have saved me thousands of dollars on all services. From Cleanings, root canals, exams, xrays, fillings...etc. Even my braces and cosmetic surgery are included in this very affordable plan. They even had my benefits active in 2 hours and was able to use it the very same day. hope this helps
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I would encourage you to visit this great site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago now and they have saved me thousands of dollars on all services. From Cleanings, root canals, exams, xrays, fillings...etc. Even my braces and cosmetic surgery are included in this very affordable plan. They even had my benefits active in 2 hours and was able to use it the very same day. hope this helps
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what dental insurance covers the most things?
I'm looking for the best dental insurance. I want to have something that will cover all the unforeseen things that may crop up (also I may need braces). This has proved to be a daunting task. Any suggestions on what's worked for you? Thanks in advance for all advice.
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Medical Discount Plan ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a quite low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services. Individual & Family Health Plans This is a major health insurance plan for individuals and families. If you are looking for comprehensive long term health insurance coverage for yourself and/or your family members who are 62 years old or younger - this is the plan to choose. Short Term Medical Plans This plan is ideal for individuals in transition. Maybe you have just graduated from college and are no longer covered under your student health insurance or you moved out on your own, and you're no longer covered under your parents' medical insurance plan. Or perhaps you're employed part-time, going to school, leaving home for the first time, or even retiring early. Maybe you've found a new job, but your new employer's group health insurance plan won't kick in until you've been with months. YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here www.HealthInsuranceFree.info to solve the problem.
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Medical Discount Plan ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a quite low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services. Individual & Family Health Plans This is a major health insurance plan for individuals and families. If you are looking for comprehensive long term health insurance coverage for yourself and/or your family members who are 62 years old or younger - this is the plan to choose. Short Term Medical Plans This plan is ideal for individuals in transition. Maybe you have just graduated from college and are no longer covered under your student health insurance or you moved out on your own, and you're no longer covered under your parents' medical insurance plan. Or perhaps you're employed part-time, going to school, leaving home for the first time, or even retiring early. Maybe you've found a new job, but your new employer's group health insurance plan won't kick in until you've been with months. YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here www.HealthInsuranceFree.info to solve the problem.
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Any help with dental work for people with no insurance?
I live in Paulding County GA and have no dental insurance and a job that is just barely making the bills. Does anyone know of a free clinic that does dental work? I am desparate!
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Dental Schools, but you must qualify first. I would visit this site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and they have saved me thousands of $$$ over the years. All dental work is included even cosmetic surgery, dentures and orthodontics. I have no deductibles and no limits. They even had my very affordable plan active in 2 hours and able to use the very same day. Check them out, they could help.
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Dental Schools, but you must qualify first. I would visit this site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and they have saved me thousands of $$$ over the years. All dental work is included even cosmetic surgery, dentures and orthodontics. I have no deductibles and no limits. They even had my very affordable plan active in 2 hours and able to use the very same day. Check them out, they could help.
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Saturday, October 30, 2010
How does dental insurance work?
I need to get my front teeth fixed by probably root canal/replacements. If I get dental insurance, like $150 per year plan, does the contract say something like I have to pay for 5 years minimum? Can I immediately stop my insurance plan once getting my teeth fixed?
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I think the waiting time is usually a 6 month period, but it depends on the plan. If it is through your work, usually the waiting periods are shorter than longer. I am pretty sure that you do not have to continue to stay on it...again, depends on the plan. Another thing to look at is how much the plan will actually pay for... Take care.
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I think the waiting time is usually a 6 month period, but it depends on the plan. If it is through your work, usually the waiting periods are shorter than longer. I am pretty sure that you do not have to continue to stay on it...again, depends on the plan. Another thing to look at is how much the plan will actually pay for... Take care.
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Can you get dental insurance without a social security number?
I know someone that needs dental insurance and has no social security number, is there such thing as getting it with out?
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healthplans.bebto.com - here is my health insurance plan. As I remember they can provide such a service.
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healthplans.bebto.com - here is my health insurance plan. As I remember they can provide such a service.
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Can I get dental insurance without getting vision and other stuff?
I was wondering if its possible - id like some dental insurance but i dont need vision or any other extras.
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Hey... haha. Karen - this is funny... I asked this question a few days ago. I tried a bunch of different sites that were recommended. I am going to give you my favorite. I actually have signed up since then with this company. Covers pre-exists. conditions, nice discounts, many different plans to choose from. It very nice. I highly suggest you check it out. http://www.dentalplans.com/afftracker.asp?affid=36337
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Hey... haha. Karen - this is funny... I asked this question a few days ago. I tried a bunch of different sites that were recommended. I am going to give you my favorite. I actually have signed up since then with this company. Covers pre-exists. conditions, nice discounts, many different plans to choose from. It very nice. I highly suggest you check it out. http://www.dentalplans.com/afftracker.asp?affid=36337
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Is OK for a person to just get Dental insurance instead of Health Insurance?
I'm out of a job and can't afford too much. However, I do need to see the Dentist soon which is why I need Dental insurance.
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Hi, I see that you are in need of dental help. I have come across a dental plan for under $15 per month. If this sound like it will help you or if you need more information, send a reply email. Thank you and hope this can help.
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Hi, I see that you are in need of dental help. I have come across a dental plan for under $15 per month. If this sound like it will help you or if you need more information, send a reply email. Thank you and hope this can help.
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How much do you pay for dental insurance?
and who is your provider? I need dental insurance for myself and wondering how much is it?
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You can easily check your minimal health care rates in internet, for example here - healthquotes.awardspace.info
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You can easily check your minimal health care rates in internet, for example here - healthquotes.awardspace.info
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How do I obtain health & dental insurance while living & working in the UK?
I'm a US citizen. It's always been my dream to live and work abroad. I just found out that my military health benefits & dental insurance won't extend beyond the common wealth's/territories of the US. I can comfortably afford to pay for health & dental insurance out of my pocket. Does anyone in the UK deal with international health & dental insurance? I really could use some help in finding the right company. Any recommendations would be greatly appreciated.
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you cold just buy health insurance when you get over to the UK, plenty of companies offer this. If your living and working here, and paying taxes you may be eleigible for treatment on the NHS. This is free, and dental NHS is subsidised, an NHS dentist check up costs around £16....i think that is around $30. I checked on line and found this; It focuses more on marraige but if you read it it does actually say Americans Living in the UK... Free NHS medical care is not routinely offered to tourists who need emergency treatment while they are away from home. That is what their private medical insurance is there for, which will cover them in an emergency situation. Without private medical insurance, tourists must pay upfront costs to be seen by British doctors. However, American expatriates who are living in the UK are eligible for NHS medical care, as long as they can prove that they are eligible. American expatriates who are married to UK citizens can prove eligibility very quickly and be registered in next to no time. How to Register Once you have a permanent address, take along proof of your address, such as a recent utility bill, to your local doctor's surgery. It is also a good idea to take a copy of your marriage certificate in case the doctor or nurse wishes to learn more of your eligibility for free NHS medical care. If you have access to your American medical records, take these along with you, so that they can be filed away for future reference. At the time you register with a GP (usually the same GP as your spouse's unless you make a special request otherwise) you will be able to apply for an NHS medical card, that all NHS patients are issued to prove NHS eligibility. This card does not need to be hand carried to each doctor's appointment; nor do patients need to remember their NHS medical card number. New patients must fill in personal information and complete a medical questionnaire that will ask about a family history of heart disease, cancer and other diseases and hereditary conditions. Be prepared to undergo a brief, non-invasive medical to include a blood pressure check, weight check and other simple procedures. Otherwise Bupa and AXA PPP offer healthcare cover. AXA is the best one though!
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you cold just buy health insurance when you get over to the UK, plenty of companies offer this. If your living and working here, and paying taxes you may be eleigible for treatment on the NHS. This is free, and dental NHS is subsidised, an NHS dentist check up costs around £16....i think that is around $30. I checked on line and found this; It focuses more on marraige but if you read it it does actually say Americans Living in the UK... Free NHS medical care is not routinely offered to tourists who need emergency treatment while they are away from home. That is what their private medical insurance is there for, which will cover them in an emergency situation. Without private medical insurance, tourists must pay upfront costs to be seen by British doctors. However, American expatriates who are living in the UK are eligible for NHS medical care, as long as they can prove that they are eligible. American expatriates who are married to UK citizens can prove eligibility very quickly and be registered in next to no time. How to Register Once you have a permanent address, take along proof of your address, such as a recent utility bill, to your local doctor's surgery. It is also a good idea to take a copy of your marriage certificate in case the doctor or nurse wishes to learn more of your eligibility for free NHS medical care. If you have access to your American medical records, take these along with you, so that they can be filed away for future reference. At the time you register with a GP (usually the same GP as your spouse's unless you make a special request otherwise) you will be able to apply for an NHS medical card, that all NHS patients are issued to prove NHS eligibility. This card does not need to be hand carried to each doctor's appointment; nor do patients need to remember their NHS medical card number. New patients must fill in personal information and complete a medical questionnaire that will ask about a family history of heart disease, cancer and other diseases and hereditary conditions. Be prepared to undergo a brief, non-invasive medical to include a blood pressure check, weight check and other simple procedures. Otherwise Bupa and AXA PPP offer healthcare cover. AXA is the best one though!
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How much does it COST to get a cavity fixed without dental insurance?
I have a cavity that has been hurting and I am going to get it fixed. I have insurance with AETNA as part of my dad's HMO plan but I don't think it covers dental. How much is the estimate cost to get this cavity fixed---with cost of x-rays, etc.? And, if you live in the San Marcos California area, where would be the best dental office to go in the San Marcos California area?
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Cost vary from dentist to dentist. If you live near a dental school a lot of time you can get your dental work done there at a reduced rate. I think your parents should make you an appointment to see the dentist and make arrangements for payments with the dentist. Have you spoken with your parents about it yet? If you are still in school talk with your school nurse and she might be able to help with you with where you might get some assistance.
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Cost vary from dentist to dentist. If you live near a dental school a lot of time you can get your dental work done there at a reduced rate. I think your parents should make you an appointment to see the dentist and make arrangements for payments with the dentist. Have you spoken with your parents about it yet? If you are still in school talk with your school nurse and she might be able to help with you with where you might get some assistance.
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Can I have a PPO Dental Insurance and buy an HMO dental insurance to cover remaining expenses?
My job offers a PPO dental insurance plan through Blue Cross / Blue Shield (Not sure which). Anyhow, I was told by a dentist once that if I have PPO dental through my employer I could purchase an HMO plan separate from my employer and as long as the dentist takes both it should pretty much cover any expenses over which the PPO itself wouldn't cover. Does anyone know if this is true and could anyone recommend insurance plans that this is compatible with? Thanks.
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This is possible, though both are still limited in their yearly coverage (total $ pay-out), and you will still pay deductibles on both policies. A possibly better (and definitely less expensive) route would be a dental plan. Advantages? No pre-existing condition exclusions, no yearly limits. A great trick I learned from my research reference, is to find out what plans your dentist takes first and then check those out. You can also research dental insurance companies there. Wish you the best...
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This is possible, though both are still limited in their yearly coverage (total $ pay-out), and you will still pay deductibles on both policies. A possibly better (and definitely less expensive) route would be a dental plan. Advantages? No pre-existing condition exclusions, no yearly limits. A great trick I learned from my research reference, is to find out what plans your dentist takes first and then check those out. You can also research dental insurance companies there. Wish you the best...
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Can i get individual dental insurance through the state somehow for my wisdom teeth?
I have impacted wisdom teeth and need them out by this summer at the latest. I don't have any dental insurance and my health insurance expired a few months ago... I'm 16 years old and I need to come up with 2000 dollars somehow. Is there ANY way I can get state dental insurance or something similar?
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Medicaid, and I second the motion for CareCredit. It is really a great program. What state are you from? I know that Iowa has a program called Hawk-i Healthy and Well Kids in Iowa. http://www.hawk-i.org/en_US/index.html
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Medicaid, and I second the motion for CareCredit. It is really a great program. What state are you from? I know that Iowa has a program called Hawk-i Healthy and Well Kids in Iowa. http://www.hawk-i.org/en_US/index.html
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I only have health insurance. Is there any way to get work done on my teeth without dental insurance?
My two front teeth feel extremely sensitive right now to the point that it stings. I do not have dental insurance, but I have complete health insurance. Because I'm not worried about my teeth's aesthetic issues, is there a way to get this billed at the hospital under my health insurance?
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I really doubt it. I would call your medical insurance company and ask them. Or I would encourage you to visit this site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago now and they have saved me thousands of dollars since. From extractions, xrays, fillings...etc. All services are included in this very affordable plan. They even had my benefits active in 2 hours and was able to use it the very same day. hope this helps.
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I really doubt it. I would call your medical insurance company and ask them. Or I would encourage you to visit this site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago now and they have saved me thousands of dollars since. From extractions, xrays, fillings...etc. All services are included in this very affordable plan. They even had my benefits active in 2 hours and was able to use it the very same day. hope this helps.
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How do you get dental insurance?
It's like it's impossible to get dental insurance without going through your employer. My teeth are in bad condition and growing up, I don't recall my parents ever taking me to the dentist even once. I'm twenty years old and I want and need to start taking better care of myself. I can't get any kind of insurance through my employer because they simply don't schedule me for enough hours to be eligible for something like that. So where am I supposed to go?
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I would encourage you to visit this great website: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago when I was in college and they have saved me thousands of dollars on all of my dental services since. From exams, extractions, xrays, fillings, Cleanings..etc Even my orthodontic treatment. They even had my very affordable benefits active in 2 hours and was able to use them the very same day. Good luck and Hope this helps
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I would encourage you to visit this great website: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago when I was in college and they have saved me thousands of dollars on all of my dental services since. From exams, extractions, xrays, fillings, Cleanings..etc Even my orthodontic treatment. They even had my very affordable benefits active in 2 hours and was able to use them the very same day. Good luck and Hope this helps
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Does anyone know a place that has inexpensive fees to get dental work done without insurance?
I need a tooth pulled, but don't have dental insurance. I'm trying to locate a place here in Cali's Inland Empire area that charges a inexpensive fee to get the work done asap! Any suggestions would help, thanks!
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Dental schools are usually the least costly.
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Dental schools are usually the least costly.
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What is the best dental insurance company in Melbourne?
Given that people in this country are not entitled to free public dental work I have no choice but to get some dental insurance Can you recommend some good companies/plans? thanks!
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No such thing...dental insurances are not worth the paper they are written on. Unless your employer is purchasing and providing, avoid self purchase. Start a savings account and use it for dental expense or use Care Credit for emergencies and pay it off in one year interest free!! Good Luck
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No such thing...dental insurances are not worth the paper they are written on. Unless your employer is purchasing and providing, avoid self purchase. Start a savings account and use it for dental expense or use Care Credit for emergencies and pay it off in one year interest free!! Good Luck
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What's the best dental insurance provider for an individual that is not through an employer benefit package
I'm a freelancer so I can't really get insurance through my employer now. But I need to get my wisdom teeth removed, and will need braces as well. I may need jaw surgery eventually too. So what is the best dental insurance for individuals. Only respond if you have got the insurance yourself and are pleased with it.
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Visit this website. www.healthsavings.ourperfectcard.com I signed up on-line about 3 years ago and they have saved me alot of money on all my dental work. From Root Canals, Cleanings, Fillings etc...I know for a fact that all services are included ( braces, orthodontics and cosmetic surgery) They had my benefits active in 2 hours and was able to use them the same day. They even scheduled my appointment for me. I would hope you check them out, and see if the coverage is in your area. I know that they are nation wide. Good Luck, Hope this helps
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Visit this website. www.healthsavings.ourperfectcard.com I signed up on-line about 3 years ago and they have saved me alot of money on all my dental work. From Root Canals, Cleanings, Fillings etc...I know for a fact that all services are included ( braces, orthodontics and cosmetic surgery) They had my benefits active in 2 hours and was able to use them the same day. They even scheduled my appointment for me. I would hope you check them out, and see if the coverage is in your area. I know that they are nation wide. Good Luck, Hope this helps
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Does anyone know of any dental insurance you can obtain yourself in Missouri?
I really need dental insurance because I am in need of some work. Does anyone know of some legitimate dental insurance companies in Missouri? Thanks!
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Here is a whole search-page about Dental Insurance available in Missouri.....just click & read whatever interests you http://www.ask.com/web?qsrc=2417&o=10188… You could do a similar search for 'free dental clincs' and 'dental schools' in Missouri but I think you'd find the free are quite busy and treatment charges or no charges depends upon your income. Dental Schools charge less but the work is done by supervised students & a appointment that would normally take 45 minutes could take 3 or 4 hours.
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Here is a whole search-page about Dental Insurance available in Missouri.....just click & read whatever interests you http://www.ask.com/web?qsrc=2417&o=10188… You could do a similar search for 'free dental clincs' and 'dental schools' in Missouri but I think you'd find the free are quite busy and treatment charges or no charges depends upon your income. Dental Schools charge less but the work is done by supervised students & a appointment that would normally take 45 minutes could take 3 or 4 hours.
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How much would it cost to get a wisdom tooth removed without dental insurance?
I have just started a new job and my dental insurance will not kick in for another two months and I have my lower right wisdom tooth growing in which is very painful. I am also concerned that it may be infected. Is there any place that I could go to get it removed for free or for cheap?
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200ish if it's showing, 400ish if it's impacted. don't worry about the infection. if it was infected there wouldn't be any doubt.
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200ish if it's showing, 400ish if it's impacted. don't worry about the infection. if it was infected there wouldn't be any doubt.
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What is a good company for Private Dental Insurance?
I live in Colorado, and I want to know of a good company to get Private Dental Insurance from. I am not talking about these discount dental plans, I am talking about real, genuine, dental insurance that pays the most of the expense. My job does not have dental benefits.
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Try Metlife.
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Try Metlife.
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what independant dental insurance company should i get with my circumstances?
im self employed and have not had dental insurance for 10 years. im ready to purchase some becuase i know i need some work done. nothing too extreme but enough that i know it might be expensive. i dont even know where to look or who offers independent insurance that has little to no waiting period with good coverage. anyone have a good indie dental plan? if it helps i am located in ohio.
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Long story short--it is almost never worth it to purchase dental insurance as an individual. Without getting technical, it works worse than medical insurance, because you are attempting to insure against an expected expense, not something unexpected. Dental insurance generally only makes sense when an employer purchases it for a group. And don't be taken in by dental "discount plans" that are really not insurance--most feature unsupportable fees, and there is a strong temptation for participating dentists to "bait and switch" you into other services. Steve Bornfeld, DDS
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Long story short--it is almost never worth it to purchase dental insurance as an individual. Without getting technical, it works worse than medical insurance, because you are attempting to insure against an expected expense, not something unexpected. Dental insurance generally only makes sense when an employer purchases it for a group. And don't be taken in by dental "discount plans" that are really not insurance--most feature unsupportable fees, and there is a strong temptation for participating dentists to "bait and switch" you into other services. Steve Bornfeld, DDS
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How much does it cost for the removal of wisdom teeth and no dental insurance?
I have 3 wisdom teeth that are through the gums and 1 that is still impacted. I have no dental insurance, and no part of my medical insurance covers any part of this procedure. I was wondering if anyone knew the approximate cost?
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We had really good dental insurance, and it still didn't cover the cost of my wisdom teeth removal. I had two that were impacted and two that were broken from the surface. I think it cost a little over 1300. You only really don't need to get rid of the wisdom teeth unless they are causing you trouble. But i would try the dental school for a lot cheaper.
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We had really good dental insurance, and it still didn't cover the cost of my wisdom teeth removal. I had two that were impacted and two that were broken from the surface. I think it cost a little over 1300. You only really don't need to get rid of the wisdom teeth unless they are causing you trouble. But i would try the dental school for a lot cheaper.
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How do I find a cheap dental insurance plan?
I am a single mother with no dental insurance. I am needing several crowns and fillings and cant afford 200 dollars a month for dental. I make about 1000 a month and rent alone is 650... i just dont want to loose my teeth.
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YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here http://www.HealthInsuranceFree.info to solve the problem.
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YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here http://www.HealthInsuranceFree.info to solve the problem.
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My silver filling fell out, should I get a dental insurance just to fill it back?
My silver filling fell out eating chewy stuff. I just went to the dentist back in Japan a couple of weeks ago. I don't have a dental insurance in U.S, do you think I should get $105 (delta dental) annual dental insurance just to fill my tooth? How much does it cost to fill my tooth? Thank you. Any ideas will be appreciated.
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health-quotes.isgreat.org - my family have this health insurance. It is affordable and has good coverage for dental issues.
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health-quotes.isgreat.org - my family have this health insurance. It is affordable and has good coverage for dental issues.
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I am looking for a good dental insurance plan?
I am in my 50's and have dental insurance but it doesn't cover some of the major things. I am looking for a supplemental insurance program that might help with the major expenses I might incur in the future. Does anyone out there have any suggestions of any companies I should look at?
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The above 2 posts are TRUE! However, there is still hope for all. There is a way to receive up to 80% off of your dental visits no matter how many times you go. What I mean to say is. Say you get a cleaning in June and are covered up to 80% you pay about $25 then you want another cleaning in July, Yep you pay $25 again. Try to do that with insurance. What about Braces, you ask. You can receive up to 56% off on braces. Most insurance companies only give $1000 a lifetime for Ortho work. Let's see there is more... There is no age limit, all on going dental problems are excepted. Excluding Braces that are already in the mouth. You could get all this and FREE prescriptions, FREE Vision Care, and FREE Chiropractic Care. You say why do you need all that. Well let us look. Your medical insurance is good and covers vision, say you get a pair of brand new glasses today and someone sets on them next week or even 2 months from now. Will your insurance company, buy you new ones? NOPE! But, you can receive up to 60% off on all lenses and frames. There is so much more!! You want that info contact me. ccarr@ameriplan.net
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The above 2 posts are TRUE! However, there is still hope for all. There is a way to receive up to 80% off of your dental visits no matter how many times you go. What I mean to say is. Say you get a cleaning in June and are covered up to 80% you pay about $25 then you want another cleaning in July, Yep you pay $25 again. Try to do that with insurance. What about Braces, you ask. You can receive up to 56% off on braces. Most insurance companies only give $1000 a lifetime for Ortho work. Let's see there is more... There is no age limit, all on going dental problems are excepted. Excluding Braces that are already in the mouth. You could get all this and FREE prescriptions, FREE Vision Care, and FREE Chiropractic Care. You say why do you need all that. Well let us look. Your medical insurance is good and covers vision, say you get a pair of brand new glasses today and someone sets on them next week or even 2 months from now. Will your insurance company, buy you new ones? NOPE! But, you can receive up to 60% off on all lenses and frames. There is so much more!! You want that info contact me. ccarr@ameriplan.net
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Friday, October 29, 2010
What company offers good dental insurance for an individual?
My new job doesn't offer dental insurance and I want to make sure I am insured.
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Most of the time, the only way to get really good dental coverage is through your employer. When you buy dental insurance as an individual, there are deductibles and co-pays and annual maximums that you need to analyze in order to figure out when and if you will actually save money by having insurance coverage. Some of the premiums I have seen make it almost impossible to realize any positive cash flow from the related policy. I mean, at $60 a month with $100 deductible and $1,000 annual maximum, you will have to take $820 out of your own pocket before you realize one penny of "profit" or net gain from your dental insurance. Then you have to calculate the effect of co-payements. Check the figures and do the math yourself. Be cautious about buying or choosing a plan where you do not have any choice about the dentist you can see, because you just might not like the dentist(s) listed on the plan and then you are stuck for a year until you can get out of it. Be cautious about buying a so-called "dental discount plan," often mentioned on Yahoo!, since they also have restrictive lists and they really are not dental insurance at all. Just be careful and understand what you are buying. For many people who just can't get good dental insurance, a regular savings plan sort of like a Christmas Club with $20-25 a month deposited into a dedicated account will pay off when you examine the return over a lifetime. You may run way over your savings at first, but once you get your mouth straightened out, your annual expenses should not be more than a couple hundred dollars most of the time. For major treatment, dental insurance is no great deal anyhow. They limit you to $1,000-1,500 per year, subject you to deductibles, co-pays, etc. Imagine if you were in a car accident and your carrier said, "Yep, it's a total loss. Here's a check for $1,500. Good luck coming up with enough money to buy a new car." Dental "insurance" should usually be considered a payment arrangement where you give your dollars to a large company who holds onto them until you say the secret word and manage to get a few of them back.
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Most of the time, the only way to get really good dental coverage is through your employer. When you buy dental insurance as an individual, there are deductibles and co-pays and annual maximums that you need to analyze in order to figure out when and if you will actually save money by having insurance coverage. Some of the premiums I have seen make it almost impossible to realize any positive cash flow from the related policy. I mean, at $60 a month with $100 deductible and $1,000 annual maximum, you will have to take $820 out of your own pocket before you realize one penny of "profit" or net gain from your dental insurance. Then you have to calculate the effect of co-payements. Check the figures and do the math yourself. Be cautious about buying or choosing a plan where you do not have any choice about the dentist you can see, because you just might not like the dentist(s) listed on the plan and then you are stuck for a year until you can get out of it. Be cautious about buying a so-called "dental discount plan," often mentioned on Yahoo!, since they also have restrictive lists and they really are not dental insurance at all. Just be careful and understand what you are buying. For many people who just can't get good dental insurance, a regular savings plan sort of like a Christmas Club with $20-25 a month deposited into a dedicated account will pay off when you examine the return over a lifetime. You may run way over your savings at first, but once you get your mouth straightened out, your annual expenses should not be more than a couple hundred dollars most of the time. For major treatment, dental insurance is no great deal anyhow. They limit you to $1,000-1,500 per year, subject you to deductibles, co-pays, etc. Imagine if you were in a car accident and your carrier said, "Yep, it's a total loss. Here's a check for $1,500. Good luck coming up with enough money to buy a new car." Dental "insurance" should usually be considered a payment arrangement where you give your dollars to a large company who holds onto them until you say the secret word and manage to get a few of them back.
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How good is Delta Dental Insurance and is it worth it?
My mom is out of work and needs to have some dental work done. I was thinking to get her a Delta Dental Insurance in the hopes that it will help her. If you currently have this insurance or had it in the past, could you please tell me if it's worth it. Thanks.
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I signed up for Delta Dental through AARP and I am very happy with it. It pays most of my check-ups & yearly x-rays. The amount I have to pay is very small. I've been getting my teeth capped (because it's needed and opposed to wanting it) and Delta Dental pays 50% of the cost. My dentist charges $900 and my share is $450. My monthly premiums are a little over $50 per month and I consider the insurance well-worth it. I doubt that you will find an insurance which will pay more but if you do I'm betting the premiums will be sky high.
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I signed up for Delta Dental through AARP and I am very happy with it. It pays most of my check-ups & yearly x-rays. The amount I have to pay is very small. I've been getting my teeth capped (because it's needed and opposed to wanting it) and Delta Dental pays 50% of the cost. My dentist charges $900 and my share is $450. My monthly premiums are a little over $50 per month and I consider the insurance well-worth it. I doubt that you will find an insurance which will pay more but if you do I'm betting the premiums will be sky high.
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What would you suggest for affordable, quality dental insurance in Indiana?
Hello. I recently graduated college and came off of my parents' insurance. Unless I am able to go back on for a few years (thank you Obama) I'm going to be looking for my own insurance here soon. I'm currently looking for some quality dental insurance right now. I just moved to Indiana and would like to find something quick. Any help would be great. Thanks so much.
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Common situation you met like many other people,be patient,and check the resource here www.HealthInsuranceFree.info/dental.html i found very useful for me to solve my similiar problem.
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Common situation you met like many other people,be patient,and check the resource here www.HealthInsuranceFree.info/dental.html i found very useful for me to solve my similiar problem.
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Is there such a thing as free dental insurance?
I've been searching for "free dental insurance" and I don't seem to come up with anything. CAn anyone tell me if they actually have a free dental insurance plan or something?
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Medical Discount Plan ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a quite low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services. Individual & Family Health Plans This is a major health insurance plan for individuals and families. If you are looking for comprehensive long term health insurance coverage for yourself and/or your family members who are 62 years old or younger - this is the plan to choose. Short Term Medical Plans This plan is ideal for individuals in transition. Maybe you have just graduated from college and are no longer covered under your student health insurance or you moved out on your own, and you're no longer covered under your parents' medical insurance plan. Or perhaps you're employed part-time, going to school, leaving home for the first time, or even retiring early. Maybe you've found a new job, but your new employer's group health insurance plan won't kick in until you've been with months. YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here www.HealthInsuranceFree.info/dental.html to solve the problem.
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Medical Discount Plan ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a quite low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services. Individual & Family Health Plans This is a major health insurance plan for individuals and families. If you are looking for comprehensive long term health insurance coverage for yourself and/or your family members who are 62 years old or younger - this is the plan to choose. Short Term Medical Plans This plan is ideal for individuals in transition. Maybe you have just graduated from college and are no longer covered under your student health insurance or you moved out on your own, and you're no longer covered under your parents' medical insurance plan. Or perhaps you're employed part-time, going to school, leaving home for the first time, or even retiring early. Maybe you've found a new job, but your new employer's group health insurance plan won't kick in until you've been with months. YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here www.HealthInsuranceFree.info/dental.html to solve the problem.
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Can my dad include my in his dental insurance at work?
He's going to to have an insurance renewal this November for his work and he told me he might be able to include me since I need some dental work done. I am 19 years old. Is this possible?
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It's possible, but usually he'd have to add you for health insurance, also. And usually, you'd have to be his dependent on his taxes.
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It's possible, but usually he'd have to add you for health insurance, also. And usually, you'd have to be his dependent on his taxes.
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How much would getting your wisdom teeth pulled with no dental insurance?
I recently felt a wisdom tooth coming in and I'm starting to get pretty nervous about it. I have no dental insurance. So far it's not hurting, and I can see it coming in, so I'm hoping very much that I won't need to get them pulled. Is this a possibility, or does everyone have to eventually get them pulled?
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You will have to get them pulled. They cause decay for some reason then it spreads to your molars....One of the main reasons why they are pulled. I would strongly encourage a visit to www.healthsavings.ourperfectcard.com I signed up online over 6 years ago when I was in college and they have saved me thousands of dollars over the years on all services. From root canals, xrays, exams, extractions, crowns...etc. Even my braces had great coverage. They even had my very affordable benefits active in 2 hours and was able to use them the very same day. Good luck and hope this helps
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You will have to get them pulled. They cause decay for some reason then it spreads to your molars....One of the main reasons why they are pulled. I would strongly encourage a visit to www.healthsavings.ourperfectcard.com I signed up online over 6 years ago when I was in college and they have saved me thousands of dollars over the years on all services. From root canals, xrays, exams, extractions, crowns...etc. Even my braces had great coverage. They even had my very affordable benefits active in 2 hours and was able to use them the very same day. Good luck and hope this helps
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I need great dental insurance for a reasonable premium, where do i start looking? In NORCAL?
My mom was always terrified of the dentist and so am i. I haven't been in 10 years, i desperately need quality dental work and oral surgery for at least 3 extractions. Where can i find or begin to find good dental insurance? Also, would i be able to be added to another family members if we live in different states? not sure how this works someone please explain. And Are dental college students really good at fixing for cheap?or will i get what i paid for?
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I would encourage you to visit this great website: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago when I was in college and they have saved me thousands of dollars on all of my dental needs. From extractions, xrays, fillings, root canals...etc. Even my braces had great coverage. They even had my very affordable benefits active in 2 hours and was able to use them the very same day. Good luck and Hope this helps
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I would encourage you to visit this great website: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago when I was in college and they have saved me thousands of dollars on all of my dental needs. From extractions, xrays, fillings, root canals...etc. Even my braces had great coverage. They even had my very affordable benefits active in 2 hours and was able to use them the very same day. Good luck and Hope this helps
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Are there any programs for college kids to get cheap dental insurance?
In college, not covered by my parent's insurance and can't get it at my job. Is there any sort of programs where College age students can get a relatively cheap dental insurance, or dental work done on the cheap? If it helps, I'm in Oklahoma.
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I would encourage you to visit this great site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago when I was in college and they have saved thousands of dollars over the years on all services. From root canals, extractions, xrays..etc. including my braces. They even had my very affordable plan active in 2 hours and was able to use them the very same day. good luck and hope this helps.
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I would encourage you to visit this great site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago when I was in college and they have saved thousands of dollars over the years on all services. From root canals, extractions, xrays..etc. including my braces. They even had my very affordable plan active in 2 hours and was able to use them the very same day. good luck and hope this helps.
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what the best dental insurance i can get being self employed? i find a lot of dental plans?
These so called dental plans sound sketchy . and i cant find dental insurance in louisiana from someone i have heard of . anyone have any suggestions?
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There is Delta Dental, but it is expensive and only covers cleanings and oral exams and up to a certain amount of fillings and extractions. AmeriPlan USA is the best alternative to "dental insurance". I've checked everywhere myself and finally went wtih AmeriPlan. We only pay $20 a month for our entire family and only go in when we need work done. We save 50-80% off everything dental related!! we pay $47 per cleaning and only go twice a year.. that's WAY better than paying at least $50 a month for Dental Insurance! And when you need crowns or fillings they are 60% off reg. price.. (which depends on which dentist you see) Check out their Dental Plus plan at the website below it gives the breakdown of all your discounts for your area. I can also tell you how I use my own dental plan through AmeriPlan and how it works exactly. #414-897-7471 CST
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There is Delta Dental, but it is expensive and only covers cleanings and oral exams and up to a certain amount of fillings and extractions. AmeriPlan USA is the best alternative to "dental insurance". I've checked everywhere myself and finally went wtih AmeriPlan. We only pay $20 a month for our entire family and only go in when we need work done. We save 50-80% off everything dental related!! we pay $47 per cleaning and only go twice a year.. that's WAY better than paying at least $50 a month for Dental Insurance! And when you need crowns or fillings they are 60% off reg. price.. (which depends on which dentist you see) Check out their Dental Plus plan at the website below it gives the breakdown of all your discounts for your area. I can also tell you how I use my own dental plan through AmeriPlan and how it works exactly. #414-897-7471 CST
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What kind of Dental Insurance should I get?
I need to get my wisdom teeth taken out, but don't have any dental insurance at the moment. I'm unable to get it through my employer, so I need to find a cheap plan that would allow me to choose my own dentist. Would I be able to cancel the plan after I received the treatment? Any recommendations and specific cost amounts would be great! In case it matters, I'm 22 and live in Southern California.
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short answer "NONE". Dental insurance you will buy for one year and will probably cost you as much as the surgery it's self. And on top of that the insurance will not pay all the cost of the surgery. An alternative to this is to go to a university that has an oral surgery department. The surgery will be done by a resident surgeon and they are very inexpensive.
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short answer "NONE". Dental insurance you will buy for one year and will probably cost you as much as the surgery it's self. And on top of that the insurance will not pay all the cost of the surgery. An alternative to this is to go to a university that has an oral surgery department. The surgery will be done by a resident surgeon and they are very inexpensive.
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When will I be able to start using my dental insurance in the us army?
Will I be able to start using it in bct (basic training). I have a few cavities that I wish to fill as soon as I can. So, my question asks if I can start using my dental insurance at bct? Thanks.
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Yes, if you have dental needs in boot camp you go to the dentist. You don't pay medical or dental insurance for yourself, just for your dependents. Your treatment is free.
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Yes, if you have dental needs in boot camp you go to the dentist. You don't pay medical or dental insurance for yourself, just for your dependents. Your treatment is free.
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Which is better in the long run, a dental plan or a dental insurance?
I am retired now, just me and my wife. I have looked at dental plans and dental insurance (which is expensive). We'll need more dental work done in the near future, whish is better to go with for the long run?
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I would strongly encourage you to visit this great site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago now and they have saved me thousands on all services...From root canals, xrays, exams, cleanings..etc. All services are included in this very affordable plan. Even Cosmetic surgery, orthodontist and dentures. They even had my very affordable plan active in 2 hours and was able to use it the very same day. hope this helps.
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I would strongly encourage you to visit this great site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago now and they have saved me thousands on all services...From root canals, xrays, exams, cleanings..etc. All services are included in this very affordable plan. Even Cosmetic surgery, orthodontist and dentures. They even had my very affordable plan active in 2 hours and was able to use it the very same day. hope this helps.
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Anyone gotten their medical insurance to pay for dental implants?
I need an implant since I'm missing a tooth, and my dental insurance doesn't cover implants. I've heard that occasionally people have gotten their medical insurance to pay for implants. Has anyone tried this? If so, who is your insurance company? Any tips? Thanks!
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health-quotes.isgreat.org - here is my health insurance plan. As I remember they can provide such a service.
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health-quotes.isgreat.org - here is my health insurance plan. As I remember they can provide such a service.
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Does anyone know of an insurance company that will work in conjunction with Aetna Dental?
I'm looking to acquire more dental insurance that will work with Aetna dental. This is to help reduce cost. I know people have used their dental and their spouse's together. I'm not married so i need to buy a plan. Any help would be greatly appreciated.
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Any other dental insurance will 'work' in conjuction with Aetna.. it's called coordination of benefits. Just be aware that some companies have a clause that will not pay for some treatments when the primary insurance has already paid... it's called a 'non-duplication' clause.
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Any other dental insurance will 'work' in conjuction with Aetna.. it's called coordination of benefits. Just be aware that some companies have a clause that will not pay for some treatments when the primary insurance has already paid... it's called a 'non-duplication' clause.
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Do you know of a good dental insurance that covers braces?
I need a dental insurance that covers getting braces (in a adult not child). Do you know of one?
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Lots of dental insurances cover orthodontia, most, however, have a lifetime maximum of usually about 2000.00. Private insuraance is expensive, and doesn't usually have a high routine maximum, and no coverage for orthodontia. This is for Canada. Not sure about the US.
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Lots of dental insurances cover orthodontia, most, however, have a lifetime maximum of usually about 2000.00. Private insuraance is expensive, and doesn't usually have a high routine maximum, and no coverage for orthodontia. This is for Canada. Not sure about the US.
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Can I buy extra dental insurance to reduce my out-of-pocket cost for my teetch surgery?
I need to do teeth surgey which could cost about 4k, but my company dental insurance will only pay 40%, in order to reduce my own cost, can I buy extra insurance to cover the 60% cost, or at least reduct my own cost? If yes, any good ones out there? Thanks.
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health-quotes.talk4fun.net - here is my health insurance plan. As I remember they can provide such a service.
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health-quotes.talk4fun.net - here is my health insurance plan. As I remember they can provide such a service.
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How can i get free medical and dental insurance?
I am 26 year old, who is still in college full time, I have a job where i make $1000 a month, so some insurance limit is $700-$900. So those are out of the question. I live at home. Does anyone know where i can get free medical and dental insurance. Please do help me.
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try it http://dentalinsurance.wikicipe.com
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try it http://dentalinsurance.wikicipe.com
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What's the best dental insurance for an individual in Missouri?
I've been trying to search for an affordable dental insurance plan for myself. I'm single , live alone and work 40 hours a week like a lonely servant of god. I could probably afford up to $50 - $70 a month. I'd like to have a low deductible etc. Thanks in advance for any information and help.
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Private dental insurance is very expensive and often doesn't make financial sense to buy. Discount dental plans provide major savings with affordable yearly premiums ($80-$200/year). See http://www.lowpriceddentalplans.com to see which plans are available for your zip code.
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Private dental insurance is very expensive and often doesn't make financial sense to buy. Discount dental plans provide major savings with affordable yearly premiums ($80-$200/year). See http://www.lowpriceddentalplans.com to see which plans are available for your zip code.
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How do places that give people dental insurance determine whether or not someone has a preexisting condition?
how do they know if the person taking out the dental insurance has a pre - existing condition or not ?
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healthquotes.awardspace.info - my family have this health insurance. It is affordable and has good coverage for dental issues.
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healthquotes.awardspace.info - my family have this health insurance. It is affordable and has good coverage for dental issues.
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Anyone with boots dental insurance managed to get an implant or a bridge?
I had a tooth pulled out and it left a massive hole in the gum. It looks horrendous.Im with Boots Dental Insurance.Has anyone had an implant or a bridge covered with Boots insurance?
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as some one has already said correct that you should consult your doctor and not to rely on the online info 95% is not so reliable. But make sure you check with your insurance too. If you really want some information online then I would suggest you google and read as much as info you can. or read some articles like these to gain knowledge on the dental insurance http://dentalinsuranceplanscompare.com/insurance-plans/information-kit-on-discount-dental-plans-1.html
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as some one has already said correct that you should consult your doctor and not to rely on the online info 95% is not so reliable. But make sure you check with your insurance too. If you really want some information online then I would suggest you google and read as much as info you can. or read some articles like these to gain knowledge on the dental insurance http://dentalinsuranceplanscompare.com/insurance-plans/information-kit-on-discount-dental-plans-1.html
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Thursday, October 28, 2010
How can I get Dental Insurance outside of my work?
I have a small chip in one of my teeth that needs to be filled, but I do not have dental insurance. Is there anyway that I can sign up for just dental insurance, get my tooth fixed and then cancel the policy.
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Hey, I know a dental plan that is on;y14.96 a month for a single person. You dont have to stay on the plan for any amount of time, It does reqoire a 20 dollar aplication fee and the 14.95 to get started so I domt know It may not cost much money to get your tooth fixed,Check out the web site under dentist and find a provider in your area, and then the fee schedule to see the savings you would get, You can enroll your self omline or call the represenative. Best of luck Amber
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Hey, I know a dental plan that is on;y14.96 a month for a single person. You dont have to stay on the plan for any amount of time, It does reqoire a 20 dollar aplication fee and the 14.95 to get started so I domt know It may not cost much money to get your tooth fixed,Check out the web site under dentist and find a provider in your area, and then the fee schedule to see the savings you would get, You can enroll your self omline or call the represenative. Best of luck Amber
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Why is good dental insurance so hard to find?
Dental care is SO expensive, the insurance is terrible, does not cover anything. Why is this? Why cant it be included in health insurance?
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You have three options with dental. Insurance - Depending upon the policy: cost $30-$60 per month. $50 deductible, annual maximum of $750 - $1500, waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a root canal in my area is $829. With insurance you pay $414 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans. Discount plans - Cost - $5-$10 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $829. With discount plans you pay around $746. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $829. With fee for service plans you pay as little as $404. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan.
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You have three options with dental. Insurance - Depending upon the policy: cost $30-$60 per month. $50 deductible, annual maximum of $750 - $1500, waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a root canal in my area is $829. With insurance you pay $414 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans. Discount plans - Cost - $5-$10 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $829. With discount plans you pay around $746. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $829. With fee for service plans you pay as little as $404. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan.
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How do you go to the dentist without dental insurance?
I currently have no insurance. I will receive health insurance after the first of the year, but it does not include dental. I am trying to figure out how to go to the dentist without dental insurance.
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Call and ask the nearest dental office if payments in instalments are accepted, than go and pay by cash, or cheque; if necessary pay the whole amount by a credit card. Also, the dental schools allow their students to practise under supervision and the patients get the low cost treatments. Good luck.
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Call and ask the nearest dental office if payments in instalments are accepted, than go and pay by cash, or cheque; if necessary pay the whole amount by a credit card. Also, the dental schools allow their students to practise under supervision and the patients get the low cost treatments. Good luck.
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When buying your own dental insurance what should I be aware of?
I am a student and a veteran. I need my wisdom teeth out and the VA does not cover dental after the initial post service exam. Looking at dental insurance online and would appreciate any intel. Thanks.
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Most dental insurance will take around 6 months to even be active after a series of monthly payments. If its just your wisdom teeth, then I would encourage you to visit this great site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and they have saved me thousands of dollars on all services. From my braces and wisdom teeth extractions. I was quoted $2200, but ended up only paying $1000. They even had my extremely affordable plan active in 2 hours and was able to use them the very same day since mine was an emergency. Hope this helps.
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Most dental insurance will take around 6 months to even be active after a series of monthly payments. If its just your wisdom teeth, then I would encourage you to visit this great site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and they have saved me thousands of dollars on all services. From my braces and wisdom teeth extractions. I was quoted $2200, but ended up only paying $1000. They even had my extremely affordable plan active in 2 hours and was able to use them the very same day since mine was an emergency. Hope this helps.
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What is the best discount dental insurance available?
I recently found out I have to get a root canal and I don't have any dental insurance - I need help!
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Dental discount plans are not usually worth the cost. Finding a dentist who will accept a fraction of regular fees if they are able to fill appointments will full-fee patients might be difficult. In fact, many people have found that NO dentists in their area (at least, not dentists they would WANT to visit) accept the discount plan. The State of Montana sued one of the main plans, Ameriplan, for insurance fraud and won. Please investigate carefully before giving personal information to internet-based plans. Ask your dentist about financing plans through such companies as Care Credit or Dental Fee Plan. You'd be much safer!
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Dental discount plans are not usually worth the cost. Finding a dentist who will accept a fraction of regular fees if they are able to fill appointments will full-fee patients might be difficult. In fact, many people have found that NO dentists in their area (at least, not dentists they would WANT to visit) accept the discount plan. The State of Montana sued one of the main plans, Ameriplan, for insurance fraud and won. Please investigate carefully before giving personal information to internet-based plans. Ask your dentist about financing plans through such companies as Care Credit or Dental Fee Plan. You'd be much safer!
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Can anyone inform me about dental insurance plans in Texas?
Me and my family are planning to move to Texas by next month. We plan to purchase dental insurance plans especially for my dad who's thinking about having an orthognathic surgery. Please help me guys! Thanks!
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The best dental insurance is one that achieves a perfect balance between price and policy inclusions, and does not leave you feeling helpless when the time comes for you to make good use of it. Here is a summary of the basic dental insurance coverage in Texas: 1. Preventive and diagnostic dental care. Preventive dental care necessarily includes all regular cleaning and check-up services that a dentist performs to avert further destruction or decay of the teeth. The most basic services are included here, including evaluation and diagnosis of any prevailing dental problem. 2. Basic dental care and dental procedures. Although this coverage is somewhat subjective to what your dentist considers "basic" services, dental care and procedure may or may not include tooth filling, tooth extractions, root canals and repairing broken teeth. As long as your dentist considers it a simple and minor procedure, you can expect it to fall under this category. 3. Major dental care. Major denture work, dental orthodontics, surgery and other large-scale procedures are the most expensive – if you opt for a higher percentage under this category, expect your premium to increase. Some aging people prefer for a higher coverage on the major dental care because sooner or later, they are going to need a set of dentures and other more complicated dental repair and enhancement procedure.
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The best dental insurance is one that achieves a perfect balance between price and policy inclusions, and does not leave you feeling helpless when the time comes for you to make good use of it. Here is a summary of the basic dental insurance coverage in Texas: 1. Preventive and diagnostic dental care. Preventive dental care necessarily includes all regular cleaning and check-up services that a dentist performs to avert further destruction or decay of the teeth. The most basic services are included here, including evaluation and diagnosis of any prevailing dental problem. 2. Basic dental care and dental procedures. Although this coverage is somewhat subjective to what your dentist considers "basic" services, dental care and procedure may or may not include tooth filling, tooth extractions, root canals and repairing broken teeth. As long as your dentist considers it a simple and minor procedure, you can expect it to fall under this category. 3. Major dental care. Major denture work, dental orthodontics, surgery and other large-scale procedures are the most expensive – if you opt for a higher percentage under this category, expect your premium to increase. Some aging people prefer for a higher coverage on the major dental care because sooner or later, they are going to need a set of dentures and other more complicated dental repair and enhancement procedure.
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Is individual dental insurance worth getting if your employer does not offer any?
I need some pretty expensive dental work, and have no dental insurance.
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I would encourage you to visit this great site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago when I was in college and they have saved me thousands of dollars on all of my dental services since. From crowns, xrays, fillings, extractions, Cleanings, and even my braces. The great thing is like you, I needed a whole lot of work done also and with no limitations on the benefits I was able to use them as frequent as I needed to. They even had my affordable benefits active in 2 hours and was able to use them the very same day. Good luck and Hope this helps
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I would encourage you to visit this great site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago when I was in college and they have saved me thousands of dollars on all of my dental services since. From crowns, xrays, fillings, extractions, Cleanings, and even my braces. The great thing is like you, I needed a whole lot of work done also and with no limitations on the benefits I was able to use them as frequent as I needed to. They even had my affordable benefits active in 2 hours and was able to use them the very same day. Good luck and Hope this helps
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Where can I get the best individual dental insurance?
I need to purchase my own dental insurance. Who offers the best bang for the buck?
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Honestly, I haven't EVER seen an individual dental policy that pays out more than you pay in. Between waiting periods, copays, and coverage limits, you're just as well off working out a payment plan with your dentist.
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Honestly, I haven't EVER seen an individual dental policy that pays out more than you pay in. Between waiting periods, copays, and coverage limits, you're just as well off working out a payment plan with your dentist.
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What health and dental insurance companies does Waste Management use?
Just got hired on as a residential driver with Waste Management and start soon. What I need to know is: what insurance companies does Waste Management use for their health and dental plans? Are they very good plans, or not? I haven't gotten a straight answer anywhere else on the net, so this seems to be a forum of knowledgable individuals.
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It undoubtedly varies by state. Waste Management operates nationally. If you're going to be a union driver, those benefits may be provided through the union rather than directly by the company.
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It undoubtedly varies by state. Waste Management operates nationally. If you're going to be a union driver, those benefits may be provided through the union rather than directly by the company.
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What is a good website for finding dental insurance?
I am trying to buy dental insurance online, but I am not sure where to begin. There are a ton of sites out there that let you compare plans and so on, but I don't know which ones are legit. I prefer websites with forums and such, where actual people make comments and reviews. Also, it seems like the only plans I have been able to find are discount plans. Where can I find full coverage dental insurance? Thanks.
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YOu are not the only one who met this problem,I have met this type of problem before.I have good experience here www.HealthInsuranceIdeas.info to solve my similiar problem.
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YOu are not the only one who met this problem,I have met this type of problem before.I have good experience here www.HealthInsuranceIdeas.info to solve my similiar problem.
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What countries have national dental insurance?
What countries have national dental insurance? I currently live in Canada, we have free health insurance, but not dental. :( I am a 21 year old finishing college and going to university next year, after that I'd live to establish myself in a country with benefits of free health, dental, and vision care. Does anyone recommend any countries?
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The UK, however, if you live in England and are over 16 and working you have to pay for dental treatment, prescriptions and any services or products from an opticians, so healthcare is not completely free. If you live in Scotland it is free and University is free there as well (but not for international students). What you also have to bare in mind is the reason why healthcare is free, the UK has very high tax and VAT, you should take that into account before you move anywhere.
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The UK, however, if you live in England and are over 16 and working you have to pay for dental treatment, prescriptions and any services or products from an opticians, so healthcare is not completely free. If you live in Scotland it is free and University is free there as well (but not for international students). What you also have to bare in mind is the reason why healthcare is free, the UK has very high tax and VAT, you should take that into account before you move anywhere.
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What's the difference between health/dental insurance and a health/dental plan?
I don't get insurance through work but I saw something online for health and dental plans. They seem a lot cheaper than getting insurance on my own. Has anyone tried this? Is there a catch I'm not seeing? Thanks!
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With a dental plan the company sponsoring the plan doesn't pay out anything. With dental insurance the insurance company pays the dentist. You have five options with dental. 1. Go without insurance. If you have good teeth and just want the basics you probably don't need any plan. A yearly cleaning, exam and even an occasional filling will cost you less without insurance. 2. Visit a local dental school. You can get many procedures done for a reduced price if you're willing to let them practice on you. You can find one here: http://www.yourhealthplanadvisor.com/Den… 3. Insurance - Depending upon the policy: cost $30-$60 per month. You pay a $50 deductible first, they have an annual maximum that they'll pay per year of $750 - $1500, they have a waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a root canal in my area is $919. With insurance you pay $460 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans. 4. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $919. With discount plans you pay around $827. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health & dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes… concerning these plans. 5. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $919. With fee for service plans you pay as little as $404. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
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With a dental plan the company sponsoring the plan doesn't pay out anything. With dental insurance the insurance company pays the dentist. You have five options with dental. 1. Go without insurance. If you have good teeth and just want the basics you probably don't need any plan. A yearly cleaning, exam and even an occasional filling will cost you less without insurance. 2. Visit a local dental school. You can get many procedures done for a reduced price if you're willing to let them practice on you. You can find one here: http://www.yourhealthplanadvisor.com/Den… 3. Insurance - Depending upon the policy: cost $30-$60 per month. You pay a $50 deductible first, they have an annual maximum that they'll pay per year of $750 - $1500, they have a waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a root canal in my area is $919. With insurance you pay $460 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans. 4. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $919. With discount plans you pay around $827. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health & dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes… concerning these plans. 5. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $919. With fee for service plans you pay as little as $404. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
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What is the best dental insurance for individual?
I need individual dental insurance. I'm thinking to buy HMO, because most HMO programs does not have waiting time. Which insurrance company do you recommend?
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health-quotes.isgreat.org - my family have this health insurance. It is affordable and has good coverage for dental issues.
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health-quotes.isgreat.org - my family have this health insurance. It is affordable and has good coverage for dental issues.
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How does dental insurance work? Do dentists accept any kind?
I need Braces/Invisalign as soon as possible and i have been shopping 4 d best dental insurance. When i go to a dentist, they ask if i have dental insurance. If i do, do they accept any kind i have so far it covers my braces/invisalign? Or is there a specific kind each dentist accepts> Thanks. I don't want to get a plan then find out that a dentist does not accept it. That kind of stuff.
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YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here www.HealthInsuranceFree.info/dental.html to solve the problem.
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YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here www.HealthInsuranceFree.info/dental.html to solve the problem.
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With PPO dental insurance will I have to pay upfront for some fillings tommorow?
We have no deductible and they pay 75% of almost everything except exam they pay 95%. Its the first time we have had dental insurance worth using and the receptionist didnt say anything today when I made the appointment. Any ideas helpful, if not I will find out in the morning.
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COntact your dentist. Depending on your insurance, and his practice, you might be billed, or need to pay up front. Cant really tell you more without knowing more about the specific coverage. Just call teh dentist office, they will tell you everything you need to know. Then, call the insurance provider, to confirm the dentist's info.
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COntact your dentist. Depending on your insurance, and his practice, you might be billed, or need to pay up front. Cant really tell you more without knowing more about the specific coverage. Just call teh dentist office, they will tell you everything you need to know. Then, call the insurance provider, to confirm the dentist's info.
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Looking for individual dental insurance in NY without a 12-month waiting period - is there such a thing?
I'm shopping around for dental insurance and most plans I see have a 12 month waiting period for major procedures - and I'm going to need to get my wisdom teeth out soon. Can anybody recommend me a plan? Thanks!
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All individual dental insurance will have waiting periods of 12 to 36 months before you get the full benefits for major proceedures. Many people find that dental schools are a good option if you cannot wait for the insurance to kick in. Here is a listing of dental schools: http://www.yourhealthplanadvisor.com/Den…
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All individual dental insurance will have waiting periods of 12 to 36 months before you get the full benefits for major proceedures. Many people find that dental schools are a good option if you cannot wait for the insurance to kick in. Here is a listing of dental schools: http://www.yourhealthplanadvisor.com/Den…
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What do you pay for family dental insurance?
My husband's company wants to charge us $21/week for dental insurance. I would assume they are charging us 100% of the premium. It only covers $1000 per year. How can a dental insurance company charge over the amount that they cover. $21 per week would cost $1092 per year. I'm just really pissed off right now. I thought it was a mistake at first, but turns out it's not.
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That's $1,000 PER PERSON. Plus you get the network discounts for the dentists in the plan on top of that. $80/month is pretty cheap...$110-$130 is what a plan would usually run (depending on your state/zip code). They're likely contributing either not at all or very little. If it's 100/80/50 (preventative/basic/major) then that's normal as well.
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That's $1,000 PER PERSON. Plus you get the network discounts for the dentists in the plan on top of that. $80/month is pretty cheap...$110-$130 is what a plan would usually run (depending on your state/zip code). They're likely contributing either not at all or very little. If it's 100/80/50 (preventative/basic/major) then that's normal as well.
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What is the best Dental insurance around in Illinois?
I need a dental insurance that pays 50 to 75 of all dental care including oral surgen. My boyfriend needs a lot of work done on his teeth. He is scared of death of the denist, he has to be put to sleep and he has to have all the work done at one time. Can anyone help me please.
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Ameriplan has a great dental plan and it also includes vision, prescription and chiropractic for as low as 11.95 a month. Go to this site to find out more http://www.mybenefitsplus.com/mlein
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Ameriplan has a great dental plan and it also includes vision, prescription and chiropractic for as low as 11.95 a month. Go to this site to find out more http://www.mybenefitsplus.com/mlein
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Is there affordable dental insurance available for a teacher that missed the sign up date for state dental?
I have state medical insurance in Mississippi, but I didn't sign up in time for the dental insurance. Is there a good company that would charge a reasonable rate for dental insurance?
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healthplans.my-age.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
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healthplans.my-age.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
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How long after I get dental insurance can I get at tooth pulled and be covered?
I don't have insurance now. If I get dental insurance ... how long after that can I go in and get my wisdom tooth pulled? Can I do it immediately or do I have to wait?
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each plan is different, some plans have a 6 month or 12 month waiting period for anything more than preventative procedures (cleanings, exams, xrays...). there are a few plans that provide immediate benefits. one for example is the Delta Dental HMO. you have to pay the entire year up front (total is about $101). then you will be covered immediately without having to wait. that plan is called the CAA54. in CAA54 you can view the details and prices for all services. i recommend you download the plan and look up wisdom teeth or teeth pulling. it will tell you exactly how much that service will cost. without insurance it might cost $2000. with CAA54 it might cost $800-1200. you are basically getting the plan so you can get the discounted price on your procedure. why do other plans have waiting periods? to prevent adverse selection. they don't want you to sign up for $20/mn, wait 2 weeks and go have $2000 of work done, then 2 weeks later cancel your $20/mn plan. they have it figured it out and realize that people try to do that. if they allowed it, they would be out of business in no time at all. download details of CAA54 by Delta Dental at http://usdirecthealthinsurance.com/apps/… application for CAA54 can be found at http://usdirecthealthinsurance.com/apps/… btw: CAA54 is a California only plan. pick your local dentist from this link (CA only), copy the whole link and paste into your browser. you need the dentist office ID number to put on the application above. https://www.deltadentalins.com/PD/provid…
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each plan is different, some plans have a 6 month or 12 month waiting period for anything more than preventative procedures (cleanings, exams, xrays...). there are a few plans that provide immediate benefits. one for example is the Delta Dental HMO. you have to pay the entire year up front (total is about $101). then you will be covered immediately without having to wait. that plan is called the CAA54. in CAA54 you can view the details and prices for all services. i recommend you download the plan and look up wisdom teeth or teeth pulling. it will tell you exactly how much that service will cost. without insurance it might cost $2000. with CAA54 it might cost $800-1200. you are basically getting the plan so you can get the discounted price on your procedure. why do other plans have waiting periods? to prevent adverse selection. they don't want you to sign up for $20/mn, wait 2 weeks and go have $2000 of work done, then 2 weeks later cancel your $20/mn plan. they have it figured it out and realize that people try to do that. if they allowed it, they would be out of business in no time at all. download details of CAA54 by Delta Dental at http://usdirecthealthinsurance.com/apps/… application for CAA54 can be found at http://usdirecthealthinsurance.com/apps/… btw: CAA54 is a California only plan. pick your local dentist from this link (CA only), copy the whole link and paste into your browser. you need the dentist office ID number to put on the application above. https://www.deltadentalins.com/PD/provid…
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Will my orthodontic Lifetime Maximum start over with a new dental insurance provider?
My daughter had a retainer and our insurance carrier, Cigna covered $1500 of it. Now she needs braces and my husband's company is changing dental providers to Guardian. Will that Lifetime Maximum start over with the new dental provider?
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Yes.
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Yes.
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What dental insurance will let me choose my dentist?
Hi there, I'm a 23 y/o full time student in California and I will very soon need some dental work done, including in the future, some cosmetic dentistry. I need affordable dental insurance that will allow me to choose my dentist. I asked my dentist which she accepts, and she told me any insurance plan in which I can choose freely my dentist. Thanks in advance!
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Shireen, I found a huge directory of California dentists. http://www.findgooddentist.com/Californi… I'd try visting a few of them and see if they can help you out.
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Shireen, I found a huge directory of California dentists. http://www.findgooddentist.com/Californi… I'd try visting a few of them and see if they can help you out.
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Where do I sign up for dental insurance?
I understand that most people receive dental insurance through their job as a benefit (most pay for it, however). I've searched online for dental insurance, but most of the stuff I find involves discount plans. Is there a way to pay for a stand-alone dental insurance plan?
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YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here www.HealthInsuranceFree.info/dental.html to solve the problem.
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YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here www.HealthInsuranceFree.info/dental.html to solve the problem.
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What is the difference between Dental Plan and Dental Insurance?
I would like to know what is the difference between Dental plan and dental insurance? Which one would you get? which one would cover most of the costs?
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healthquotes.awardspace.info - here is my health insurance plan. As I remember they can provide such a service.
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healthquotes.awardspace.info - here is my health insurance plan. As I remember they can provide such a service.
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Is there any dental insurance to recommend for adult orthodontics?
I am 26 years old, and I want to wear braces. I try to enroll a dental insurance to save money but failed to find one that covers orthodontics for adults of my age. Can anyone give me any recommendation for the dental insurance? Many many thanks.
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Finding a dental insurance plan that cover orthodontics is almost impossible. Even if you do there will be a waiting period of 12 to 24 months before you could get orthodontics covered. Also, most dental plans will only pay out $750 to $1500 per year so you'd still be paying a lot for the braces. You do have other options, though. 1. Visit a local dental school. You can get many procedures done for a reduced price if you're willing to let them practice on you. You can find one here: http://www.yourhealthplanadvisor.com/Den… 2. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount (even though they advertise "up to 80%), which is about the same discount you can get by paying cash. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health & dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes… concerning these plans. 3. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you for most procedures. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
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Finding a dental insurance plan that cover orthodontics is almost impossible. Even if you do there will be a waiting period of 12 to 24 months before you could get orthodontics covered. Also, most dental plans will only pay out $750 to $1500 per year so you'd still be paying a lot for the braces. You do have other options, though. 1. Visit a local dental school. You can get many procedures done for a reduced price if you're willing to let them practice on you. You can find one here: http://www.yourhealthplanadvisor.com/Den… 2. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount (even though they advertise "up to 80%), which is about the same discount you can get by paying cash. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health & dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes… concerning these plans. 3. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you for most procedures. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
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What is the best dental insurance that I can buy on-line?
I am an international student and I just found out my international student insurance does not cover dental expenditures. Can you suggest some good dental insurance companies that I can check on-line and see what they offer? I need a good insurance for cavities and cleaning treatments, and I am 27.
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healthplans.my-age.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
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healthplans.my-age.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
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Can I still get on a medical and dental insurance plan?
I need to sign up with a good medical and dental insurance since my job does not offer any benefits. I was wondering if i can just sign onto a medical and dental insurance on an independent basis. If so, please recommend a good medical and a good dental carrier. I live in Arizona if that makes a difference. Thx in advance. PS> I wonder if there is a plan that offers both medical and dental all in one out there some where.
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Google insurance companies in your area, and talk to an agent. They'll be able to set you up with a plan that matches your needs and your finances. There are so many different plans out there for all kinds of situations, so it would be hard for us to come up with something that works for you, without knowing your health history, etc.
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Google insurance companies in your area, and talk to an agent. They'll be able to set you up with a plan that matches your needs and your finances. There are so many different plans out there for all kinds of situations, so it would be hard for us to come up with something that works for you, without knowing your health history, etc.
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what is the best available dental insurance for a college student needing braces?
I am 20 years old and I need braces. I don't make very much money and I don't have insurance so I wanted to try and find a good dental insurance plan so I don't have to pay a lot for braces. Anyone have any good insurance plans they know of for college students that need braces? Any help would be great, thanks.
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healthplans.my-age.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
Source
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healthplans.my-age.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
Source
What dental insurance would you recommend?
We have medical. My husbands dental insurance is only good for a dental company we would never use. We both need a lot of fillings, so we need great dental coverage, like more than 50%. Please point me in the right direction. Thanks!
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Medical Discount Plan ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a quite low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services. Individual & Family Health Plans This is a major health insurance plan for individuals and families. If you are looking for comprehensive long term health insurance coverage for yourself and/or your family members who are 62 years old or younger - this is the plan to choose. Short Term Medical Plans This plan is ideal for individuals in transition. Maybe you have just graduated from college and are no longer covered under your student health insurance or you moved out on your own, and you're no longer covered under your parents' medical insurance plan. Or perhaps you're employed part-time, going to school, leaving home for the first time, or even retiring early. Maybe you've found a new job, but your new employer's group health insurance plan won't kick in until you've been with months. YOu are not the only one who met this problem,I have met this type of problem before.I have good experience here www.HealthInsuranceIdeas.info to solve my similiar problem.
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Medical Discount Plan ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a quite low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services. Individual & Family Health Plans This is a major health insurance plan for individuals and families. If you are looking for comprehensive long term health insurance coverage for yourself and/or your family members who are 62 years old or younger - this is the plan to choose. Short Term Medical Plans This plan is ideal for individuals in transition. Maybe you have just graduated from college and are no longer covered under your student health insurance or you moved out on your own, and you're no longer covered under your parents' medical insurance plan. Or perhaps you're employed part-time, going to school, leaving home for the first time, or even retiring early. Maybe you've found a new job, but your new employer's group health insurance plan won't kick in until you've been with months. YOu are not the only one who met this problem,I have met this type of problem before.I have good experience here www.HealthInsuranceIdeas.info to solve my similiar problem.
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What are some tips for first time dental insurance buyers to avoid rip offs and scams?
never having bought dental insurance before can be scary, anyone have any tips to avoid misunderstandings, and high costs, and things like this ? Corporations clearly can trick people to get into their pocket books big time, so what are some things to look out for and avoid when you have never bought dental insurance before? (In California if it matters)
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Normally, dental insurance is NOT a good buy. Dental insurance typically only covers 50% of the work, has a very low yearly limit ($1000-$2000), and each procedure has a deductible attached (usually about $50). For the price it doesn't cover itself. I'm a self-employed so there is no "company benefits" and my dad is an insurance salesperson. There is NO WAY I can go a day without medical insurance. He WILL NOT sale me dental insurance because it just isn't worth the money. Also, my dentist discounts everything now that I don't have dental insurance. I didn't ask for this; he just started doing it.
Source
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Normally, dental insurance is NOT a good buy. Dental insurance typically only covers 50% of the work, has a very low yearly limit ($1000-$2000), and each procedure has a deductible attached (usually about $50). For the price it doesn't cover itself. I'm a self-employed so there is no "company benefits" and my dad is an insurance salesperson. There is NO WAY I can go a day without medical insurance. He WILL NOT sale me dental insurance because it just isn't worth the money. Also, my dentist discounts everything now that I don't have dental insurance. I didn't ask for this; he just started doing it.
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How to get dental insurance in Alabama and how much it cost?
My friend doesn't have dental insurance. So i'm just trying to help out by asking for advice. What is the cheapest dental insurance she can get that is going to cover root canal?
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I would encourage you to visit this great site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago now and they have saved me thousands of dollars over the years. From root canals, xrays, extractions, xrays...etc. All services are included in this very affordable plan. Even my braces. They even had my very affordable plan active in 2 hours and was able to use it the very same day. good luck and hope this helps.
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I would encourage you to visit this great site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago now and they have saved me thousands of dollars over the years. From root canals, xrays, extractions, xrays...etc. All services are included in this very affordable plan. Even my braces. They even had my very affordable plan active in 2 hours and was able to use it the very same day. good luck and hope this helps.
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What is a good dental insurance company that fits my needs?
I need a dental plan that I dont have to prepay at the dentist office and then wait to get reimbursed. Also a dental insurance that covers alot!! Also a dental insurance that is NOT a discount card.
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delta dental, cigna, metlife. most dental insurance companies are behind the times as far as coverage. they will usually cover a max of $1000 to $1500 a year. this max coverage has not changed for decades and has not kept up with inflation.
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delta dental, cigna, metlife. most dental insurance companies are behind the times as far as coverage. they will usually cover a max of $1000 to $1500 a year. this max coverage has not changed for decades and has not kept up with inflation.
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Friday, October 22, 2010
What's the difference between dental insurance and dental plans?
I need to see a dentist and don't get coverage through work. I've googled dental insurance, but dental plans keep coming up. What's the difference? and can you recommend any specific insurance or plan? I live in the SF Bay Area.
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They are actually the same. Plan sounds better than insurance in a sales pitch. Most businesses offer employees health insurance plans.
Either one can have restrictions, such as requiring you to go to a specific group of dentists.
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They are actually the same. Plan sounds better than insurance in a sales pitch. Most businesses offer employees health insurance plans.
Either one can have restrictions, such as requiring you to go to a specific group of dentists.
Source
How does dental insurance work if you buy it yourself, not thru an employer?
I can't get dental insurance and I was wondering how much it cost's to pay for it yourself. I need some work done to my teeth and I would figure that it will be expensive. If I just buy it and then go and get like 3000 dollars in work done will it cover the cost's?
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You need to talk to an insurance agent and find out what policies s/he can find you that will cover the work you need to have done at a premium you can afford. No other way to know. until you get some quotes and read the policies. (Read the policy before you sign.)
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You need to talk to an insurance agent and find out what policies s/he can find you that will cover the work you need to have done at a premium you can afford. No other way to know. until you get some quotes and read the policies. (Read the policy before you sign.)
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What are the top 3 dental insurance companies for Georgia Residents?
I have been researching to find dental insurance instead of dental discount plans. As long as it is not BCBS; then I may be interested. BCBS of Georgia doesn't pay for certain dental procedures. What companies pay at least 80% percentage of dental bridge work, dental crowns, and dental veneers as well as dental braces. I would love to be able to have a dental insurance company who pays 100%; but I would be satisfied with a company who pays 80%.
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I would encourage you to visit this great website. healthsavings.ourperfectcard.com I signed up online over 6 years ago and they have saved me thousands over the years. From xrays, exams, root canals, fillings...etc. Even my braces had fantastic coverage. They even had my affordable benefits active in 2 hours and was able to use them the very same day. Good luck and hope this helps.
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I would encourage you to visit this great website. healthsavings.ourperfectcard.com I signed up online over 6 years ago and they have saved me thousands over the years. From xrays, exams, root canals, fillings...etc. Even my braces had fantastic coverage. They even had my affordable benefits active in 2 hours and was able to use them the very same day. Good luck and hope this helps.
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What exactly is dental insurance and how is it different from medical insurance?
I'm sixteen and just got a job as a receptionist at a Dentist's office and I know I'm not going to get a strightforward and easy answer from digging around the internet so I wondered if anyone here could just give me a clear explanation as to what dental insurance is and how it's different from medical insurance. Thank you!
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Hi
Dental insurance as the name suggest covers only dental related procedures. It depends on the policy sometimes it is supplemental to health insurance in general or just as a stand alone policy.
Dental insurance as the name suggest covers only dental related procedures. It depends on the policy sometimes it is supplemental to health insurance in general or just as a stand alone policy.
Source(s)
Check this site for info http://www.dental-insurance-guide.com
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How do I get my dental insurance to process/pay my claim?
I have dental insurance through WellPoint Dental Services. I needed a dental procedure and my dentist filed it and I received an approval/precertification from WellPoint in the mail. It said the insurance would pay $204 of the procedure. I had the procedure 4/25/2007. I paid my dentist in full (that's how he does it) and have been trying to collect the $204 ever since. I have called the insurance co and am always told it is in process. I have written 2 letters with a copy of the precertification to the address on my card and have had no response. On 7/18/2997, a rep said that it had been misfiled, but it would be sent to claims immediately and that all the necessary info was there. I have received no response to my letters, no check. What should I do now?? That procedure was $1000 and I could really use the $204. Thanks for any help!
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Write a polite letter of complaint to the Commissioner of Insurance for your state - at your state capital. Copy to your insurance company's Vice President of Health Insurance Claims - or some similar person. The insurance company is required to respond to the commissioner within 30 days. Every day after 30 that they are late, costs them $. You should get a prompt response. But, remember to be polite. You will still have the same insurance company. Most claim adjusters are over worked but real people.
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Write a polite letter of complaint to the Commissioner of Insurance for your state - at your state capital. Copy to your insurance company's Vice President of Health Insurance Claims - or some similar person. The insurance company is required to respond to the commissioner within 30 days. Every day after 30 that they are late, costs them $. You should get a prompt response. But, remember to be polite. You will still have the same insurance company. Most claim adjusters are over worked but real people.
Source
Why is the co-pay for dental insurance more expensive than health insurance?
I compared the co pays on several reputable dental insurance companies and it is very expensive. Many things are not covered, even with the best dental insurance. Health insurance is usually a 10 dollar co pay for primary physicians and a 35-50 dollar co pay for specialty physicians. Is there any reason why dental insurance co pay is as expensive as it is?
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Actually, the only time the copays are so low for health insurance is when you're dealing with those high-dollar plans provided by a lot of employers. (At least those are the types of plans that were provided be employers in the past; that's changing significantly because of the cost involved.) Trust me, these are FAR from the "norm."
As for dental insurance, the fact is that there are nearly as many organized networks for dental providers as there are for medical providers (where belonging to as many networks as possible is the best way to ensure you keep new clients coming in to your practice.) Dental insurance, by comparison to what you pay for medical coverage (particularly of the variety you mention) is also CHEAP. And I don't know very many people who would pay triple the price for dental insurance so they could get the $10 copay. In the end, it's really that simple.
Source(s):
licensed agent: life & health, property & casualty
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Actually, the only time the copays are so low for health insurance is when you're dealing with those high-dollar plans provided by a lot of employers. (At least those are the types of plans that were provided be employers in the past; that's changing significantly because of the cost involved.) Trust me, these are FAR from the "norm."
As for dental insurance, the fact is that there are nearly as many organized networks for dental providers as there are for medical providers (where belonging to as many networks as possible is the best way to ensure you keep new clients coming in to your practice.) Dental insurance, by comparison to what you pay for medical coverage (particularly of the variety you mention) is also CHEAP. And I don't know very many people who would pay triple the price for dental insurance so they could get the $10 copay. In the end, it's really that simple.
Source(s):
licensed agent: life & health, property & casualty
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What dental insurance company do you suggest for me?
Why insurance? What if I got no insurance? With dental insurance, I know I can be more secure, but would I save some money?
What dental insurance company do you suggest for me? Please name it/them for me.
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I would encourage you to visit this great website: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and they have saved me thousands of dollars on all of my dental services since. From exams, extractions, xrays, fillings, Cleanings..etc Even my braces. They even had my very affordable benefits active in 2 hours and was able to use them the very same day. Good luck and Hope this helps
Source
What dental insurance company do you suggest for me? Please name it/them for me.
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I would encourage you to visit this great website: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and they have saved me thousands of dollars on all of my dental services since. From exams, extractions, xrays, fillings, Cleanings..etc Even my braces. They even had my very affordable benefits active in 2 hours and was able to use them the very same day. Good luck and Hope this helps
Source
Dental Insurance?
I'm getting out of the Marines and moving to Baltimore. What is a good company that provides quality dental insurance in Maryland? I have a family and need good coverage for all of us. Price is not a huge issue, but if I can get multiple options that would be best. Thanks!
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1. Go without insurance. If you have good teeth and just want the basics you probably don't need any plan. A yearly cleaning and exam and even an occasional filling and X-ray will cost you less without insurance.
2. Visit a local dental school. You can get many procedures done for a reduced price if you're willing to let them practice on you. You can find one here: http://www.yourhealthplanadvisor.com/Den…
3. Insurance - Depending upon the policy: cost $30-$60 per month per person. You pay a $50 deductible first, they have an annual maximum that they'll pay per year of $750 - $1500, they have a waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a root canal in my area is $919. With insurance you pay $460 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans.
4. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $919. With discount plans you pay around $827. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health & dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes… concerning these plans.
5. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $919. With fee for service plans you pay as little as $404.
I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
Source
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1. Go without insurance. If you have good teeth and just want the basics you probably don't need any plan. A yearly cleaning and exam and even an occasional filling and X-ray will cost you less without insurance.
2. Visit a local dental school. You can get many procedures done for a reduced price if you're willing to let them practice on you. You can find one here: http://www.yourhealthplanadvisor.com/Den…
3. Insurance - Depending upon the policy: cost $30-$60 per month per person. You pay a $50 deductible first, they have an annual maximum that they'll pay per year of $750 - $1500, they have a waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a root canal in my area is $919. With insurance you pay $460 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans.
4. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $919. With discount plans you pay around $827. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health & dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes… concerning these plans.
5. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $919. With fee for service plans you pay as little as $404.
I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
Source(s):
Independent Agent
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Dental insurance?
I am trying to find a dental insurance that will cover at least a bigger part of crown ( i will need some soon). Is there insurance that will cover stuff like that right away? How do I find the best possible dental insurance?
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I would encourage you to visit this website: www.healthsavings.ourperfectcard.com I signed up online about 5 years ago now for all my dental work. They have saved me thousands throughout the years from Root Canals, extractions, exams, x-rays, cleanings…etc. All services are included in this very affordable plan. They even had my benefits active in 2 hours and able to use them the same day. Good Luck and Hope the Helps.
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I would encourage you to visit this website: www.healthsavings.ourperfectcard.com I signed up online about 5 years ago now for all my dental work. They have saved me thousands throughout the years from Root Canals, extractions, exams, x-rays, cleanings…etc. All services are included in this very affordable plan. They even had my benefits active in 2 hours and able to use them the same day. Good Luck and Hope the Helps.
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Dental insurance?
I am getting dental insurance through work soon, and I have never had to pay for insurance til now. So what is considered Preventive treatment? And what things would fall into basic treatments? Also what would be considered major treatments? My plan pays for a percantage of all of these. Also what is the deductible? I have a $225 deductible and am trying to figure out what that is.
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Back to the basics -- you need to check with the company the dental insurance is through - that's step #1. Preventative treatments include cleanings, x-rays - things to prevent major problems down the road. Major treatments would also have to be defined by the insurance company - an example would be a root canal, crown, bridge, etc (most of which I'm sure you don't need if you're young and have taken good care of your teeth). A $225 deductible means that the first $225 of any/all treatments (new patient exams, x-rays, cleanings) would have to be paid by YOU -- after you've paid out $225 out of your own pocket then the insurance will kick in a certain percentage! Good luck!! Read carefully between the lines and if it sounds too good to be true - it usually is!
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Back to the basics -- you need to check with the company the dental insurance is through - that's step #1. Preventative treatments include cleanings, x-rays - things to prevent major problems down the road. Major treatments would also have to be defined by the insurance company - an example would be a root canal, crown, bridge, etc (most of which I'm sure you don't need if you're young and have taken good care of your teeth). A $225 deductible means that the first $225 of any/all treatments (new patient exams, x-rays, cleanings) would have to be paid by YOU -- after you've paid out $225 out of your own pocket then the insurance will kick in a certain percentage! Good luck!! Read carefully between the lines and if it sounds too good to be true - it usually is!
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