I understand that 99% of dentists will not accept medicaid. My tooth is decaying and I have no where to go. How much am I looking to spend for a dental plan that's not medicaid?
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I would call your health insurer and see what's covered. There's no way we can know what your plan covers.
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Sunday, December 19, 2010
Cheap dental insurance?
hello, im looking for cheap dental insurance and i live in florida, anyone know.............???
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You have five options with dental. 1. Go without insurance. If you have good teeth and just want the basics you probably don't need any plan. A yearly cleaning and exam and even an occasional filling will cost you less without insurance. 2. Visit a local dental school. You can get many procedures done for a reduced price if you're willing to let them practice on you. You can find one in Florida here: http://www.dental.ufl.edu/ 3. Insurance - Depending upon the policy: cost $30-$60 per month. You pay a $50 deductible first, they have an annual maximum that they'll pay per year of $750 - $1500, they have a waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a root canal in my area is $919. With insurance you pay $460 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans. 4. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $919. With discount plans you pay around $827. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health & dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes… concerning these plans. 5. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $919. With fee for service plans you pay as little as $404. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
Source
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You have five options with dental. 1. Go without insurance. If you have good teeth and just want the basics you probably don't need any plan. A yearly cleaning and exam and even an occasional filling will cost you less without insurance. 2. Visit a local dental school. You can get many procedures done for a reduced price if you're willing to let them practice on you. You can find one in Florida here: http://www.dental.ufl.edu/ 3. Insurance - Depending upon the policy: cost $30-$60 per month. You pay a $50 deductible first, they have an annual maximum that they'll pay per year of $750 - $1500, they have a waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a root canal in my area is $919. With insurance you pay $460 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans. 4. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $919. With discount plans you pay around $827. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health & dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes… concerning these plans. 5. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $919. With fee for service plans you pay as little as $404. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
Source
Individual Dental Insurance?
I'm looking for individual dental insurance. Does anyone have any recomendations...
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Insurance companies are making a profit over and above what they pay out to dentists. The cheapest form of insurance is for you to personally pay for two or three "cleanings" every year and stash away $50-$100 every month into a separate account so that should you ever need a filling or something more (root canal, crown etc.) you have the money available. This way you aren't funding the profits of a corporation. In Canada I checked into insurance a while ago and it was going to cost somewhere in the order of $300 per month for dental, Rx, and vision. I decided it wasn't worth it and that I would "self-insure".
Source
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Insurance companies are making a profit over and above what they pay out to dentists. The cheapest form of insurance is for you to personally pay for two or three "cleanings" every year and stash away $50-$100 every month into a separate account so that should you ever need a filling or something more (root canal, crown etc.) you have the money available. This way you aren't funding the profits of a corporation. In Canada I checked into insurance a while ago and it was going to cost somewhere in the order of $300 per month for dental, Rx, and vision. I decided it wasn't worth it and that I would "self-insure".
Source
Invisalign help and dental insurance help!!!!!
I want to get Invisalign braces to straighten my teeth but I don't have any insurance and I know it's costly to get this procedure done. Can anone tell me an insurance that covers this procedure. Please!!! Also, I work at a restaurant that my parents own so I don't receive a paycheck but I do make tips. Is there any dental insurance that covers people who dont have a credit card or anything like that???? PLEASE ANYONE I NEED MAJOR HELP WITH THIS!! 10 POINT FOR BEST ANSWER TO ANYONE WHO CAN HELP ME WITH A LOT OF INFO ON MY 2 QUESTIONS!!!!!!!
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Good news, I would encourage you to visit this site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago now and they have saved me thousands. I never thought Invasalign was included until I read you question. I called my rep and she said that Yes it is included. That there is money to be saved in this very affordable plan. From cleanings, xrays, exams..etc. All services are included. Hope this helps, thanks for your help.
Source
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Good news, I would encourage you to visit this site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago now and they have saved me thousands. I never thought Invasalign was included until I read you question. I called my rep and she said that Yes it is included. That there is money to be saved in this very affordable plan. From cleanings, xrays, exams..etc. All services are included. Hope this helps, thanks for your help.
Source
No dental insurance..cost?
I dont have dental insurance and i currently have a cavity. I need to get a check up soon and would like to know the ballpark range on how much it would cost for a check up? I'd also like to know how much it would cost to get that tooth removed if i had that choice
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Price does vary at each dental office. A ball park for a cleaning,exam, and x-rays is around $250. However, many offices run new patient specials for around $99.00 for all the services. If you have had any x-rays taken in the past year, they are still good and can be used at any dentist. If you had a full mouth of x-rays taken in the past 5 years - it is also good. A cavity's price will depend on the type of tooth and how many sufaces need to be filled. Silver fillings are cheaper than white ones. Silver fillings work just fine reguardless of what you may hear. A silver filling for a back tooth will run you between $70-$130. A white filling will be around $130-$250. Again, each office has their own set of fees. Many dentists will offer cash patients a discount if they pay for the procedure in full, usually is about a 10% discount. Also, CareCredit is a great option. Its a dental credit card that offers same as cash for up to 12 months. One thing I would suggest is calling local colleges that have dental programs. Many have "student dentists" and "student hygientists" that treat you for a very low fee. Many people who cannot afford treatment opt to see a student.
Source
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Price does vary at each dental office. A ball park for a cleaning,exam, and x-rays is around $250. However, many offices run new patient specials for around $99.00 for all the services. If you have had any x-rays taken in the past year, they are still good and can be used at any dentist. If you had a full mouth of x-rays taken in the past 5 years - it is also good. A cavity's price will depend on the type of tooth and how many sufaces need to be filled. Silver fillings are cheaper than white ones. Silver fillings work just fine reguardless of what you may hear. A silver filling for a back tooth will run you between $70-$130. A white filling will be around $130-$250. Again, each office has their own set of fees. Many dentists will offer cash patients a discount if they pay for the procedure in full, usually is about a 10% discount. Also, CareCredit is a great option. Its a dental credit card that offers same as cash for up to 12 months. One thing I would suggest is calling local colleges that have dental programs. Many have "student dentists" and "student hygientists" that treat you for a very low fee. Many people who cannot afford treatment opt to see a student.
Source
UK Dental Insurance for Dental Phobic.?
Can I get dental insurance as a dental phobic? I need IV sedation and am looking for an insurer to cover this. I can manage appointments and etc with valium, but actual work needs IV sedation. Can I get this with any insurance plan?
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health-quotes.talk4fun.net - here is my health insurance plan. As I remember they can provide such a service.
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health-quotes.talk4fun.net - here is my health insurance plan. As I remember they can provide such a service.
Source
how much dental work can be done with $1500 insurance coverage?
i recently got over a serious cocaine addiction and have been clean for about a year and a half, and in that time i have been completely changing my life. the only reminder i have is the effect it had on my teeth. i have a cavity on my eye tooth that doesn't hurt a bit, but goes almost around my tooth by the gum area. i have two other smaller ones on the other eye tooth and right beside it. how much can i get fixed for little out of pocket and $1500 a year dental coverage?
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I've never heard of xrays costing so much, but what do I know. Maybe you could work something out with a dentist? On a positive note, the x-rays are the most expensive start-up thing. And as you get the teeth filled maybe you could pay it off in installments. If you don't get the dental care you need with teeth in that condition then you risk septicemia and bone infection. By the way, good for you!! Best of luck...
Source
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I've never heard of xrays costing so much, but what do I know. Maybe you could work something out with a dentist? On a positive note, the x-rays are the most expensive start-up thing. And as you get the teeth filled maybe you could pay it off in installments. If you don't get the dental care you need with teeth in that condition then you risk septicemia and bone infection. By the way, good for you!! Best of luck...
Source
How much is a routine dental checkup and cleaning "estimate" without insurance?
I live in Oregon and I have has some difficulty just trying to find out how much I would need to pay for a checkup without having any type of insurance. If you have worked in the field or have a estimate based on when you have gone in to the dentist, Please let me know.
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New Patient Comprehensive Exam: $47 Routine Cleaning: $88 Full Set of xrays: $105 'Checkup' xrays (2 on each side and 2 in the front): $81 Being told you don't have any cavities: Priceless! :)
Source
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New Patient Comprehensive Exam: $47 Routine Cleaning: $88 Full Set of xrays: $105 'Checkup' xrays (2 on each side and 2 in the front): $81 Being told you don't have any cavities: Priceless! :)
Source
Dental Insurance Maxed out?
My dental insurance maxed out for this year. i accidentally fell on the floor breaking my jaws. I will have to do a root canal and endodontics procedure for my teeth now. the dental treatment is very expensive without the insurance. Is there a way to minimize my dental expense? Your help is highly appreciated. thanks
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Shop around. Wait until next year when the dental insurance starts again. Sorry about your problem. That must have been quite a terrible fall. I tripped on a crack in the sidewalk while rushing to my car to drive for a medical appointment--horrible cold. Busted a lip and cracked a tooth (can barely see the crack). You know, it totally cured my cold.
Source
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Shop around. Wait until next year when the dental insurance starts again. Sorry about your problem. That must have been quite a terrible fall. I tripped on a crack in the sidewalk while rushing to my car to drive for a medical appointment--horrible cold. Busted a lip and cracked a tooth (can barely see the crack). You know, it totally cured my cold.
Source
Humana Health/Dental Insurance?
If you work for the Johnson Equiptment Co., and you get Humana heath and dental insurance for you and your family, what are the benifits of this? Would you be able to get braces for your daughter?
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No one here can answer that. Call your insurance company and ask them what they cover for orthodontia.
Source
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No one here can answer that. Call your insurance company and ask them what they cover for orthodontia.
Source
I am in desperate need of dental care. I do not have insurance and have lil to no money to pay for the work.?
Does anyone know of a dental credit card that will loan to someone w/ bad credit? Also a dentisit that does cheap but reliable dental work?
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If you live near a college/university with a dental school they will do the work for free or lower cost and you get good care and they get the hours needed to graduate.
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If you live near a college/university with a dental school they will do the work for free or lower cost and you get good care and they get the hours needed to graduate.
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HMO vs. PPO aetna dental health insurance?
so my school offers an option to student to get dental insurance from Aetna we have two choices: 1- Aetna Advantage Dental (HMO) for $131 dollars for spring semester only 2-Aetna Dental PPO $235 for spring semester only What's the difference between both? Which is better? Which covers more? Which one would you choose and why? Full Points for best answer
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healthquotes.awardspace.info - I switched to this health insurance from them, cause it gives much cheaper rates for m?.
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healthquotes.awardspace.info - I switched to this health insurance from them, cause it gives much cheaper rates for m?.
Source
Dental insurance in UK?
Does any one know how much aprox dental insurance or a private dental plan costs in UK? Does it vary from practice to practice? I am undergoing a treatment plan at the moment - after my next visit it will be finished. However I will still need a bridge fitted for a gap (my first molar) would I need to get this work done before my plan/cover started? Any answers appreciated.
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I'm not sure about prices, I know Boots have a dental plan from £9 a month, but for all plans you would need to have any existing problems treated before the cover would start.
Source
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I'm not sure about prices, I know Boots have a dental plan from £9 a month, but for all plans you would need to have any existing problems treated before the cover would start.
Source
my fiances tooth is KILLING him, he has no dental insurance...what are some remedies?
im worried. he cant even talk and we dont live together yet so I don't know what to do! hes taken tylenol 3's and advil and hes washed his mouth with paroxide and warm salt water...he cant afford a dentist rigth now!
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try motrin.. 3 of them.. the 200mg tablets every 6 hours.. I was doing that when i had my wisdom teeth out.. maybe try rubbing some rum on the gums around the tooth.. or oragel.. its a numbing cream made for toothaches you can get it at the drug store.
Source
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try motrin.. 3 of them.. the 200mg tablets every 6 hours.. I was doing that when i had my wisdom teeth out.. maybe try rubbing some rum on the gums around the tooth.. or oragel.. its a numbing cream made for toothaches you can get it at the drug store.
Source
What is the cheapest health care insurance per month in Canada for prescription and dental coverage?
Please only answer if you live in Canada and have the specific insurance that you are recommending. Include how much you pay a month if you can. 10 pts for the most informative answer. Please give me more than websites. Thanks!
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BlueCross
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BlueCross
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i'm on my parents dental insurance, if i needed to go the dentist would i have to pay when i go or?
do i pay a copay like going to the doctors or does the insurance take care of it all and i dont have to pay anything when i go in?
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health-quotes.isgreat.org - my family have this health insurance. It is affordable and has good coverage for dental issues.
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health-quotes.isgreat.org - my family have this health insurance. It is affordable and has good coverage for dental issues.
Source
Whats the first step of getting dental insurance??!!!! help!?
Who do I call? I am 19 y/o , minnesota, college student, employer doesnt offer insurance, my tooth is chipped in the back. how much does it cost? can I get dental insurance immediatly? -post your question, i will be glad to answer it- =D
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Call a dental insurance company and they will be glad to help you. Aetna's discount plan comes to mind. Generally speaking though, it is often cheaper to just pay out of pocket for the dentist than to subscribe to a plan (insurance companies aren't dumb...overall, they will not pay out more than they collect from you...).
Source
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Call a dental insurance company and they will be glad to help you. Aetna's discount plan comes to mind. Generally speaking though, it is often cheaper to just pay out of pocket for the dentist than to subscribe to a plan (insurance companies aren't dumb...overall, they will not pay out more than they collect from you...).
Source
How much for a new dental retainer if you don't have any insurance?
My dental retainer was broken. I came from oversea so I don't have any insurance. How much will it cost me? Could you give me an idea?? Thank you in advance ...
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$100-250
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$100-250
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Parents Dental Insurance?
Am I still covered by my parents dental insurance once I turn 18?
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healthquotes.awardspace.info - my family have this health insurance. It is affordable and has good coverage for dental issues.
Source
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healthquotes.awardspace.info - my family have this health insurance. It is affordable and has good coverage for dental issues.
Source
Has anyone ever tried this dental insurance: united dental, or know anything about them?
Here is a link: www.uniteddentalonline.com , I'm looking for good, cheap dental insurance, but I don't want a rippoff. Any feedback is appreciated, thanks
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They are a dental discount card, not insurance, and although I don't know this one in particular and they might be OK many are scams and the companies start up, get your money and go out of business regularly. You have four options with dental. 1. Visit a local dental school. You can get many procedures done for a reduced price if you're willing to let them practice on you. 2. Insurance - Depending upon the policy: cost $30-$60 per month. You pay a $50 deductible first, they have an annual maximum that they'll pay per year of $750 - $1500, they have a waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a root canal in my area is $829. With insurance you pay $414 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans. 3. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $829. With discount plans you pay around $746. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health & dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes… concerning these plans. 4. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $829. With fee for service plans you pay as little as $404. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
Source
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They are a dental discount card, not insurance, and although I don't know this one in particular and they might be OK many are scams and the companies start up, get your money and go out of business regularly. You have four options with dental. 1. Visit a local dental school. You can get many procedures done for a reduced price if you're willing to let them practice on you. 2. Insurance - Depending upon the policy: cost $30-$60 per month. You pay a $50 deductible first, they have an annual maximum that they'll pay per year of $750 - $1500, they have a waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a root canal in my area is $829. With insurance you pay $414 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans. 3. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $829. With discount plans you pay around $746. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health & dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes… concerning these plans. 4. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $829. With fee for service plans you pay as little as $404. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
Source
need dental insurance?
I need to see a dentist but i dont have medical insurance, does any one know if medical orfferes dental or any other plan i can get on that cheap i dont have alot of money and cant afford to bay to much please help...
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If you call your insurance man, he should have a dental plan available. Then, you will have to "weigh" the cost of the plan against the cost of whatever treatment you need.
Source
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If you call your insurance man, he should have a dental plan available. Then, you will have to "weigh" the cost of the plan against the cost of whatever treatment you need.
Source
How much is a routine dental checkup and cleaning "estimate" without insurance?
I live in Oregon and I have has some difficulty just trying to find out how much I would need to pay for a checkup without having any type of insurance. If you have worked in the field or have a estimate based on when you have gone in to the dentist, Please let me know.
--------------------
New Patient Comprehensive Exam: $47 Routine Cleaning: $88 Full Set of xrays: $105 'Checkup' xrays (2 on each side and 2 in the front): $81 Being told you don't have any cavities: Priceless! :)
Source
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New Patient Comprehensive Exam: $47 Routine Cleaning: $88 Full Set of xrays: $105 'Checkup' xrays (2 on each side and 2 in the front): $81 Being told you don't have any cavities: Priceless! :)
Source
Dental Insurance Maxed out?
My dental insurance maxed out for this year. i accidentally fell on the floor breaking my jaws. I will have to do a root canal and endodontics procedure for my teeth now. the dental treatment is very expensive without the insurance. Is there a way to minimize my dental expense? Your help is highly appreciated. thanks
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Shop around. Wait until next year when the dental insurance starts again. Sorry about your problem. That must have been quite a terrible fall. I tripped on a crack in the sidewalk while rushing to my car to drive for a medical appointment--horrible cold. Busted a lip and cracked a tooth (can barely see the crack). You know, it totally cured my cold.
Source
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Shop around. Wait until next year when the dental insurance starts again. Sorry about your problem. That must have been quite a terrible fall. I tripped on a crack in the sidewalk while rushing to my car to drive for a medical appointment--horrible cold. Busted a lip and cracked a tooth (can barely see the crack). You know, it totally cured my cold.
Source
Humana Health/Dental Insurance?
If you work for the Johnson Equiptment Co., and you get Humana heath and dental insurance for you and your family, what are the benifits of this? Would you be able to get braces for your daughter?
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No one here can answer that. Call your insurance company and ask them what they cover for orthodontia.
Source
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No one here can answer that. Call your insurance company and ask them what they cover for orthodontia.
Source
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