Are there dental schools with programs specializing in restorative work? How do they choose who the patients are? Do they require insurance?
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Absolutely... it is a small fee, and you should be ready to spend extra time to have work done...
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Sunday, March 20, 2011
Why do I risk having to give more tax money before April 2008? Can't my employer just not make mistakes?
And if I work more than 30 hours a week, I would usually be entitled to benefits, right? What exactly do people mean by "benefits"? Health Insurance, Dental? Give me general examples.
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You need to check with your employer to make sure you are not a "contract employee". If you are, the risk you are taking is that you will have to pay all your social security and medicare tax (plus any income tax owed) in April 2008. You can pay estimated taxes throughout this year to cover next years taxes. Also, if you are a contract employee, you are considered self employed and would most likely not be entiled to any find of "fringe" benefits, no matter how many hours you worked. One easy way to determine if you are a contract worker is to look at your paycheck stub (if you get one). The statement should show withholdings for SSI and Medicare (sometimes called FICA) and your paycheck is less than the horly wage times the number of hours worked. If you don't see anything like this when you get paid, your probably a contract worker. If you are an employee, the comment about having a risk to owe taxes next April may have been a reation to your W-4 form that you turned into the boss when you got hired. If you put an unusally large number of exemptions, or wrote in the word EXEMPT on the form, you will have very little taken out of your paycheck. Your boss does not know what your individual tax situation will be for the entire year and they will use your W-4 to calculate withholding tax. It's not their responsibility to ensure your taxes are paid, you are! If you are unsure about what you put on the W-4, your boss should be able to tell you what you turned in. I would then suggest you visit an tax preperation firm that also helps with financial advice (like H&R Block, etc.) where they can look at your entire tax situation and help you fill out the form correctly.
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You need to check with your employer to make sure you are not a "contract employee". If you are, the risk you are taking is that you will have to pay all your social security and medicare tax (plus any income tax owed) in April 2008. You can pay estimated taxes throughout this year to cover next years taxes. Also, if you are a contract employee, you are considered self employed and would most likely not be entiled to any find of "fringe" benefits, no matter how many hours you worked. One easy way to determine if you are a contract worker is to look at your paycheck stub (if you get one). The statement should show withholdings for SSI and Medicare (sometimes called FICA) and your paycheck is less than the horly wage times the number of hours worked. If you don't see anything like this when you get paid, your probably a contract worker. If you are an employee, the comment about having a risk to owe taxes next April may have been a reation to your W-4 form that you turned into the boss when you got hired. If you put an unusally large number of exemptions, or wrote in the word EXEMPT on the form, you will have very little taken out of your paycheck. Your boss does not know what your individual tax situation will be for the entire year and they will use your W-4 to calculate withholding tax. It's not their responsibility to ensure your taxes are paid, you are! If you are unsure about what you put on the W-4, your boss should be able to tell you what you turned in. I would then suggest you visit an tax preperation firm that also helps with financial advice (like H&R Block, etc.) where they can look at your entire tax situation and help you fill out the form correctly.
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I need a orthodontist in Redding California that take Delta Dental?
So I need braces but am having a hard time finding a good Orthodontist that takes my insurance. . . I really need to get my teeth fixed before I turn 18 please help!
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Call the toll free number for Delta Dental and speak to a customer service rep. Ask her to give you a list of their providers for ortho in your area.
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Call the toll free number for Delta Dental and speak to a customer service rep. Ask her to give you a list of their providers for ortho in your area.
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Has anyone had dental scaling done in one visit?
If so, how did you feel afterwards? Were you able to go out and do stuff? I have to get it done and they said they could do it in one or two appointments so I would rather do it in one and get it over with! Has anyone got that done in addition to fillings at the same time? I have to go back on Monday to meet with the billing office so they can review my insurance policy with what is covered and what isn't so just asking in advance if anyone had similar experiences!
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Sounds like you've got a deep cleaning coming. That's exactly what it is, a deep cleaning. They are trying to scrape off the plaque that has gripped your teeth below the gum line. It's done normally in more sessions, one section of the mouth at a time. You may not need that intensity. You can go out after. You will bleed at the office, but just like you bleed if you haven't brushed your teeth in months and give it a try. The gums are clearing out the gunk. It's normal and good. Your insurance SHOULD cover it, but every policy has the potential to be different. It is a deregulated country, after all. Fillings in the same visit? Possible, but we don't usually schedule like that.
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Sounds like you've got a deep cleaning coming. That's exactly what it is, a deep cleaning. They are trying to scrape off the plaque that has gripped your teeth below the gum line. It's done normally in more sessions, one section of the mouth at a time. You may not need that intensity. You can go out after. You will bleed at the office, but just like you bleed if you haven't brushed your teeth in months and give it a try. The gums are clearing out the gunk. It's normal and good. Your insurance SHOULD cover it, but every policy has the potential to be different. It is a deregulated country, after all. Fillings in the same visit? Possible, but we don't usually schedule like that.
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My daughter (4 year old) has a cavity in two teeth . I took her to the dentist and he said it would cost?
My daughter (4 year old) has a cavity in two teeth . I took her to the dentist and he said it would cost $1088 to fix it . I and my husband have dental insurance but did not take dental insurance for both my kids . I did not think a 4 year old would have a dental problem . $1088 is too much for me . Any suggestions
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This dentist wants you to pay $1088 to fix two cavities in what I'm guessing are still primary (or baby teeth) that she will loose in a year or so? More than likely the dentist wants to cap the teeth that have cavities in an effort to preserve the permanent teeth (or adult teeth) still under the gum line. It's a practice many dentist now use (or maybe what they try to "sell" you on) based on removing (pulling) the baby tooth that has a cavity before the adult tooth pushes it out CAN cause the adult tooth still under the gum line to shift, come in crooked or completely mess up the alignment of her adult teeth. What mom wants a child with crooked teeth??? The procedure is to drill out the cavity or rot in the tooth, the hole left is then packed with a temporary filling almost like clay, then a metal cap is fitted and molded over the tooth (much like a adult crown). As her adult tooth comes in, it will push the cap off and usually the baby tooth is pulled by the child in a week. Some dentist will not fill a primary tooth with a permanent filling , stating it's a waste since the child will soon loose the tooth naturally. But how is that any different than the cap procedure other than putting more money in the dentist's pocket. Now if the dentist wants $1088 to place permanent fillings in her teeth, tell him to go make is house payment or alimony payments off someone else. $544 for a child's filling on a primary tooth is not even explainable. For the heck of it, I googled "national average cost to have tooth filled". The national average cost $131. You need to find a dentist who will fill the tooth and prevent the cavity from spreading to the nerve endings and causing her pain. I'm sure there are plenty of parent's at her daycare or your friends who can give you the name of a good dentist who will do the work (on both teeth) for half of the $1088. When enrollment time rolls around get her insured, BUT check with the insurance provider, because many will not cover the cost to cap a primary tooth. Geez, I just had a root canal done on a molar for $945! Good Luck!!
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This dentist wants you to pay $1088 to fix two cavities in what I'm guessing are still primary (or baby teeth) that she will loose in a year or so? More than likely the dentist wants to cap the teeth that have cavities in an effort to preserve the permanent teeth (or adult teeth) still under the gum line. It's a practice many dentist now use (or maybe what they try to "sell" you on) based on removing (pulling) the baby tooth that has a cavity before the adult tooth pushes it out CAN cause the adult tooth still under the gum line to shift, come in crooked or completely mess up the alignment of her adult teeth. What mom wants a child with crooked teeth??? The procedure is to drill out the cavity or rot in the tooth, the hole left is then packed with a temporary filling almost like clay, then a metal cap is fitted and molded over the tooth (much like a adult crown). As her adult tooth comes in, it will push the cap off and usually the baby tooth is pulled by the child in a week. Some dentist will not fill a primary tooth with a permanent filling , stating it's a waste since the child will soon loose the tooth naturally. But how is that any different than the cap procedure other than putting more money in the dentist's pocket. Now if the dentist wants $1088 to place permanent fillings in her teeth, tell him to go make is house payment or alimony payments off someone else. $544 for a child's filling on a primary tooth is not even explainable. For the heck of it, I googled "national average cost to have tooth filled". The national average cost $131. You need to find a dentist who will fill the tooth and prevent the cavity from spreading to the nerve endings and causing her pain. I'm sure there are plenty of parent's at her daycare or your friends who can give you the name of a good dentist who will do the work (on both teeth) for half of the $1088. When enrollment time rolls around get her insured, BUT check with the insurance provider, because many will not cover the cost to cap a primary tooth. Geez, I just had a root canal done on a molar for $945! Good Luck!!
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Did I pay a fair price for a root canal and a crown?
I went to the dentist today because I had a huge abcess in one of my front tooth (insicor tooth). My doctor took an xray and told me I need a root canal. He said the total price for the root canal and the crown was $700. He is experienced and I trust him, I don't have dental insurance so that is what I am paying up front. Any thoughts???
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Wow...if you got a RCT, and a crown for $700 total...that is cheap. Not sure of the geographic location of your dentist, which does have an impact on prices...but I work for a DDS in MD, and we charge $600 for a root canal on a central alone. Then you have to factor in the cost of a post (of which you didnt mention- make sure to ask him whether or not that includes placing a post) which is around $300, and finally the crown which is a little under $1000.00. Word of advice...make sure he places a post (it provides the stability to hold/support the crown since the tooth is no longer vital), and request an all ceramic/porcelian crown opposed to a PFM crown. If you've ever seen someone with that dark/grey outline along their gumline, its from a PFM crown...and if your investing money to save the tooth, you want it to look as esthetically pleasing as possible. Good luck.
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Wow...if you got a RCT, and a crown for $700 total...that is cheap. Not sure of the geographic location of your dentist, which does have an impact on prices...but I work for a DDS in MD, and we charge $600 for a root canal on a central alone. Then you have to factor in the cost of a post (of which you didnt mention- make sure to ask him whether or not that includes placing a post) which is around $300, and finally the crown which is a little under $1000.00. Word of advice...make sure he places a post (it provides the stability to hold/support the crown since the tooth is no longer vital), and request an all ceramic/porcelian crown opposed to a PFM crown. If you've ever seen someone with that dark/grey outline along their gumline, its from a PFM crown...and if your investing money to save the tooth, you want it to look as esthetically pleasing as possible. Good luck.
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What could I do to fix my buck teeth?
When my mouth is at rest, my lips don't close all the way, there's a gap between my upper lip and lower lip causing my teeth to show and it makes me really self-conscious when out In public, I tend to avoid people and even friends because of it. Is there anything I can do to fix this problem? My dad is currently laid off and is there any good dental insurance out there that isn't too expensive? Thanks :)
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Hi, hun. I'm unsure how legit it is but, just be googling this website showed up. www.dentalplans.com Good luck!
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Hi, hun. I'm unsure how legit it is but, just be googling this website showed up. www.dentalplans.com Good luck!
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What does an infected wisdom tooth feel like?
I've had a headache for about 3 days now, my left side of my mouth hurts really bad and I have two wisdeom teeth coming through (one on top one on bottom) I have no dental insurance and no way to come up with any money. Could I go to the hopsital emergency room and get a prescription for an infection? I really dont know what to go :( it really hurts, and im only 19, and no noone in my family is going to help pay. I am married and my husband makes about 20,000 a year and im unemployed
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This is what they do in my ER---If you really do have an infection they will write you a perscription for an antibiotic and give you Tylenol. We have a huge problem with people attempting to get pain killers for their so-called toothaches, so docs are extremely cautious. About the bill though...The hospital can get you set up on payment plans. Here a local pharmacy offers free generic antibiotics.
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This is what they do in my ER---If you really do have an infection they will write you a perscription for an antibiotic and give you Tylenol. We have a huge problem with people attempting to get pain killers for their so-called toothaches, so docs are extremely cautious. About the bill though...The hospital can get you set up on payment plans. Here a local pharmacy offers free generic antibiotics.
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Acrylic Mold~ Dental Help AT Home!?
I have been trying to repair a tooth that broke off a partial. The partial itself is broken and doesn't reach my teeth, therefore I need to make a mold to pour the acrylic in so I can attach the tooth . What can I use to make it out of that I can get the acrylic out easily & quickly (besides cement or puddy ~ acrylic dries & hardens so fast!) and push the tooth into it? I'm thinking of making a "pouch" out of Reynolds Wrap? Believe me, I am baffled! I don't know how I can do this! It's a front tooth and I do not have dental insurance, so please don't write me to go to a dentist.
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I am not gonna say that I am totally sure about the answer.it is really depending on the personal mind.thus it would better for you to try to find the best answer yourself.Here www.HealthInsuranceFree.info is a good resource for reference though.
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I am not gonna say that I am totally sure about the answer.it is really depending on the personal mind.thus it would better for you to try to find the best answer yourself.Here www.HealthInsuranceFree.info is a good resource for reference though.
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If my dental filling fell out, do I need to be concerned for my internal health?
Today, my stainless steel crown covering a filling that was done over 10 years ago was pulled off by a taffy piece of candy. I won't be able to see a dentist until I can get my insurance figured out, which could take WEEKS. Because of the exposure of the inner filling "stuff," do I need to worry about getting sick?
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Yes - infection can set in. It also exposes the tooth to further damage causing possible loss. While what the first responder said is true, that should only be a temporary fix. Dental diseases can lead to other health problems if left unchecked. Go to your dentist and get it fixed - fairly simple procedure to replace a filling and not that expensive. However, the longer you wait the more difficult and expensive it becomes (fractured tooth, root canal, etc) to fix.
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Yes - infection can set in. It also exposes the tooth to further damage causing possible loss. While what the first responder said is true, that should only be a temporary fix. Dental diseases can lead to other health problems if left unchecked. Go to your dentist and get it fixed - fairly simple procedure to replace a filling and not that expensive. However, the longer you wait the more difficult and expensive it becomes (fractured tooth, root canal, etc) to fix.
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Desperate for dental payment suggestions?
Almost 2 weeks ago I went to the dentist for a toothache and it turns out I need a root canal. I had a temporary filling put in. Unfortunately, with my dental insurance, I have to pay $250.00 out of pocket for the root canal and I do NOT have the money right now. I have maxed out my credit cards and have little cash in my bank account (due to bills, bills, bills). I don't know what to do and my tooth is KILLING ME - the filling has almost completely fell out. Any suggestions that do not include borrowing money from a friend or family member OR asking the dentist if they have a credit plan (because I already did and they DO not). Thanks!
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Can you take out a loan from a bank?
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Can you take out a loan from a bank?
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What happens if your filling falls out and you don't get it replaced?
My filling fell out and my dental insurance is expired. To make matters worse the dentist that did it has moved out of state and so he can't fix it and the other dentists in the clinic will fix his mistake for free. What happens to my tooth if I leave it?
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You might get a cavity again. The hole in your tooth might get bigger and you might need to get a root canal. It is harmful for an filling to fall out because food you eat will get stuck in the hole of the tooth and it will be harder to clean tooth.
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You might get a cavity again. The hole in your tooth might get bigger and you might need to get a root canal. It is harmful for an filling to fall out because food you eat will get stuck in the hole of the tooth and it will be harder to clean tooth.
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what is this bump on the roof of my mouth?
i have an abscessed tooth on the top left side of my mouth, a day after the pain started, i discovered a smooth sore bump on the roof of my mouth. I went to the emergency room because i have NO dental insurance and no money, the doctor gave me antibiotics and it doesn't seem to be helping me. He told me the bump would go away but instead has seemed to have gotten worse. How can this country let people go like this with such pain. Has anyone ever experienced this bump and do you have any suggestions?
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The bump is most likely the abscess itself. You NEED to go to the dentist. The antibiotics might stop the infection for the mean time, but not the source of the problem, it could and probably will come back. You need to get that tooth evaluated and fixed by the dentist. I know cost is an issue, but you health is more important. Possible treatment options could be a root canal or simply taking the tooth out. I cannot give you real professional answers, since I can't see your tooth, and I am not a doctor, the best thing to do is to please see a dentist.
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The bump is most likely the abscess itself. You NEED to go to the dentist. The antibiotics might stop the infection for the mean time, but not the source of the problem, it could and probably will come back. You need to get that tooth evaluated and fixed by the dentist. I know cost is an issue, but you health is more important. Possible treatment options could be a root canal or simply taking the tooth out. I cannot give you real professional answers, since I can't see your tooth, and I am not a doctor, the best thing to do is to please see a dentist.
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Is There A Program To Help Me Pay With Dental Work?
I Am Needing Over $3000.00 Worth Of Dental Work Done. I'm A Stay At Home So I Do Not Have A Dental Insurance But My Husband Makes To Much For Us To Qualify For Medicaid. Is CHIP Just For Children Or Would I Be Able To Get It. I'm Currently 21 Years Of Age. And I Have Spoken To Many Insurance Company's And It Wont Be Worth An Individual Plan Because They Only Cover So Much. Or Is There Any Other Programs That Could Help Me Pay?
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The only thing you could try is Care Credit. It is a line of credit, relatively easy to be approved for, and they have flexible payment plans and low interest rates. Or, if you live near a University which has a Dental program you could see the students for free. http://www.carecredit.com/
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The only thing you could try is Care Credit. It is a line of credit, relatively easy to be approved for, and they have flexible payment plans and low interest rates. Or, if you live near a University which has a Dental program you could see the students for free. http://www.carecredit.com/
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Are there any Dentists in St Louis who would accept payments?
I have no dental insurance and require quite a bit of work.
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nowhere will you find a dentist that does this for routine work, chances are patients wont honor payments
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nowhere will you find a dentist that does this for routine work, chances are patients wont honor payments
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If an insurance company pays for an injury they are liable for, how long will they continue to be?
My son was hit in the mouth with a baseball seven years ago. His teeth had to be wired in place. One of the four damaged teeth was worse than the others. That one required a follow up root canal. The baseball insurance covered all expenses as we were uninsured at the time. Now, 7 years later, the tooth that had the root canal is still deteriorating, and we just had to extract the tooth and in 6 months will be doing an implant (after the healing completes itself). We do have dental insurance, however, it will only cover less than $1,000 of the costs. The total bill is going to be close to $7,000 or better. I feel the insurance company should still be liable to help with the expenses. The company says they only are liable for 156 weeks. They never told us that before. What can be done? We are not asking for pain and suffering (although with the pain he has been through, we SHOULD).
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I am sorry to say this, but think about it, how long is this insurance company supposed to be on the hook? For 156 weeks, that is over 3 years. You could go to the dentist for the next 20 years and provide a bill and expect them to pay it. Would you do this? Pull out the paperwork you signed. (Believe me, you signed it and most likely then not read it, or was told they would cover, but did not HEAR that it was for X and X amount of months). You were just happy they covered it and would pay for any other problems. As for the dental implant, that appears pricey, I have seen that the average is around $3,500, based on my own experience of doing claims. My suggestion is to call the dental schools where you live. Many will do procedures for over 50% less than a licensed dentist since they need the experience and have licensed dentist to oversee the procedure. Also, since you have dental insurance, see if they can find a dentist to do. Even though a dentist charges say $2,000, the contract with the insurance maybe they will allow only $1,500, meaning you would owe only $500. good luck
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I am sorry to say this, but think about it, how long is this insurance company supposed to be on the hook? For 156 weeks, that is over 3 years. You could go to the dentist for the next 20 years and provide a bill and expect them to pay it. Would you do this? Pull out the paperwork you signed. (Believe me, you signed it and most likely then not read it, or was told they would cover, but did not HEAR that it was for X and X amount of months). You were just happy they covered it and would pay for any other problems. As for the dental implant, that appears pricey, I have seen that the average is around $3,500, based on my own experience of doing claims. My suggestion is to call the dental schools where you live. Many will do procedures for over 50% less than a licensed dentist since they need the experience and have licensed dentist to oversee the procedure. Also, since you have dental insurance, see if they can find a dentist to do. Even though a dentist charges say $2,000, the contract with the insurance maybe they will allow only $1,500, meaning you would owe only $500. good luck
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Are discount dental plans/fee schedules really beneficial?
My family does not have dental insurance, and I am going to need some work done. I have some issues with my gums, and it has just been years I've been to a dentist. I've been looking online at a few discount plans, but I'm just wondering if they are actually beneficial. For my whole family, it would cost $160-$200 a year. I called a dentist's office that is listed and they said their normal cost for a crown is around $900. With the plan, it would cost $504. Has anyone actually used any of these discount plans? Please don't advertise your own website here. If you are a broker or whatever looking for business...look elsewhere please. I only want to hear from people who have actually used these plans or from someone who works at a dentist's office and knows how these plans work. Thanks!
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My advise to you is that dental plans are basically very costly and do not provide good value. In regard to your gums, I strongly suggest you do an alternative, low cost thing that will reap you great rewards. Go to: (800) 370 - 3447 and order two things: Neem Oil Neem Bark Mix these two items together and make a paste. Put the paste all over your gums first thing in the morning and before bed. It takes ONE day to stop all bleeding. You can reduce dental pockets and as bad as a grade 5 pocket within less than 2 months doing this. Your gums will become healthy. This will save you thousands of dollars alone. The next thing to do is to fix your diet that is causing the dental problems. I strongly suggest you seek out a Certified Nutritional Therapist that can advise you. They can test you for nutritional deficiencies and recommend supplements and a good diet that will put you on the road to health that will keep those teeth looking good. good luck to you
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My advise to you is that dental plans are basically very costly and do not provide good value. In regard to your gums, I strongly suggest you do an alternative, low cost thing that will reap you great rewards. Go to: (800) 370 - 3447 and order two things: Neem Oil Neem Bark Mix these two items together and make a paste. Put the paste all over your gums first thing in the morning and before bed. It takes ONE day to stop all bleeding. You can reduce dental pockets and as bad as a grade 5 pocket within less than 2 months doing this. Your gums will become healthy. This will save you thousands of dollars alone. The next thing to do is to fix your diet that is causing the dental problems. I strongly suggest you seek out a Certified Nutritional Therapist that can advise you. They can test you for nutritional deficiencies and recommend supplements and a good diet that will put you on the road to health that will keep those teeth looking good. good luck to you
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where can i get affordal dental insurance online?
full coverage
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If you have good teeth and just want the basics you probably don't need any plan. A yearly cleaning and exam will cost you less without insurance. You have four options with dental. 1. Visit a local dental school. You can get many procedures done for a reduced price if you're willing to let them practice on you. 2. Insurance - Depending upon the policy: cost $30-$60 per month. You pay a $50 deductible first, they have an annual maximum that they'll pay per year of $750 - $1500, they have a waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a root canal in my area is $829. With insurance you pay $414 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans. 3. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $829. With discount plans you pay around $746. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health & dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes… concerning these plans. 4. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $829. With fee for service plans you pay as little as $404. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
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If you have good teeth and just want the basics you probably don't need any plan. A yearly cleaning and exam will cost you less without insurance. You have four options with dental. 1. Visit a local dental school. You can get many procedures done for a reduced price if you're willing to let them practice on you. 2. Insurance - Depending upon the policy: cost $30-$60 per month. You pay a $50 deductible first, they have an annual maximum that they'll pay per year of $750 - $1500, they have a waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a root canal in my area is $829. With insurance you pay $414 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans. 3. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $829. With discount plans you pay around $746. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health & dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes… concerning these plans. 4. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $829. With fee for service plans you pay as little as $404. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
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Will I lose my health insurance if I defer my enrollment?
I got accepted to NYU for Fall 2009. I paid all of my deposits and now I just don't think I will ever have spending money or be able to get loans. I am thinking about deferring my enrollment for a year, to save up money for books and spending and build my credit so I can get loans. After a year I'll just transfer to a SUNY school and finish out there. I'm just wondering if I will lose my health and dental insurance by waiting a year to go to school?
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If you are insured under your parent then yes you may lose your insurance unless there is clause that allow for the coverage of dependent children until age 25. Check you health insuracnce policy
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If you are insured under your parent then yes you may lose your insurance unless there is clause that allow for the coverage of dependent children until age 25. Check you health insuracnce policy
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I need a good dentist that takes Principal Dental Insurance (HMO)?
Preferably on the NW side of Chicago. I live near Harlem and Irving.
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Here's the info you needed, directly off of the Principal Insurance website. http://c3.go2dental.com/member/dental_se…
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Here's the info you needed, directly off of the Principal Insurance website. http://c3.go2dental.com/member/dental_se…
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What are some good dental plans?
Had dental insurance through work, but that did not cover much, something like $750/yr max. What are some good dental plans through reputable companies?
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For my family we have a great plan. I would encourage you to visit this great site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and they have saved us thousands of dollars since on all dental services. From exams, xrays, cleanings...etc. Even my braces were covered. They even had my extremely affordable plan active in 2 hours and was able to use it the very same day. Hope this helps.
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For my family we have a great plan. I would encourage you to visit this great site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and they have saved us thousands of dollars since on all dental services. From exams, xrays, cleanings...etc. Even my braces were covered. They even had my extremely affordable plan active in 2 hours and was able to use it the very same day. Hope this helps.
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Dental Insurance? Threw The State?
I currently don't have a job or insurance. I am currently looking so no comments please. I have a cavity and its really starting to affect me. Im getting headaches from it and can barely eat anything. Is there anyways I can get like insurance or something from the state? I'm in washington state in king county.
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health-quotes.talk4fun.net - here is my health insurance plan. As I remember they can provide such a service.
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health-quotes.talk4fun.net - here is my health insurance plan. As I remember they can provide such a service.
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What is the best dental insurances plan?
Hi i am looking for a dental plan for just my child so she can get affordable braces/headgear and also oral surgery! Im really trying to look for a great deal so i don't need to pay very much and it would be great if you could reply fast because she needs to get them hopefully before the break is over! Thanks!
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YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here www.HealthInsuranceFree.info to solve the problem.
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YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here www.HealthInsuranceFree.info to solve the problem.
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How do I get insurance with kids and no job?
I got laid off a year ago and still can't find a job. I work random farmhand jobs every now and then to make ends meet. My health insurance from my layoff package is about to expire. My wife is still part time until they decide to hire her full time so she doesn't get any benefits. I have 2 boys that I am worried about if something happens. Is there anyway to find health insurance/ dental. I tried a few places like BC-BS and they wanted an arm and a leg.
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I really can't answer your question because I live in Canada & our medical system is different than yours. I just wanted to give you some words of encouragement because I understand the kinds of frustrations you must be feeling. Sometimes we get stuck into a certain way of thinking and we don't realize we are limiting ourselves and keeping the things we want to happen from happening. Go rent this movie that is called "The Secret" it is a documentary and I promise you it will change your life.
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I really can't answer your question because I live in Canada & our medical system is different than yours. I just wanted to give you some words of encouragement because I understand the kinds of frustrations you must be feeling. Sometimes we get stuck into a certain way of thinking and we don't realize we are limiting ourselves and keeping the things we want to happen from happening. Go rent this movie that is called "The Secret" it is a documentary and I promise you it will change your life.
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